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Artwork for Teach and Retire Rich

Teach and Retire Rich

Daniel Otter
403B
403(b)
Retirement Planning
Financial Planning
Equitable
Financial Literacy
Social Security
Vanguard
Personal Finance
457B
403(b) Retirement Plan
Retirement Savings
403(b) Plans
Equi-Vest
Medicare
Medicare Advantage
Roth IRA
Education
Financial Education
Retirement Plans

Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer CFP® of 403bwise.org discuss teacher saving for retirement issues. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.

PublishesWeeklyEpisodes395Founded20 years ago
Number of ListenersCategories
EducationBusinessInvesting

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Artwork for Teach and Retire Rich

Latest Episodes

Scott fields questions on: 1) "normal" timeframe between payroll deduction and contribution showing up in account; 2) Managing an Equitable to Vanguard transfer; 3) Fidelity direct or through Aspire?; 4) Roth 403(b) vs. Roth 457(b)?; 5) Can you contr... more

YouTube

Scott walks through the myriad of hoops and the substantial savings that can be achieved when exiting a high-cost 403(b) plan

• Breaking Up Is Hard To Do (article)

• How To Get Out of a Bad 403(b)

• How To Get Out of Equitable/AXA

• 403bwise.o... more

YouTube

This is a recording of a live September 22, 2026 403bwise Event hosted by Lucretia Ryan of Financial Freedom for Women.

• Video of Pod

• Financial Freedom for Women

• Contact Lucretia

• 403bwise.org

• 457bwiser.org

• Learned by Being Burned ... more

Lucretia Ryan of Financial Freedom for Women details how she helped a private school improve its 403(b) plan.

• Video of Pod

• Financial Freedom for Women

• Contact Lucretia

• Next Gen Personal Finance

• 403bwise.org

• 457bwiser.org

• Learn... more

YouTube

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Lucretia Ryan
Financial writer, educator and philanthropist who teaches financial literacy, Social Security and Medicare.
Financial Freedom for Women
Episode: Social Security Questions Women Ask the Most (#447)
Chris Tobe
MBA, CFA, CAIA; nationally recognized expert on defined contribution plans
Independent consultant; author
Episode: NEA + Security Benefit + L.A. Dodgers Puts Teacher Annuities At Risk (pt. 2) (#445)
Rishi Vyamdott
High school senior; creator of Easy Peasy Finance; CFP candidate
Easy Peasy Finance
Episode: Money Concept Are Easy Peasy for This 17-Year-Old (#443)
Adam Holy
Pittsburgh, Pennsylvania, middle school science teacher who advocated for low-cost 403(b) and 457 plans
Lincoln PDP program advocacy, Learn by Being Burned podcast guest
Episode: Lincoln Investment Closing Low-Cost Option (#439)
Vincent Lee
Said to be an employee in Riverside Unified School District; SLP background
Riverside Unified School District
Episode: Did a National Life Group Sales Agent Forge a Teacher's Signature? (#438)
Nathan Ferrell
A BTU member and teacher involved in the transition
Baltimore Teachers Union
Episode: Baltimore City Public Schools Goes Single 403(b)/457(b) Vendor (#433)
Omer Bittar
High school science teacher
Lackawanna School District
Episode: Saving for Retirement Makes a Western New York Teacher Want to Shout! (#431)
Chris Nye
New Jersey teacher and administrator, 403B advocate
Learn by Being Burned / 403bwise.org
Episode: Chris Nye Makes Big Career Move #430
Matt Raleigh
Bay Area High School History Teacher and Financial Educator
Episode: 10 Summer Financial Moves (#427)

Hosts

Daniel Otter
Host of Teach and Retire Rich
Scott Dauenhauer
Host of Teach and Retire Rich

Reviews

4.7 out of 5 stars from 137 ratings
  • The Best!

    Dan and Scott are incredible! If you’re looking for a podcast that helps you to understand investing, ways to maximize your savings and retirement goals, along with some great jokes here and there, than this is a great podcast to listen to!

    I’ve learned A LOT from listening to “Teach & Retire Rich” now for over a year and it’s allowed me to share the information with other teachers, colleagues, and friends. Keep up the amazing work y’all!

    Apple Podcasts
    5
    Calm Radio Member
    United States6 months ago
  • bWise

    Excellent work teaching personal finance through both podcasts and informative articles (bWise alerts) emails. I enjoy listening and learning. I can't than you enough!!!

