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Artwork for Personal Finance for Long-Term Investors

Personal Finance for Long-Term Investors - The Best Interest

Jesse Cramer
Personal Finance
Financial Independence
Debt Management
Budgeting
Investing
Investment
529 Plans
Bimodal Spending
Index Fund Bubble
Stock Market
Simplicity
Minimalism
Capital Gains Taxes
Econome Conference
Financial Advising
Investing Strategies
Market Crashes
Roth IRA
Stoicism
S&P 500

Why is personal finance so complicated? The internet is flooded with personal finance "experts" sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex fi... more

PublishesTwice monthlyEpisodes123Founded5 years ago
Number of ListenersCategories
Self-ImprovementInvestingBusinessEducation

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Artwork for Personal Finance for Long-Term Investors

Latest Episodes

Jesse returns for the 10th "Ask Me Anything" episode to tackle three listener questions that cut to the core of modern wealth planning. He opens with a deep dive into direct indexing, separating substance from sales pitch. While advocates tout it as ... more

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Today, Jesse is joined by Professor John Dinsmore—behavioral finance researcher, marketing scholar, and author of The Marketing of Debt: How They Get You—for a conversation about how persuasion, psychology, and modern advertising quietly shape our fi... more

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Jesse goes solo for a deep dive into the vital yet often overlooked world of special needs financial planning. He opens with a personal story about his daughter's illness—an experience that deepened his empathy for parents whose caregiving journeys n... more

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Jesse fields six wide-ranging listener questions that dig into the heart of financial planning and investing. He opens with a challenge to the idea that age alone dictates portfolio strategy, emphasizing instead that time horizons, goals, and diversi... more

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Recent Guests

John Dinsmore
Leading scholar in behavioral finance and marketing and advertising.
Episode: Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
Spencer Reese
Air Force veteran and financial coach
Military Money Manual
Episode: Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
Hanna Horvath
Certified Financial Planner and Managing Editor at Bankrate
Bankrate
Episode: Manage *Yourself* More Than Your Portfolio | Hanna Horvath - E116
Kelan Kline
Co-founder of The Savvy Couple, an online personal finance platform
The Savvy Couple
Episode: The Risks and Rewards of Quitting Your Career | Kelan Kline - E114
Peter Lazaroff
Chief Investment Officer at PlanCorp
PlanCorp
Episode: Reset Your Portfolio Expectations, Before It's Too Late | Peter Lazaroff - E112
Don McDonald
Long-time financial radio host, author, and educator
Talking Real Money
Episode: 19 Questions to Uncover Good, Bad, and Ugly Financial Advisors | Don McDonald - E107
Bill Yount
Co-host of the podcast 'Catching Up to FI' and practicing emergency physician.
Catching Up to FI
Episode: It's Not Too Late: Smart Money Moves After 50 | Bill Yount - E105
Christine Benz
Director of Personal Finance at Morningstar and host of The Long View Podcast
Morningstar
Episode: Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103
Chad Carson
A real estate investor, world traveler, father and husband.
Coach Carson
Episode: Do Long-Term Investors *Need* to Invest in Real Estate? | Chad "Coach" Carson - E101

Host

Jesse Cramer
Host and fiduciary financial advisor with a background in engineering, specializing in personal finance education and investment strategies for families.

Reviews

4.9 out of 5 stars from 195 ratings
  • Excellent personal finance insights and perspective!

    Thank you Jesse for your well thought out information and content. I am so glad I found your blog and podcast. You deep dives on the most relevant and important money and estate planning concepts and ideas are insightful and delivered in a way that is easy to understand for both the novice and experienced DIY’er. I truly appreciate the time you put into this and your wise counsel. Keep up the great work!

    Apple Podcasts
    5
    Weather guy2
    United States24 days ago
  • Jesse is a rockstar!

    Recently, I listened to Jesse‘s explanation on bitcoin, and for the first time I feel like I’m getting to understand it. Not that I want to invest in it lol but the way he explains the various topics of personal finance and goals and how to achieve those goals Gives me huge motivation thank you, sir!

    Apple Podcasts
    5
    Sioux Falls Finest
    United States24 days ago
  • Just the right balance

    What a treasure this podcast is! Jesse strikes just the right balance between being fun and lively to listen to, and sharing super detailed information. And he considers the total picture of personal finance. Very glad to have found his podcast and blog. I signed up for his emails, and read each and every one.

    Apple Podcasts
    5
    Ally from Sacramento
    United States2 months ago
  • Exceptional & essential personal finance podcast

    I stumbled onto Jesse’s podcast and from the very first one I listened to, I gained so much knowledge. Jesse has a fantastic , easy to listen to voice and his delivery is spot on. I love the topics, and it keeps me motivated to do better with my portfolio. Jesse’s advice is based on sound financial principles. I respect this guy. At his core in addition to whatever talents he possesses, he has the heart of a teacher. And the AMA’s are fantastic.

    Apple Podcasts
    5
    A_B_17
    United States2 months ago
  • Explaining the complex situation

    I love this podcast. Jesse explains the complex world of money in a way my kids can even understand. I highly recommend it.

    Apple Podcasts
    5
    TheJoel11
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Expert guests provide valuable insights that enhance understanding.
Great resource for long-term financial planning and investment strategies.
Listeners appreciate detailed explanations without unnecessary fluff.
Informative and clear advice on complicated financial topics.
The host's straightforward style makes understanding finance accessible to all.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
Q: What biases or blind spots are we talking about here, and how do these specific marketing tactics exploit our biases and blind spots?
Marketers exploit biases like loss aversion, making consumers susceptible to buying unnecessary add-ons due to fear of loss, as well as using tactics that create confusion around pricing.
Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
Q: What are some of these clever marketing things going on that we're maybe not even aware of?
Advertising is becoming increasingly persuasive and subtle, especially with AI creating adaptive ads tailored to individual online behaviors, making it difficult for consumers to recognize when they are being influenced.
Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
Q: What is your advice for transitioning military service members?
Utilize programs like TAP and start preparing for your post-service life before separation to ease the transition.
Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
Q: How can military service members better manage their finances?
By being aware of their spending habits and utilizing financial resources offered by the military to improve their financial literacy.
Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
Q: What are some unique financial aspects of military service?
There is a universality between civilian money and military money, but the vehicles that service members use might differ, such as the Thrift Savings Plan.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About Personal Finance for Long-Term Investors

What is Personal Finance for Long-Term Investors about and what kind of topics does it cover?

Focused on simplifying personal finance for long-term investors, this podcast aims to make complex financial topics relatable and accessible. With a host who brings a background in engineering and fiduciary advising, discussions range from behavioral finance and investment strategies to retirement planning and tax efficiency. Notably, the episodes often include expert guests who share practical advice and insights, enriching the content for listeners at various stages of their financial journeys. The host's methodical approach helps demystify financial concepts, making this an ideal resource for both beginners and seasoned investors looking to enhance their financial literacy and strategy.

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Which podcasts are similar to Personal Finance for Long-Term Investors?

These podcasts share a similar audience with Personal Finance for Long-Term Investors:

1. The Stacking Benjamins Show
2. Catching Up to FI
3. Earn & Invest
4. ChooseFI
5. Afford Anything

How many episodes of Personal Finance for Long-Term Investors are there?

Personal Finance for Long-Term Investors launched 5 years ago and published 123 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Personal Finance for Long-Term Investors?

Recent guests on Personal Finance for Long-Term Investors include:

1. John Dinsmore
2. Spencer Reese
3. Hanna Horvath
4. Kelan Kline
5. Peter Lazaroff
6. Don McDonald
7. Bill Yount
8. Christine Benz

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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