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Artwork for Retirement Answer Man
Retirement Planning
Social Security
Financial Planning
Retirement
Financial Independence
Personal Finance
Behavioral Finance
Investment Strategies
FIRE Movement
Financial Security
Marriage
Medicare
Roth Conversions
Private Equity
Investment Strategy
Tax Management
Asset Allocation
Travel
Inflation
Financial Management

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement... more

PublishesWeeklyEpisodes669Founded13 years ago
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InvestingBusinessEducationSelf-Improvement

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Artwork for Retirement Answer Man

Latest Episodes

Roger Whitney closes out his five-week Social Security series with a practical framework for married couples deciding when to claim. He explains how to coordinate benefits, avoid common mistakes, and make a decision that fits the household rather tha... more

Roger Whitney explains how solo filers can make a confident Social Security claiming decision without getting overwhelmed by complexity. He covers the biggest mistakes to avoid, introduces a practical decision-making framework, answers listener quest... more

Roger Whitney explains six levers that can influence Social Security benefits: reviewing your earnings record, choosing when to claim, managing retirement income, reconsidering an early claim, considering where you live, and coordinating spousal or s... more

How is your Social Security benefit actually calculated? In this episode, Roger explains how you qualify for retirement benefits, how your earnings history determines your benefit, and why the age you claim matters. Understanding these basics will he... more

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Recent Guests

Gretchen Rubin
Author of The Four Tendencies, expert on personality profiles
Author/Speaker
Episode: Summer Reruns: Gabbing with Gretchen Rubin- Your Personality and How it Plays into Your Retirement Planning
Jesse Mecham
Founder of YNAB (You Need A Budget)
YNAB
Episode: Retirement Toolkit: Never Worry About Money Again with Jesse Mecham
Jordan Grumet
Physician with hospice experience and retirement planning perspective
Speaker/Guest on show
Episode: Take the Retirement Leap of Faith with Jordan Grumet
Lindsey Hardegree
Organizational expert associated with Marie Kondo's organization
Marie Kondo Organization / KonMari
Episode: Decluttering for Retirement: Your Step-by-Step Plan
Wade Pfau
Author of The Retirement Planning Guidebook; researcher and creator of the RISA
Retirement Researcher / The Retirement Planning Guidebook
Episode: Retirement Talk with Dr. Wade Pfau
Dr. Harry Reiss
Professor focusing on interpersonal relationships, co-author of How to Feel Loved
University of Rochester
Episode: How to Feel Loved with Dr. Harry Reis
Cesar Aguirre
Author of Retirement with Purpose, focusing on the 10 R's for Joyful Retirement
Self-published author
Episode: The 10 R's for a Joyful Retirement with Cesar Aguirre
Dr. Bobby
Discusses health topics related to diet and nutritional choices
Episode: How to Navigate Goals as Life Unfolds
Erin Coe
An enrolled agent and team member who loves the tax code
Episode: The Difference Between an IRS Late Payment Penalty and Interest

Host

Roger Whitney
Host of the show and lead retirement planner focused on practical strategies and holistic retirement education

Reviews

4.6 out of 5 stars from 1.4k ratings
  • Balances the financial and emotional sides of retirement

    Timely and varied information to round out the retirement experience. One of the trifecta of retirement podcasts with the others being The Retirement and IRA Show and Retirement Planning Education

    Apple Podcasts
    5
    PJM-NYC
    United States3 months ago
  • About your money, and your life

    I so appreciate Roger’s knowledge and perspective. This podcast helps build and maintain your nest egg, sure. But Roger also helps me think through the personal and ethical implications of my decisions, in an exceedingly non-judgmental way. And he helps listeners improve the quality of their retired years, beyond their net worth.

    Apple Podcasts
    5
    debh
    United States3 months ago
  • How to build a diversified Portfolio

    This episode starts with a “what if I know nothing” approach, and built up to a much more sophisticated Q and A for an investor with a $10M portfolio.

    That’s what I love about these >600 episodes. There is always a new nugget you can build upon if you can stomach the redundancy (or fast forward). It reinforces sound advice about Timeframe and building the 3 key buckets: Contingency, liquidity, and growth funds.

    Thanks Roger

    Apple Podcasts
    5
    Semi-Retired in Colorado
    United States5 months ago
  • My favorite podcast!