    Apple Podcasts
    5
    Teachstars
    United States2 years ago
  • Super helpful

    I couldn't be more happy to have found this podcast! These guys are so helpful and they have a heart for educators. Share with your staff!

    Apple Podcasts
    5
    hdhxgxhhd
    United States3 years ago
  • Daily listener

    At a Florida Teacher I discovered this podcast a few months ago. Now I listen to it everyday trying to soak all the information in! I recommend to all!

    Apple Podcasts
    5
    FL teacher educator
    United States3 years ago
  • You are changing lives

    Yesterday, started with a light up school cart being rolled by my classroom as my students entered that had coffee, store brand mini muffins and a pitch from Equitable. Because of you guys I was able to help a new teacher realize it wasn’t in her best interest and back it with data. She’s canceling the meeting scheduled with them that she thought was endorsed by our school district. A sincere thank you from a two time teacher of the year recipient and single parent who loves helping kids with sp... more

    Apple Podcasts
    5
    .Always.learnig.
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Content is accessible and engaging, often blending stories with concrete steps for districts and individuals.
Listeners appreciate clear, actionable guidance to avoid predatory 403(b) options.
The show is consistently informative and educator-focused, with practical tips.
Guests and hosts are perceived as credible and genuinely helpful to teachers negotiating retirement plans.

Talking Points

Recent interactions between the hosts and their guests.

Breaking Up Is Hard to Do. But It Can Pay Off. (#448)
Q: What kind of advice would you give someone listening who is in a fixed product?
Scott recommends comparing the product's guaranteed rate and surrender costs with alternatives. For fixed index annuities, he suggests having a fiduciary review the policy because returns and surrender terms can be difficult to assess.
Breaking Up Is Hard to Do. But It Can Pay Off. (#448)
Q: What do you do with the money that was at the high fee vendor?
Scott says to compare the surrender charge with the ongoing fees and potential savings from moving. For variable annuities and mutual funds, paying the charge often makes sense; fixed products need closer analysis.
Social Security Questions Women Ask the Most (#447)
Q: Can I collect survivor benefits now and switch to my own larger benefit at 70?
Yes. A person can claim survivor benefits first and allow their own retirement benefit to grow, then switch to their own benefit at 70 if it is larger.
Social Security Questions Women Ask the Most (#447)
Q: Can I collect spousal benefits at 67 and let my own benefit keep growing until 70?
No. Spousal benefits are calculated as the person's own benefit plus a spousal top-up, so claiming spousal benefits also means claiming their own benefit. A person whose own benefit is lower may be able to claim it first and receive a spousal top-up later, when eligible.
Catching Up to Financial Independence (#440)
Q: What was the moment you realized you weren't saving enough, and how did you begin to change that?
Jackie and Bill describe a turning point after personal upheavals and professional experiences, realizing they needed to significantly increase their savings rates, simplify their investing, and engage with a system (FIRE) that could provide financial independence within a shorter horizon than traditional retirement timelines.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Teach and Retire Rich

What is Teach and Retire Rich about and what kind of topics does it cover?

A practical show focusing on retirement planning for teachers, with a strong emphasis on 403(b) and 457(b) options, low-cost investing, and fiduciary-friendly guidance. Episodes frequently cover vendor dynamics, district-level transitions, and advocacy for better, more transparent retirement choices for educators. Noteworthy aspects include a consistent focus on practical, action-oriented steps for districts, unions, and individual teachers, plus interviews with practitioners and educators who share real-world experiences navigating vendor constraints and policy changes. This makes it helpful for listeners who want concrete strategies to improve long-term financial security in the public education sector.

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Which podcasts are similar to Teach and Retire Rich?

These podcasts share a similar audience with Teach and Retire Rich:

1. Financially Independent Teachers
2. Catching Up to FI
3. ChooseFI | Financial Independence Podcast
4. Earn & Invest
5. The Stacking Benjamins Show

How many episodes of Teach and Retire Rich are there?

Teach and Retire Rich launched 20 years ago and published 395 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Teach and Retire Rich?

Recent guests on Teach and Retire Rich include:

1. Lucretia Ryan
2. Chris Tobe
3. Rishi Vyamdott
4. Adam Holy
5. Vincent Lee
6. Nathan Ferrell
7. Omer Bittar
8. Chris Nye

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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