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Artwork for Ready For Retirement

Ready For Retirement

James Conole, CFP®
Retirement Planning
Social Security
Financial Planning
Retirement
Investment Strategies
Roth Conversions
Tax Strategy
Roth IRA
Tax Strategies
Tax Planning
Root Financial
Investment Strategy
S&P 500
Inflation
Required Minimum Distributions
Financial Strategy
Travel
Medicare
Taxes
401K

Ready For Retirement is the podcast dedicated to helping you learn the tips and strategies that will help you achieve your retirement goals. When it comes to retirement planning, it can quickly become overwhelming and easy to not take action. I designed this podcast because I want you to have the knowledge and confidence to create your secure retirement. My ultimate goal for all of my clients (and... more

PublishesWeeklyEpisodes371Founded6 years ago
Number of ListenersCategories
InvestingBusinessEducation

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Artwork for Ready For Retirement

Latest Episodes

Paying off your mortgage before retirement sounds responsible. Sometimes it is. Sometimes it quietly costs you the best years of your life.

In this episode, James walks through the story of a client who delayed retirement for five extra years just t... more

YouTube

Most people assume retirement taxes are based on how much they withdraw. The real problem is what the IRS eventually forces them to withdraw.

In this episode, James walks through what taxes can actually look like on a $3 million retirement portfolio... more

YouTube

Retiring at 60 feels like a clean plan. Work ends, savings take over, and Social Security fills the gap later. What most people do not realize is that decision has already changed their benefit.

In this episode, James walks through what actually hap... more

YouTube

A big single-stock win can feel like freedom one day and a tightrope the next. This plan walks through how a family holding ~$15M in NVIDIA shares can turn concentrated success into stable, low-stress wealth—without torching liquidity on taxes.

Star... more

YouTube

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Recent Guests

Jim Selvey
Retired software engineer and author
Episode: The Hardest Year of Retirement: What No One Warned Me About | Retirement Reality
Monique Blasquez
Former finance professional with over 30 years of experience
Episode: Retire Happy: Build a Personalized Retirement Plan that You Can't Wait to Live Out
Elaine Magania
Former director of operations turned retiree who shares her journey of finding happiness post-retirement.
Episode: Unexpected Retirement: Finding Happiness and New Adventures
Derek Pinky
Retired law enforcement officer sharing experiences of health challenges and retirement transitions.
Episode: Facing Health Challenges in Retirement and Learning to Reconnect with Your Spouse
Joseph Sullivan
Retired Air Force veteran and HR professional
Episode: The Benefits of a Retirement Community and How to Find Your Purpose in Retirement
Dr. Riley Moynes
Successful author, speaker, educator, and founder of a wealth management firm.
Episode: The Four Phases of Retirement with Dr. Riley Moynes
Cole Craven
An expert from Move Health Partners who provides insights on health insurance for early retirees
Move Health Partners
Episode: Health Insurance Options for Early Retirement
Drew Shockley
A certified Medicare insurance planner and co-founder of MOVE Health Partners
MOVE Health Partners
Episode: Everything You Need to Know About Medicare: Q&A with a Medicare Expert
Cynthia Meyer
Retirement life coach and founder of Second Wind Movement
Second Wind Movement
Episode: Secrets to a Happy Retirement: What the Research Shows

Host

James Conole
Host of the episode, founder of Root Financial

Reviews

4.8 out of 5 stars from 1.2k ratings
  • Insightful

    Great podcast but please stop with the fake keyboard typing.

    Apple Podcasts
    4
    Tampa guy85
    United States2 months ago
  • Terrible audio glitches

    James’s content is terrific, but unfortunately I just can’t listen to it anymore. There’s this awful high-pitched metallic noise that he puts all through his podcasts (is it supposed to be clinking coins? Who knows… but it’s so much louder than his voice that it’s incredibly jarring to listen to).

    Apple Podcasts
    3
    Word game fan 2468
    United States3 months ago
  • Hmmm

    Sounds like good advice if you are married, wealthy, etc. What about single, close to retirement with unfortunately little portfolio/assets? Not a lot of financial planners want to bother where the most help is needed.

    Apple Podcasts
    2
    Tacks9
    United States4 months ago
  • Female Early Retirees?

    Love the podcast and the recent interviews with folks who were lucky enough to retire early. Could women also be interviewed? I’m heading that direction and would love to hear from women who’ve made the jump!

    Apple Podcasts
    5
    G Kip
    United States6 months ago
  • Early retirement great advice

    Enjoy Ari’s content (his stories in particular my opened eyes to superhero account) and he recommended this podcast online and now enjoying this as well. Great information and like the approach of these guys.

    Apple Podcasts
    5
    cs__38
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience notes strong chemistry between hosts, while some dislike Ari's style in co-hosted formats.
Listeners praise clear, practical retirement guidance and real-world examples.
Many appreciate accessible explanations of complex topics like Social Security and taxes.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Taxes on a $3M Retirement Portfolio: What You'll Actually Owe Each Year
Q: The fifth question is for Ari, when can I retire? I am 52, my wife is 50. We want to retire August of 2029. My salary is 100,000, my wife's salary is 139,000.
Ari outlines that retiring early is a trade-off decision and emphasizes understanding actual expenses, the interaction of a pension and Social Security with portfolio withdrawals, and the importance of clarity on how much they truly spend versus how much they save. He notes the need to assess lifestyle goals, potential big costs (travel, healthcare), and the role of assets like a vacation home and various retirement accounts to bridge the gap.
Freedom at 60 Why He Left a Job He Loved (and Doesn’t Regret It) | Retirement Reality
Q: What fears did you have? What did that feel like as you're preparing to tell them?
I didn't have fears, but I wanted to give my company plenty of time to prepare for my departure, so I planned to notify them six months in advance.
Freedom at 60 Why He Left a Job He Loved (and Doesn’t Regret It) | Retirement Reality
Q: How did that process look like? Was it an immediate, easy, I can now prioritize this and do this, or was it a series of things you worked through to get to where you are?
It wasn't immediate. It was more gradual after my heart attack pushed me to prioritize retirement and health.
Retired at 50 Freedom, Guilt… and What No One Tells You | Retirement Reality
Q: What was it like telling your employer?
It was uncomfortable and it made me feel unworthy, but I was surprised by the support and happiness from others.
Retired at 50 Freedom, Guilt… and What No One Tells You | Retirement Reality
Q: What can I practically start doing to start that identity shift, or start that change of mindset?
You need to have something you're going to. You need to figure out what are the things that did fulfill me in the workplace, and how do I fulfill those same needs in this different arena.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About Ready For Retirement

What is Ready For Retirement about and what kind of topics does it cover?

This show focuses on practical retirement planning, covering investing strategies, tax optimization, withdrawal planning, Social Security, health-insurance considerations, and general wealth management with the goal of helping listeners secure a confident, purpose-filled retirement. Episodes commonly explore real-world tradeoffs, case studies, and frameworks (e.g., spending strategies, tax-efficient accounts, and timing of Social Security) to translate complex finances into actionable steps. A notable strength is its collaborative format between hosts, offering both broad financial insight and tailored planning signals, which can be especially useful for listeners seeking clear guidance and realistic planning paths rather than theory alone.... more

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How many episodes of Ready For Retirement are there?

Ready For Retirement launched 6 years ago and published 371 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Ready For Retirement?

Recent guests on Ready For Retirement include:

1. Jim Selvey
2. Monique Blasquez
3. Elaine Magania
4. Derek Pinky
5. Joseph Sullivan
6. Dr. Riley Moynes
7. Cole Craven
8. Drew Shockley

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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