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Artwork for Personal Finance for Long-Term Investors

Personal Finance for Long-Term Investors - The Best Interest

Jesse Cramer
Personal Finance
Financial Independence
Debt Management
Budgeting
Investing
Investment
529 Plans
Bimodal Spending
Retirement Planning
Index Fund Bubble
Stock Market
Simplicity
Minimalism
Capital Gains Taxes
Econome Conference
Financial Advising
Investing Strategies
Market Crashes
Roth IRA
Stoicism

Why is personal finance so complicated? The internet is flooded with personal finance "experts" sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex fi... more

PublishesTwice monthlyEpisodes128Founded5 years ago
Number of ListenersCategories
BusinessSelf-ImprovementEducationInvesting

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Artwork for Personal Finance for Long-Term Investors

Latest Episodes

On Jesse's 12th "Ask Me Anything" episode, he opens the year by tackling the questions that tend to surface when calendars turn and retirement feels closer than ever. He begins with a thoughtful exploration of whether "this is the year to retire," un... more

In this Christmas episode, Jesse steps back from year-end checklists and market noise to tell a more personal story—one shaped by the "ghosts" of his financial past, present, and future. He begins with the early experiences that formed his relationsh... more

YouTube

On Jesse's 11th "Ask Me Anything" episode, he unpacks four questions that sit at the center of real-life financial decision-making. He starts with a grounded look at the 15-year vs. 30-year mortgage debate, cutting through rules of thumb to show how ... more

YouTube

Jesse sits down with Andy Hill—personal finance educator, podcast host, and creator of Marriage, Kids, and Money—for a candid conversation about building wealth while building a life you actually enjoy. Andy shares how a mix of financial discipline, ... more

YouTube

Key Facts

Accepts Guests
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Recent Guests

Phil Pearlman
Doctorate in psychology, expert in personal health and behavioral finance
The Pearl Institute
Episode: Health and Wealth - The Power of a "Bigger Yes" | Phil Pearlman - E122
John Dinsmore
Leading scholar in behavioral finance and marketing and advertising.
Episode: Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
Spencer Reese
Air Force veteran and financial coach
Military Money Manual
Episode: Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
Hanna Horvath
Certified Financial Planner and Managing Editor at Bankrate
Bankrate
Episode: Manage *Yourself* More Than Your Portfolio | Hanna Horvath - E116
Kelan Kline
Co-founder of The Savvy Couple, an online personal finance platform
The Savvy Couple
Episode: The Risks and Rewards of Quitting Your Career | Kelan Kline - E114
Peter Lazaroff
Chief Investment Officer at PlanCorp
PlanCorp
Episode: Reset Your Portfolio Expectations, Before It's Too Late | Peter Lazaroff - E112
Don McDonald
Long-time financial radio host, author, and educator
Talking Real Money
Episode: 19 Questions to Uncover Good, Bad, and Ugly Financial Advisors | Don McDonald - E107
Bill Yount
Co-host of the podcast 'Catching Up to FI' and practicing emergency physician.
Catching Up to FI
Episode: It's Not Too Late: Smart Money Moves After 50 | Bill Yount - E105
Christine Benz
Director of Personal Finance at Morningstar and host of The Long View Podcast
Morningstar
Episode: Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Host

Jesse Cramer
Host of Personal Finance for Long-Term Investors, Jesse simplifies complex financial topics with relatable stories and practical advice.

Reviews

4.9 out of 5 stars from 220 ratings
  • Insightful and entertaining

    Quick note of appreciation from long time listener. Your recent episode summarizing the complexity of planning with a special needs child was right on target. For anyone on this journey it’s a maze of uncertainty and worry. Episodes like this help many us in processing the total investment landscape.

    Apple Podcasts
    5
    Gig Harbor WA
    United States2 months ago
  • Excellent personal finance insights and perspective!

    Thank you Jesse for your well thought out information and content. I am so glad I found your blog and podcast. You deep dives on the most relevant and important money and estate planning concepts and ideas are insightful and delivered in a way that is easy to understand for both the novice and experienced DIY’er. I truly appreciate the time you put into this and your wise counsel. Keep up the great work!

    Apple Podcasts
    5
    Weather guy2
    United States3 months ago
  • Jesse is a rockstar!

    Recently, I listened to Jesse‘s explanation on bitcoin, and for the first time I feel like I’m getting to understand it. Not that I want to invest in it lol but the way he explains the various topics of personal finance and goals and how to achieve those goals Gives me huge motivation thank you, sir!

