
[Top 1% Personal Finance, Retirement, and Investing Podcast] Why is personal finance so complicated? The internet is flooded with personal finance "experts" sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, "... more
| Publishes | Weekly | Episodes | 139 | Founded | 5 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | Self-ImprovementEducationBusinessInvesting | |||

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Jesse delivers a critical re-evaluation of target date funds—one of the most widely used "set-it-and-forget-it" retirement tools—arguing that while their simplicity is appealing, their real-world... more
In today's replay of episode 62, Jesse is joined by Fritz Gilbert—retirement blogger behind The Retirement Manifesto and former corporate executive turned early retiree—for a candid and experience-driven conversation about what retirement actually fe... more
On his 15th Ask Me Anything episode, Jesse tackles a fresh set of listener questions with a throughline that centers on how to evaluate financial decisions in a world full of new ideas, policy noise, and competing priorities—starting with a breakdown... more
In this technical deep dive, Jesse pulls back the curtain on one of the most commonly cited tools in retirement planning—Monte Carlo analysis—explaining what it actually does, how it works under the hood, and why its outputs are often misunderstood. ... more
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Jesse you did such a great job explaining the good and the bad of Target Date Funds. Also loved that you gave guidance of the Fund Families which do a good job with their TDFs. Your Bread analogy was spot on! Keep up the good work.
This is hands-down the best podcast for anyone who wants to manage their own retirement without a finance degree. No jargon, no fluff — just straight talk on Social Security, tax strategy, portfolio withdrawals, and healthcare costs in language real people actually understand. I’ve learned more from this podcast than from years of reading financial articles. A must-listen for every DIY retiree.
I recently started listening and I am hooked! Jesse has the unique talent of explaining complex topics in an organized and easy to understand way. He is very thorough and deftly uses examples to illustrate his thoughts. I have listened to many retirement focused podcasts and have found this to be the most helpful in providing useful and well researched content. Most other podcasts are very cursory and not too helpful for seasoned DIYers. No doubt Jesse’s engineering background enhances ... more
More than just tactics. This show gives me a new perspective on important financial decisions and plans.
As someone who works in financial planning every day, I know how rare it is to find a podcast that actually gets its advice right, and Jesse does. What I love especially is that despite his engineering background and obvious analytical talents, he consistently makes the point that optimizing every financial decision on a spreadsheet kind of misses the point. This is a great show for understanding the ins and outs of money.
Key themes from listener reviews, highlighting what works and what could be improved about the show.
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A practical, data-driven finance show focused on long-term wealth building, retirement planning, and cost-efficient investing. Episodes frequently dissect planning processes, explore retirement drawdown, and challenge common product-centric advice with a fiduciary lens. Guests range from macro-investing thinkers to retirement authors, often highlighting behavioral finance, time horizons, and the intersection of health, wealth, and life goals. The format blends Q&A, AMA-style sessions, and deep dives into tools like direct indexing, HSAs, and tax strategies, making complex topics accessible and actionable for DIY investors and aspiring fiduciaries alike.
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Personal Finance for Long-Term Investors launched 5 years ago and published 139 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on Personal Finance for Long-Term Investors include:
1. Fritz Gilbert
2. Rubin Miller
3. Cullen Roche
4. Jeremy Keil
5. John Dinsmore
6. Spencer Reese
7. Hanna Horvath
8. Kelan Kline
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