Rephonic
Artwork for Personal Finance for Long-Term Investors

Personal Finance for Long-Term Investors

Jesse Cramer
Personal Finance
Retirement Planning
Financial Planning
Financial Independence
Investing
Social Security
Budgeting
Investment Strategies
Annuities
Debt Management
Stock Market
Financial Stress
Entrepreneurship
Behavioral Finance
Retirement
Sequence Of Returns Risk
Warren Buffett
Tax Loss Harvesting
Financial Literacy
Diversification

[Top 1% Personal Finance, Retirement, and Investing Podcast] Why is personal finance so complicated? The internet is flooded with personal finance "experts" sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, "... more

PublishesTwice monthlyEpisodes151Founded6 years ago
Number of ListenersCategories
InvestingBusinessEducationSelf-Improvement

Listen to this Podcast

Artwork for Personal Finance for Long-Term Investors

Latest Episodes

An "Ask Me Anything" episode including questions like:

• Effective tax rates or marginal tax rates…which one matters?

• I'm at my retirement number, but this stock market is too crazy…should I adjust my portfolio?

• What about flexible spending... more

YouTube

We all know the importance of having a good financial plan in place. But…are we all talking about the same thing? What *is* a financial plan, and how do we know if ours is good or not?

Looking for a financial planner? → PlanWithJesse.com

Jesse e... more

YouTube

Gliding into retirement raises dozens of questions - some about numbers, many about feelings. And listeners like you have many questions about that transition. Today's "Ask Me Anything" episode is dedicated to your retirement transition questions.

more

YouTube

Your monthly investment statements show what you own, how you've done, and some basic info. But there's so much info NOT included on your statement, and that's what we're diving into today!

Looking for a financial planner? → PlanWithJesse.com

Je... more

YouTube

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

The Stacking Benjamins Show
The Stacking Benjamins ShowJoe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
Earn & Invest
Earn & InvestJordan Grumet (Doc G)
Catching Up to FI
Catching Up to FIBill Yount & Jackie Cummings Koski
Afford Anything | Get Smarter With Money
Afford Anything | Get Smarter With MoneyPaula Pant, Personal Finance Expert | Cumulus Podcast Network

Recent Guests

Frank Vasquez
Investing and retirement planning expert, proponent of risk parity
Risk Parity Radio
Episode: Are You Hoarding, Hustling, or Harvesting in Retirement? - E144
Andrew Giancola
Host of The Personal Finance Podcast
The Personal Finance Podcast
Episode: Debate! ...Taking Sides On 10 Retirement Sub-Topics (E139)
Fritz Gilbert
Creator and author of The Retirement Manifesto; author of Keys to a Successful Retirement
The Retirement Manifesto; Keystone retirement planning author
Episode: He Retired Early - Here's What No One Warned Him About (E136)
Rubin Miller
Investor, writer, teacher, and chess master
Paltoma Capital Partners
Episode: Uncomfortable Truth: Great Investing Decisions Can Look Wrong For Years (E133)
Cullen Roche
Founder and Chief Investment Officer of Discipline Funds, author of Your Perfect Portfolio
Discipline Funds
Episode: Don't Let a Scary Economy Cause Bad Retirement Decisions (E130)
Jeremy Keil
Certified financial planner and chartered financial analyst, host of the Mr. Retirement YouTube channel and author of "Retire Today".
Retirement Revealed
Episode: "The Most Important Number" in Your Retirement?! (E127)
John Dinsmore
Leading scholar in behavioral finance and marketing and advertising.
Episode: A New Predator Coming For Our Retirement Dollars (E120)
Spencer Reese
Air Force veteran and financial coach
Military Money Manual
Episode: Leaving the Workforce? Your Identity Will Shift in Uncomfortable Ways (E117)
Hanna Horvath
Certified Financial Planner and Managing Editor at Bankrate
Bankrate
Episode: Which of Your "Money Scripts" Are Helpful vs. Hurtful? (E116)

Host

Jesse Cramer
Host of Personal Finance for Long-Term Investors (fiduciary financial advisor; Rochester, NY)

Reviews

4.9 out of 5 stars from 287 ratings
  • Awesome Info & Entertaining

    Best new voice in the retirement and investment community. Every episode is a must listen!

    Apple Podcasts
    5
    REI Cliff
    United Statesa month ago
  • I love this podcast

    Thank you very much Jesse for such an informative and useful podcast. I find the information discussed very thorough and actionable!

    Apple Podcasts
    5
    NFausett
    United Statesa month ago
  • Enjoyable

    I dig into many DIY personal finance podcasts and really Jesse’s work. He tackles many topic including the mental side of personal finance.

    Apple Podcasts
    5
    NDBuxton
    United States2 months ago
  • Great for pre-retirement!

    Jesse breaks down every subject and makes it easy to understand and take action to plan your future. Love the AMA episodes.

