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Artwork for Teach and Retire Rich

Teach and Retire Rich

Daniel Otter
403(B)
403B
Retirement Planning
Financial Planning
Equitable
Financial Literacy
Personal Finance
Social Security
403(b) Retirement Plan
457B
Vanguard
Retirement Savings
Equi-Vest
Medicare
Medicare Advantage
Financial Education
403(b) Plans
Education
Retirement Plans
Roth IRA

Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer CFP® of 403bwise.org discuss teacher saving for retirement issues. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.

PublishesWeeklyEpisodes395Founded20 years ago
Number of ListenersCategories
EducationBusinessInvesting

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Artwork for Teach and Retire Rich

Latest Episodes

Bay area high school history teacher and financial educator, Matt Raleigh, is back to talk about an upcoming fin lit for teachers webinar that his union is sponsoring.

• San Ramon Valley Unified 403(b)/457(b) Vendor List

• University of the Pac... more

CEO Eric Simonson discusses the Advice-Only Network, a service that provides access to advice-only fiduciary financial planners from around the country.

• Advice Only Network

457bwiser.org

• Learned by Being Burned (short pod series about K-12... more

We discuss the proposed bill, and speak with a teacher who advocated for its passage.

• Chico Unified School District 403(b)/457(b) Vendor List

• AB2197

• AB2197 Analysis

457bwiser.org

• Learned by Being Burned (short pod series about K-12... more

Scott answers four saving for retirement questions commonly asked in the 403bwise & 457bwiser Facebook Group. We check his answers with AI. Let's just say we wouldn't trust the robots yet.

457bwiser.org

• Learned by Being Burned (short pod ser... more

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Eric Simonson
CEO of the Advice Only Network
Advice Only Network
Episode: The Advice Only Network (#426)
Greg Ford
Teacher and 403B Advocate
Pleasant Valley High School, Chico; 403B Super Advocate
Episode: California Tries to Ban Sales Agents from Campuses (#425)
Karen DeLong
Professor of Agricultural and Resource Economics at University of Tennessee
University of Tennessee
Episode: Farms, Futures and Fin Lit (#423)
Steve Schullo
Godfather of 403B reform; EV enthusiast
Unspecified nonprofit/advocate; 403B reform advocate
Episode: High Gas Prices Don't Bother These Guys (#420)
Karl Fisch
Author and educator; EV advocate
Author, educator; 403B retirement discussions
Episode: High Gas Prices Don't Bother These Guys (#420)
Robert Spuru
Third-year high school teacher teaching personal finance
Chico Unified / Chico High School
Episode: California Fin Lit Teacher (#417)
Daniel Picard
Director of Technology for the Fayette Central School Department
Fayette Central School Department
Episode: The Main Plan is a Maine 457(b) Plan (#415)
Danny Kofke
Director of Training and Outreach at Southern Education Retirement Consortium
Southern Education Retirement Consortium
Episode: How 403(b) Consortiums Serve Small and Medium-Size School Districts (#414)
Eric Hansen
Fiduciary Advisor for Southern Education Retirement Consortium
Southern Education Retirement Consortium
Episode: How 403(b) Consortiums Serve Small and Medium-Size School Districts (#414)

Hosts

Daniel Otter
Co-host of the podcast; educator and presenter focusing on retirement planning for teachers.
Scott Dauenhauer
Co-host of the podcast; Certified Financial Planner with focus on teacher retirement planning.

Reviews

4.7 out of 5 stars from 136 ratings
  • bWise

    Excellent work teaching personal finance through both podcasts and informative articles (bWise alerts) emails. I enjoy listening and learning. I can't than you enough!!!

    Apple Podcasts
    5
    Teachstars
    United States2 years ago
  • Super helpful

    I couldn't be more happy to have found this podcast! These guys are so helpful and they have a heart for educators. Share with your staff!

    Apple Podcasts
    5
    hdhxgxhhd
    United States2 years ago
  • Daily listener

    At a Florida Teacher I discovered this podcast a few months ago. Now I listen to it everyday trying to soak all the information in! I recommend to all!