    Roger's personality and speaking style make this podcast the most pleasant to listen to. While he seems very relatable and down to earth, he shares very helpful insights regarding financials and other retirement aspects. He covers multiple topics in each episode and keeps the pace lively, but easy to digest. This is my absolute favorite podcast!

    Audible
    5
    Terri B.
    United States6 months ago
  • Roger's personality and speaking style make this podcast the most pleasant to listen to. While he seems very relatable and down to earth, he shares very helpful insights regarding financials and other retirement aspects. He covers multiple topics in each episode and keeps the pace lively, but easy to digest. This is my absolute favorite podcast!

    Audible
    5
    Terri B.
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Consistently helps listeners rethink retirement beyond numbers.
Engaging and holistic, with practical takeaways for real life.
Hosts bring thoughtful, non-pushy guidance and clear frameworks.
Balanced coverage of financial and life aspects of retirement.
Length can vary; some episodes feel lengthy for quick listeners.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Your Social Security Playbook: Building Your Strategy- Single Filers
Q: How do survivor benefits interact with my own benefit when I'm a widow planning for 60s?
If your own benefit is smaller than the survivor benefit, take your own early; if your own benefit is larger, take the survivor benefit first and let yours grow to 70 with deferral credits.
Your Social Security Playbook: Building Your Strategy- Single Filers
Q: What's the most Nuanced way to recompute benefits if I retire early at 60?
Use the Social Security Detailed Calculator on ssa.gov, enter zeros for years 60-67 to reflect not working, and adjust for higher earnings later to get a more nuanced estimate.
Your Social Security Playbook: The Levers You Control
Q: With all the uncertainty of future Social Security benefits, what is a reasonable way to model future benefits into my personal plan?
Build a retirement plan of record that assumes benefits as currently promised, add liquidity as a buffer, and use what-if scenarios to test different claiming strategies without overfitting to uncertain future changes.
Your Social Security Playbook: How Your Benefit is Calculated
Q: If my husband takes his benefit at 67, can he switch to half of my benefit when I start at 70?
The host explains that spousal benefits do not increase in value when the other spouse delays; at the higher earner delaying to 70 can create a top-up for the spouse, but the spouse does not gain the increased benefit from the higher earner's delay beyond what their own PIA would provide.
Your Social Security Playbook: How Your Benefit is Calculated
Q: What's the easiest way to classify income and expenses for taxes given a mix of Social Security, pension, and dividends?
The host suggests building a mock tax return based on last year's 1040 and using a tax calculator to input known items (pension, Social Security) and estimate dividends and capital gains, adding a 10% buffer for conservatism and to avoid penalties, to determine withholdings or safe-harbor estimates.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About Retirement Answer Man

What is Retirement Answer Man about and what kind of topics does it cover?

A practical, holistic retirement show that centers on turning financial planning into actionable routines. Across episodes, the host and guests explore simple, robust retirement strategies, budgeting mindset, tax efficiency, Social Security, Medicare, and non-financial aspects like decluttering and lifestyle design. The emphasis on elegant simplicity, actionable frameworks, and real-world examples helps listeners move from theory to planning that supports rock-solid retirement outcomes. A notable strength is blending technical topics with personal growth and everyday life improvements, making it valuable for both approaching and retirement-age audiences seeking guidance beyond spreadsheets.

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How many listeners does Retirement Answer Man get?

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What are the audience demographics for Retirement Answer Man?

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Which podcasts are similar to Retirement Answer Man?

These podcasts share a similar audience with Retirement Answer Man:

1. Retirement Starts Today
2. Stay Wealthy Retirement Podcast
3. Retirement Planning Education, with Andy Panko
4. Ready For Retirement
5. Sound Retirement Radio

How many episodes of Retirement Answer Man are there?

Retirement Answer Man launched 13 years ago and published 669 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retirement Answer Man?

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What guests have appeared on Retirement Answer Man?

Recent guests on Retirement Answer Man include:

1. Gretchen Rubin
2. Jesse Mecham
3. Jordan Grumet
4. Lindsey Hardegree
5. Wade Pfau
6. Dr. Harry Reiss
7. Cesar Aguirre
8. Dr. Bobby

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