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Financially Independent Teachers

Dave Fleischer
Financial Independence
Personal Finance
Budgeting
Teaching
Retirement Planning
Education
Investing
Debt Management
Financial Literacy
Investment Strategies
Real Estate
North Carolina
Personal Finance Education
Roth IRA
Financial Planning
FIRE Movement
Side Hustles
Pensions
Pension
Teacher Salaries

Welcome to the Financially Independent Teachers Podcast- where educators come together to discuss their journey on the road to financial independence. Each week, Dave and Brandon interview teachers who are winning with money and welcome financial industry experts like JL Collins, Andy Hill, Andrew Hallam (Millionaire Teacher) and Rachel Cruze (daughter of Dave Ramsey). There are plenty of voices i... more

PublishesWeeklyEpisodes289Founded6 years ago
Number of ListenersCategories
InvestingBusinessEducationSelf-Improvement

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Latest Episodes

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The Millionaire Math Teacher is back in Part II of our episode looking at traveling through the decades of finance. In Part I, we made it to the "messy middle".  In Part II, we will make it all the way through retirement and legacy.... more

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The Millionaire Math Teacher is approaching his 70th birthday, I figured it would be the perfect time to have him reflect on his life and money. 

With a 2.5 millionaire dollar net worth, the retired math teacher and his retired nur... more

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Check out Part II of my special Q&A episode with Justin and Jeff from Garritt Financial Solutions. Two teachers, who are now financial advisors will answer YOUR audience questions!

garrittfinancialsolutions.com/

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You had questions, Justin and Jeff had answers! In what might be a few of our best episodes yet, we are blessed to have a special TWO part Q&A episode with Justin Garritt and Jeff Venables. Both are former educators who are now help... more

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Recent Guests

John Chester
Retired math teacher and Marine Corps veteran who built a multimillion-dollar net worth
Episode: EP-289-70 Years of Wisdom: Multimillionaire Teacher Money Advice for Every Stage of Life Part I
Justin Garritt
Former teacher and financial advisor focused on financial independence and tax planning
Garritt Financial Solutions
Episode: EP 288-Justin QA Part II
Jeff Venables
Recently retired teacher and financial advisor
Garritt Financial Solutions
Episode: EP 287-FIT Audience Q&A with Justin Garritt and Jeff Venables
Greg Mitchell
Educator from Durham, NC, former administrator, current classroom teacher
Durham Public Schools
Episode: EP 285-Do's and Don'ts of Open Enrollment---Healthcare and Cafeteria Plans
David Norman
Educator from Durham, NC, retired after 31 years in high school, financial wellness advocate
Durham, NC
Episode: EP 285-Do's and Don'ts of Open Enrollment---Healthcare and Cafeteria Plans
Debbie Savvina
Educator and advocate for personal finance education; former paraeducator turned middle/high school teacher and pension recipient in Washington
Self/Education advocacy; NextGen Personal Finance collaboration
Episode: EP 283-Washington Math and CTE Teacher Became Broke Twice and Overcame!
Samuel Molina
Creator of the Academy of Financial Education; financial advisor
Academy of Financial Education
Episode: EP 282-Fresno (CA) Financial Advisor and Founder of The Academy of Financial Ed Talks Credit and Financial Therapy
Jermaine Shapiro
Teacher Assistant, football coach, real estate agent, photographer, podcaster
Educator; Real estate/entrepreneur
Episode: EP 281-Jermaine Shapiro Update Part II
Eric Krieger
Former guest on episode 32, educator, and traveler
Educator, Slowmatic traveler
Episode: EP 276-TX Educator Retired at 50 is now a SLOMAD---2+ Million NW

Hosts

Dave
Host of the podcast and interview facilitator; long-running host with a focus on educator finances and FI.
Brandon
Co-host and interviewer; frequent co-pilot for discussions on FI strategies for teachers.

Reviews

5.0 out of 5 stars from 162 ratings
  • Absolute must for educators and their spouses to get and stay on track for financial independence

    Dave is doing all of us a solid by getting the word out for educators on how attainable it is to become financially independent. The thing that makes this pod different is the real life people that make up the heavy majority of episodes. Additionally, expert guests generally dont seem to have a book to sell or a promotion to push. The perspectives are really vast and Dave does a great job moving the episodes along. Bonus: at the beginning of every episode he invites anyone who’s willing to share... more

    Apple Podcasts
    5
    Lalaney
    United Statesa year ago
  • For the People!

