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Expat Wealth - Cross-Border Financial Advice for Expats in America and Americans Abroad

Richard Taylor
Cross-Border Taxation
UK Pensions
Plan First Wealth
Cross-Border Financial Planning
Investment Strategies
United States
Retirement Planning
Pension Commencement Lump Sum
Financial Planning
Inheritance Tax
Expatriate Financial Planning
Estate Planning
Us-Uk Tax Treaty
Pfics
Market Volatility
Exit Tax
Roth Iras
Tax Residency
Tax Planning
Expat Experience

With the right financial advice, landmines that threaten expat wealth can be avoided. Often encountered by US-connected expats, these financial landmines are more numerous, more hazardous, and less understood than almost anywhere else in the world. As a result, non-cross border professionals, wealth advisors, and even international advisors are often unaware of them. But don’t worry, Expat Wealth ... more

PublishesWeeklyEpisodes113Founded3 years ago
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InvestingBusinessEntrepreneurship

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Artwork for Expat Wealth

Latest Episodes

For British expats in America, accessing a UK pension can be far more complicated than it should be. HMRC is rejecting NT tax code applications, providers won’t deal with US residents, and some pensions offer little flexibility when it’s time to take... more

We talk a lot about the financial landmines British expats in America

face, but what about the opportunities? Following on from episode 103 of Ask an Expert, Richard Taylor, founder of Plan First Wealth, shares the best practices he wishes every Brit... more

YouTube

Does your spouse inherit everything tax free? For US-UK couples, the answer may be no, even if your spouse has held a green card for 30 years.

This week, Richard Taylor talks cross-border estate planning for Brits in America and Americans in the UK ... more

YouTube

A lot can change in a month. Since Richard last caught up with Brian’s colleague Kam, half the companies in the S&P 500 have slipped into bear market territory, the IPO market has started to wobble, and the bond market has delivered one of its sharpe... more

YouTube

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Recent Guests

Grace Barrett
US-qualified private client and tax attorney specializing in US-UK matters.
Withers
Episode: 107. Wills & Estate Planning for US-UK Families: The Spouse, Trust and Tax Traps
Brian Dunhill
Founder of Dunhill Financial and an American investment advisor based in the UK.
Dunhill Financial
Episode: 106. Bond Yields Spike, Markets Wobble, and Why We’re Still Cautiously Optimistic
James JB Beck
Cross-Border US-UK Financial Advisor traveling across America in an RV
Plan First Wealth (new US-UK advisor role)
Episode: 105. Cross Border, Cross Country: 1,000 Miles of RV Life as a British Expat in America
Kam Somal
Analyst at Dunhill Financial
Dunhill Financial
Episode: 102. US Debt Warning, Yen Carry Trade Risk & Is AI Really a Bubble?
James Beck
Associate turning lead planner, cross-border financial planning expert
Plan First Wealth
Episode: 101. Cross Border, Cross Country: Meet the British Financial Planner Taking on America
Christine Alexis Concepcion
Managing partner at Concepcion Global PLLC, international tax attorney
Concepcion Global PLLC
Episode: 99. [Re-Release] Moving to Europe as an American: The Tax Mistakes That Can Cost You Dearly
Toni Sculthorpe
US-UK Cross-Border Tax Advisor based in the US
Avante Tax
Episode: 96. FBAR, PFICs & Penalty Stacking: The Real Cost of Getting US Tax Wrong as a Brit
Mark Maurer
President and CEO of LLIS, an insurance broker focusing on fee-only financial advisors
LLIS
Episode: 94. How Long-Term Care Insurance Works: Costs, Coverage, and Options for Expats
Miles Sharp
Founder/CEO of Fawley Wealth
Fawley Wealth
Episode: 93. Plan First, Invest Second: How Globally Mobile Brits Actually Retire Well

Host

Richard Taylor
Dual UK-US citizen, Chartered Financial Planner and founder of Plan First Wealth.

Reviews

4.6 out of 5 stars from 28 ratings
  • Downgrade from 5* review last year

    Richard, your podcast has gone downhill, based on these points (1) Stop changing the name of your podcast. I preferred Always an Expat or Brits in America. It’s like you’re trying to lose your existing listeners by changing your name. Stick to one name. (2) the theme music makes it hard to hear the presenters. Change it back to the old music or get rid of the music altogether. (3) Get to the point and be more specific. The episodes have been quite rambling recently. (4) less scaremongering. Focu... more

    Apple Podcasts
    2
    Interested listener 2025
    United States7 months ago
  • Helpful, informative, and well thought through- 5 stars

    Richard helps UK nationals navigate the complex world of UK/US cross border financial planning, with humour, knowledge, experience, and insight. Well worth your time.

