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Artwork for Teach and Retire Rich

Teach and Retire Rich

Daniel Otter
Financial Planning
403(b)
Teacher Retirement Savings
Retirement Planning
403B
Teacher Retirement
NTSA
403(b) Reform
457 Plan
Pensions
Vendor Competition
Teacher Salaries
Financial Industry
Participation Rates
Illinois
Financial Advisory Industry
DIY Financial Planning
Equitable
Dupage County
Pension Plan

Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer CFP® of 403bwise.org discuss teacher saving for retirement issues. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.

PublishesWeeklyEpisodes395Founded19 years ago
Number of ListenersCategories
InvestingEducationBusiness

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Artwork for Teach and Retire Rich

Latest Episodes

Teachers who collect a pension, Social Security, and draw income from a non-Roth retirement account may face an additional Medicare tax. Lucretia Ryan of Financial Freedom for Women breaks it all down.

• Why Am I Paying an Additional Medicare Tax... more

On the 25 year anniversary of the blog post that identified the 403(b) grinch we ask who today is to blame for the blight of the 403(b)?

• How the TPA Grinch Stole the 403(b)

• Learned by Being Burned (short pod series about K-12 403(b) issues) more

Vanguard raises admin fees on 403(b) plans (again). CIT 403(b) legislation is back in the news. Equitable hits dubious milestone. New financial term.

• April 2025 Admin Fee Increase

• Et tu, Vanguard pod?

• Learned by Being Burned (short pod s... more

Bay area math teacher and Instagrammer Bree Lee talks teaching and running her popular financial Instagram account Ritual Finance.

• Ritual Finance

• Instagram Bio

• 2023 Interview

• Free Retirement Guide

• Money Guide for CalSTRS Members more

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Bree Lee
Bay Area high school math teacher and founder of Ritual Finance
Ritual Finance
Episode: It's Becoming a Ritual (#403)
Barbara O'Neill, CFP, AFC
Owner, CEO of Money Talk, Financial Planning Seminars and Publications, and distinguished professor emeritus at Rutgers University
Money Talk
Episode: Flipping the Switch From 403(b) Saver to Post-Career Spender (#396)
Daniel Noles
Veteran teacher in Gaston County Schools, North Carolina, considering becoming a financial advisor.
Episode: He Makes His Young Kids Listen to Our Pod (#395)
Jeff Santoro
An educator and supervisor of Fine and Performing Arts.
West Windsor-Plainsboro Regional School District
Episode: Stocks and Music Unscripted (#394)
Jason Hall
A financial writer and analyst for The Motley Fool.
The Motley Fool
Episode: Stocks and Music Unscripted (#394)
David Gurley
Student loan planner and financial advisor focused on educators
K-12 Planning
Episode: Current State of Student Loans? More Chaos (#391)
Jeffrey Ptak
Managing Director at Morningstar Research Services, CFA
Morningstar
Episode: Morningstar's Jeff Ptak (#390)
Dick Shafer
Former TIAA-CREF regional manager and leader in the California K-12 reform effort
TIAA-CREF
Episode: Look Back at Legislative Fight to Fix the California K-12 403(b) (#384)
Jeff York
Former California Public School Custodian who retired in 2021 at age 55.
Episode: The Wealthy Custodian on Retirement and Hiring an Estate Fiduciary (#381)

Hosts

Daniel Otter, Ph.D.
Co-host, educator, and advocate for teachers' financial literacy. Engages in discussions around pensions, retirement plans, and financial education for educators.
Scott Dauenhauer, CFP®
Co-host and Certified Financial Planner focused on retirement strategies for teachers. Shares insights on financial planning, investment strategies, and saving futures for educators.

Reviews

4.7 out of 5 stars from 132 ratings
  • bWise

    Excellent work teaching personal finance through both podcasts and informative articles (bWise alerts) emails. I enjoy listening and learning. I can't than you enough!!!

    Apple Podcasts
    5
    Teachstars
    United States2 years ago
  • Super helpful

    I couldn't be more happy to have found this podcast! These guys are so helpful and they have a heart for educators. Share with your staff!

