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Artwork for Retirement Answer Man
Retirement Planning
Social Security
Financial Planning
Retirement
Financial Independence
Personal Finance
Behavioral Finance
FIRE Movement
Investment Strategies
Financial Security
Marriage
Medicare
Roth Conversions
Private Equity
Investment Strategy
Tax Management
Asset Allocation
Travel
Inflation
Financial Management

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement... more

PublishesWeeklyEpisodes672Founded13 years ago
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InvestingBusinessEducationSelf-Improvement

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Artwork for Retirement Answer Man

Latest Episodes

Roger welcomes Danielle Roberts, co-founder of Boomer Benefits, to discuss Medicare in 2026, including rising Part D premiums, Medicare Advantage versus Medigap, and what to review during open enrollment. Then, Roger shares a Rock Retirement Club cas... more

Episode Overview

Year-end planning doesn't have to become a giant project. Roger walks through the key items every retiree should put eyes on before December 31st -- not to do everything, but to avoid the unforced errors that sneak up on you. He als... more

Peter Lazaroff, Chief Investment Officer of PlanCorp and author of The Perfect Portfolio, joins Roger to explore what makes a portfolio “perfect.” The answer isn’t a mathematically optimized portfolio—it’s one that serves your life. They discuss how ... more

Roger Whitney closes out his five-week Social Security series with a practical framework for married couples deciding when to claim. He explains how to coordinate benefits, avoid common mistakes, and make a decision that fits the household rather tha... more

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Recent Guests

Peter Lazaroff
Chief Investment Officer at PlanCorp
PlanCorp
Episode: The Perfect Portfolio with Peter Lazaroff
Daniel Crosby
Chief behavior officer at Orion Advisory Solutions; psychologist; author
Orion Advisory Solutions
Episode: Summer Reruns: Learn What to Ignore with Dr. Daniel Crosby
Gretchen Rubin
Author of The Four Tendencies, expert on personality profiles
Author/Speaker
Episode: Summer Reruns: Gabbing with Gretchen Rubin- Your Personality and How it Plays into Your Retirement Planning
Tanya Nichols
Financial planner specializing in retirement for singles, former founder of Align Financial
Align Financial (now Retire Agile partner)
Episode: Summer Reruns: Retiring Single with Tanya Nichols
Jesse Mecham
Founder of YNAB (You Need A Budget)
YNAB
Episode: Retirement Toolkit: Never Worry About Money Again with Jesse Mecham
Jordan Grumet
Physician with hospice experience and retirement planning perspective
Speaker/Guest on show
Episode: Take the Retirement Leap of Faith with Jordan Grumet
Lindsey Hardegree
Organizational expert associated with Marie Kondo's organization
Marie Kondo Organization / KonMari
Episode: Decluttering for Retirement: Your Step-by-Step Plan
Dr. Bobby Du Bois
Coach in the Rock Retirement Club
Rock Retirement Club
Episode: How Long Will You Live After Retirement?
Wade Pfau
Author of The Retirement Planning Guidebook; researcher and creator of the RISA
Retirement Researcher / The Retirement Planning Guidebook
Episode: Retirement Talk with Dr. Wade Pfau

Host

Roger Whitney
Host of the show and lead retirement planner focused on practical strategies and holistic retirement education

Reviews

4.6 out of 5 stars from 1.4k ratings
  • First rate information

    I find Roger’s informative and his advice leaves wiggle room for various people. He doesn’t provide absolute solutions as Regis an individual decision and depends on numerous aspects of what people want. Which is refreshing as there are other people who try and steer you into a cookie cutter plan.

    Apple Podcasts
    5
    AL Tater
    United States2 months ago
  • Balances the financial and emotional sides of retirement

    Timely and varied information to round out the retirement experience. One of the trifecta of retirement podcasts with the others being The Retirement and IRA Show and Retirement Planning Education

    Apple Podcasts
    5
    PJM-NYC
    United States4 months ago
  • About your money, and your life

    I so appreciate Roger’s knowledge and perspective. This podcast helps build and maintain your nest egg, sure. But Roger also helps me think through the personal and ethical implications of my decisions, in an exceedingly non-judgmental way. And he helps listeners improve the quality of their retired years, beyond their net worth.