    Dave and Brandon started this podcast to share the financial stories of everyday educators for everyday educators (my opinion). Over time the mission has refined, yet the core of the show has not changed. Thank you for staying true to your roots (lower to middle class everyday people) and giving your time to help share relatable content!

    Apple Podcasts
    5
    DeepEastTX25
    United States2 years ago
  • Mandatory listening for young professionals

    Great content and it really works. Easy to understand it really works. The hard part is getting started.

    Apple Podcasts
    5
    GregLeftHandedAggie
    United States2 years ago
  • Powerful stories

    I am not a teacher but I am a hard working nurse. I came across this podcast looking for inspiration on my debt free journey. It has been perfect with such powerful stories. Listening to our educators has also been such a window into their struggles.Thank you for the variety and value of each guest!

    Apple Podcasts
    5
    Lgrubaugh
    United States2 years ago
  • Top Rate for Teachers

    This podcast is a must-listen for teachers who want to win with their money. Anytime a new episode drops I listen the same day. I learn new things from each episode and I get inspired by the incredible stories of teachers and working class folks getting ahead. Dave and Brandon are excellent hosts and I enjoy their banter and the quality they bring to the show. Teachers, run (don’t walk) to listen to this podcast!

    Apple Podcasts
    5
    bbs19832002
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise authenticity and relatability of real educators' money stories.
Content is practical and inspirational for teachers aiming to build wealth on a modest income.
Audience notes the show sometimes includes niche topics (Airbnb) but remains accessible to non-experts.
The hosts balance teaching basics with deeper investing discussions.

Top Investing Podcasts

Talking Points

Recent interactions between the hosts and their guests.

EP-289-70 Years of Wisdom: Multimillionaire Teacher Money Advice for Every Stage of Life Part I
Q: What conversations do you think that couples should have regarding money before they get married?
Couples should discuss whether they are savers or spenders, how many children they want and the lifestyle they envision, including vacations and long-term plans.
EP-289-70 Years of Wisdom: Multimillionaire Teacher Money Advice for Every Stage of Life Part I
Q: Should a high school student really understand, in your opinion, about money before they graduate from their local high school?
Chester says teenagers should learn to save some of what they earn, consider the cost of purchases and understand that money represents work and tradeoffs.
EP 288-Justin QA Part II
Q: At what point does an educator actually need to hire a fiduciary financial advisor versus maybe doing the DIY thing?
Justin recommends considering whether someone is a do-it-yourselfer, a validator seeking a second opinion, or a delegator who wants ongoing management. The appropriate advisor and fee structure depend on that preference and the complexity of the person's finances.
EP 288-Justin QA Part II
Q: Should we be converting those traditional IRAs to Roths?
Justin says the decision depends on whether the current tax rate is lower than the rate expected in future years. For many teachers in their higher-earning years, waiting until retirement or a lower-income period may make more sense.
EP 280-California Personal Finance Teacher Worth 5 Million+
Q: Is it still replicable for new teachers to achieve similar wealth levels in today's economy?
Todd argues that it is possible, citing access to information, low-cost investing options, and the broader availability of tools and opportunities to build assets beyond salary.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Financially Independent Teachers

What is Financially Independent Teachers about and what kind of topics does it cover?

This show centers on real-world money stories from educators who pursue financial independence on teacher salaries. Episodes mix personal journeys with practical finance guidance—covering retirement options, low-cost investing, side gigs, and disciplined saving—often featuring teachers who dramatically improve their financial picture through long-horizon planning and community support. A notable strength is its hands-on, example-driven approach, with guest profiles ranging from early-career teachers to retirees sharing concrete strategies (pensions, 403(b)/457 plans, Roth IRAs, index funds, and budgeting tools). The format tends to be approachable and motivational, making complex topics feel accessible to a broad audience of educators and f... more

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Which podcasts are similar to Financially Independent Teachers?

These podcasts share a similar audience with Financially Independent Teachers:

1. Teach and Retire Rich
2. Money Guy Show
3. Catching Up to FI
4. Millionaires Unveiled
5. Personal Finance for Long-Term Investors

How many episodes of Financially Independent Teachers are there?

Financially Independent Teachers launched 6 years ago and published 289 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Financially Independent Teachers?

Recent guests on Financially Independent Teachers include:

1. John Chester
2. Justin Garritt
3. Jeff Venables
4. Greg Mitchell
5. David Norman
6. Debbie Savvina
7. Samuel Molina
8. Jermaine Shapiro

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