    Apple Podcasts
    5
    FL teacher educator
    United States2 years ago
  • You are changing lives

    Yesterday, started with a light up school cart being rolled by my classroom as my students entered that had coffee, store brand mini muffins and a pitch from Equitable. Because of you guys I was able to help a new teacher realize it wasn’t in her best interest and back it with data. She’s canceling the meeting scheduled with them that she thought was endorsed by our school district. A sincere thank you from a two time teacher of the year recipient and single parent who loves helping kids with sp... more

    Apple Podcasts
    5
    .Always.learnig.
    United States2 years ago
  • Teach and Retire Rich

    Highly recommended! Great speakers interviewed, many are teachers. I have read some of the posts over the years and joined the Facebook page, but I continue enjoying and learning from the podcasts even though my husband and I are retired (both teachers). I highly recommend Dan and Scott to all teachers. I have a small 403b I rolled over to an IRA for ease of management but it is not necessary to do this. Have not needed to use it yet. Teachers, please don’t wait to start saving like we did. And,... more

    Apple Podcasts
    5
    RetTchr2019
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Educators praise clear, actionable advice and honesty about 403(b)/457(b) options.
Listeners value defender stance against predatory sales tactics in education retirement.
Fans note the show helps simplify complex retirement topics for teachers and staff.

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Talking Points

Recent interactions between the hosts and their guests.

The Advice Only Network (#426)
Q: Why should educators consider paying for fiduciary advice rather than relying on free workplace guidance?
Paid fiduciary advice offers holistic analysis beyond the plan sponsor's interests, potentially lower overall costs by recommending lower-fee options, addressing debt, and aligning strategies with personal goals rather than pushing product-heavy solutions.
The Advice Only Network (#426)
Q: How does the workflow look when a client wants to implement the advice?
Clients collaborate via screen sharing or dedicated tools; the advisor provides allocation guidance and follows up with confirmations that recommended trades were implemented, maintaining accountability without custody of assets.
The Advice Only Network (#426)
Q: Can you explain the various fee models that are available from the advisors in your network?
Advisors in the Advice Only Network charge flat fees for advice—hourly, project-based engagements, short-term or long-term ongoing plans—rather than earning commissions by selling products; this aligns incentives with clients and provides predictable costs.
Taking Questions a.k.a. Scott vs AI (#424)
Q: After transferring from CoreBridge to Vanguard, the district becomes single-vendor with CoreBridge; can I leave funds at Vanguard and still contribute?
You can potentially keep Vanguard funds, but you should verify contribution rules and whether leaving Vanguard is optimal given the district's single-vendor setup. It might be worth evaluating the overall costs and education offered under a single-vendor arrangement.
Taking Questions a.k.a. Scott vs AI (#424)
Q: I'm eligible to retire in five years; my advisor was replaced after misconduct. Should I switch to Vanguard instead of staying with the current provider or switch to a target date fund now?
Yes, switch to lower-fee options like Vanguard if fees are high and the current provider is not acting in the client's best interest. Moving to lower-cost, transparent options and evaluating fees is advisable; avoid staying with a high-fee provider if possible.

Audience Metrics

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Frequently Asked Questions About Teach and Retire Rich

What is Teach and Retire Rich about and what kind of topics does it cover?

Experts discuss teacher retirement savings and investment options, focusing on 403(b), 457(b), and related fiduciary concerns. Episodes trend toward practical, data-driven guidance for educators navigating vendor options, plan fees, and healthcare in retirement, with guests ranging from educators to fiduciary advisors and fintech founders. The show is notable for its clear stance against high-fee plans and predatory sales tactics, while offering actionable tips and real-world anecdotes that help teachers optimize long-term financial outcomes. It likely appeals to educators, school staff, and financial professionals serving educators who want straightforward, no-nonsense retirement planning advice.

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Which podcasts are similar to Teach and Retire Rich?

These podcasts share a similar audience with Teach and Retire Rich:

1. Financially Independent Teachers
2. Afford Anything | Make Smart Money Choices
3. ChooseFI | Financial Independence Podcast
4. Catching Up to FI
5. Money Guy Show

How many episodes of Teach and Retire Rich are there?

Teach and Retire Rich launched 20 years ago and published 395 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Teach and Retire Rich?

Recent guests on Teach and Retire Rich include:

1. Eric Simonson
2. Greg Ford
3. Karen DeLong
4. Steve Schullo
5. Karl Fisch
6. Robert Spuru
7. Daniel Picard
8. Danny Kofke

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