Rephonic
Artwork for Catching Up to FI
Financial Independence
Retirement Planning
Personal Finance
Investing
Financial Literacy
Debt Management
Financial Planning
Community Support
Social Security
Mental Health
Budgeting
Money Management
Mindset
Behavioral Finance
4% Rule
Financial Education
Estate Planning
FIRE Movement
Savings Rate
Stock Market

A mindset, money, and life podcast for late starters catching up to Financial Independence.

PublishesTwice weeklyEpisodes223Founded3 years ago
Number of ListenersCategories
BusinessInvesting

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Artwork for Catching Up to FI

Latest Episodes

What if the person inspiring the room didn't come from a polished finance background at all, but from payday loans, being unbanked, a credit score in the 500s, and the kind of rock bottom most FI stories rarely admit out loud? In this on-location epi... more

YouTube

What if the smartest legacy move isn't leaving your kids a pile of money someday, but using your wealth right now to help them buy time, build habits, and change their future while you're still here to watch it happen? We sit down with Allen Mueller ... more

YouTube

What if the smartest move on your road to FI isn't buying a bigger house, but shrinking the footprint, clearing the clutter, and finally designing a life that actually fits? In this episode, we sit down with Sarah Susanka, the architect behind the be... more

YouTube

What if the fastest way to understand women's financial power isn't another lecture, but a trivia game that quietly reveals how recent, fragile, and still unfinished so much of women's economic progress really is? In this special "Sheconomy" quiz-sho... more

YouTube

Key Facts

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Contact Information
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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Allen Mueller
CFA, CFP; founder of 7 Saturdays Financial; wealth management expert
7 Saturdays Financial
Episode: Intergenerational Wealth: Strategies to Help Your Family NOW (Not Later) | Allen Mueller | 221
Sarah Susanka
Architect and author, originator of the Not-So-Big philosophy
Not-So-Big / Susanka
Episode: Not So Big Life Design: The Architecture of Wealth | Sarah Susanka | 220
Janine Firpo
Co-founder of Invest For Better; organizer of Our Sheconomy event
Invest For Better / Our Sheconomy
Episode: Shocking Truths About Women's Financial History You Need to Know | Our Sheconomy Gameshow | 219
Lisa Burks
Nurse, FI case study participant
Independent
Episode: We Found Them! Past Guests At The Women of FI Weekend | Kim H. and Lisa B. | 218
Aubrey Williams
Financial advisor, Open Path Financial; ADHD and neurodiversity-focused advisor
Open Path Financial
Episode: Why Your Brain is Hardwired to Keep You Working (and How to Fix It) | Aubrey Williams | 214
Allison Harrison
Founder of ALH Law Group, estate planning and small business law attorney
ALH Law Group
Episode: Your FIRE Plan is Screwed Without An Estate Plan! | Allison Harrison | 213
Bronwyn Candish
Chartered Accountant, FI advocate in New Zealand
Sheppard & Ormsby
Episode: Borderless FI: Starting Over At 37 After Divorce | Bronwyn Candish | 212
Julia Myers
Keynote and TEDx speaker, money mindset coach, founder of Generational Wisdom
Generational Wisdom
Episode: Why 90% of Families Lose Their Wealth (and How to Stop the Cycle) | Julia Myers | 209
Emilie Stewart
Student, class participant
University of Tennessee, Knoxville
Episode: 20 Questions from 20-Somethings About Money | Dr. DeLong, Emilie Stewart. Britton Carver | 208

Hosts

Bill Yount
Host with a background in personal finance, co-host of the show, often shares FI journey and practical guidance.
Jackie Cummings Koski
Co-host and CFP/AFC, leads financial-education framing and has a strong focus on accessibility of FI concepts.

Reviews

4.8 out of 5 stars from 538 ratings
  • Bill talks too much

    I find the show topics good but Bill continues to talk more and more. I find that he speaks 85% of the time compared to 10% for the guest and 5% forJackie. Please just ask better questions and let your guest answer. It will make for a much better podcast.

    Apple Podcasts
    1
    esh1man
    United Statesa month ago
  • Great stuff

    Bill and Jackie have built a fantastic platform for education on financial independence!!! Content so relative 🎉

    Apple Podcasts
    5
    Lgobp
    United Statesa month ago
  • Let the guest speak!

