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The Personal Investor

Fidelity International
Inflation
Donald Trump
Gold
S&P 500
Fidelity
Federal Reserve
Interest Rates
US Stock Market
Pensions
Stock Market
Artificial Intelligence
Tariffs
China
Bank Of England
FTSE 100
Retirement Planning
UK Economy
Investment Strategies
UK Stock Market
United States

With its approachable style and no-nonsense views, The Personal Investor is the essential weekly investing podcast for smart investors. Join Ed Monk as he explores investing, financial news, stock markets and economics.

With his 360˚ view of the world of investment, Ed provides a well-balanced take on the latest developments together with expert insights to help you grow your capital, manage y... more

PublishesDailyEpisodes100Founded10 years ago
Number of ListenersCategory
Business

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Latest Episodes

This week in the markets: Stocks hit record highs after a strong earnings season.

Fidelity’s Jemma Slingo reviews the stories moving markets.

See omnystudio.com/listener for privacy information.

Today on the show - Tom Stevenson is here to talk about a new record level for the FTSE 100. Why is Britain’s stock market enjoying a golden summer while rival markets stumble? And can it continue? Tom’s recent article analysing the UK market can be ... more

Today on the show - Jemma Slingo is here to tell us why the final few years before you retire can be amongst the most important for achieving your goals - and how you can use the rules of ‘carry forward’ to give your savings a boost. Read Jemma’s ful... more

This week in the markets: there’s no let up for investors this summer with volatility in tech stocks, oil and currencies, set against a two way pull of rising earnings (good for shares) but also higher bond yields (the opposite).

Fidelity’s Tom Ste... more

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jemma Slingo
Fidelity pension expert
Fidelity
Episode: How can you retire before your State Pension starts?
Jo Lewis
Fidelity colleague discussing power of attorney
Fidelity
Episode: Who needs Power of Attorney - and when?
James Browne
Senior Policy Advisor on Economic Policy for the Tony Blair Institute
Tony Blair Institute for Global Change
Episode: Is this really the future of the State Pension?
Jasmine Yeo
Fund manager, Ruffa Investment Company
Ruffer Investment Company
Episode: What to do when the 60/40 portfolio no longer works
Richard Evans
Fidelity's financial journalist and author
Fidelity
Episode: Smart investors use these investments for income - here’s how
Holly Mead
Investment journalist and regular contributor to major publications
Episode: If I made my first investment today - here’s what I’d do
Alex Wright
Portfolio manager of Fidelity Special Situations and Special Values Investment Trust
Fidelity
Episode: Why it’s a myth that UK shares have a problem
Marianna Hunt
Expert at Fidelity
Fidelity
Episode: Is 2026 a good year to retire?
Jonathan Guthrie
A leading financial journalist and author of 'The Truth About Investing'.
Financial Times
Episode: Jonathan Guthrie: this is the truth about investing

Host

Ed Monk
Host of The Personal Investor

Reviews

4.7 out of 5 stars from 157 ratings
  • great news digest

    i subscribed to this podcast when i retired a few years ago. the news digest is enough to signpost me to check on my pension and investments. many thanks

    Apple Podcasts
    5
    Cindy YA
    United Kingdoma year ago
  • My go-to podcast for quality, regular personal investing information

    Podcast Addict
    5
    TomHague
    2 years ago
  • Solid

    Never disappoints. Good quality program. Great for those wanting to grow.

    Apple Podcasts
    5
    moving on-missu
    United States2 years ago
  • Good overview each week

    Stumbled upon this while looking for podcasts by the U.S.-based brokerage firm Fidelity. Even as a U.S.-based lay investor, I enjoy the very quick but also comprehensive overviews - and the touch of (for me) international perspective is great. Thanks!

    Apple Podcasts
    5
    Sunshine on my shoulders...
    United States3 years ago
  • Excellent and always balanced

    Excellent and always balanced, maybe a little too US focused

    Thanks

    Apple Podcasts
    5
    Wilf Boggins
    United States5 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Covers pensions and investments with clear, actionable tips.
Appreciated for plain language and credible guests.
Balanced, concise market updates that help with decision-making.
US focus occasionally noted but overall practical for UK savers.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#71
United Kingdom/Business
Apple Podcasts
#190
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

Are index funds the next bubble? The hidden risk of passive investing
Q: What is passive investing and what has been its recent track record?
Passive investing aims to track a market index by holding all constituent stocks in proportion to their index weights, requiring no fundamental stock picking. In recent years it has gained dominance and performed strongly, partly because cheap, mechanical indexing captures broad market gains and benefits from market momentum, which has favored passive funds over active managers.
Pension opt-out: the worst retirement mistake you can make?
Q: Are there any practical guidelines or equations people should keep in mind?
Remember that even small increases in contributions can compound massively over a 40-year horizon due to employer matches and tax relief, while opting out—even briefly—can create a long-term shortfall that is hard to recover, unless carefully managed with other financial decisions.
Pension opt-out: the worst retirement mistake you can make?
Q: What are the dangers of opting out, and what should people consider?
The main danger is losing employer contributions and the immediate boost from tax relief, which together form a significant part of pay and retirement growth. In some cases, phasing into retirement or managing taxable pension income can justify a rethink, but automatic opt-out is rarely advantageous.
Pension opt-out: the worst retirement mistake you can make?
Q: Do we know anything driving the increase in opt-outs among younger workers?
The data doesn't pinpoint exact reasons, but common pressures like high housing costs, rising rents, stagnating graduate salaries, and larger student loan burdens push younger workers to prioritise short-term needs over long-term retirement saving.
Tax on your ISA savings? What you need to know before 2027
Q: Will uninvested cash inside an investment ISA be taxed, and at what rate?
Yes. Uninvested cash inside an investment ISA will be taxed at a flat 22% rate, regardless of age or tax bracket, which is intended to deter keeping cash idle within the ISA wrapper.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Gender Skew
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Frequently Asked Questions About The Personal Investor

What is The Personal Investor about and what kind of topics does it cover?

A concise, adviser-focused show that helps individual investors navigate markets, pensions, and personal finance with a UK-tilted lens. Episodes frequently feature policy discussions around state pensions, retirement income sequencing, and asset allocation strategies, often anchored by sector experts from Fidelity and senior policy commentators. Noteworthy is the blend of practical, how-to guidance with longer-horizon planning and a clear emphasis on cost-conscious, tax-efficient investing for retirement. Listeners are likely seeking actionable advice, accessible market context, and credible inputs from seasoned professionals without heavy jargon.

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How many listeners does The Personal Investor get?

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How many subscribers and views does The Personal Investor have?

To see how many followers or subscribers The Personal Investor has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Personal Investor?

These podcasts share a similar audience with The Personal Investor:

1. On The Money
2. AJ Bell Money & Markets
3. Investors' Chronicle
4. Many Happy Returns
5. Switch Your Money On

How many episodes of The Personal Investor are there?

The Personal Investor launched 10 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Personal Investor?

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Where can I see ratings and reviews for The Personal Investor?

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What guests have appeared on The Personal Investor?

Recent guests on The Personal Investor include:

1. Jemma Slingo
2. Jo Lewis
3. James Browne
4. Jasmine Yeo
5. Richard Evans
6. Holly Mead
7. Alex Wright
8. Marianna Hunt

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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