Rephonic
Artwork for Retirement Starts Today

Retirement Starts Today

Benjamin Brandt CFP®, RICP®
Retirement Planning
Tax Planning
Financial Planning
Phased Retirement
Investment Strategy
Social Security
Financial Advisors
Subjective Age
Roth Conversions
Healthy Longevity
Qualified Charitable Distributions
Taxes
Generational Differences
Stock Position
Retirement
Health and Wellness Investments
Charitable Giving
Withdrawal Strategies
Required Minimum Distributions
Financial Security

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways... more

PublishesWeeklyEpisodes393Founded10 years ago
Number of ListenersCategories
InvestingBusinessEducation

Listen to this Podcast

Artwork for Retirement Starts Today

Latest Episodes

Some desirable investment income - like interest and dividends - might actually hurt high-net-worth investors' bottom line. This comes from an article by Larry Swedroe in Financial Advisor Magazine.

He outlines four hidden costs that can quietly er... more

You might have received a Social Security cost-of-living increase this year — but did your net check actually go up?

A recent Wall Street Journal article highlights how rising Medicare premiums and IRMAA surcharges are offsetting those increases f... more

Sheryl Rowling positions income tax returns as diagnostic tools — not merely a compliance document — and outlines four common red flags that suggest a client failed to take advantage of proactive tax strategies.

Here are "4 Tax Return Red Flags Tha... more

Retirees obsess over the exact safe withdrawal rate they think they'll need while simultaneously building layer after layer of backup plans. Dividends, buckets, multiple years of cash, constant Monte Carlo recalculations are all done in the name of s... more

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

Stay Wealthy Retirement Podcast
Stay Wealthy Retirement PodcastTaylor Schulte, CFP®
Retirement Answer Man
Retirement Answer ManRoger Whitney, CFP®, CIMA®, RMA, CPWA®
Ready For Retirement
Ready For RetirementJames Conole, CFP®
Your Money, Your Wealth
Your Money, Your WealthJoe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

Recent Guests

Marian Barry
Former cardiac nurse who now lives as a work camper.
Episode: Live on $2,972 monthly in an RV
Bill Bengen
Pioneer of the 4% Rule for retirement withdrawals
Episode: The Father of the 4% Rule - an Interview with Bill Bengen
Jeremy Keil
Retirement podcaster, author, and financial advisor
Retirement Revealed Podcast, Mr. Retirement YouTube channel
Episode: Top 3 Retirement Mistakes - An Interview with Mr Retirement, Ep #392
Dr. Daniel Crosby
Author and psychologist focusing on financial behaviors and retirement well-being
Author of The Soul of Wealth
Episode: The 5 Pillars of a Fulfilling Retirement (That Nobody Talks About) with Dr. Daniel Crosby, Ep #388
Joe Curry
Host of the Your Retirement Planning Simplified Podcast
Episode: For Canadian Eyes Only (bonus episode!)
Joe Saul-Sehy
Co-host of the Stacking Benjamins podcast and financial advisor with over 16 years of experience
Stacking Benjamins
Episode: Joe Saul-Sehy Shares How to Get the Most from Your Employee Benefits, Ep 386
Peter Lazaroff
Chief Investment Officer of PlanCorp
PlanCorp
Episode: Peter Lazaroff's Options for Reducing Taxes on Deferred Gains Pre-Retirement, Ep #385
Jordan Grumet
Hospice doctor, personal finance blogger, and host of the Earn and Invest Podcast
Earn and Invest Podcast
Episode: Purpose vs purpose: An interview with Doc G, Ep #382
Myra Salzer
Personality behind The Wealth Conservancy.
The Wealth Conservancy
Episode: Navigating the Complex World of Inherited Wealth with Myra Salzer, Ep #375

Host

Benjamin Brandt
Host who offers practical insights into effective retirement planning and financial management.

Reviews

4.5 out of 5 stars from 551 ratings
  • Learn how to retire well!

    Benjamin teaches you all the financial and non-financial things you need to know to retire well.

    Apple Podcasts
    5
    Jeremy Keil
    United States4 months ago
  • PLEASE stop adding the word "right" at the end of your sentences. Sept 8th episode was really bad. Terrible vocal crutch.

    Podcast Addict
    2
    BOBO
    7 months ago
  • Good insights

    Host always has great insights. I like the article review on the front end and then a listener question at the end.

    Apple Podcasts
    5
    SoCalCuster
    United States7 months ago
  • Valuable

    If I don’t learn something new, I’m reminded of something I should be doing or something I am doing is reinforced. Life tips not related to finance are also great!

