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The Clark Howard Podcast

Clark Howard
Retirement Planning
Roth IRA
Social Security
Inflation
Credit Cards
Personal Finance
Retirement
Artificial Intelligence
Clark Stinks
Electric Vehicles
Investment Strategies
Credit Card Debt
Costco
Auto Insurance
Scams
Real Estate
Housing Market
Job Market
Insurance
Consumer Behavior

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consu... more

PublishesDailyEpisodes2379Founded20 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for The Clark Howard Podcast

Latest Episodes

Avoid Holiday Shopping Traps & The Dangerous Car Recall You Can’t Ignore

In this episode, Clark shares his simple, battle-tested trick to stop impulse spending during peak holiday shopping season – including his hands-only shopping cart rule that wi... more

YouTube

The Real Cost of Owning a Car & Can You Actually Retire on $500,000?Wes breaks down the cold, hard numbers on two major financial questions that could completely change your path to financial independence. First, Wes dives into "car math," looking pa... more

Are AI Chatbots Secretly Tricking Holiday Shoppers? & Why You MUST Ask for an Itemized Hospital Bill

With the holiday shopping season in full swing, millions of consumers are turning to AI shopping assistants like Meta’s Muse for the very first time... more

YouTube

Clark Stinks & #1 TV Brand People Keep the Longest

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.

Also today, are there TV brands worth paying extra money for? Just in time for Black... more

YouTube

Key Facts

Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Wes Moss
Certified financial planner, author, and retirement researcher
Episode: 10.20.26 Ask An Advisor With Wes Moss
Don McDonald
Host of Talking Real Money
Talking Real Money
Episode: 09.25.26 Clark Answers His Critics on Clark Stinks / Price Drop: Athletic Shoes
Don MacDonald
Co-host of Talking Real Money
Talking Real Money
Episode: 03.11.26 Retirees Returning to Work / Medical Privacy Warning
TJ Watt
Pro linebacker and co-designer at YPB by Abercrombie
YPB by Abercrombie
Episode: 01.07.26 What Early Tax Filers Need To Know / When To Take Social Security
Jonathan Clements
Premier personal finance writer in the United States, known for advocating for index funds
Episode: 10.02.25 SPECIAL EDITION: A tribute To Financial Mentor Jonathan Clements
Kim Komando
Consumer technology expert and host of multiple daily shows
komando.com
Episode: 09.12.24 Clark Welcomes Consumer Tech Expert Kim Komando

Hosts

Clark Howard
Host of the show, central figure for personal finance guidance and consumer advice.
Christa DeBias
Co-host referenced in dialogue; guides discussions on retirement planning and money questions.

Reviews

4.6 out of 5 stars from 6.5k ratings
  • New NuBank

    Check out NuBank 3.5% daily interest rate plus no fees whatsoever

    Apple Podcasts
    5
    Mr. Coolisimo
    United Statesa month ago
  • Transparency

    I have been a listener of the show, but I feel it is important for the audience to have full transparency regarding the background of the co-hosts. For those unaware of his external business ventures, Wes Moss was one of the original co-founders of Trump Media

    Apple Podcasts
    1
    EasternOregon
    United States2 months ago
  • Love Clark... could do without Wes & his baggage. Pass on listening to Tuesday.

    Podcast Addict
    4
    WallaWells
    2 months ago
  • Christa talking over Clark

    I have mentioned this a few times before but it still happens. In the August 14th 2026 podcast at about 32 minutes in, Clark is discussing payment methods and as he starts to mention - I think Venmo - Christa starts talking right over him & it was impossible to figure out what was being said or at least sort out what Clark was going to say.

    I don’t understand why she does this. She could wait until he’s finished with his sentence and then say what she’s thinking, but to talk over him - and it ... more

    Apple Podcasts
    3
    EasternOregon
    United States2 months ago
  • Great consumer info!

    I’ve been listening to Clark’s advice for years and learned quite a bit on how to not get ripped off. Love the new Wes Moss segment too which focuses on retirement and specific advice there.