    Apple Podcasts
    5
    BetsyGeorgia
    United States2 months ago
  • Concise and balanced content

    This is quickly becoming my favorite financial podcast. Jesse covers a broad range of topics for folks contemplating or in retirement in a manner that is easy to comprehend and informative.

    Apple Podcasts
    5
    grants1
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Content blends rigor with accessibility, avoiding fluff while staying engaging
Strong emphasis on long-term planning and non-financial retirement aspects
AMA episodes and real-world examples help translate theory into action
Host is responsive and knowledgeable, with practical, actionable advice
Clear, balanced financial guidance that's approachable for DIY investors and retirees

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#130
United States/Business/Investing
Apple Podcasts
#73
Spain/Business/Investing
Apple Podcasts
#153
Spain/Business
Apple Podcasts
#196
Poland/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

So, You're Retiring? Answering Common Questions from Soon-to-Be Retirees (AMA, E147)
Q: Sean asks how to calibrate when to retire given behavioral biases and regret minimization.
Jesse explains reframing retirement as choosing remaining healthy years over salary, using concrete retirement dates, creating explicit conditions to delay, and converting potential losses into tangible life impacts to reduce anticipated regret.
So, You're Retiring? Answering Common Questions from Soon-to-Be Retirees (AMA, E147)
Q: Amber asks how a plan holds up during a potential market stagnation or 'lost decade' and how to cope mentally.
The host demonstrates using historical simulations to show that sequence of returns matters more than simple averages, and offers psychological tools such as buffers, an income floor, flexible withdrawal rules, and reframing retirement to improve resilience.
Debate! ...Taking Sides On 10 Retirement Sub-Topics (E139)
Q: What do you think about target date funds, Andrew?
Target date funds work well as a starting point for beginners and for people who want a simple, set-it-and-forget-it approach, but they may not fit everyone's risk tolerance or changing income sources, so a more personalized portfolio can be necessary later.
Making Retirement As Simple as Possible, but No Simpler (AMA, E138)
Q: Nicole asks about rebalancing frequency—calendar-based vs. drift-based strategies.
The host presents a pragmatic view: rebalance based on risk and plan needs, with a strong emphasis on once-a-year rebalancing as optimal for most portfolios, and using routine cash flows to aid rebalancing before engaging in broader trades.
Making Retirement As Simple as Possible, but No Simpler (AMA, E138)
Q: Lucy asks for a devil's advocate stance on delaying Social Security and explores spousal/survivor benefits.
The host walks through optimal claiming strategies, the impact of Full Retirement Age, spousal and survivor benefits, and when delaying benefits tends to improve outcomes, while acknowledging the complexity and the role of health and longevity in decision making.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Personal Finance for Long-Term Investors

What is Personal Finance for Long-Term Investors about and what kind of topics does it cover?

This show focuses on practical, long-horizon personal finance, retirement planning, and investing, with a steady emphasis on how to connect goals to ongoing decision-making. Episodes frequently explore holistic planning, withdrawal strategies, tax-efficient investing, and behaviorally informed tactics for decumulation and wealth transfer. AMA formats and data-driven analyses are common, often featuring actionable frameworks, real-world examples, and iterative planning processes that listeners can apply to their own finances. A standout trait is the host's fiduciary stance and engineering-influenced rigor, which tends to balance caution with clear, accessible explanations, making complex topics approachable for DIY investors and planners ali... more

Where can I find podcast stats for Personal Finance for Long-Term Investors?

Rephonic provides a wide range of podcast stats for Personal Finance for Long-Term Investors. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Personal Finance for Long-Term Investors and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Personal Finance for Long-Term Investors get?

Rephonic provides a full set of podcast information for four million podcasts, including the number of listeners. View further listenership figures for Personal Finance for Long-Term Investors, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for Personal Finance for Long-Term Investors?

Rephonic provides comprehensive predictive audience data for Personal Finance for Long-Term Investors, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does Personal Finance for Long-Term Investors have?

To see how many followers or subscribers Personal Finance for Long-Term Investors has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Personal Finance for Long-Term Investors?

These podcasts share a similar audience with Personal Finance for Long-Term Investors:

1. The Stacking Benjamins Show
2. Earn & Invest
3. Catching Up to FI
4. Afford Anything | Get Smarter With Money
5. ChooseFI | Financial Independence Podcast

How many episodes of Personal Finance for Long-Term Investors are there?

Personal Finance for Long-Term Investors launched 6 years ago and published 151 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Personal Finance for Long-Term Investors?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Personal Finance for Long-Term Investors?

Rephonic pulls ratings and reviews for Personal Finance for Long-Term Investors from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for Personal Finance for Long-Term Investors?

Rephonic provides full transcripts for episodes of Personal Finance for Long-Term Investors. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on Personal Finance for Long-Term Investors?

Recent guests on Personal Finance for Long-Term Investors include:

1. Frank Vasquez
2. Andrew Giancola
3. Fritz Gilbert
4. Rubin Miller
5. Cullen Roche
6. Jeremy Keil
7. John Dinsmore
8. Spencer Reese

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days