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FI Minded - Financial Independence, Early Retirement & Lifestyle Design

Justin Peters - Financial Independence Podcast Host & Educator
Financial Independence
Personal Finance
Budgeting
Side Hustles
Investing
Burnout
Frugality
Investment Strategies
Work-Life Balance
Mini-Retirements
Relationships
Early Retirement
Retirement Planning
Conflict Resolution
Real Estate Investing
Coast FI
Burnout Recovery
Cash Flow Management
End-Of-Life Planning
Roth IRA

Pursuing financial independence, financial freedom, or early retirement often leads to the same questions: How do I become financially independent? How much should I save? What happens after I reach FI? FI Minded helps you use money to create more freedom, without turning your entire life into a financial optimization project. Host Justin Peters explores the decisions behind building a flexible, w... more

PublishesTwice monthlyEpisodes208Founded7 years ago
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Artwork for FI Minded

Latest Episodes

Frugality can be one of the most powerful tools on the path to financial independence. But what happens when you start getting closer to your FI number?

At some point, the question may shift from “How can I spend less?” to “Is optimizing every dolla... more

YouTube

For years, the 4% rule has been one of the most important tools in the financial independence community. It gives us a simple way to answer one critical question: Can I afford to retire?

But once you actually reach FI, a different question becomes m... more

YouTube

For decades, the formula for financial independence has been remarkably simple: earn more, spend less, invest the difference, and build a portfolio large enough to cover your expenses forever.

It's a strategy that's helped thousands of people retire... more

YouTube

For years, financial independence feels like the answer.

No more alarms. No more asking permission for vacation. No more meetings that could have been an email.

But what happens when you finally get everything you worked for?

Maggie Tucker retired... more

YouTube

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Recent Guests

Brian Herriot
Author of Time Freedom, entrepreneur
Time Freedom (book)
Episode: The Missing Piece of the FIRE Formula | E205 Brian Herriot
Maggie Tucker
Guest from Inside Out Money, author and retiree
Inside Out Money
Episode: Why Freedom Needs Structure in Early Retirement | E204 Maggie Tucker
Cody Berman
Author of Retire by 30; FI educator and entrepreneur
Author, FI educator
Episode: Fast-Track Your Way to Financial Independence With This Plan | E203 Cody Berman
Hanna Horvath
Guest from Your Brain on Money, discussing psychology of money and anti-car stance
Your Brain on Money
Episode: How Many Years of Freedom Does Your Car Cost? | E202 Hanna Horvath
Chris Luger
Host of Heavy Metal Money Podcast
Heavy Metal Money Podcast
Episode: How to Reach Financial Independence in 10 Years | E201 Chris Luger
Joe Saul-Sehy
Host of Stacking Benjamins; former financial planner turned media personality
Stacking Benjamins
Episode: What 200 Episodes Taught Me About Financial Independence | E200 Joe Saul-Sehy
Doug Cunnington
Host of Mile High FI podcast
Mile High FI
Episode: When Productivity Becomes the Problem | E199 Doug Cunnington
Fritz Gilbert
Author of Retirement Manifesto; presents 20 Steps to Take in Your Final Three Years of Work
Retirement Manifesto
Episode: What to Do in Your Final Year Before Retirement | E198 Fritz Gilbert
Jesse Kramer
Financial advisor and host of Personal Finance for Long-Term Investors
Personal Finance for Long-Term Investors
Episode: Retiring Before 50? Here’s What You Need to Know | E196 Jesse Cramer

Host

Justin Peters
Host of FI Minded; leads interviews with FI educators, authors, and practitioners

Reviews

4.9 out of 5 stars from 198 ratings
  • Useful and fun podcast

    Justin does a wonderful job of curating speakers who are compassionate, smart, and have great advice. The conversations flow seamlessly because of Justin’s presence and commitment to knowing his guests well before the recording even starts. Definitely a podcast worth listening to if you have any interest in financial independence!

    Apple Podcasts
    5
    Ben Fox Coaching
    United States22 days ago
  • Great show

    Really enjoy this podcasts and listening to different perspectives. The host asks great questions and can definitely relate.

    Apple Podcasts
    5
    bophia21
    United States2 years ago
  • I wish this show was around when I was in my 20s

    Justin is a fantastic host with a great interview style. Before the show he does a lot of research on the topic that will be discussed. This is evident by him expertly guiding the conversation and asking all the pertinent questions that his audience would find interesting and relevant.

    I wish a show like this existed when I was in my 20s.

    Apple Podcasts
    5
    Maya Corbic, CPA
    Canada3 years ago
  • Justin is one of the most authentic podcast hosts there is - and he brings on very insightful guests to talk about topics that are all so relatable to young adults looking to step up their adulting game!

