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Artwork for Personal Finance for Long-Term Investors

Personal Finance for Long-Term Investors - The Best Interest

Jesse Cramer
Personal Finance
Financial Independence
Budgeting
Debt Management
Investing
Investment
529 Plans
Bimodal Spending
Retirement Planning
Index Fund Bubble
Stock Market
Minimalism
Simplicity
Capital Gains Taxes
Econome Conference
Financial Advising
Investing Strategies
Market Crashes
Roth IRA
Stoicism

[Top 1% Personal Finance, Retirement, and Investing Podcast] Why is personal finance so complicated? The internet is flooded with personal finance "experts" sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, "... more

PublishesTwice monthlyEpisodes133Founded5 years ago
Number of ListenersCategories
InvestingBusinessEducationSelf-Improvement

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Artwork for Personal Finance for Long-Term Investors

Latest Episodes

In this expansive and deliberately contrarian episode, Jesse takes on annuities—not with a sales pitch or a blanket dismissal, but by putting them under a rigorous planning lens rooted in risk, probability, and real retirement outcomes. He begins by ... more

Jesse is joined by Cullen Roche—financial writer, macro thinker, and founder of Discipline Funds—for a clear-eyed conversation about how money actually works, why so much financial commentary gets it wrong, and how investors can make better decisions... more

YouTube

On Jesse's 13th AMA episode, he steps back from tactics and returns to first principles, answering listener questions that cut to the core of what financial planning actually is—and what it is not. He begins by dismantling the common assumption that ... more

YouTube

In this candid solo episode, Jesse walks through a series of financial decisions that look "wrong" on paper but make complete sense when viewed through the lens of real life, values, and tradeoffs. Using personal examples, he challenges the idea that... more

YouTube

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Recent Guests

Cullen Roche
Founder and Chief Investment Officer of Discipline Funds, author of Your Perfect Portfolio
Discipline Funds
Episode: Giving "Defined Duration" to Stocks | Cullen Roche - E130
Jeremy Keil
Certified financial planner and chartered financial analyst, host of the Mr. Retirement YouTube channel and author of "Retire Today".
Retirement Revealed
Episode: Longevity & Retirement | Jeremy Keil - E127
John Dinsmore
Leading scholar in behavioral finance and marketing and advertising.
Episode: Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
Spencer Reese
Air Force veteran and financial coach
Military Money Manual
Episode: Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
Hanna Horvath
Certified Financial Planner and Managing Editor at Bankrate
Bankrate
Episode: Manage *Yourself* More Than Your Portfolio | Hanna Horvath - E116
Kelan Kline
Co-founder of The Savvy Couple, an online personal finance platform
The Savvy Couple
Episode: The Risks and Rewards of Quitting Your Career | Kelan Kline - E114
Peter Lazaroff
Chief Investment Officer at PlanCorp
PlanCorp
Episode: Reset Your Portfolio Expectations, Before It's Too Late | Peter Lazaroff - E112
Don McDonald
Long-time financial radio host, author, and educator
Talking Real Money
Episode: 19 Questions to Uncover Good, Bad, and Ugly Financial Advisors | Don McDonald - E107
Bill Yount
Co-host of the podcast 'Catching Up to FI' and practicing emergency physician.
Catching Up to FI
Episode: It's Not Too Late: Smart Money Moves After 50 | Bill Yount - E105

Host

Jesse Cramer
Host of Personal Finance for Long-Term Investors, Jesse simplifies complex financial topics with relatable stories and practical advice.

Reviews

4.9 out of 5 stars from 226 ratings
  • Perfect for new investors!

    I first heard Jesse on the Stacking Benjamin‘s podcast and he made me want to hear him more. I have since gone all the way back to listen to episodes from 2023 and have just now caught up to real time!

    I just find his content super digestible as he covers so much material that new investors need to hear. Love this podcast!

    Apple Podcasts
    5
    Colorado boy MJ
    United States12 days ago
  • Great Podcast

    Jesse does a great job fielding questions and manages to explain complex financial ideas in simple terms. Whether you want to do it yourself or you’re looking for a quality financial advisor, everyone has something they can learn from Jesse!

    Apple Podcasts
    5
    EthanGilbertCNY
    United States14 days ago
  • Smart and Interest(ing) without being boring

    Jesse has proven multiple times how clever he is. That cleverness spans both in intelligence and humor. His podcast is so interesting to me that I listen in the Overcast app, but came here to Apple Podcasts to leave this review. The show is certainly worth the time.

