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Money Unscripted | Personal finance podcast

Fidelity Investments
Retirement Planning
Estate Planning
Financial Planning
Investing
Fidelity Investments
Medicare
Roth IRA
Budgeting
Retirement Savings
Market Volatility
Fidelity
Employee Stock Purchase Plans
529 Plans
401(k) Loans
Healthcare Proxy
Personal Finance
Retirement
Caregiving
Catch-Up Contributions
Health Savings Accounts

Money Unscripted is a personal finance podcast from Fidelity. Tune in for practical guidance on the financial decisions that shape your life, from getting started with investing and paying down debt to saving for retirement and protecting your family through estate planning. Host Ally Donnelly talks with everyday people about their experiences with money, while Fidelity professionals unpack the fi... more

PublishesTwice monthlyEpisodes41Founded3 years ago
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Latest Episodes

A lot of us have a retirement number in our head. Maybe it's $1 million. Maybe it's less or more. But what if that number isn’t actually telling you whether you're ready to retire? On this episode of Fidelity’s personal finance podcast Money Unscript... more

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Preparing for retirement also means preparing for Medicare.  Knowing when to enroll, how to sign up for Medicare, and understanding coverage options ahead of time can make a meaningful difference.  On this episode of Money Unscripted, host Ally Donne... more

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Estate planning is a process that’s full of emotions. And full of questions. Where do you start? Who should be part of the conversation? And what are the key documents you need? On this episode of Money Unscripted, host Ally Donnelly and Fidelity’s P... more

Retiring early isn’t just about leaving the workforce—it’s about knowing whether your lifestyle and finances are ready to support the years ahead. On this episode of Money Unscripted, host Ally Donnelly talks with Donna and Stan about how they retire... more

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Recent Guests

Gina Gillespie
Fidelity vice president and financial consultant
Fidelity
Episode: Can I retire with $1 million?
Laura Winters
Real estate agent and owner of a political consulting business and property management company
Episode: Can I retire with $1 million?
Andy Alvarez
Fidelity VP
Fidelity Investments
Episode: Do you have enough to retire?
Pamela Pirone-Benson
Fidelity VP in Advanced Planning
Fidelity Investments
Episode: Wills and trusts: What’s the difference?
Dr. Rachel Jessica Daniel
Writer and educator
Episode: Living rich while planning solo
Beth Pinsker
Financial columnist and certified financial planner who wrote My Mother's Money
Fidelity Investments
Episode: How can I help my aging parents with their finances?
Sangeeta Moorjani
Senior leader at Fidelity Investments
Fidelity Investments
Episode: How can I help my aging parents with their finances?
Ajay Sarkaria
Fidelity Regional Vice President of Private Wealth Management
Fidelity
Episode: New ways to save on your taxes this year
Stefne Lynch
VP at Fidelity Insurance Agency
Fidelity
Episode: What is long-term care insurance?

Host

Ally Donnelly
Host with Fidelity background focusing on practical money guidance and storytelling.

Reviews

5.0 out of 5 stars from 61 ratings
  • Great show!

    Really helpful financial tips!

    Apple Podcasts
    5
    PaddyBoston
    United States2 years ago
  • Good show. Very insightful.

    Great cast of people with great knowledge.

    Apple Podcasts
    5
    JMS32205
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Positive feedback on diverse guest mix and approachable explanations.
Listeners appreciate practical tips grounded in real-life stories.
Experts provide clear, actionable guidance on complex topics.

Chart Rankings

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Talking Points

Recent interactions between the hosts and their guests.

Can I retire with $1 million?
Q: What is the 4% rule?
Gillespie describes it as a guideline for estimating withdrawals from retirement savings. A 4% initial withdrawal from $1 million would provide about $40,000 in annual income, with withdrawals adjusted for inflation, but market conditions and life changes mean it is not a fixed rule.
Can I retire with $1 million?
Q: So where should I start? How do I get to the answer of how much do I need to retire?
Gillespie recommends estimating the income needed for the lifestyle a person wants. That starts with reviewing future expenses, including costs that may fall, such as commuting or a mortgage, and costs that may rise, such as travel and health care.
Can your retirement survive a down market?
Q: How should someone think about withdrawals and sustainable income in retirement?
Withdrawals should be planned around guaranteed income sources like Social Security or pensions, with remaining needs funded by a diversified portfolio. A commonly cited rule is a 4% sustainable withdrawal rate, though the exact number depends on the plan and market conditions.
Can your retirement survive a down market?
Q: What are the three key components of a successful retirement plan, and how do they interact as markets move?
The three components are emergency savings, protection of assets and income, and growth. The balance among these depends on individual needs; emergency funds cover essential expenses, protection guards income and health costs, and growth seeks to combat inflation while supporting withdrawals.
Can your retirement survive a down market?
Q: Andy, how do you talk to clients about market volatility, especially those who are close to or in retirement?
Andy suggests starting with revisiting the plan to understand what changed, assess current risk tolerance, and determine whether to stay the course or adjust the strategy. The goal is to customize the approach to the client and maintain enough comfort to remain invested for the long term.

Audience Metrics

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Frequently Asked Questions About Money Unscripted

What is Money Unscripted about and what kind of topics does it cover?

Money Unscripted offers practical personal-finance guidance through conversations with everyday people and Fidelity professionals. Episodes frequently cover retirement planning, estate planning, budgeting, taxes, caregiving finances, and safeguarding against scams, all anchored by real-world stories and actionable tips. A notable strength is its blend of accessible storytelling with expert pragmatism from Fidelity, making complex topics like Roth conversions, long-term care, and generational wealth approachable for a wide audience. The show tends to feature guests who are Fidelity experts or practitioners, plus real-life savers and retirees, making it useful for listeners seeking structured plans and concrete steps for money moments.

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Which podcasts are similar to Money Unscripted?

These podcasts share a similar audience with Money Unscripted:

1. Fidelity Viewpoints: Market Sense
2. Market Insights
3. Investing Insights
4. Stay Wealthy Retirement Podcast
5. Ready For Retirement

How many episodes of Money Unscripted are there?

Money Unscripted launched 3 years ago and published 41 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Money Unscripted?

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Where can I see ratings and reviews for Money Unscripted?

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What guests have appeared on Money Unscripted?

Recent guests on Money Unscripted include:

1. Gina Gillespie
2. Laura Winters
3. Andy Alvarez
4. Pamela Pirone-Benson
5. Dr. Rachel Jessica Daniel
6. Beth Pinsker
7. Sangeeta Moorjani
8. Ajay Sarkaria

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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