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Artwork for Retirement Starts Today

Retirement Starts Today

Benjamin Brandt CFP®, RICP®
Retirement Planning
Tax Planning
Financial Planning
Phased Retirement
Investment Strategy
Social Security
Financial Advisors
Subjective Age
Roth Conversions
Healthy Longevity
Taxes
Qualified Charitable Distributions
Stock Position
Generational Differences
Retirement
Health and Wellness Investments
Withdrawal Strategies
Financial Security
Required Minimum Distributions
Charitable Giving

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways... more

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Artwork for Retirement Starts Today

Latest Episodes

"Just 10% plan to wait until age 70" to claim Social Security in retirement — and it's not because of a knowledge problem.

We discuss this from a new survey that suggests most Americans may be claiming Social Security earlier than is financially o... more

Paul Morrison details how Medicare premiums, including the IRMAA surcharge, are inflating at a rate higher than Social Security COLAs. This disparity is causing concern, as premiums can potentially consume a retiree's entire Social Security benefit o... more

A special recording from Andy Panko for his Retirement Planning Education Podcast: We discuss how the financial industry is evolving, the common struggles of "super savers" in retirement, and the importance of aligning financial decisions with life g... more

Nick Maggiulli's latest article in Of Dollars & Data challenges one of the core ideas that drives personal finance blogs, podcasts, and even some of our own thinking — the belief that financial independence should be the ultimate goal.

We explore ... more

Key Facts

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Number of Listeners
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Recent Guests

Marian Barry
Former cardiac nurse who now lives as a work camper.
Episode: Live on $2,972 monthly in an RV
Bill Bengen
Pioneer of the 4% Rule for retirement withdrawals
Episode: The Father of the 4% Rule - an Interview with Bill Bengen
Jeremy Keil
Retirement podcaster, author, and financial advisor
Retirement Revealed Podcast, Mr. Retirement YouTube channel
Episode: Top 3 Retirement Mistakes - An Interview with Mr Retirement, Ep #392
Dr. Daniel Crosby
Author and psychologist focusing on financial behaviors and retirement well-being
Author of The Soul of Wealth
Episode: The 5 Pillars of a Fulfilling Retirement (That Nobody Talks About) with Dr. Daniel Crosby, Ep #388
Joe Curry
Host of the Your Retirement Planning Simplified Podcast
Episode: For Canadian Eyes Only (bonus episode!)
Joe Saul-Sehy
Co-host of the Stacking Benjamins podcast and financial advisor with over 16 years of experience
Stacking Benjamins
Episode: Joe Saul-Sehy Shares How to Get the Most from Your Employee Benefits, Ep 386
Peter Lazaroff
Chief Investment Officer of PlanCorp
PlanCorp
Episode: Peter Lazaroff's Options for Reducing Taxes on Deferred Gains Pre-Retirement, Ep #385
Jordan Grumet
Hospice doctor, personal finance blogger, and host of the Earn and Invest Podcast
Earn and Invest Podcast
Episode: Purpose vs purpose: An interview with Doc G, Ep #382
Myra Salzer
Personality behind The Wealth Conservancy.
The Wealth Conservancy
Episode: Navigating the Complex World of Inherited Wealth with Myra Salzer, Ep #375

Host

Benjamin Brandt
Host is a Certified Financial Planner (CFP) and Retirement Income Certified Professional (RICP), focusing on retirement strategies and financial education for retirees and pre-retirees.

Reviews

4.5 out of 5 stars from 541 ratings
  • Learn how to retire well!

    Benjamin teaches you all the financial and non-financial things you need to know to retire well.

    Apple Podcasts
    5
    Jeremy Keil
    United States2 months ago
  • PLEASE stop adding the word "right" at the end of your sentences. Sept 8th episode was really bad. Terrible vocal crutch.

    Podcast Addict
    2
    BOBO
    4 months ago
  • Good insights

    Host always has great insights. I like the article review on the front end and then a listener question at the end.

    Apple Podcasts
    5
    SoCalCuster
    United States5 months ago
  • Valuable

    If I don’t learn something new, I’m reminded of something I should be doing or something I am doing is reinforced. Life tips not related to finance are also great!

    Apple Podcasts
    5
    CTMDS
    United States6 months ago
  • Great Podcast

    I have listened to this podcast for some time and have learned so much - not only about retirement finances but also personal goals and how my husband and I can enjoy our retirement. Thanks Benjamin!

    Apple Podcasts
    5
    CMCH999
    United States8 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many reviews praise the educational value of the show and the personalized responses to listener questions, which enhance the experience.
There are mixed feelings regarding some aspects of presentation, particularly concerning superfluous elements like voice-acted interstitials.
The podcast is recognized for its concise format, providing valuable information without overwhelming the audience.
Listeners appreciate the practical advice and insights on retirement finances, highlighting the host's ability to make complex topics relatable.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Are Super Savers Failing in Retirement? A conversation with Andy Panko
Q: What should one do if they don't have extra cash flow for taxes during Roth conversions?
Don't hold back on doing conversions due to lack of cash; having taxes withheld directly from the IRA is perfectly acceptable and can simplify the retirement experience.
Are Super Savers Failing in Retirement? A conversation with Andy Panko
Q: What do you think about super savers struggling with spending their savings?
Super savers often have a hard time transitioning from saving to spending, needing to learn new skills for enjoying their savings confidently during retirement.
Spending Drops in Retirement, but Satisfaction Doesn't [Rebroadcast]
Q: How do you recommend making the switch from a 100% stock portfolio to a more balanced approach?
The listener should automate a glide path by gradually decreasing equity exposure and increasing bond allocation over time, rather than reacting to market conditions.
Why Financial Independence is Overrated [Rebroadcast]
Q: What can retirees do to fight back against inflation?
Retirees can keep exposure to equities, delay Social Security benefits, and consider tax management strategies like Roth conversions to combat inflation.
Who Has Actually Saved $1 Million for Retirement? [Rebroadcast]
Q: How best can I find and cover health care costs for myself and my family with three adult children all under the age of 26 if I retire at 58?
To cover health care costs, explore the Affordable Care Act options and potentially utilize subsidies based on adjusted gross income. Consider strategies to reduce income for subsidy eligibility and evaluate whether adult children can apply for their own plans for additional savings.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retirement Starts Today

What is Retirement Starts Today about and what kind of topics does it cover?

Listeners can expect a focus on retirement planning strategies that address both financial and emotional aspects of transitions into retirement. The content emphasizes behavioral finance tools to help retirees navigate spending habits, making informed decisions about Social Security benefits, and understanding investment choices in the context of retirement income. Unique features include practical advice on real estate investments, tax efficiency, and the psychological factors influencing retirees' financial behaviors. Episodes often tackle listener-submitted questions, ensuring a conversational and relevant approach to the subject matter, thereby offering a comprehensive perspective on preparing for and living in retirement.

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How many listeners does Retirement Starts Today get?

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Which podcasts are similar to Retirement Starts Today?

These podcasts share a similar audience with Retirement Starts Today:

1. Retirement Answer Man
2. Stay Wealthy Retirement Podcast
3. Sound Retirement Radio
4. Ready For Retirement
5. Big Picture Retirement®

How many episodes of Retirement Starts Today are there?

Retirement Starts Today launched 10 years ago and published 384 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retirement Starts Today?

Recent guests on Retirement Starts Today include:

1. Marian Barry
2. Bill Bengen
3. Jeremy Keil
4. Dr. Daniel Crosby
5. Joe Curry
6. Joe Saul-Sehy
7. Peter Lazaroff
8. Jordan Grumet

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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