    Apple Podcasts
    5
    SteveStewartMe
    United States20 days ago
  • It gets Better and Better!

    Ok this is officially the first time I listened to any financial podcast at less than 1.25 speed, and it is because Jesse shares so much valuable information in so little time, I don’t want to miss any of it! In fact, for the latest episode #126, I even listened to him on 0.75 speed! It didn’t work though, he sounded weird and a little drunk😂 so I’ll just use the “bank 15 sec” button instead!!! Great work Jesse, love the show.

    Apple Podcasts
    5
    Skip in Omaha
    United States2 months ago
  • Best of the Best

    Jesse - Happy New Year! Thank you so much for the gift of your podcast. While I follow several financial podcasts, yours is my favorite, and I look forward to every single one. Your tone, your way of explaining topics in the personal finance arena, and your on-point expertise is second to none. I so very much appreciate you!

    Apple Podcasts
    5
    Dave_K 100
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The podcast is recognized for its focus on well-researched financial strategies that prioritize long-term planning over short-term fixes.
Many reviews highlight the engaging delivery and motivational tone of the host, resulting in a strong recommendation for others to tune in.
The host's ability to simplify complex subjects helps foster financial literacy among a diverse audience, making it appealing for both beginners and more experienced individuals.
Listeners appreciate the insightful and detailed perspectives on personal finance topics, finding the information both entertaining and educational.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Giving "Defined Duration" to Stocks | Cullen Roche - E130
Q: What is defined duration and why is it important for stock investing?
Defined duration represents an estimated time horizon for stocks based on expected returns and potential drawdowns, typically cited to be around 15-20 years. It provides a framework for understanding risk and timing in stock investments, especially for retirees.
Giving "Defined Duration" to Stocks | Cullen Roche - E130
Q: How do you tend to incorporate inflation risk into your financial planning thoughts?
Cullen discusses the necessity of predicting inflation within financial plans and suggests a cautious estimate of around 3-3.5%. He emphasizes that understanding macroeconomic factors is essential in developing a sound financial strategy.
The Financial Planning Process, Step-By-Step | AMA #13 - E129
Q: What guidance do you have for busy clients to plan for retirement?
Acknowledge their time constraints, make planning efficient, and lead with compelling reasons to engage in retirement planning.
The Financial Planning Process, Step-By-Step | AMA #13 - E129
Q: What financial focus should my mid-20s kids have?
They should measure their spending, set goals, start investing, and think about increasing their income over time.
The Financial Planning Process, Step-By-Step | AMA #13 - E129
Q: Are a portfolio and a financial plan the same?
They're certainly not. A portfolio focuses on investments, while a financial plan aligns your money with your life.

Audience Metrics

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Frequently Asked Questions About Personal Finance for Long-Term Investors

What is Personal Finance for Long-Term Investors about and what kind of topics does it cover?

This podcast focuses on making personal finance accessible and relatable by breaking down complex topics into practical advice for long-term financial success. It emphasizes the importance of sound financial strategies that are well-researched and designed for sustainability. Episodes typically cover a wide range of financial subjects such as investment allocations, retirement planning, behavioral finance, and tax-efficient investing. The host, a former aerospace engineer and fiduciary financial advisor, brings a unique perspective to the discussions through relatable stories and deep dives into financial concepts. Notably, the podcast strives to empower its listeners with knowledge and encourages thoughtful engagement with personal finance... more

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Which podcasts are similar to Personal Finance for Long-Term Investors?

These podcasts share a similar audience with Personal Finance for Long-Term Investors:

1. The Stacking Benjamins Show
2. Afford Anything
3. ChooseFI
4. Stay Wealthy Retirement Podcast
5. Your Money, Your Wealth

How many episodes of Personal Finance for Long-Term Investors are there?

Personal Finance for Long-Term Investors launched 5 years ago and published 133 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Personal Finance for Long-Term Investors?

Recent guests on Personal Finance for Long-Term Investors include:

1. Cullen Roche
2. Jeremy Keil
3. John Dinsmore
4. Spencer Reese
5. Hanna Horvath
6. Kelan Kline
7. Peter Lazaroff
8. Don McDonald

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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