Your Money, Your Wealth

Retirement Planning

Roth Conversions

Social Security

Roth IRA

Investment Strategies

Financial Planning

Tax Strategies

Capital Gains Tax

Early Retirement

Asset Allocation

Tax Planning

Pensions

Tax Strategy

Financial Independence

Annuities

Traditional IRA

401(k)

Financial Literacy

Financial Advisors

Required Minimum Distributions (rmds)

Making fun of finance. A US News & World Report "Top 9 Personal Finance Podcast" (2025) and "Top 12 Retirement Podcast" (2023). One of the "10 Best Personal Finance YouTube Channels" (CardRates, 2023). "Best Retirement Podcast With Humor" (FIPhysician, 2020-2024). Learn strategies that can help you retire successfully. Financial advisor Joe Anderson, CFP® and certified public accountant Big Al Clo... more

882 ratings

Publishes	Weekly	Episodes	588	Founded	17 years ago
Number of Listeners		Categories	EducationBusinessInvesting

Listen to this Podcast

Guests Hosts Reviews Charts Talking Points

Latest Episodes

Roth vs. Traditional 401(k) at $275K Income: What's the Right Move? - 593

Paul and Angela in Florida are 52 and 45. What's the earliest the two of them can walk away from work at the same time, so Paul can spend a whole lot more time in the boat? That’s today on Your Money, Your Wealth podcast number 593. Then the fellas s... more

Yesterday • 45 min

We Reverse-Engineered Their $6.5M Retirement. Here's What We Found - 592

Schedule a Free Financial Assessment with an experienced professional:

purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep592-description-free-assessment

Michael... more

28 Jul 2026 • 45 min

YouTube

Roth Conversions and RMDs: Are You Ready to Retire? - 591

Schedule a Free Financial Assessment with an experienced professional:

purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep591-description-free-assessment

B and S... more

21 Jul 2026 • 34 min • Most popular

YouTube

Got a Pre-Tax Fortune? Nobody Warns You About the Retirement Tax Bomb - 590

Schedule a Free Financial Assessment with an experienced professional:

bit.ly/YMYWassessC

Today on Your Money, Your Wealth® podcast 590, Joe Anderson, CFP® and Big Al Clopine, CPA spitball for people with a small fortune sitting in pre-tax ... more

14 Jul 2026 • 45 min

YouTube

Key Facts

Accepts Sponsors

Contact Information

Podcast Host

Number of Listeners

Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

Stay Wealthy Retirement PodcastTaylor Schulte, CFP®

Retirement Starts TodayBenjamin Brandt CFP®, RICP®

Ready For RetirementJames Conole, CFP®

Retirement Answer ManRoger Whitney, CFP®, CIMA®, RMA, CPWA®

Big Picture Retirement®Devin Carroll, CFP® & John Ross, JD

Recent Guests

Klo Jopine

Listener from Utah asking about Roth vs pre-tax for a self-employed individual

Listener

Episode: Too Much 401k Money? The $3M Roth Conversion Problem - 579

Chase & Ryder

Couple planning to retire, with large pensions and 401(k) assets

Brewing company employees

Episode: The Retirement Question Every Couple Asks: Can We Afford It? - 578

Dolly Parton

Caller referencing inheritance/estate planning with a cultural example

Musician

Episode: The Retirement Question Every Couple Asks: Can We Afford It? - 578

Steve Edelman

Caller from Minnesota, laid off at 56 with complex benefits

Episode: This Early Retirement Strategy Could Be a Huge Mistake - 577

Sharon Edelman

Caller spouse from Minnesota

Episode: This Early Retirement Strategy Could Be a Huge Mistake - 577

TJ from PA

Listener who asked about Roth conversions for a couple planning retirement

Listener

Episode: When Roth Conversions Don't Make Sense (And When They're a No-Brainer) - 576

Rebels Without a Gauze

Listener group from New England referenced in the episode

Listener group

Episode: When Roth Conversions Don't Make Sense (And When They're a No-Brainer) - 576

Biking Barnsey

Listener from Arkansas with retirement and Roth questions

Listener

Episode: When Roth Conversions Don't Make Sense (And When They're a No-Brainer) - 576

Redd & Kitty

Upcoming caller mentioned for next episode

Listener

Episode: When Roth Conversions Don't Make Sense (And When They're a No-Brainer) - 576

