Rephonic
Artwork for Catching Up to FI
Financial Independence
Retirement Planning
Personal Finance
Investing
Financial Literacy
Debt Management
Community Support
Financial Planning
Mental Health
Social Security
Budgeting
Money Management
Mindset
Behavioral Finance
Financial Education
4% Rule
FIRE Movement
Stock Market
Late Starters
Estate Planning

A mindset, money, and life podcast for late starters catching up to Financial Independence.

PublishesTwice weeklyEpisodes213Founded3 years ago
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BusinessInvesting

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Artwork for Catching Up to FI

Latest Episodes

What if the biggest shift in your FI journey isn't hitting the number—but finally realizing you need a life plan, a tax plan, and maybe even a fiduciary teammate to help you spend it? Bill steps into the guest chair with Morningstar's Christine Benz ... more

YouTube

What happens when the two co-hosts stop being polite, start being honest, and publicly debate the money moves they still don't agree on? We throw open the doors on four of our favorite friction points:

• Simple index-fund investing versus "modest ... more

YouTube

What if the real reason family wealth disappears by the third generation has almost nothing to do with investing, and everything to do with what parents fail to teach at home? We sit down with Dr. Julia Myers, founder of Generational Wisdom, for a co... more

YouTube

APRIL IS FINANCIAL LITERACY MONTH! What do you get when two late starters hand the mic to two twenty-somethings and let the money questions fly? In this unusually fun follow-up to the University of Tennessee classroom visit, we bring Dr. Karen DeLong... more

YouTube

Key Facts

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Contact Information
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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Julia Myers
Keynote and TEDx speaker, money mindset coach, founder of Generational Wisdom
Generational Wisdom
Episode: Why 90% of Families Lose Their Wealth (and How to Stop the Cycle) | Julia Myers | 209
Emilie Stewart
Student, class participant
University of Tennessee, Knoxville
Episode: 20 Questions from 20-Somethings About Money | Dr. DeLong, Emilie Stewart. Britton Carver | 208
Britton Carver
Student, class participant
University of Tennessee, Knoxville
Episode: 20 Questions from 20-Somethings About Money | Dr. DeLong, Emilie Stewart. Britton Carver | 208
Karen DeLong
Professor who invited the hosts to speak to the class
University of Tennessee, School of Agriculture
Episode: Financial Literacy 101: Live Inside the Classroom at University of Tennessee | Bill & Jackie | 207
Dr. Karen DeLong
Professor of Agricultural and Resource Economics, University of Tennessee
University of Tennessee
Episode: I Have a PhD in Business but Never Had a Personal Finance Class | Dr. Karen DeLong | 206
Jeffrey Trull
AI money expert, founder of Money Meets AI
Money Meets AI
Episode: Don't Trust AI with Your Money Until You Listen To This | Jeffrey Trull | 202
Adam Nash
Co-founder and CEO of a donor-advised fund
Daffy.org
Episode: A Donor-Advised Fund For You (Daffy): Democratizing Philanthropy for Everyone | Adam Nash | 200
Bill Yount
A dedicated DIY investor and now participant in financial independence.
Catching Up to FI
Episode: Why This DIY Investor Finally Hired A Financial Advisor | "BiggerPockets" Crossover | 199
Jesse Cramer
Engineer turned money storyteller, runs The Best Interest Blog and a podcast
The Best Interest Blog
Episode: The Biggest Retirement Mistake: Over Saving and Under Living | Rachael Camp & Jesse Cramer | 198

Hosts

Bill Yount
Host and co-host associated with the Catching Up to FI show, often sharing personal FI journey and driving conversations with guests.
Jackie Cummings Koski
Co-host and certified financial planner who brings CFP insights, financial planning expertise, and personal FI journey to episodes.

Reviews

4.8 out of 5 stars from 528 ratings
  • Great content

    Lots of great info for those trying to catching up!

    Apple Podcasts
    5
    FIRE’d at 50
    United Statesa month ago
  • Helpful topics!

    The topics resonate, the advice is helpful and specific, and the cohosts are relatable! Win win win 🙌🤑

    Apple Podcasts
    5
    Insideoutmaggie
    United Statesa month ago
  • Met them in Person!