    Apple Podcasts
    5
    DT24242424
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise practical, easy-to-follow financial advice and the host's honest, straightforward approach.
Audience comments are mixed about political discussions, but content quality and usefulness are frequently highlighted.
Fans appreciate long-running, down-to-earth money guidance and real-world examples.
Some critics feel Wes Moss's perspective shifts the show's focus away from Clark's traditional style.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#24
United States/Business/Investing
Apple Podcasts
#130
United States/Business
Apple Podcasts
#143
Italy/Business/Investing
Apple Podcasts
#188
South Korea/Business/Investing
Apple Podcasts
#213
China/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

10.26.26 Retirement Challenges / Best Value on Rx Eyewear
Q: Could using a HELOC to pay off a mortgage and cover daily expenses be a legitimate strategy?
Clark calls the strategy a poor deal rather than a scam, warning that it exchanges a fixed-rate mortgage for a variable-rate loan and that the pitch overlooks other bills. He explains that a mortgage recast can reduce monthly payments after a lump-sum principal payment while leaving the loan term unchanged.
10.26.26 Retirement Challenges / Best Value on Rx Eyewear
Q: How is estate planning with Vanguard, and should I use it to set up a trust for my children and grandchildren?
Clark says Vanguard may provide access to estate-planning attorneys for clients with sufficient assets, but he favors using its services alongside an outside attorney who specializes in wills, estates and trusts rather than relying on Vanguard alone.
10.28.26 Airline Passenger Rights / Family Caregiving - Planning Ahead
Q: Is this group likely to be trustworthy?
Howard recommends Advice Only Network and other advice-only planning firms for people who want financial guidance without turning over their investments for ongoing management.
10.28.26 Airline Passenger Rights / Family Caregiving - Planning Ahead
Q: Are sites like Point.me and The Points Guy worth the subscription cost, or is it more sizzle and no steak?
Howard says some award-travel deals are real, especially in premium economy and business class, but they require substantial flexibility with travel dates and multiple points transfers.
10.27.26 Ask An Advisor With Wes Moss
Q: How can we take advantage of those lower income years? Should we continue maxing out our retirement contributions while we're still working? Should I shift some or all of my 401K contributions to Roth? And once our income drops, would 2027 or 2028 be a good time to start doing Roth conversions?
Moss says the lower-income year in 2028 is the better time to begin Roth conversions, spreading them over time and calculating an appropriate tax bracket with a CPA.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About The Clark Howard Podcast

What is The Clark Howard Podcast about and what kind of topics does it cover?

A practical, listener-driven show focused on personal finance, consumer tips, and money-saving strategies. Across episodes, topics include savings optimization (CDs, banking traps, auto-renewals), retirement planning and the psychology of spending, insurance shifts, travel hacks, and emerging tech-enabled money management. The show blends expert guidance with real-world questions, pruning complex financial concepts into actionable steps, with sponsor messages woven in. A notable strength is its buy-what-works approach, long-running host-team dynamics, and recurring segments that tackle listener concerns, exempting politics from the core financial advice in most episodes, though audience commentary sometimes ventures into current events. Thi... more

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How many listeners does The Clark Howard Podcast get?

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To see how many followers or subscribers The Clark Howard Podcast has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Clark Howard Podcast?

These podcasts share a similar audience with The Clark Howard Podcast:

1. Talking Real Money - Investing Talk
2. Retire Sooner with Wes Moss
3. Retirement Answer Man
4. Stay Wealthy Retirement Podcast
5. Your Money, Your Wealth

How many episodes of The Clark Howard Podcast are there?

The Clark Howard Podcast launched 20 years ago and published 2379 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Clark Howard Podcast?

Recent guests on The Clark Howard Podcast include:

1. Wes Moss
2. Don McDonald
3. Don MacDonald
4. TJ Watt
5. Jonathan Clements
6. Kim Komando

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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