    I have been a long time listener and I have more recently noticed that Bill tends to talk more than the actual guest. His lofty language, references, personal takes on the content are frequently long winded and privileged point of view that are honestly distracting. I wish he would just practice more listening than talking. I now usually fast forward when Bill speaks. Go write a book if you have so much to say. Most of it just isn’t helpful but his ego about his FI journey. A real turn off f... more

    Apple Podcasts
    2
    FI@55
    United Statesa month ago
  • Informative and Interactive

    I love Bill and Jackie because of the topics that they discussed and shared to everyone especially for those of us trying to navigate retirement and investment. Their podcast is part of my morning routine while working out. I am always looking forward for the new episode. Kudos to both of you!!!

    Apple Podcasts
    5
    Marife K
    United States2 months ago
  • Great show!

    This is an inspiring and reassuring show for anyone who wants to gain back their time. I love the fact that both Jackie and Bill have different FI journeys and perspectives. I love the stories and the real numbers that are offered.

    Apple Podcasts
    5
    Sylvia--fan!
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Show is especially encouraging for late starters and those nearing retirement.
Many appreciate the focus on mindset along with numbers.
Audience notes the value of real-life stories and actionable steps over theory.
Listeners praise practical, down-to-earth guidance and relatable guests.
Requests for fewer ads indicate appetite for deeper content and sponsor integration when relevant.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Shocking Truths About Women's Financial History You Need to Know | Our Sheconomy Gameshow | 219
Q: When did Equal Pay Day occur in 2026?
Equal Pay Day in 2026 occurred on March 26, with variations by demographics showing different dates for Black and Latina women.
How to Retire Sooner and Spend More: Risk-Based Guardrails Explained | Aubrey Williams | 216
Q: So Aubrey, how should people think about withdrawal when they reach FI and are planning their withdrawal strategy?
The approach is to model spending with guardrails, incorporate future income streams, and stress-test against historical downturns so you know when to adjust rather than sticking rigidly to a flat, inflation-indexed withdrawal.
Why You Should Stop Beating Yourself Up for Starting Late | "How To Money" Crossover | 215
Q: Is it possible to go too hard in trying to make up for lost time, and how should someone pace themselves?
Bill emphasizes balance and a phased transition, recommending a sustainable savings rate (around 25-40%), gradual downshifting from high work hours to a more balanced life, and prioritizing time and health alongside money.
Why You Should Stop Beating Yourself Up for Starting Late | "How To Money" Crossover | 215
Q: How do you think about debt payoff versus investing as a late starter?
The strategy is to raise the savings rate aggressively while managing debt; pay off high-interest debt first, keep emergency funds, and progressively shift funds toward investments, using straightforward, diversified approaches and a lifecycle plan.
Borderless FI: Starting Over At 37 After Divorce | Bronwyn Candish | 212
Q: Take us back to your origin story with money for us, please.
Bronwyn describes a childhood of budgeting constraints, scarcity, and a strong drive to build wealth, which shaped her later path into accounting and FI. She explains how early exposure to thrift and budget-mindedness planted an entrepreneurial mindset and curiosity in money management.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Age Range
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Social Media Reach

Frequently Asked Questions About Catching Up to FI

What is Catching Up to FI about and what kind of topics does it cover?

This show centers on financial independence for late starters, blending practical money strategies with real-life stories to show that FIRE is achievable at any age. Episodes frequently explore how to optimize retirement spending, avoid common traps (like over-optimism or lifestyle inflation), and use tools, guardrails, and open-source resources to stress-test portfolios. Guests range from financial-advisory professionals and estate planners to educators and practitioners who share actionable steps, personal journeys, and mindset shifts that help listeners rebalance time, health, and money. Notable strengths include data-driven frameworks, a welcoming community for late starters, and a willingness to interrogate conventional rules (like the... more

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Which podcasts are similar to Catching Up to FI?

These podcasts share a similar audience with Catching Up to FI:

1. ChooseFI | Financial Independence Podcast
2. Mile High FI Podcast
3. Afford Anything | Get Smarter With Money
4. BiggerPockets Money Podcast
5. Earn & Invest

How many episodes of Catching Up to FI are there?

Catching Up to FI launched 3 years ago and published 223 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Catching Up to FI?

Recent guests on Catching Up to FI include:

1. Allen Mueller
2. Sarah Susanka
3. Janine Firpo
4. Lisa Burks
5. Aubrey Williams
6. Allison Harrison
7. Bronwyn Candish
8. Julia Myers

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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