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Artwork for Retirement Starts Today

Retirement Starts Today

Benjamin Brandt CFP®, RICP®
Retirement Planning
Tax Planning
Financial Planning
Phased Retirement
Investment Strategy
Social Security
Financial Advisors
Subjective Age
Roth Conversions
Healthy Longevity
Taxes
Qualified Charitable Distributions
Generational Differences
Stock Position
Retirement
Health and Wellness Investments
Financial Security
Withdrawal Strategies
Charitable Giving
Required Minimum Distributions

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways... more

PublishesWeeklyEpisodes367Founded10 years ago
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Artwork for Retirement Starts Today

Latest Episodes

Should I collect Social Security early & invest the proceeds into the stock market? This is the age-old question I see on a nearly daily basis in retirement forums.

An article from Morningstar - written by Christine Benz and features a conversation... more

Inflammatory headlines are "Clickbait", and I am not immune to falling for them.

"Social Security recipients set to face an $18,000 benefit cut in just seven years" is the most recent culprit in my Google feed - with an image of a Social Security c... more

"Only 5% of retirees say they’re living the dream and 19% are living the nightmare." says Deb Boyden in an article from Yahoo Finance. Deb provides three lessons to protect your future, which we dig into to see how it applies to your retirement:

Le... more

If you’ve saved more than a million dollars, that puts you ahead of 90% of your peers. Statistically, that makes you a super saver. But one of the biggest challenges super savers face is this: it’s hard to spend your own money.

In this episode, I s... more

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Recent Guests

Marian Barry
Former cardiac nurse who now lives as a work camper.
Episode: Live on $2,972 monthly in an RV
Bill Bengen
Pioneer of the 4% Rule for retirement withdrawals
Episode: The Father of the 4% Rule - an Interview with Bill Bengen
Jeremy Keil
Retirement podcaster, author, and financial advisor
Retirement Revealed Podcast, Mr. Retirement YouTube channel
Episode: Top 3 Retirement Mistakes - An Interview with Mr Retirement, Ep #392
Dr. Daniel Crosby
Author and psychologist focusing on financial behaviors and retirement well-being
Author of The Soul of Wealth
Episode: The 5 Pillars of a Fulfilling Retirement (That Nobody Talks About) with Dr. Daniel Crosby, Ep #388
Joe Curry
Host of the Your Retirement Planning Simplified Podcast
Episode: For Canadian Eyes Only (bonus episode!)
Joe Saul-Sehy
Co-host of the Stacking Benjamins podcast and financial advisor with over 16 years of experience
Stacking Benjamins
Episode: Joe Saul-Sehy Shares How to Get the Most from Your Employee Benefits, Ep 386
Peter Lazaroff
Chief Investment Officer of PlanCorp
PlanCorp
Episode: Peter Lazaroff’s Options for Reducing Taxes on Deferred Gains Pre-Retirement, Ep #385
Jordan Grumet
Hospice doctor, personal finance blogger, and host of the Earn and Invest Podcast
Earn and Invest Podcast
Episode: Purpose vs purpose: An interview with Doc G, Ep #382
Myra Salzer
Personality behind The Wealth Conservancy.
The Wealth Conservancy
Episode: Navigating the Complex World of Inherited Wealth with Myra Salzer, Ep #375

Host

Benjamin Brandt
Host and financial advisor, known for providing engaging and informative content on retirement planning and personal finance.

Reviews

4.5 out of 5 stars from 517 ratings
  • PLEASE stop adding the word "right" at the end of your sentences. Sept 8th episode was really bad. Terrible vocal crutch.

    Podcast Addict
    2
    BOBO
    17 days ago
  • Good insights

    Host always has great insights. I like the article review on the front end and then a listener question at the end.

    Apple Podcasts
    5
    SoCalCuster
    United Statesa month ago
  • Valuable

    If I don’t learn something new, I’m reminded of something I should be doing or something I am doing is reinforced. Life tips not related to finance are also great!

    Apple Podcasts
    5
    CTMDS
    United States2 months ago
  • Great Podcast

    I have listened to this podcast for some time and have learned so much - not only about retirement finances but also personal goals and how my husband and I can enjoy our retirement. Thanks Benjamin!

    Apple Podcasts
    5
    CMCH999
    United States5 months ago
  • Trusted Source

    Great show, very useful information and great advice. Benjamin is a common sense no frills professional. I Highly recommend this podcast.

    Apple Podcasts
    5
    Iluvpizza418
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the practical insights and actionable advice, often highlighting the balance between financial and personal aspects of retirement.
Audiences value the relatability of the host, who presents information in an engaging and approachable manner.
Many enjoy the concise format that allows for quick consumption of important topics.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#70
United States/Business/Investing
Apple Podcasts
#203
United States/Business
Apple Podcasts
#161
Singapore/Business/Investing
Apple Podcasts
#240
China/Business/Investing
Apple Podcasts
#244
Mexico/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Retirement Dreams or Retirement Nightmares? Lessons from Today’s Retirees
Q: If I don't have any after tax funds in any of my IRAs, is it correct that this doesn't apply?
Yes, if you don't have any after-tax money in your IRAs, the pro rata rule does not apply to you.
Don’t Let Your Brain Shrink Your Retirement Benefits
Q: If I claim my benefits before my husband, do I get a spousal benefit boost automatically when he applies?
Not automatically; if your spousal benefit becomes higher once your husband files, you may need to contact the SSA to ensure it is added to your account.
Don’t Let Your Brain Shrink Your Retirement Benefits
Q: What are the practical steps to apply for Social Security?
Most people apply online through the SSA website by creating a My Social Security account, which is recommended to reduce fraud.
Inside the new Tax Rules for Retirees
Q: What do the letters AIF and PPC stand for and how do they compare to CFP?
AIF stands for Accredited Investment Fiduciary which highlights an expertise in fiduciary responsibility, while PPC stands for Professional Plan Consultant focusing on retirement plan consulting. The CFP designation is seen as the gold standard for comprehensive financial planning.
Why Financial Independence is Overrated
Q: What can retirees do to fight back against inflation?
Retirees should consider strategies like keeping exposure to equities, delaying social security, and using Roth conversions to manage taxable income to protect purchasing power.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retirement Starts Today

What is Retirement Starts Today about and what kind of topics does it cover?

Focused on the financial and lifestyle aspects of retirement, the content emphasizes informed planning and proactive decision-making for a fulfilling retirement. It combines practical advice on various financial topics, such as Social Security, tax rules, and spending habits, with discussions on the emotional and psychological factors associated with retirement transitions. Unique features include real-life stories from retirees, analysis of common misconceptions, and actionable tips that enable listeners to enhance their retirement experiences.

Listeners are likely to appreciate a well-rounded approach that not only emphasizes financial stability but also personal fulfillment, as discussions often explore the balance between enjoying reti... more

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Which podcasts are similar to Retirement Starts Today?

These podcasts share a similar audience with Retirement Starts Today:

1. Retirement Answer Man
2. Sound Retirement Radio
3. Stay Wealthy Retirement Podcast
4. Ready For Retirement
5. Big Picture Retirement®

How many episodes of Retirement Starts Today are there?

Retirement Starts Today launched 10 years ago and published 367 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retirement Starts Today?

Recent guests on Retirement Starts Today include:

1. Marian Barry
2. Bill Bengen
3. Jeremy Keil
4. Dr. Daniel Crosby
5. Joe Curry
6. Joe Saul-Sehy
7. Peter Lazaroff
8. Jordan Grumet

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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