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Artwork for Providence Financial Retirement Show

Providence Financial Retirement Show with Anthony Saccaro

Anthony A. Saccaro, ChFC, Esq.
Social Security
Roth Conversions
More Life Than Money
Providence Financial Retirement Show
Inflation
Providence Financial
Income
Taxes
Retirement Income Planning
Estate Planning
Required Minimum Distributions
Sequence Of Returns Risk
Income Investing
Long-Term Care
Taxes In Retirement
Annuities
Known Growth
Fixed Income
Unknown Growth
Retirement Planning

What you don't know CAN hurt you! Retirement is the most expensive purchase you'll ever make and, because you only get one shot, you better get it right. This show is dedicated to helping retirees and Baby Boomers learn what they need to know so they can make informed decisions and retire successfully. And best of all, we make it understandable! If you want to learn how to avoid some of the more c... more

PublishesWeeklyEpisodes470Founded6 years ago
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Artwork for Providence Financial Retirement Show

Latest Episodes

Could paying more in taxes today help you keep more of your retirement savings tomorrow? In this week's podcast, we explore how a strategic Roth conversion plan could reduce your lifetime tax bill, and why the years between retirement and required mi... more

Social Security, your portfolio, and taxes - are they working together to support your retirement? Find out how to coordinate these three critical decisions, from choosing when to claim benefits to shifting your investments toward income and weighing... more

A large portfolio may look impressive, but the number that truly shapes your retirement lifestyle is the income it can reliably produce. Find out how interest and dividends can reduce market anxiety, provide greater freedom to spend, and help retiree... more

Your bills keep rising, but does your retirement income have room to grow? When you're relying on your portfolio to help cover everyday expenses, inflation raises questions that go beyond your account balance.

This week, we answer listener question... more

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Host

Anthony Saccaro
Host of Providence Financial Retirement Show, focused on retirement planning, fiduciary guidance, and educational resources.

Reviews

4.1 out of 5 stars from 17 ratings
  • Just an ad

    Just an ad disguised as a podcast. More interested in selling his book then giving actual good information.

    Apple Podcasts
    1
    Player1307
    United States8 months ago
  • Invaluable information

    This is by far the best short-to-medium length financial planning resource I’ve found online. I’ve learned more after a week listening than my whole life prior, no joke. Anthony Saccaro is a very personable, humble guy but you can tell he’s been around and really knows his stuff. Just ordered the book!

    Apple Podcasts
    5
    VW James
    United States3 years ago
  • retirement planning advice you can actually understand

    Anthony is a master at explaining complicated financial terms in words you can understand. Gives good analyses of what’s going on with the market and how it affects your investments.

    Apple Podcasts
    5
    faithandstitches
    United States4 years ago
  • Not helpful

    You need to get to the Kay points sooner. 80% fluff and 20% content.

    Apple Podcasts
    1
    eureka homesteader
    United States5 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

A mix of praise and critique highlights actionable guidance and accessible explanations.
Some feedback calls out pacing or balance between content and promotional resources.
Listeners appreciate practical, actionable retirement income strategies and real-life examples.

Top Investing Podcasts

Talking Points

Recent interactions between the hosts and their guests.

Roth Conversions: Pay Taxes Now, Save More Later?
Q: I have about $500,000 in a traditional IRA and another $100,000 I've been building up in an after-tax IRA account. I want to do Roth conversions, but I'm confused about whether the pro rata rule applies to me since I have both types. Will I get hit with a big tax bill on the after-tax money that I've already been saving?
Saccaro explains that the pro rata rule combines pretax and after-tax IRA balances to determine the taxable share of a conversion. The after-tax portion cannot simply be converted tax-free by itself.
Roth Conversions: Pay Taxes Now, Save More Later?
Q: I'm 62, just retired. My advisor hasn't mentioned anything about Roth conversions at all. Should I be thinking about this now before I hit RMD age?
Saccaro says a newly retired person should consider whether Roth conversions fit their situation, since the years before RMDs begin may offer an opportunity to convert at lower tax rates.
3 Moves that Can Make or Break Your Retirement
Q: I'm 64 and I'm already collecting Social Security. I'm thinking about doing consulting work on the side, but I want to know if I'm going to get penalized.
Saccaro says the 2026 earnings limit is $23,400. Above that, Social Security withholds one dollar in benefits for every two dollars of wages over the limit; he notes the withheld amount may be reflected in a higher benefit after full retirement age.
3 Moves that Can Make or Break Your Retirement
Q: How much would I really be leaving on the table if I claim early?
Saccaro says claiming at 62 or 70 can break even around age 80, but delaying may produce much more lifetime income for someone who lives longer. He says the decision also depends on health, earnings, marital status and survivor benefits.
The Retirement Paycheck You Can Count On
Q: Should I be more aggressive during bull markets if I'm invested for fixed income?
Aggressiveness brings upside but also downside risk; for retirees, the host emphasizes income-focused strategies that prioritize stability over chasing gains.

Audience Metrics

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Frequently Asked Questions About Providence Financial Retirement Show

What is Providence Financial Retirement Show about and what kind of topics does it cover?

This show centers on practical retirement planning with a fiduciary mindset, translating complex financial concepts into actionable guidance for retirees and pre-retirees. Episodes consistently emphasize income-focused strategies, tax-efficient withdrawals, Social Security optimization, and risk management (inflation, longevity, long-term care) to protect lifetime income rather than chase growth. The host blends case studies, listener questions, and promotions for free educational resources and a bestselling book, creating a clear, service-oriented path for audiences seeking peace of mind in retirement. A notable strength is the consistent framing of retirement as an income problem to solve, not just an investment one, with a strong emphasi... more

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Which podcasts are similar to Providence Financial Retirement Show?

These podcasts share a similar audience with Providence Financial Retirement Show:

1. Retirement Answer Man
2. Big Picture Retirement®
3. Retire With Purpose - The Retirement Podcast
4. Retirement Planning Education, with Andy Panko
5. Ready For Retirement

How many episodes of Providence Financial Retirement Show are there?

Providence Financial Retirement Show launched 6 years ago and published 470 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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