Rephonic
Artwork for Your Money, Your Wealth
Retirement Planning
Roth Conversions
Investment Strategies
Social Security
Financial Planning
Roth IRA
Retirement Spending
Mortgage Payoff
Early Retirement
Retirement Withdrawals
Financial Literacy
Taxes
Investment Strategy
Social Security Benefits
Tax Loss Harvesting
Brokerage Accounts
Capital Gains Tax
Pensions
Retirement Plans
Tax Diversification

Making fun of finance. A US News & World Report "Top 9 Personal Finance Podcast" (2025) and "Top 12 Retirement Podcast" (2023). One of the "10 Best Personal Finance YouTube Channels" (CardRates, 2023). "Best Retirement Podcast With Humor" (FIPhysician, 2020-2024). Learn strategies that can help you retire successfully. Financial advisor Joe Anderson, CFP® and certified public accountant Big Al Clo... more

PublishesWeeklyEpisodes571Founded17 years ago
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Artwork for Your Money, Your Wealth

Latest Episodes

Joe Anderson, CFP® and Big Al Clopine, CPA spitball on how to build your own retirement AND support your kids financially, today on Your Money, Your Wealth® podcast number 575. "Lloyd and Diane" in Montgomery County are 50 with $8.4 million. Can they... more

YouTube

Joe Anderson, CFP® and Big Al Clopine, CPA focus on Social Security claiming strategies as part of the retirement spitballs, today on Your Money, Your Wealth® podcast number 574. Bijou Plutus and her husband in Massachusetts are 62 and 64 with about ... more

Juan and Mary in Brooklyn are 49 and 48 with $2.2 million saved. Can Juan afford to retire early, or just walk away if he gets fired? And if they get divorced, yikes - but does the math still work? That's today on Your Money, Your Wealth® podcast num... more

YouTube

"Carl and Jane" have eight million bucks, and their advisor is suggesting a 130/30 long-short investing strategy. Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether this is a smart tax move or unnecessary complexity - and whether they wou... more

YouTube

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Chris Riley
PGA professional
Episode: Could You Retire Tomorrow If You Had To? - 573
Ed Slott
Roth IRA guru
Episode: How to Beat the "Fire Hydrant" of Future Taxes: YMYW Best of 2025 - 563
Susan Brandeis
Certified Financial Planner
Episode: How to Beat the "Fire Hydrant" of Future Taxes: YMYW Best of 2025 - 563
Barbie Mattel
Listener from the Midwest concerned about retirement finances and planning
Episode: Don't Let Money Anxiety Ruin Your Retirement - 552
Jonathan Clements
Former Wall Street Journal personal finance columnist
Humbledollar.com
Episode: "The Payoff is Huge": Jonathan Clements' Final Initiative to Empower Lifelong Savers - 532
Tim the Enchanter
Listener inquiring about Roth conversions and capital gains taxes
Episode: Portfolio Drift, Avoiding Capital Gains, and a $6M Retirement - 530
Coach Dobber
Listener focusing on municipal bonds and brokerage accounts
Episode: Portfolio Drift, Avoiding Capital Gains, and a $6M Retirement - 530
Chip Skylark
A 33-year-old IT consultant focused on early retirement strategies with substantial savings.
Episode: Taxable Income, Dividends, Roth & SMA: What's Missing in Your Early Retirement? - 527
April and Andy
Listeners who are actively planning their retirement and seeking comprehensive advice.
Episode: Taxable Income, Dividends, Roth & SMA: What's Missing in Your Early Retirement? - 527

Hosts

Joe Anderson
Host and financial expert; CFP®
Big Al Clopine
Co-host; CPA and financial expert
Andi Last
Executive Producer and Host

Reviews

4.6 out of 5 stars from 853 ratings
  • Get Joe some reading glasses

    I love the banter and the spitballing but it’s painful hear Joe stumble through reading the questions.

    Apple Podcasts
    5
    r4drk
    United Statesa month ago
  • 4% Rule

    These guys are funny and informative but their advice is VERY conservative going with 3% withdrawal rate when even the 4% rule is already too conservative.

