Rephonic
Artwork for Catching Up to FI
Financial Independence
Retirement Planning
Personal Finance
Financial Literacy
Investing
Debt Management
Financial Planning
Social Security
Community Support
Mental Health
Budgeting
Money Management
Mindset
Behavioral Finance
4% Rule
Financial Education
Estate Planning
FIRE Movement
Health Savings Accounts
Savings Rate

A mindset, money, and life podcast for late starters catching up to Financial Independence.

PublishesTwice weeklyEpisodes248Founded4 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for Catching Up to FI

Latest Episodes

Finance professors Shaun Davies, PhD, CFA and David Brown, PhD join the show to give us a look under the hood of target-date funds (TDFs). What they found may surprise you! Their research reveals enormous differences in fees, risk, glide paths, activ... more

YouTube

Alan and Katie Donegan and Monica Scudieri join Bill and Jackie to explore what happens when financial survival mode finally loosens its grip and creative bandwidth comes roaring back. They talk imposter syndrome, discomfort, perfectionism, public sp... more

YouTube

Dana Anspach, CFP® and founder of Sensible Money, returns to explain why retirement isn't one long, predictable chapter, it's a series of distinct phases with different financial and emotional needs. Using the framework from her new book, Living Off ... more

YouTube

What if getting to FI has less to do with avoiding mistakes and more to do with surviving them without setting too much money on fire? Bill joins Doug Cunnington of Mile High FI for a refreshingly imperfect look at the financial decisions they wish t... more

YouTube

Key Facts

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Recent Guests

Alan Donegan
Co-founder of Rebel Finance School and Rebel Business School, financial educator and musician
Rebel Finance School
Episode: Financial Freedom Beyond Spreadsheets: Writing Books and Songs on FIRE | The Donegans & Monica Scudieri | 245
Katie Donegan
Co-founder of Rebel Finance School and Rebel Business School, actuary and musician
Rebel Finance School
Episode: Financial Freedom Beyond Spreadsheets: Writing Books and Songs on FIRE | The Donegans & Monica Scudieri | 245
Monica Scudieri
Personal finance coach, speaker and author of Grab Your Slice of Financial Independence
Grab Your Slice LLC
Episode: Financial Freedom Beyond Spreadsheets: Writing Books and Songs on FIRE | The Donegans & Monica Scudieri | 245
Dana Anspach
CFP and founder of Sensible Money, author of Living Off Your Acorns
Sensible Money
Episode: 4 Phases of Retirement Explained: The Realities of Each May Surprise You! | Dana Anspach | 244
Doug Cunnington
Co-host of Mile High FI and former online entrepreneur
Mile High FI
Episode: How to Make Financial Mistakes and Still FIRE! | Doug Cunnington of Mile High FI Podcast | 243
Erin Moriarity
Financial educator, Erin Talks Money
Erin Talks Money
Episode: Debunking the Biggest Retirement Fear Tactics With Erin Talks Money | Erin Moriarity | 242
Jackie Cummings Koski
Author, nationally recognized financial educator
Catching Up to FI, author of Money Letters to My Daughter and FIRE for Dummies
Episode: Small Money Ideas That Lead To Bigger Conversations | AICPA Crossover | 241
Lyndia Cunningham
Health insurance expert from Move Health
Move Health
Episode: 3 Non-Employer Health Insurance Case Studies: More Choices Than You Thought | Lyndia Cunningham (Part 2) | 240
Ray Shefska
Co-founder of CarEdge, 43+ years in automobile business
CarEdge
Episode: The Hidden Truth Behind Car Buying: Fighting For Transparency Over Deception | Ray & Zach Shefska | 238

Hosts

Bill Yount
Host with a long-running FI focus; frequent guest interviews and practical retirement guidance.
Jackie Cummings Koski
Co-host bringing CFP/ AFC credentials and emphasis on education, practical money management, and FI mindset.

Reviews

4.8 out of 5 stars from 558 ratings
  • Exactly what I needed during my transition

    The recent episodes on car buying and health insurance outside of an employer came at the perfect time for me as I move toward retirement. They were practical and clear, and they made a stressful topic feel manageable. Thank you!

    Apple Podcasts
    5
    Poiboy2000
    United Statesa month ago
  • Not a late starter

    But I love listening to their podcast. It’s nice to go through this journey with them and get guidance from people who felt like they were late starters and it gives me the motivation that I can do it too especially since I have a longer runway.

    Apple Podcasts
    5
    MattyPattie
    United Statesa month ago
  • Catching Up to FI: My Favorite Financial Independence Podcast

    Catching Up to FI is my favorite FI podcast! It’s so relatable and encouraging. Wherever you are on the FI journey, Jackie and Bill make financial independence feel attainable. Their personalities and approaches complement each other beautifully, and I always come away amused, enlightened, and inspired.

