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Artwork for Retirement Planning Education,

Retirement Planning Education, with Andy Panko

Andy Panko
Retirement Planning
Social Security
Financial Planning
Tax Planning
Roth Conversions
Estate Planning
Investment Management
Roth IRA
Investment Strategies
Iras
Financial Independence
Medicare
Retirement
Long-Term Care
Tax Efficiency
Roth Iras
One Big Beautiful Bill Act
Special Needs Planning
Advisory Fees
Investments

Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!

PublishesWeeklyEpisodes211Founded4 years ago
Number of ListenersCategory
Education

Listen to this Podcast

Artwork for Retirement Planning Education,

Latest Episodes

Andy and Adam Grossman from Mayport Wealth Management share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:

• How to analyze an existing annuity and whether to keep it, e... more

Andy discusses the various areas of consideration and analysis that go into deciding whether Roth conversions might potentially be of value. Furthermore, he explains why it's impossible to actually quantify how much tax savings, if any, Roth conversi... more

Listener Q&A where Andy talks about: 

• Claiming your own Social Security benefit at 62 and then later switching to collecting a spousal benefit after your spouse starts their benefit ( 5:45 )

• It's said by comedians that there are just a small num... more

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Daryl. They talk about a wide array of retirement planning topics such as when he started getting serious about planning for retireme... more

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Brad Flood
Financial planner, Tenon Financial
Tenon Financial
Episode: #204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity, and MORE!
Jonathan Vance
From Vance Financial Planning, focuses on pre-retirees and retirees with a flat-fee model and tax planning emphasis
Vance Financial Planning
Episode: #199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!
Jim Kellerman
Retired professional living in Cincinnati; conducts estate planning work part-time and volunteers teaching in prisons
Estate planning partner in Cincinnati, volunteer prison instructor
Episode: #196 – "Real" person retirement planning chat with Jim Kellerman
Bradley Hilton
Founder of Sonas Financial Planning
Sonas Financial Planning
Episode: #195 - Retirement planner chat with Bradley Hilton from Sonas Financial Planning
Kevin Sebesta
A FIRE practitioner and coach in the Rock Retirement Club
Rock Retirement Club
Episode: #192 – "Real" person chat with Kevin Sebesta from the Rock Retirement Club, discussing FIRE...Financial Independence, Retire Early
Jason Cutitta
A retirement planner and host of the Hawaii Retirement Show
ToBa Financial
Episode: #191 - "Hot topics" edition...Andy and Jason Cutitta talk about inheritances, Die With Zero, TSP in-plan conversion, taking RMDs and MORE!
Kevin Lyles
A retirement coach and member of The Rock Retirement Club
The Rock Retirement Club
Episode: #187 – "Real" person chat with Kevin Lyles from the Rock Retirement Club, discussing six "Retirement Truths"
Kevin Thompson
Founder and owner of 9i Capital Group, retirement-focused financial advisor
9i Capital Group
Episode: #182 - "Hot topics" edition...Andy and Kevin Thompson talk about the One Big Beautiful Bill Act, the markets, IRMAA, senior exploitation and MORE!
Beth Pinsker
MarketWatch columnist and author of My Mother's Money, A Guide to Financial Caregiving
MarketWatch
Episode: #179 – "Real" person chat with Beth Pinsker about her new book, My Mother's Money, A Guide to Financial Caregiving

Host

Andy Panko
Host of Retirement Planning Education Podcast, focused on practical retirement planning education.

Reviews

4.9 out of 5 stars from 1.3k ratings
  • Great Podcast

    Andy has a nice, easy going style and provides excellent and thorough information. He teaches the “why”. I also like how each episode of the month has a genre.

    Apple Podcasts
    5
    dhs4431
    United States2 months ago
  • Congrats on #200 Podcast🌟🌟🌟🌟🌟🌟🌟🌟

    20 Star Review! I believe that I have listened to almost if not all your podcasts. Thank you for providing tremendous information, a bit of levity and a number of dad jokes that I can share with my family! I even met our FA based on a late 2024 podcast. Wishing continued success. Your contribution of knowledge to many is immense!

    Apple Podcasts
    5
    Buy the print version
    United States2 months ago
  • One of my weekly favorites!

