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The Clark Howard Podcast

Clark Howard
Retirement Planning
Roth IRA
Personal Finance
Inflation
Social Security
Credit Cards
Investment Strategies
Electric Vehicles
Retirement
Artificial Intelligence
Clark Stinks
Credit Card Debt
Costco
Auto Insurance
Scams
Real Estate
Housing Market
Insurance
Job Market
Consumer Advice

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consu... more

PublishesDailyEpisodes2365Founded20 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for The Clark Howard Podcast

Latest Episodes

Are High-Yield Investments Dangerously Risky? & Why Wes Updated His Thinking on HSAs

Jim Cramer says high yields are dangerous – so is retirement income actually at risk? Wes sets the record straight on high-dividend stocks, interest rates, and how ... more

With gas prices squeezing wallets, you might be tempted to trade in your current ride for a fuel-efficient hybrid or EV. However, making a permanent financial decision based on a temporary spike in gas prices can cost you thousands in the long run. B... more

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, is your home insurance company offering free smart tech? It is becoming increasingly common for insurers to send free monitoring de... more

Interest rates are up, and Clark addresses how to maximize savings, and what mortgage rates mean for the housing market. The giant monster mega banks are paying an insulting 0.01% on savings accounts, essentially a zero return. What rate should you ... more

Key Facts

Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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The Stacking Benjamins ShowJoe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
Stay Wealthy Retirement Podcast
Stay Wealthy Retirement PodcastTaylor Schulte, CFP®

Recent Guests

Don McDonald
Host of Talking Real Money
Talking Real Money
Episode: 09.25.26 Clark Answers His Critics on Clark Stinks / Price Drop: Athletic Shoes
Wes Moss
Financial advisor and host of Ask an Advisor
wesmoss.com
Episode: 08.25.26 Ask An Advisor With Wes Moss
Don MacDonald
Co-host of Talking Real Money
Talking Real Money
Episode: 03.11.26 Retirees Returning to Work / Medical Privacy Warning
TJ Watt
Pro linebacker and co-designer at YPB by Abercrombie
YPB by Abercrombie
Episode: 01.07.26 What Early Tax Filers Need To Know / When To Take Social Security
Jonathan Clements
Premier personal finance writer in the United States, known for advocating for index funds
Episode: 10.02.25 SPECIAL EDITION: A tribute To Financial Mentor Jonathan Clements
Kim Komando
Consumer technology expert and host of multiple daily shows
komando.com
Episode: 09.12.24 Clark Welcomes Consumer Tech Expert Kim Komando

Hosts

Clark Howard
Host of the show, central figure for personal finance guidance and consumer advice.
Christa DeBias
Co-host referenced in dialogue; guides discussions on retirement planning and money questions.

Reviews

4.6 out of 5 stars from 6.5k ratings
  • Love Clark... could do without Wes & his baggage. Pass on listening to Tuesday.

    Podcast Addict
    4
    WallaWells
    a month ago
  • Christa talking over Clark

    I have mentioned this a few times before but it still happens. In the August 14th 2026 podcast at about 32 minutes in, Clark is discussing payment methods and as he starts to mention - I think Venmo - Christa starts talking right over him & it was impossible to figure out what was being said or at least sort out what Clark was going to say.

    I don’t understand why she does this. She could wait until he’s finished with his sentence and then say what she’s thinking, but to talk over him - and it ... more

    Apple Podcasts
    3
    EasternOregon
    United States2 months ago
  • Great consumer info!

    I’ve been listening to Clark’s advice for years and learned quite a bit on how to not get ripped off. Love the new Wes Moss segment too which focuses on retirement and specific advice there.

    Apple Podcasts
    5
    DT24242424
    United States2 months ago
  • Wes, stop it!

    It makes me cringe every time Wes Moss calls Social Security,“social”.

    It drives me crazy. Please just call it by its full name.

    Apple Podcasts
    5
    Will Stop
    United States2 months ago
  • Clark and Christa are outstanding!

    Can't be replaced. I suspect you know who is buying the show. Yes he is smart, but he will be a problem for current subscribers. What about Roger Whitney?

    Apple Podcasts
    5
    Interested bystander
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise practical, easy-to-follow financial advice and the host's honest, straightforward approach.
Audience comments are mixed about political discussions, but content quality and usefulness are frequently highlighted.
Fans appreciate long-running, down-to-earth money guidance and real-world examples.
Some critics feel Wes Moss's perspective shifts the show's focus away from Clark's traditional style.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

10.06.26 Ask An Advisor With Wes Moss
Q: Steve in Iowa asks about the optimal order to withdraw from retirement accounts to manage taxes.
The recommended order is to take brokerage money first, then traditional retirement accounts, and let Roth dollars be preserved for later withdrawal to optimize tax efficiency over time.
10.06.26 Ask An Advisor With Wes Moss
Q: Wanda in North Carolina asks about healthcare costs in retirement and how to plan given Medicare at 65 and Social Security timing.
Wes explains that healthcare costs can be manageable with a coordinated plan, using current average silver plan costs as a baseline and emphasizing coordination with doctors and insurance subsidies, while acknowledging variability by state and income.
10.02.26 Clark Answers His Critics on Clark Stinks / Health Insurance Sticker Shock
Q: What should small businesses do to prepare for next year's health insurance renewals?
Talk to your health insurance broker early, explore plan options that may limit premium increases, and prepare for higher costs by considering plans with tighter networks or pre-approval requirements for specialists.
10.05.26 DIYing to SPEND LESS / Steel Your Heart Against ROMANCE SCAMS
Q: Freaked out, freaked out. I don't like that Costco is getting involved in disadvantaged plans. How do you feel about Costco offering these plans?
I'm skeptical about Costco entering the Medicare Advantage space because disadvantaged plans can be risky; they may restrict access or deny care when needed, so I advise caution and suggest evaluating states where this is offered and understanding the consequences before enrolling.
10.07.26 Interest Rates: Both Sides Of The Coin
Q: How should a parent manage funding an aviation education while protecting retirement savings?
Prioritize retirement funding, consider encouraging the student to pursue income-generating steps like becoming a certified flight instructor (CFI), and view aviation training as a high-cost, long-horizon investment.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About The Clark Howard Podcast

What is The Clark Howard Podcast about and what kind of topics does it cover?

A practical, listener-driven show focused on personal finance, consumer tips, and money-saving strategies. Across episodes, topics include savings optimization (CDs, banking traps, auto-renewals), retirement planning and the psychology of spending, insurance shifts, travel hacks, and emerging tech-enabled money management. The show blends expert guidance with real-world questions, pruning complex financial concepts into actionable steps, with sponsor messages woven in. A notable strength is its buy-what-works approach, long-running host-team dynamics, and recurring segments that tackle listener concerns, exempting politics from the core financial advice in most episodes, though audience commentary sometimes ventures into current events. Thi... more

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How many listeners does The Clark Howard Podcast get?

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To see how many followers or subscribers The Clark Howard Podcast has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Clark Howard Podcast?

These podcasts share a similar audience with The Clark Howard Podcast:

1. Talking Real Money - Investing Talk
2. Retire Sooner with Wes Moss
3. Retirement Answer Man
4. The Stacking Benjamins Show
5. Stay Wealthy Retirement Podcast

How many episodes of The Clark Howard Podcast are there?

The Clark Howard Podcast launched 20 years ago and published 2365 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Clark Howard Podcast?

Recent guests on The Clark Howard Podcast include:

1. Don McDonald
2. Wes Moss
3. Don MacDonald
4. TJ Watt
5. Jonathan Clements
6. Kim Komando

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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