Hosts

Joe Anderson

Host of Your Money Your Wealth

Big Al Clopine

Co-host providing tax and investment insights

Andi Last

Executive Producer and host on Your Money Your Wealth

Reviews

4.6 out of 5 stars from 882 ratings

Can’t Wait for Tuesdays!!
Been listening for 7+ yrs and still the best financial podcast out there for experienced investors!
Apple Podcasts
5
Moneygirlout
United States2 months ago
Great podcast
I listen to a lot of retirement podcasts. I’m listen to them while I’m trying to go to sleep, but I have to stop doing that for this podcast because it kept me awake because I liked it so much. This is a really great podcast for people who want to get a better sense of practical issues that people who are retiring face. I do wish they had more people who have less than 5 million net worth but it’s still interesting to listen to.
Apple Podcasts
5
Thaisajs
United States3 months ago
One of the Best
Joe, Al, and Andi make a fantastic podcast (as do the others who pull it all together). I’ve been listening to them weekly for more than 3 years now. I’m still enjoying the side stories (Al’s Hawaiian vacations especially) and as I become more comfortable with the lingo I see why I appreciate their perspectives. We’ve worked hard to understand our financial future and likely needs, and their spit-ball analysis paints a picture of enjoying the fruits of that hard work. Keep it up!
Apple Podcasts
5
*dOrY*
United States3 months ago
Fun show, WAY too conservative
Love the model of reviewing real people’s finances and they do keep it fun. Hard to agree with the less than 2% safe withdrawal rates in early retirement especially after listening to many other financial podcasts. I think they have a tough time understanding many people in the real world can be flexible in their spending & may be reducing their proposed SWR in order to account for the 1% fee in their AUM model.
Apple Podcasts
4
mike2me17
United States4 months ago
4% Rule
These guys are funny and informative but their advice is VERY conservative going with 2-3% withdrawal rate when even the 4% rule is already too conservative. Even the guy who created the 4% rule said it was too conservative. There’s plenty of evidence that people who do that die with a lot of money leftover. Also wish they would do less scenarios where people have huge pensions or fixed income.
Apple Podcasts
3
CoachJEB18
United States4 months ago

Embed These Reviews on a Website

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate real-world math and scenarios, though some find the approach very conservative on withdrawal rates.

The show blends humor with practical retirement spitballing and clarifies complex topics.

The banter and host dynamics keep retirement content engaging without sacrificing actionable advice.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts	#35	United States/Business/Investing
Apple Podcasts	#145	United States/Business
Apple Podcasts	#142	Brazil/Business/Investing
Apple Podcasts	#200	Ireland/Business/Investing
Apple Podcasts	#245	Japan/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Roth Conversions and RMDs: Are You Ready to Retire? - 591

Q: Is the Roth conversion plan solid given the couple's current income and spending?

Yes, the hosts walk through converting portions of the IRA to Roth gradually, especially in lower tax brackets and during market dips, to maximize long-term tax-free growth while keeping withdrawals within current tax brackets.

Roth Conversions vs. RMDs: Which Tax Bill Hurts More? - 587

Q: Is there a Roth conversion strategy for him, given his age and income?

Yes, convert portions to stay within favorable tax brackets (often targeting the 12% bracket) when market conditions are favorable, and consider delaying or staggering conversions to manage future RMDs and Social Security implications.

Safe Withdrawal Rate Debate: How Much Can You REALLY Spend in Early Retirement? - 582

Q: At what withdrawal rate would you consider returning to work if markets perform poorly for three to four years?

The hosts suggest using a sleep-factor plus scenario testing; a sabbatical could be viable with a higher distribution rate (around 2.5% to 3%) for a defined period, but if the market downturns persist, they would reassess and consider returning to work.

Roth Conversions, Pension Lump Sums & Annuities: Is Bigger Always Better? - 581

Q: Should we take the lump sum or the pension for the June couple?

The hosts discuss using a back‑of‑the‑envelope IRR comparison and longevity considerations; in this case the lump sum is favored if the individual can achieve or exceed the pension's guaranteed lifetime income through investments, especially given Social Security and other income.

The Retirement Question Every Couple Asks: Can We Afford It? - 578

Q: Is it feasible to retire in 2027 or should Burt and Sally push to 2031 or 2032 given their pensions and healthcare costs?

Based on the current numbers, retiring in 2027 or shortly after is feasible if they manage spending and optimize the timing of Social Security; waiting a few more years could improve the pension growth and health coverage, but it depends on whether Sally continues working and how much they can safely withdraw from investments.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Your Money, Your Wealth

What is Your Money, Your Wealth about and what kind of topics does it cover?

A witty, practical retirement- and tax-focused show that blends math-based cash-flow analysis with real-world caller questions. Episodes repeatedly tackle withdrawal strategies, Roth conversions, Social Security timing, and tax optimization, while sprinkling humor and banter to keep complex topics approachable. Noteworthy is the emphasis on scenario-based planning tailored to high-income savers and early retirees, plus actionable resources and a fiduciary-first advisory stance. The format aims to help listeners make informed decisions without sacrificing personality or entertainment value, making it useful for both hands-on planners and individuals seeking approachable financial guidance.

Where can I find podcast stats for Your Money, Your Wealth?

Rephonic provides a wide range of podcast stats for Your Money, Your Wealth. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Your Money, Your Wealth and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Your Money, Your Wealth get?

Rephonic provides a full set of podcast information for three million podcasts, including the number of listeners. View further listenership figures for Your Money, Your Wealth, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for Your Money, Your Wealth?

Rephonic provides comprehensive predictive audience data for Your Money, Your Wealth, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does Your Money, Your Wealth have?

To see how many followers or subscribers Your Money, Your Wealth has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Your Money, Your Wealth?

These podcasts share a similar audience with Your Money, Your Wealth:

1. Stay Wealthy Retirement Podcast
2. Retirement Starts Today
3. Ready For Retirement
4. Retirement Answer Man
5. Big Picture Retirement®

How many episodes of Your Money, Your Wealth are there?

Your Money, Your Wealth launched 17 years ago and published 588 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Your Money, Your Wealth?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Your Money, Your Wealth?

Rephonic pulls ratings and reviews for Your Money, Your Wealth from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for Your Money, Your Wealth?

Rephonic provides full transcripts for episodes of Your Money, Your Wealth. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on Your Money, Your Wealth?

Recent guests on Your Money, Your Wealth include:

1. Klo Jopine
2. Chase & Ryder
3. Dolly Parton
4. Steve Edelman
5. Sharon Edelman
6. TJ from PA
7. Rebels Without a Gauze
8. Biking Barnsey

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.

Try it free for 7 days