    Andy’s podcast is one of my faithful retirement podcasts. He has great accurate information and interesting topics. Keep up the great work Andy!

    I just listened to #200- Kudos to you. My husband and I found our current adviser relationship through your show. We love Brian T.

    Thank you for your hard work and good intentions.

    Apple Podcasts
    5
    cldalesa
    United States2 months ago
  • Great Advice

    This podcast is great! It’s nice to hear from an advisor that isn’t trying to sell you something, or scare you into hiring them. Keep it up Andy!

    Apple Podcasts
    5
    Crazymk6
    United States2 months ago
  • Love It

    Happy 200th Andy! I love your podcast. Thanks so much for sharing your knowledge. I especially love the tax facts and tips.

    Apple Podcasts
    5
    Relaxed30
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests and topics are viewed as rigorous and useful for real-life retirement decisions.
The show is praised for its citizen-friendly tone and helpful guest insights, with some notes about occasional Q&A prep variability.
Listeners appreciate clear, digestible explanations and the host's practical approach.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#61
United States/Education
Apple Podcasts
#126
South Africa/Education

Talking Points

Recent interactions between the hosts and their guests.

#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!
Q: If her own benefit is large enough, is there any reason to switch to spousal at all?
If her own benefit, even after reductions, would always exceed the spousal base, there may be no point in switching; the decision depends on the relative size of her reduced own benefit and the spousal amount.
#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!
Q: What happens to the spousal benefit if her own benefits are reduced and then she switches to spousal later?
The spousal benefit is reduced by the amount of the early filing reduction she incurred on her own benefit, so the net spousal payment would be lower than the base case but can still be higher than her own reduced benefit.
#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!
Q: If she starts her own benefit at 62, does she forfeit the ability to claim spousal benefits later?
No, she can later switch from her own reduced retirement benefit to the spousal benefit when your benefit starts, and the spousal amount will be based on your full retirement age benefit, adjusted for any carryover reductions.
#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!
Q: Can my wife claim her own retirement benefits at 62, and then switch out those benefits with spousal benefits at 67 plus three months, which is her full retirement age plus three months?
Yes, she can start her own benefit at 62 with a reduction, and later switch to the spousal benefit when you begin yours at 70; the spousal amount will reflect the reduced value from her early filing, and if her own benefit is reduced enough, the spousal benefit can remain the higher option, though the reduction carries over.
#201 - Q&A edition...A.I. and financial planning, the "withhold and replace" method of paying taxes, step DOWN in basis, TIPS ladders and MORE!
Q: What about the 'Tips ladder' and using Treasury Inflation-Protected Securities to provide steady income before Social Security kicks in?
The host describes a laddered approach using CDs, MAGAs, Treasuries, or TIPS to create known cash flows with inflation protection, discusses advantages of predictability and risk control, and notes the trade-offs like opportunity costs and liquidity considerations.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retirement Planning Education,

What is Retirement Planning Education, about and what kind of topics does it cover?

A practical, education-focused show that breaks down retirement planning topics into clear, actionable steps. Listeners get accessible explanations of IRAs, Roth IRAs, employer plans, taxes, Social Security, Medicare, withdrawal sequencing, estate planning, and related subjects, often via real-world examples and guest insights from practitioners. The show stands out for its hands-on, consumer-friendly approach, guest diversity, and emphasis on helping near-retirees and DIY investors make informed decisions without sales pressure.

Where can I find podcast stats for Retirement Planning Education,?

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Which podcasts are similar to Retirement Planning Education,?

These podcasts share a similar audience with Retirement Planning Education,:

1. Retirement Starts Today
2. Retirement Answer Man
3. The Retirement and IRA Show
4. Big Picture Retirement®
5. Stay Wealthy Retirement Podcast

How many episodes of Retirement Planning Education, are there?

Retirement Planning Education, launched 4 years ago and published 211 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retirement Planning Education,?

Recent guests on Retirement Planning Education, include:

1. Brad Flood
2. Jonathan Vance
3. Jim Kellerman
4. Bradley Hilton
5. Kevin Sebesta
6. Jason Cutitta
7. Kevin Lyles
8. Kevin Thompson

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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