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Artwork for Retirement Planning Education,

Retirement Planning Education, with Andy Panko

Andy Panko
Retirement Planning
Social Security
Financial Planning
Roth Conversions
Tax Planning
Estate Planning
Investment Management
Roth IRA
Investment Strategies
Iras
Medicare
Financial Independence
Retirement
Long-Term Care
Tax Efficiency
Roth Iras
One Big Beautiful Bill Act
Long-Term Care Insurance
Special Needs Planning
Advisory Fees

Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!

PublishesWeeklyEpisodes232Founded5 years ago
Number of ListenersCategory
Education

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Artwork for Retirement Planning Education,

Latest Episodes

Andy shares some year-end tax planning tips, deadlines and things to consider around the following topics:

• contributions to qualified accounts

• Roth conversions

• distributions from qualified accounts

• Required Minimum Distributions ("RMDs")

• c... more

Andy and MarketWatch columnist Beth Pinsker, CFP®, discuss the most common questions she gets from her readers:

• Am I doing this (i.e. financial planning) right? ( 11:22 )

• Should I do a Roth conversion? ( 21:10 )

• Can I make this large purchase ... more

Listener Q&A where Andy talks about: 

• A correction about the previously discussed topic of contributing to a child's Roth IRA if they have earnings but don't file a tax return and don't have the earnings reported on a W-2 ( 3:52 )

• A follow up on... more

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Mike. They talk about a wide array of retirement planning topics such as how he learned important investing insights from Paul Merrim... more

Key Facts

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Recent Guests

Beth Pinsker
MarketWatch columnist and author of My Mother's Money
MarketWatch
Episode: #228 - Special edition...MarketWatch columnist Beth Pinsker discusses the most common questions asked by her readers
Dan VanDusen
Retirement-focused financial planner, CFP, enrolled agent, and Tax Planning Certified Professional
Objective Wealth
Episode: #225 - "Hot topics" edition...Andy and Dan VanDusen talk about 529s vs Trump accounts vs UTMA brokerage accounts, common errors on tax returns, the current state of the bond market and MORE!
Andy Panko
Certified Financial Planner and founder of Tenon Financial; retirement planning educator
Tenon Financial
Episode: #222 - All about pensions...what they are, how they work, how to decide between taking lifetime payments or a lump sum, and MORE! [replay of Andy's appearance on the Catching up to FI podcast]
Ryan Langan
Founder of Your Path Fi
Your Path Fi
Episode: #221 - Retirement planner chat with Ryan Langan from Your Path Fi
Mark Ross
Coach and artist; Rock Retirement Club team host and coach; former city parks executive
Next Thing Group / Rock Retirement Club
Episode: #209 – "Real" person retirement planning chat with Mark Ross from the Rock Retirement Club
Adam Grossman
Advisor from Mayport Wealth Management
Mayport Wealth Management
Episode: #208 - "Hot topics" edition...Andy and Adam Grossman talk about analyzing annuities, retiring to a different state, bonds vs bond funds, inflation and MORE!
Brad Flood
Financial planner, Tenon Financial
Tenon Financial
Episode: #204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity, and MORE!
Mark Rosinski
Founder of Dunes Financial
Dunes Financial
Episode: #202 – Guest host Mark Rosinski discusses Treasury obligation interest, basis in inherited IRAs, RMD aggregation rules, doubling up contributions to 457 plans, and ways to invest during the Social Security delay period
Jonathan Vance
From Vance Financial Planning, focuses on pre-retirees and retirees with a flat-fee model and tax planning emphasis
Vance Financial Planning
Episode: #199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!

Host

Andy Panko
Host of Retirement Planning Education, guide through retirement planning topics

Reviews

4.9 out of 5 stars from 1.4k ratings
  • Excellent information

    Excellent topics and information delivered in a practical and understandable way.

    Apple Podcasts
    5
    Thanks123$&@"
    United States20 days ago
  • Great Content

    Andy has a gift of explaining complex things in layman terms. I really feel educated after hearing his podcasts. Also - I love the “real world” retiree interviews. The recent one with “Mike” was phenomenal. The bike ride segment was fascinating and Mike offered some very good insights. Great show Andy. Keep up the good work!

    Apple Podcasts
    5
    South Dakota Boy1
    United Statesa month ago
  • Excellent information

    Excellent topics and information delivered in a practical and understand way.