    Apple Podcasts
    5
    Interested listener 2025
    United Kingdoma year ago
  • Excellent Resource

    Definitely worthwhile listening to the various blogs… do go back to the old blogs as well as they continue to remain relevant. Excellent source of valuable info. Many thanks for what you do!

    Apple Podcasts
    5
    jsluvslondon
    United States2 years ago
  • A fantastic resource for US newcomers!

    As a Brit who recently moved to the US, to say the least, I was totally overwhelmed by the intricacies of cross border finances in America.

    This podcast has been absolutely invaluable in learning the ropes: Richard and the team are able to explain complex issues simply and concisely. All while keeping the conversation entertaining and relatable.

    Keep up the great work!

    Apple Podcasts
    5
    CharlieETurner
    United States2 years ago
  • Get Involved - you won’t regret it!

    Just found this podcast and wasn’t sure what to expect, but so glad I did, because it was such an honest conversation which made me think about expats the whole expat experience in a way I hadn’t previously. I also liiked Richard’s interview style and Serra made for a great guest. I’ll be coming back to catch the rest of the series - thanks

    Apple Podcasts
    5
    KeysTRK
    United Kingdom3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Specialist guests and personal expat stories make the financial topics feel relatable and useful.
Some listeners miss earlier branding and formats, while others appreciate the archive of useful guidance.
One reviewer criticizes recent episodes as rambling and overly focused on financial risks, and finds the theme music and advertising distracting.
Listeners value practical explanations of complex UK-US financial and tax issues, especially for people who have recently moved.
Richard is praised for an engaging, knowledgeable style, with humor and thoughtful questions.

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Talking Points

Recent interactions between the hosts and their guests.

106. Bond Yields Spike, Markets Wobble, and Why We’re Still Cautiously Optimistic
Q: Is the UK going to rejoin Europe?
Brian says rejoining may eventually be possible as UK policy moves closer to EU rules, but another referendum could take a decade or more because of its divisiveness. He adds that rejoining would involve trade-offs around the currency and immigration controls.
106. Bond Yields Spike, Markets Wobble, and Why We’re Still Cautiously Optimistic
Q: Are we going to go up to 6% and crash the economy and bankrupt the US government? Or is it worse behind us? Is now a good time to buy bonds?
Brian says he is increasing bond allocations selectively, avoiding AI-heavy corporate debt, and considering government bonds, emerging-market bonds, and preferred shares. He sees potential for attractive fixed-income returns if yields retreat, while emphasizing diversification and portfolio risk.
107. Wills & Estate Planning for US-UK Families: The Spouse, Trust and Tax Traps
Q: I'm an American. I'm married to a Brit, a Brit who is not yet a US citizen. I pass away, my spouse is not gonna be, everything doesn't automatically go to my spouse tax-free, state tax-free.
Barrett explains that a non-US-citizen spouse does not receive the US marital deduction outright. A Qualified Domestic Trust can provide for the spouse and defer estate tax, but distributions of capital trigger a 40% charge.
107. Wills & Estate Planning for US-UK Families: The Spouse, Trust and Tax Traps
Q: If you're an American in the UK without a will, do you want a UK will, do you want an American will, do you need both?
Barrett says multiple wills can conflict or accidentally revoke one another. With appropriate advice, a single worldwide will can often cover assets in both countries, with tailored carve-outs where needed.
95. Markets, Globalisation and Diversification: Are Investors Looking in the Wrong Place?
Q: What is the main investing takeaway from the discussion?
Diversify across asset classes, regions, and factors to avoid overexposure to a few mega-cap names, and consider international opportunities as the US market cycles, while staying mindful of evolving accounting practices and private company leverage.

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Frequently Asked Questions About Expat Wealth

What is Expat Wealth about and what kind of topics does it cover?

Practical guidance for Americans living abroad and internationally mobile people with US financial ties, especially British expats in America. Topics include cross-border tax and reporting obligations, pensions, investing, retirement, insurance, wills and estate planning, with attention to the ways US and foreign rules can interact. The format combines solo explainers and conversations with specialists in tax, law, wealth management and insurance, alongside recurring discussions of markets and global investing. Richard Taylor, a dual UK-US citizen and Chartered Financial Planner, anchors the discussions, sometimes joined by financial professionals for market analysis and planning conversations. The distinctive focus is on the specific finan... more

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Which podcasts are similar to Expat Wealth?

These podcasts share a similar audience with Expat Wealth:

1. The Personal Investor
2. The Louis Theroux Podcast
3. US-UK Tax Talk
4. This American Life
5. Armchair Expert with Dax Shepard

How many episodes of Expat Wealth are there?

Expat Wealth launched 3 years ago and published 113 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Expat Wealth?

Recent guests on Expat Wealth include:

1. Grace Barrett
2. Brian Dunhill
3. James JB Beck
4. Kam Somal
5. James Beck
6. Christine Alexis Concepcion
7. Toni Sculthorpe
8. Mark Maurer

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