    Apple Podcasts
    5
    Zionsanchez
    United States2 months ago
  • So concretely helpful!

    This show has been full of actionable information, which is why I prefer it to all the other FI & planning podcasts that I’ve tried. I love the inspirational & storytelling aspects of it, but hearing concrete info is why I like it so much. Bill & Becky are very welcoming & make it feel like a community, even just as a listener to the podcast. Thank you Becky for the last year- we will all miss you! Looking forward to the next iteration of the podcast.

    Edit to change my review after the latest e... more

    Apple Podcasts
    1
    Neek of the North
    United States2 months ago
  • Wow

    I have been listening to Jackie and Bill for a little over a year now. I am a teacher who is getting close to retirement and they have such wonderful things and guess on their podcast since they were both late starters. I love this episode about the women’s retreats and hopefully I’ll be able to attend a couple. Thank you, Jackie and Bell for all you do.

    Apple Podcasts
    5
    IB Teach
    United States5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some episodes draw criticism for host airtime imbalance; guests desire more question-led interviews.
Listeners praise practical, actionable FI guidance and relatable hosts.
Guests and episodes are seen as informative and inspiring for late starters and educators alike.
Listeners appreciate the focus on real-world numbers and personal journeys.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

4 Phases of Retirement Explained: The Realities of Each May Surprise You! | Dana Anspach | 244
Q: What is a fundedness ratio, and how can it be used instead of a safe withdrawal rate?
It compares current assets with the present value of projected portfolio withdrawals. Anspach says it can help compare scenarios and guide decisions about spending, Roth conversions, and large purchases, while noting that it is not suitable for every decision.
4 Phases of Retirement Explained: The Realities of Each May Surprise You! | Dana Anspach | 244
Q: What are the most critical things to do while preparing for retirement?
Anspach recommends building a detailed cash flow plan, stress testing it against difficult market conditions, and considering how to use time after leaving work. She also emphasizes preparing for changes in social connections.
How to Make Financial Mistakes and Still FIRE! | Doug Cunnington of Mile High FI Podcast | 243
Q: Can you talk about that journey of the identity shift from being a doctor? You did that for so many years. Very deeply ingrained to shifting into what you're doing now, which you could describe that a little bit. But how's that been so far?
Bill says the financial math showed he could retire before he emotionally believed it. He is tapering his emergency-medicine work by reducing shifts, retaining purpose and relationships, and planning to reassess his schedule over time.
How to Make Financial Mistakes and Still FIRE! | Doug Cunnington of Mile High FI Podcast | 243
Q: Can you talk a little bit about working with an advisor in the past and how it looks for you now?
Bill says he initially paid for expensive, unsuitable advice and later managed his own finances. As he approached retirement, he hired a low-cost fiduciary advisor to review insurance needs, financial independence, taxes, and other blind spots.
How to Get Health Insurance When You Retire Early | Lyndia Cunningham(Part 1) | 239
Q: What role do subsidies play in ACA plans for early retirees?
Subsidies are determined by household income and MAGI, with changes over time (American Rescue Plan expanded subsidies temporarily; future changes depend on policy). Many retirees must plan around potential income fluctuations to maximize or preserve subsidies.

Audience Metrics

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Frequently Asked Questions About Catching Up to FI

What is Catching Up to FI about and what kind of topics does it cover?

This show centers on financial independence for late starters, blending practical money moves with big-picture mindset and life design. Across episodes, guests range from CFPs and financial educators to advocates for smarter retirement options, debt payoff, philanthropy, and intergenerational wealth. Listeners can expect approachable explanations of pensions, bonds, 403(b) reform, and value-driven investing, often paired with personal stories that illustrate real-world paths to FI well after traditional retirement timelines. A notable throughline is turning complex financial decisions into actionable, sustainable strategies, with guests who combine technical expertise with a lived experience of late-start FI.

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How many listeners does Catching Up to FI get?

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What are the audience demographics for Catching Up to FI?

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How many subscribers and views does Catching Up to FI have?

To see how many followers or subscribers Catching Up to FI has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Catching Up to FI?

These podcasts share a similar audience with Catching Up to FI:

1. ChooseFI | Financial Independence Podcast
2. Mile High FI Podcast
3. BiggerPockets Money
4. Afford Anything | Get Smarter With Money
5. Earn & Invest

How many episodes of Catching Up to FI are there?

Catching Up to FI launched 4 years ago and published 248 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Catching Up to FI?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Catching Up to FI?

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What guests have appeared on Catching Up to FI?

Recent guests on Catching Up to FI include:

1. Alan Donegan
2. Katie Donegan
3. Monica Scudieri
4. Dana Anspach
5. Doug Cunnington
6. Erin Moriarity
7. Jackie Cummings Koski
8. Lyndia Cunningham

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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