    Eager to share their wisdom, open about connecting people and sharing knowledge to understand FI - just like in their podcast! I have been learning so much… specially during tax season.. info is easy to digest thanks to Jackie and Bill

    Apple Podcasts
    5
    Liz P Gopal
    United Statesa month ago
  • Inspiring Financial Wisdom for Late Starters

    As someone in my 60s, I really appreciate the Catching Up to FI podcast. Bill Yount and the team talk about financial independence in a way that feels realistic for people who didn’t start early or are still figuring things out later in life. The discussions are thoughtful, practical, and encouraging, especially for those of us working to make smart financial decisions as we approach or move through retirement. It’s refreshing to hear honest conversations that recognize it’s never too late to im... more

    Apple Podcasts
    5
    LoveLoveLearning
    United States2 months ago
  • Love the AI discussion

    Really enjoying they’re talking more about AI and money along with many other fascinating and helpful topics

    Apple Podcasts
    5
    Jeffrey T 11
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners consistently cite practical, actionable FI guidance tailored to late starters.
The host duo's transparency and warmth are frequently highlighted as a key differentiator.
Guest lineup is a strength, with credible experts delivering relatable, real-world advice.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

20 Questions from 20-Somethings About Money | Dr. DeLong, Emilie Stewart. Britton Carver | 208
Q: What happens when you switch jobs with respect to a 401(k), and what should you do with the old balance?
Leave it where it is if possible, roll it over to a new employer's plan if accepted, or roll into an individual IRA for control; avoid cashing out due to taxes and penalties.
20 Questions from 20-Somethings About Money | Dr. DeLong, Emilie Stewart. Britton Carver | 208
Q: If you only did three things financially right in your 20s, what should those three things be?
Prioritize saving early and aggressively, increase income where possible, and minimize debt while maintaining a cushion and a plan for retirement; automate saving and leverage employer benefits like 401(k) matches to maximize long-term growth.
Financial Literacy 101: Live Inside the Classroom at University of Tennessee | Bill & Jackie | 207
Q: What do you do with a 401(k) after you leave your job?
You can roll it over to an IRA, or possibly roll it into a new employer's plan if allowed; you typically keep the tax-advantaged status of the funds and avoid cashing out to prevent tax penalties and loss of growth.
I Thought the Stock Market was Gambling, Then I Retired at 44 | Jaylynn | 203
Q: How did your pension affect your FI calculation and retirement decisions?
The pension value was included in the FI calculation via lump sum and annuity/payout options, and its portability allowed flexible planning, influencing the timing of withdrawals and the overall FI target.
I Thought the Stock Market was Gambling, Then I Retired at 44 | Jaylynn | 203
Q: When did you realize you were financially independent, and what did you do with that realization?
He discovered FI at age 40 after researching the pension and 4% rule; rather than quitting immediately, he continued working for a year, ensured a solid plan, and then retired with a long-term strategy.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Gender Skew
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Frequently Asked Questions About Catching Up to FI

What is Catching Up to FI about and what kind of topics does it cover?

Catching Up to FI centers on financial independence for late starters, weaving practical investing, budgeting, and life design into a narrative that emphasizes mindset, discipline, and community. Episodes typically blend personal journeys with expert insights from financial planners, educators, journalists, and authors, aiming to demystify FI and make early retirement or coast FI attainable for listeners who started late. Noteworthy is the recurring emphasis on emotional and behavioral factors—habits, mindset, and family finances—along with accessible, action-oriented tactics (saving rate, 529 planning, scholarships, and practical investing). The format often features candid storytelling alongside concrete advice, guest-led deep dives, and ... more

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Which podcasts are similar to Catching Up to FI?

These podcasts share a similar audience with Catching Up to FI:

1. ChooseFI | Financial Independence Podcast
2. Mile High FI Podcast
3. BiggerPockets Money Podcast
4. Afford Anything | Make Smart Money Choices
5. Earn & Invest

How many episodes of Catching Up to FI are there?

Catching Up to FI launched 3 years ago and published 213 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Catching Up to FI?

Recent guests on Catching Up to FI include:

1. Julia Myers
2. Emilie Stewart
3. Britton Carver
4. Karen DeLong
5. Dr. Karen DeLong
6. Jeffrey Trull
7. Adam Nash
8. Bill Yount

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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