    Apple Podcasts
    5
    hdhxgxhhd
    United States2 years ago
  • Daily listener

    At a Florida Teacher I discovered this podcast a few months ago. Now I listen to it everyday trying to soak all the information in! I recommend to all!

    Apple Podcasts
    5
    FL teacher educator
    United States2 years ago
  • You are changing lives

    Yesterday, started with a light up school cart being rolled by my classroom as my students entered that had coffee, store brand mini muffins and a pitch from Equitable. Because of you guys I was able to help a new teacher realize it wasn’t in her best interest and back it with data. She’s canceling the meeting scheduled with them that she thought was endorsed by our school district. A sincere thank you from a two time teacher of the year recipient and single parent who loves helping kids with sp... more

    Apple Podcasts
    5
    .Always.learnig.
    United States2 years ago
  • Teach and Retire Rich

    Highly recommended! Great speakers interviewed, many are teachers. I have read some of the posts over the years and joined the Facebook page, but I continue enjoying and learning from the podcasts even though my husband and I are retired (both teachers). I highly recommend Dan and Scott to all teachers. I have a small 403b I rolled over to an IRA for ease of management but it is not necessary to do this. Have not needed to use it yet. Teachers, please don’t wait to start saving like we did. And,... more

    Apple Podcasts
    5
    RetTchr2019
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many reviews express gratitude towards the hosts for advocating for educators and elucidating complex topics in an understandable manner.
The podcast is praised for its engaging style, often noted for its blend of humor and knowledge, making the financial discussions more accessible.
Listeners frequently recommend the podcast to peers, highlighting its role in helping them become more financially literate and better prepared for retirement.
Listeners describe the content as invaluable, emphasizing the educational quality and relevance of financial advice tailored for teachers.

Top Education Podcasts

Talking Points

Recent interactions between the hosts and their guests.

Wait, Why Am I Paying an Additional Medicare Tax? (#406)
Q: What can teachers do now to avoid this tax?
They should consider contributing to a Roth 403B whenever possible, as this can help mitigate future IRMAA taxes.
Wait, Why Am I Paying an Additional Medicare Tax? (#406)
Q: How do you work with teachers on the issue of IRMAA?
I focus on forecasting Retiree Medical expenses and manage withdrawals from accounts to avoid pushing clients into IRMAA brackets.
More Dirty Little Secrets of Medicare "Advantage" (#400)
Q: How do you get vision and dental coverage with original Medicare?
Medicare Advantage often offers these services to draw you in, but original Medicare does not cover them, only medically necessary services.
More Dirty Little Secrets of Medicare "Advantage" (#400)
Q: Are the original Medicare costs automatically deducted from monthly Social Security payments?
When you turn 65, the federal government will automatically sign you up for Medicare and start deducting $185 from your Social Security check.
Flipping the Switch From 403(b) Saver to Post-Career Spender (#396)
Q: When it comes time to begin withdrawals, is there a reason to try to consolidate your accounts?
Consolidating accounts can simplify the process of taking required distributions.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About Teach and Retire Rich

What is Teach and Retire Rich about and what kind of topics does it cover?

Content is centered around financial literacy and retirement planning specifically designed for educators and public service employees. Episodes commonly address important topics such as 403(b) plans, pension strategies, and the ever-evolving landscape of retirement legislation affecting teachers. The hosts engage with experts from various financial and educational backgrounds to discuss actionable insights, making complex information accessible and relevant. Noteworthy aspects include a focus on advocacy for better retirement options for educators, helping listeners navigate potentially predatory financial products, and discussions on recent developments in the financial landscape that may impact their retirement savings. Listeners can exp... more

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Which podcasts are similar to Teach and Retire Rich?

These podcasts share a similar audience with Teach and Retire Rich:

1. Financially Independent Teachers
2. ChooseFI
3. Catching Up to FI
4. Afford Anything
5. Earn & Invest

How many episodes of Teach and Retire Rich are there?

Teach and Retire Rich launched 19 years ago and published 395 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Teach and Retire Rich?

Recent guests on Teach and Retire Rich include:

1. Bree Lee
2. Barbara O'Neill, CFP, AFC
3. Daniel Noles
4. Jeff Santoro
5. Jason Hall
6. David Gurley
7. Jeffrey Ptak
8. Dick Shafer

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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