    Apple Podcasts
    3
    CoachJEB18
    United Statesa month ago
  • I think they’d like us to do Roth Conversions 😏

    Thoughtful spitballs with humor. They appreciate that not everyone has multiple millions when they retire

    Apple Podcasts
    5
    Mick J
    United States4 months ago
  • Easy listening, funny, & informative

    I’ve started listening to the 3 of you over the last 4 months and no, I have no plans to bail on you now 🤣😂. I find the show format to be lite, funny, especially Joe’s reading, and informative. I also appreciate that you keep each episode to a good length, perfect to digest during a walk.

    Apple Podcasts
    5
    Chunks Chummy
    United States4 months ago
  • Excellent Content

    Always very informative!

    Apple Podcasts
    5
    pappy jenkins
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some criticism notes that topics can skew toward high-net-worth scenarios, with calls for broader accessibility.
Listeners appreciate the mix of humor and practical financial advice.
Many praise the format for being entertaining yet informative.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#78
United States/Business/Investing
Apple Podcasts
#194
United States/Business
Apple Podcasts
#139
Canada/Business/Investing
Apple Podcasts
#191
Sweden/Business/Investing
Apple Podcasts
#223
Taiwan/Business/Investing
Apple Podcasts
#250
Philippines/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Die With Zero: Are You Giving Your Kids Too Much? - 575
Q: What about Roth conversions and QCDs for minimizing taxes while leaving assets for the kids?
Roth conversions up to the 24% bracket are advisable for many high-bracket scenarios, and QCDs can reduce taxable RMDs and support charitable giving.
Die With Zero: Are You Giving Your Kids Too Much? - 575
Q: Should we buy an annuity to guarantee income, given we may retire young and want to protect against longevity risk?
Annuities can boost cash flow and provide security, but they reduce flexibility and depend on insurer risk; the decision should balance needs, tax planning, and estate goals.
Die With Zero: Are You Giving Your Kids Too Much? - 575
Q: Is our annual retirement budget doable and will there be extra money to give to our kids while we are alive?
Yes, the math supports that they can retire in about six years with a $250k annual spend, considering pension and Social Security, and there should be room to gift liquid assets during their lifetime.
Could You Lose Half Your Retirement Income to Taxes? - 572
Q: When should someone consider Roth conversions given RMDs and IRMA/NIC concerns?
Think long-term: model lifetime taxes, consider converting in lower brackets before RMDs ramp up, and weight the impact of IRMA and NIC versus the potential tax-free growth in Roths for heirs; gradual, planned conversions can reduce overall taxes over a lifetime.
Retire Early in Your 40s or 50s: Green Light or Reality Check? - 571
Q: My question, can my wife and I retire early at age 53?
The hosts discuss feasibility for the couple, highlighting the need for substantial liquidity, careful tax planning, and potential tweaks like partial work or later Social Security to bridge the gap.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
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Household Income
Social Media Reach

Frequently Asked Questions About Your Money, Your Wealth

What is Your Money, Your Wealth about and what kind of topics does it cover?

A conversational finance show that blends practical retirement planning, tax strategies, and investing with humor and banter. Hosts tackle real listener scenarios, offering math-driven analyses on topics like Roth conversions, Social Security timing, long-term care, and house-holding expenses, often using case studies to illustrate trade-offs and risk. Noteworthy is the consistent reliance on audience questions, a fiduciary stance from a fee-only advisor firm, and a distinctive lighthearted approach that aims to educate without overwhelming beginners. The format is particularly helpful for listeners nearing or planning retirement, those seeking tax-efficient strategies, and individuals who enjoy approachable explanations of complex financia... more

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Which podcasts are similar to Your Money, Your Wealth?

These podcasts share a similar audience with Your Money, Your Wealth:

1. Stay Wealthy Retirement Podcast
2. Retirement Starts Today
3. Ready For Retirement
4. Retirement Answer Man
5. Retirement Planning Education, with Andy Panko

How many episodes of Your Money, Your Wealth are there?

Your Money, Your Wealth launched 17 years ago and published 571 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Your Money, Your Wealth?

Recent guests on Your Money, Your Wealth include:

1. Chris Riley
2. Ed Slott
3. Susan Brandeis
4. Barbie Mattel
5. Jonathan Clements
6. Tim the Enchanter
7. Coach Dobber
8. Chip Skylark

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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