    Apple Podcasts
    5
    Thanks123$&@"
    United Statesa month ago
  • Knowledgeable, Practical, Grounded

    We are so appreciative of the real-life opportunities to broaden our retirement planning knowledge. All things point toward Andy being in this business for the right reasons. He is very knowledgeable, thoughtfully practical, and aligns to two of our guiding life principles: “find joy” and “you do you”. Definitely a worthy use of time for anyone considering retirement, finances, and making the best of their future.

    Apple Podcasts
    5
    GeoffandRob
    United States2 months ago
  • An Educators Heart

    Stumbled across this podcast weeks ago while searching for bond ladders.

    Have listed to probably 10 episodes. Straight forward information, explained in enough detail so you get it. I trust Andy’s heart to just share his knowledge with no other motives.

    Thank you for the good work.

    Apple Podcasts
    5
    HintHint12
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the non-salesy approach and credible guest experts.
Broad range of retirement topics delivered in clear, practical terms.
A few episodes occasionally skew heavy on specifics, but still highly informative.
Admirable balance of technical detail and real-world applicability.
Engaging host personality with helpful, accessible insights.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#68
United States/Education

Talking Points

Recent interactions between the hosts and their guests.

#228 - Special edition...MarketWatch columnist Beth Pinsker discusses the most common questions asked by her readers
Q: We get a lot of questions that are, I live in Colorado and I want to buy a condo in Florida. Am I allowed to? Do I need permission?
Pinsker says the decision is not just about whether the person can afford the purchase. They should consider how their plans might change if travel becomes difficult, where they want to receive care and whether a continuing care community could fit their future needs.
#228 - Special edition...MarketWatch columnist Beth Pinsker discusses the most common questions asked by her readers
Q: The most question I get asked the most often is a very simple question of some version of, am I doing this right?
Pinsker says this is often an emotional request for reassurance rather than a purely mathematical question. Clear information about income, savings and spending can help reveal the real concern and show whether the person has enough resources.
#226 – "Real" person retirement planning chat with Mike
Q: How did you find the emotional transition going from working to not, or was there anything you struggled with?
Mike said the hardest adjustment was spending money after years of saving. He started by directing brokerage dividends to his bank account and keeps retirement fulfilling through exercise, cycling, hiking, chess, and time with family.
#226 – "Real" person retirement planning chat with Mike
Q: When did you first start getting serious about planning for retirement and really thinking through what it might look like?
Mike began evaluating his plans during the 2008–2009 financial crisis. Paul Merriman's diversified, multi-asset-class investing approach prompted him to change his portfolio, while growing frustration with corporate work led him to plan an exit.
#227 - Q&A edition...Roth conversions, IRA basis tracking & Form 8606, Alternative Minimum Tax credits, Fixed Indexed Annuities & IRA RMDs, and MORE!
Q: Can you explain how RMDs work with a fixed index annuity that is part of the qualified IRA portfolio?
The insurer provides a year-end fair market value for the annuity, which is added to the other IRA balances to calculate the RMD. Guaranteed annuity withdrawals count toward meeting the combined IRA RMD, and withdrawals from other IRAs may be needed to cover any shortfall.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About Retirement Planning Education,

What is Retirement Planning Education, about and what kind of topics does it cover?

This show focuses on practical retirement planning, breaking down IRAs, Roth IRAs, employer plans, taxes, Social Security, Medicare, and withdrawal strategies with clear, actionable guidance. Episodes blend technical explanations with real-world examples, often featuring guest experts or real-person retirement stories to illustrate budgeting, healthcare access, and the emotional shift to decumulation. A standout trait is a disciplined emphasis on avoiding sales pitches, prioritizing education, and presenting a transparent view of fees, planning tools, and realistic scenarios to help listeners make informed decisions about their retirement journey.

Where can I find podcast stats for Retirement Planning Education,?

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How many listeners does Retirement Planning Education, get?

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Which podcasts are similar to Retirement Planning Education,?

These podcasts share a similar audience with Retirement Planning Education,:

1. Retirement Answer Man
2. Retirement Starts Today
3. The Retirement and IRA Show
4. Stay Wealthy Retirement Podcast
5. Ready For Retirement

How many episodes of Retirement Planning Education, are there?

Retirement Planning Education, launched 5 years ago and published 232 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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Where can I see ratings and reviews for Retirement Planning Education,?

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What guests have appeared on Retirement Planning Education,?

Recent guests on Retirement Planning Education, include:

1. Beth Pinsker
2. Dan VanDusen
3. Andy Panko
4. Ryan Langan
5. Mark Ross
6. Adam Grossman
7. Brad Flood
8. Mark Rosinski

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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