    Apple Podcasts
    5
    CTMDS
    United States8 months ago
  • Great Podcast

    I have listened to this podcast for some time and have learned so much - not only about retirement finances but also personal goals and how my husband and I can enjoy our retirement. Thanks Benjamin!

    Apple Podcasts
    5
    CMCH999
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The host is recognized for delivering content in a clear, engaging manner that resonates with retirement-focused individuals.
Many praise the balance of financial and non-financial discussions about retirement, emphasizing a holistic approach to planning.
Some listeners express frustration with certain production elements, but overall, the feedback is overwhelmingly positive.
Listeners appreciate the practical and actionable advice provided, often describing it as informative and educational.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

The Medicare Charge That's Taking a Bigger Bite Out of Social Security Checks
Q: How can I convince my husband's parents to spend their money?
Approach the topic with empathy, understand their underlying fears about security, and present clear, concrete options and contingency plans that show how spending can enhance meaning and reduce the risk of outliving resources without pressuring them.
Tax Return Red Flags
Q: How do I evaluate if I can scale back from a job I hate to something more enjoyable but lower-paying?
Use napkin math by looking at net pay to determine a ballpark portfolio size range that could support your desired spending, then validate with basic planning tools and deeper software if needed.
Stop Chickening Out
Q: There's significant discussion around Roth conversions prior to claiming Social Security, but less attention to using a traditional IRA for living expenses. What are the main drawbacks of that approach?
The host explains that for supersavers, the goal is to reduce the traditional IRA balance to minimize future mandatory withdrawals. Using traditional IRA spending instead of converting can still achieve tax efficiency, but it needs a structured plan with controlled spending and potential conversions to manage tax brackets and future RMDs. The key is to balance front-end spending with end-of-year conversions to maintain progress toward a smaller traditional IRA while optimizing taxes.
8 Tips to Stop Worrying About Running Out of Money in Retirement
Q: What is the difference between the accumulation phase and the distribution phase of retirement planning?
In accumulation, volatility helps by enabling dollar cost averaging as you invest consistently. In distribution, however, if you encounter volatility while needing to withdraw funds, you may have to sell shares at a loss, leaving fewer shares to benefit when the market recovers.
Why are You Still Working?
Q: What if I decide to skip my RMD for the year I turned 73?
If you delay your first RMD, it will still be calculated using the prior year balance, meaning you can't avoid the tax implications; it simply shifts when it's taxed.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retirement Starts Today

What is Retirement Starts Today about and what kind of topics does it cover?

Focused on the intricacies of retirement planning, the content covers financial strategies alongside behavioral insights to help retirees enjoy their savings at various stages of retirement. Topics frequently discussed include effective spending strategies, the psychology behind financial decisions, and the importance of planning for both financial independence and personal fulfillment. The approach aims to alleviate common anxieties associated with retirement finances while emphasizing the value of finding purpose in post-retirement life. Listeners are often provided with actionable advice designed to help them maximize their financial resources and achieve a satisfying retirement that balances enjoyment with financial security.

Where can I find podcast stats for Retirement Starts Today?

Rephonic provides a wide range of podcast stats for Retirement Starts Today. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Retirement Starts Today and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Retirement Starts Today get?

Rephonic provides a full set of podcast information for three million podcasts, including the number of listeners. View further listenership figures for Retirement Starts Today, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for Retirement Starts Today?

Rephonic provides comprehensive predictive audience data for Retirement Starts Today, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does Retirement Starts Today have?

To see how many followers or subscribers Retirement Starts Today has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Retirement Starts Today?

These podcasts share a similar audience with Retirement Starts Today:

1. Stay Wealthy Retirement Podcast
2. Retirement Answer Man
3. Ready For Retirement
4. Your Money, Your Wealth
5. Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

How many episodes of Retirement Starts Today are there?

Retirement Starts Today launched 10 years ago and published 393 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retirement Starts Today?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Retirement Starts Today?

Rephonic pulls ratings and reviews for Retirement Starts Today from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for Retirement Starts Today?

Rephonic provides full transcripts for episodes of Retirement Starts Today. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on Retirement Starts Today?

Recent guests on Retirement Starts Today include:

1. Marian Barry
2. Bill Bengen
3. Jeremy Keil
4. Dr. Daniel Crosby
5. Joe Curry
6. Joe Saul-Sehy
7. Peter Lazaroff
8. Jordan Grumet

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days