    Apple Podcasts
    5
    Sioux Falls Finest
    United States3 months ago
  • Just the right balance

    What a treasure this podcast is! Jesse strikes just the right balance between being fun and lively to listen to, and sharing super detailed information. And he considers the total picture of personal finance. Very glad to have found his podcast and blog. I signed up for his emails, and read each and every one.

    Apple Podcasts
    5
    Ally from Sacramento
    United States3 months ago
  • Exceptional & essential personal finance podcast

    I stumbled onto Jesse’s podcast and from the very first one I listened to, I gained so much knowledge. Jesse has a fantastic , easy to listen to voice and his delivery is spot on. I love the topics, and it keeps me motivated to do better with my portfolio. Jesse’s advice is based on sound financial principles. I respect this guy. At his core in addition to whatever talents he possesses, he has the heart of a teacher. And the AMA’s are fantastic.

    Apple Podcasts
    5
    A_B_17
    United States4 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The podcast is recognized for its focus on well-researched financial strategies that prioritize long-term planning over short-term fixes.
Many reviews highlight the engaging delivery and motivational tone of the host, resulting in a strong recommendation for others to tune in.
The host's ability to simplify complex subjects helps foster financial literacy among a diverse audience, making it appealing for both beginners and more experienced individuals.
Listeners appreciate the insightful and detailed perspectives on personal finance topics, finding the information both entertaining and educational.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Dying With an HSA, Mystery Mortgage Math, & Should DIY Investors Hire a Planner? | AMA #11 - E124
Q: Should a confirmed DIYer or Boglehead still consider consulting with a financial planner?
Yes, even experienced DIYers may benefit from a financial planner, especially when navigating complexities of personal finance or behavioral blind spots in decision-making.
Dying With an HSA, Mystery Mortgage Math, & Should DIY Investors Hire a Planner? | AMA #11 - E124
Q: When should you stop funding an HSA?
It's advisable to start using HSA funds for reimbursing medical expenses once you are closer to retirement age, and especially to avoid dying with unspent HSA assets.
Dying With an HSA, Mystery Mortgage Math, & Should DIY Investors Hire a Planner? | AMA #11 - E124
Q: Why should you pick a 15-year mortgage over a 30-year mortgage and vice versa?
A 15-year mortgage typically has a lower interest rate and significantly less interest paid overall compared to a 30-year mortgage, but comes with higher monthly payments, which can strain cash flow.
Feeling Time Poor? The Journey to Owning Your Time | Andy Hill - E123
Q: Could you define Coast Fire?
Coast Fire is when you save a significant amount of your income early on, allowing for a later transition to part-time work or other pursuits.
Feeling Time Poor? The Journey to Owning Your Time | Andy Hill - E123
Q: What specifically does that look like?
It may involve carving out time to dream about your future and consider what you would stop doing if money were no object.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Location
Interests
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Frequently Asked Questions About Personal Finance for Long-Term Investors

What is Personal Finance for Long-Term Investors about and what kind of topics does it cover?

This podcast focuses on making personal finance accessible and relatable by breaking down complex topics into practical advice for long-term financial success. It emphasizes the importance of sound financial strategies that are well-researched and designed for sustainability. Episodes typically cover a wide range of financial subjects such as investment allocations, retirement planning, behavioral finance, and tax-efficient investing. The host, a former aerospace engineer and fiduciary financial advisor, brings a unique perspective to the discussions through relatable stories and deep dives into financial concepts. Notably, the podcast strives to empower its listeners with knowledge and encourages thoughtful engagement with personal finance... more

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Which podcasts are similar to Personal Finance for Long-Term Investors?

These podcasts share a similar audience with Personal Finance for Long-Term Investors:

1. The Stacking Benjamins Show
2. Catching Up to FI
3. Earn & Invest
4. Afford Anything
5. ChooseFI

How many episodes of Personal Finance for Long-Term Investors are there?

Personal Finance for Long-Term Investors launched 5 years ago and published 128 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Personal Finance for Long-Term Investors?

Recent guests on Personal Finance for Long-Term Investors include:

1. Phil Pearlman
2. John Dinsmore
3. Spencer Reese
4. Hanna Horvath
5. Kelan Kline
6. Peter Lazaroff
7. Don McDonald
8. Bill Yount

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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