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Artwork for Retirement Starts Today

Retirement Starts Today

Benjamin Brandt CFP®, RICP®
Retirement Planning
Tax Planning
Financial Planning
Phased Retirement
Investment Strategy
Social Security
Financial Advisors
Subjective Age
Roth Conversions
Healthy Longevity
Taxes
Qualified Charitable Distributions
Generational Differences
Stock Position
Retirement
Health and Wellness Investments
Financial Security
Withdrawal Strategies
Required Minimum Distributions
Charitable Giving

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways... more

PublishesWeeklyEpisodes390Founded10 years ago
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Artwork for Retirement Starts Today

Latest Episodes

Retirees obsess over the exact safe withdrawal rate they think they'll need while simultaneously building layer after layer of backup plans. Dividends, buckets, multiple years of cash, constant Monte Carlo recalculations are all done in the name of s... more

Sheryl Rowling from Morningstar argues that the greatest danger in retirement isn't the stock market — it's the constant fear of running out of money.

We will walk through her eight "anchors" from the article posted on Morningstar.

Anchor 1: Conf... more

What does research say about retirement withdrawal strategies that are specifically designed to leave more money behind? We'll walk through what the research says works best, the trade-offs involved, and why the "right" strategy depends on what you'r... more

Is there an ideal level of wealth? Our Retirement Headline comes from Nick Maggiulli, who starts by rejecting the usual vague answers—"it depends," "on your own terms," or "whatever makes you happy." Instead, he tries to give a practical, math-based ... more

Key Facts

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Number of Listeners
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Recent Guests

Marian Barry
Former cardiac nurse who now lives as a work camper.
Episode: Live on $2,972 monthly in an RV
Bill Bengen
Pioneer of the 4% Rule for retirement withdrawals
Episode: The Father of the 4% Rule - an Interview with Bill Bengen
Jeremy Keil
Retirement podcaster, author, and financial advisor
Retirement Revealed Podcast, Mr. Retirement YouTube channel
Episode: Top 3 Retirement Mistakes - An Interview with Mr Retirement, Ep #392
Dr. Daniel Crosby
Author and psychologist focusing on financial behaviors and retirement well-being
Author of The Soul of Wealth
Episode: The 5 Pillars of a Fulfilling Retirement (That Nobody Talks About) with Dr. Daniel Crosby, Ep #388
Joe Curry
Host of the Your Retirement Planning Simplified Podcast
Episode: For Canadian Eyes Only (bonus episode!)
Joe Saul-Sehy
Co-host of the Stacking Benjamins podcast and financial advisor with over 16 years of experience
Stacking Benjamins
Episode: Joe Saul-Sehy Shares How to Get the Most from Your Employee Benefits, Ep 386
Peter Lazaroff
Chief Investment Officer of PlanCorp
PlanCorp
Episode: Peter Lazaroff's Options for Reducing Taxes on Deferred Gains Pre-Retirement, Ep #385
Jordan Grumet
Hospice doctor, personal finance blogger, and host of the Earn and Invest Podcast
Earn and Invest Podcast
Episode: Purpose vs purpose: An interview with Doc G, Ep #382
Myra Salzer
Personality behind The Wealth Conservancy.
The Wealth Conservancy
Episode: Navigating the Complex World of Inherited Wealth with Myra Salzer, Ep #375

Host

Benjamin Brandt
Host who offers practical insights into effective retirement planning and financial management.

Reviews

4.5 out of 5 stars from 551 ratings
  • Learn how to retire well!

    Benjamin teaches you all the financial and non-financial things you need to know to retire well.

    Apple Podcasts
    5
    Jeremy Keil
    United States4 months ago
  • PLEASE stop adding the word "right" at the end of your sentences. Sept 8th episode was really bad. Terrible vocal crutch.

    Podcast Addict
    2
    BOBO
    6 months ago
  • Good insights

    Host always has great insights. I like the article review on the front end and then a listener question at the end.

    Apple Podcasts
    5
    SoCalCuster
    United States7 months ago
  • Valuable

    If I don’t learn something new, I’m reminded of something I should be doing or something I am doing is reinforced. Life tips not related to finance are also great!

    Apple Podcasts
    5
    CTMDS
    United States7 months ago
  • Great Podcast

    I have listened to this podcast for some time and have learned so much - not only about retirement finances but also personal goals and how my husband and I can enjoy our retirement. Thanks Benjamin!

    Apple Podcasts
    5
    CMCH999
    United States10 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The host is recognized for delivering content in a clear, engaging manner that resonates with retirement-focused individuals.
Many praise the balance of financial and non-financial discussions about retirement, emphasizing a holistic approach to planning.
Some listeners express frustration with certain production elements, but overall, the feedback is overwhelmingly positive.
Listeners appreciate the practical and actionable advice provided, often describing it as informative and educational.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

8 Tips to Stop Worrying About Running Out of Money in Retirement
Q: What is the difference between the accumulation phase and the distribution phase of retirement planning?
In accumulation, volatility helps by enabling dollar cost averaging as you invest consistently. In distribution, however, if you encounter volatility while needing to withdraw funds, you may have to sell shares at a loss, leaving fewer shares to benefit when the market recovers.
Why are You Still Working?
Q: What if I decide to skip my RMD for the year I turned 73?
If you delay your first RMD, it will still be calculated using the prior year balance, meaning you can't avoid the tax implications; it simply shifts when it's taxed.
The Ideal Level of Wealth
Q: Should we include the present value of that income?
Benjamin advises against including Social Security in net worth due to its uncertainty, but suggests pensions can be modeled in a simplified way for planning purposes.
Americans May Be Claiming Social Security Too Early
Q: Where should I park my short-term cash in inflationary times?
Short-term cash should focus on safety, liquidity, and competitive returns; Treasury securities can fulfill these needs effectively.
Helping Underspenders And "Savers" Understand They CAN Spend More
Q: If I plan to retire at 65 and a half or 66 and sign up for Medicare before 65, but maybe not for parts B and D because of my employer sponsored coverage, will I have to pay a penalty?
As long as your coverage is from active employment, you can delay Medicare parts B and D without a penalty.

Audience Metrics

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Frequently Asked Questions About Retirement Starts Today

What is Retirement Starts Today about and what kind of topics does it cover?

Focused on the intricacies of retirement planning, the content covers financial strategies alongside behavioral insights to help retirees enjoy their savings at various stages of retirement. Topics frequently discussed include effective spending strategies, the psychology behind financial decisions, and the importance of planning for both financial independence and personal fulfillment. The approach aims to alleviate common anxieties associated with retirement finances while emphasizing the value of finding purpose in post-retirement life. Listeners are often provided with actionable advice designed to help them maximize their financial resources and achieve a satisfying retirement that balances enjoyment with financial security.

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Which podcasts are similar to Retirement Starts Today?

These podcasts share a similar audience with Retirement Starts Today:

1. Retirement Answer Man
2. Ready For Retirement
3. Your Money, Your Wealth
4. Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)
5. Stay Wealthy Retirement Podcast

How many episodes of Retirement Starts Today are there?

Retirement Starts Today launched 10 years ago and published 390 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retirement Starts Today?

Recent guests on Retirement Starts Today include:

1. Marian Barry
2. Bill Bengen
3. Jeremy Keil
4. Dr. Daniel Crosby
5. Joe Curry
6. Joe Saul-Sehy
7. Peter Lazaroff
8. Jordan Grumet

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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