    Podchaser
    5
    jongoehringvo
    3 years ago
  • A Must Listen

    Justin takes a deep look into life’s struggles and shares how to overcome such issues. Highly recommend for everyone to take a listen. You’ll be surprised of what you’ll learn!

    Apple Podcasts
    5
    About That Wallet
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

interviews balance theory with practical step-by-step tactics
content is consistently actionable and relatable for young professionals
hosts asks thoughtful questions and guides discussions effectively
guests bring diverse, high-signal FI expertise and real-world experience
overall production quality and guest selection are top-tier

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#129
India/Business/Investing
Apple Podcasts
#190
Denmark/Business/Investing
Apple Podcasts
#228
United Arab Emirates/Business/Investing
Apple Podcasts
#242
India/Business

Talking Points

Recent interactions between the hosts and their guests.

The Missing Piece of the FIRE Formula | E205 Brian Herriot
Q: How does the time freedom formula differ from the standard financial freedom formula?
The time freedom formula adds a flexible work component to cover the gap between investment income and living expenses, enabling a plan that uses ongoing income from flexible work to achieve a desired lifestyle.
The Missing Piece of the FIRE Formula | E205 Brian Herriot
Q: What's the difference between meaningful freedom and FIRE?
Meaningful freedom emphasizes having control over your time and the way you work, even while continuing to earn income, rather than waiting to stop working entirely; it recognizes that flexibility and alignment with personal goals can yield greater satisfaction.
Fast-Track Your Way to Financial Independence With This Plan | E203 Cody Berman
Q: Can you break down the two paths to financial independence with the nest egg method and the cash flow method?
Cody explains the traditional nest egg approach (25x expenses invested to support withdrawal rates like 4%) and contrasts it with Cash Flow FI (generate passive or semi-passive monthly cash flow to cover expenses). He discusses combining both strategies—holding investments while building passive income streams like real estate and digital products—to accelerate FI and diversify risk.
Fast-Track Your Way to Financial Independence With This Plan | E203 Cody Berman
Q: If someone wanted to fast track FI, how would you think about choosing between a nine to five or an entrepreneurship? Are there like certain characteristics or personality traits that you think might suit someone better?
He frames it as a math and psychology problem: if your day job offers the fastest path to increasing income and narrowing the gap with expenses, stick with it; otherwise, pursue entrepreneurship or a side hustle if you enjoy building and managing systems. The key is willingness to commit, learn, and endure upfront while aiming for long-term, scalable payoff.
Fast-Track Your Way to Financial Independence With This Plan | E203 Cody Berman
Q: And if you're in one of those seasons right now, how do you actually fast-track financial independence, especially without burning out or hating your life?
Cody emphasizes balancing ambition with sustainability: pursue higher income but couple it with intentional, reduced lifestyle inflation and build scalable assets that pay over time. He highlights the importance of choosing a path (nest egg vs. cash flow) that fits your psychology and finances, using a sprint mentality rather than a lifelong grind, and leveraging systems to maintain enjoyment along the journey.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About FI Minded

What is FI Minded about and what kind of topics does it cover?

A show focused on building financial independence without burnout, emphasizing Coast FI, Slow FI, and flexible, work-optional living. Episodes explore practical paths to FI—nest-egg approaches, side hustles, real estate, and lifestyle design—along with how to navigate post-FI life, taxes, and health care. Interviews feature a wide range of FI educators, authors, and practitioners, offering actionable frameworks and real-world numbers to help listeners make smarter decisions about work, spending, and living well on the journey to financial freedom.

Where can I find podcast stats for FI Minded?

Rephonic provides a wide range of podcast stats for FI Minded. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to FI Minded and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does FI Minded get?

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What are the audience demographics for FI Minded?

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How many subscribers and views does FI Minded have?

To see how many followers or subscribers FI Minded has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to FI Minded?

These podcasts share a similar audience with FI Minded:

1. Mile High FI Podcast
2. ChooseFI | Financial Independence Podcast
3. Catching Up to FI
4. Personal Finance for Long-Term Investors
5. BiggerPockets Money

How many episodes of FI Minded are there?

FI Minded launched 7 years ago and published 208 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact FI Minded?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for FI Minded?

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What guests have appeared on FI Minded?

Recent guests on FI Minded include:

1. Brian Herriot
2. Maggie Tucker
3. Cody Berman
4. Hanna Horvath
5. Chris Luger
6. Joe Saul-Sehy
7. Doug Cunnington
8. Fritz Gilbert

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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