    Apple Podcasts
    5
    debh
    United States4 months ago
  • How to build a diversified Portfolio

    This episode starts with a “what if I know nothing” approach, and built up to a much more sophisticated Q and A for an investor with a $10M portfolio.

    That’s what I love about these >600 episodes. There is always a new nugget you can build upon if you can stomach the redundancy (or fast forward). It reinforces sound advice about Timeframe and building the 3 key buckets: Contingency, liquidity, and growth funds.

    Thanks Roger

    Apple Podcasts
    5
    Semi-Retired in Colorado
    United States6 months ago
  • My favorite podcast!

    Roger's personality and speaking style make this podcast the most pleasant to listen to. While he seems very relatable and down to earth, he shares very helpful insights regarding financials and other retirement aspects. He covers multiple topics in each episode and keeps the pace lively, but easy to digest. This is my absolute favorite podcast!

    Audible
    5
    Terri B.
    United States7 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Consistently helps listeners rethink retirement beyond numbers.
Engaging and holistic, with practical takeaways for real life.
Hosts bring thoughtful, non-pushy guidance and clear frameworks.
Balanced coverage of financial and life aspects of retirement.
Length can vary; some episodes feel lengthy for quick listeners.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#74
United States/Business/Investing
Apple Podcasts
#247
United States/Business
Apple Podcasts
#164
Singapore/Business/Investing
Apple Podcasts
#230
China/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Year-End Planning Checklist for Retirees
Q: How do I assess with a high level of confidence that I'm financially ready to retire?
Whitney recommends building a plan that estimates spending, taxes, guaranteed and earned income, and available financial assets, then testing whether the plan is feasible. A defined income reserve and a plan that can withstand change help build confidence, though certainty is not possible.
Year-End Planning Checklist for Retirees
Q: If my wife at age 57 begins drawing spousal benefits at age 62, how would this affect her survivor benefit if I pass before she reaches her full retirement age?
She can switch to a survivor benefit before full retirement age, but it will be reduced. Alternatively, she can stay on her own reduced benefit and switch at full retirement age. Whitney recommends contacting Social Security to ensure the intended option is processed.
Your Social Security Playbook: Building Your Strategy- Married Filers
Q: Are the cost of living adjustments applied to your benefit even if you have not yet claimed your Social Security benefit?
COLA applies to the benefit once you reach retirement age or start drawing, and it can begin influencing the benefit even if you delay filing beyond 62, with nuanced timing details based on when the benefit starts.
The Perfect Portfolio with Peter Lazaroff
Q: How should someone think about bonds and indexing in a portfolio?
Bonds require a more nuanced approach than stocks; indexing works for broad exposure, but there are systematic ways to use bond factors and core bond funds to manage risk and cost while avoiding overconcentration in indebted issuers as seen in traditional bond indexes.
The Perfect Portfolio with Peter Lazaroff
Q: What is the 'perfect portfolio' and is there a universal one?
There is no universal perfect portfolio; it's unique to each person, driven by preferences, goals, and life circumstances, with the book offering a framework and process rather than a fixed set of holdings.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About Retirement Answer Man

What is Retirement Answer Man about and what kind of topics does it cover?

A practical, holistic retirement show that centers on turning financial planning into actionable routines. Across episodes, the host and guests explore simple, robust retirement strategies, budgeting mindset, tax efficiency, Social Security, Medicare, and non-financial aspects like decluttering and lifestyle design. The emphasis on elegant simplicity, actionable frameworks, and real-world examples helps listeners move from theory to planning that supports rock-solid retirement outcomes. A notable strength is blending technical topics with personal growth and everyday life improvements, making it valuable for both approaching and retirement-age audiences seeking guidance beyond spreadsheets.

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Which podcasts are similar to Retirement Answer Man?

These podcasts share a similar audience with Retirement Answer Man:

1. Retirement Starts Today
2. Stay Wealthy Retirement Podcast
3. Retirement Planning Education, with Andy Panko
4. Ready For Retirement
5. Sound Retirement Radio

How many episodes of Retirement Answer Man are there?

Retirement Answer Man launched 13 years ago and published 672 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retirement Answer Man?

Recent guests on Retirement Answer Man include:

1. Peter Lazaroff
2. Daniel Crosby
3. Gretchen Rubin
4. Tanya Nichols
5. Jesse Mecham
6. Jordan Grumet
7. Lindsey Hardegree
8. Dr. Bobby Du Bois

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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