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The Personal Investor

Fidelity International
Inflation
Donald Trump
Gold
S&P 500
Federal Reserve
Interest Rates
Fidelity
US Stock Market
Pensions
Stock Market
Bank Of England
China
FTSE 100
Tariffs
Investment Strategies
UK Economy
United States
UK Stock Market
NVIDIA
Retirement Planning

With its approachable style and no-nonsense views, The Personal Investor is the essential weekly investing podcast for smart investors. Join Ed Monk as he explores investing, financial news, stock markets and economics.

With his 360˚ view of the world of investment, Ed provides a well-balanced take on the latest developments together with expert insights to help you grow your capital, manage y... more

PublishesDailyEpisodes100Founded9 years ago
Number of ListenersCategory
Business

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Latest Episodes

Today on the show - can you use cash to offset the risk of investment falls in retirement? Tom Stevenson has been looking at history for a plan to balance his finances in retirement, and that’s our focus today.

Ed Monk is joined by Tom Stevenson to... more

This week in the markets: Investors remain torn between the AI boom and the shadow of the Gulf conflict; UK government bond yields edge higher as pressure on the government mounts; India misses out on the EM party; and all eyes are on the stagflation... more

Today on the show - a potentially very important change is coming affecting pensions and the Inheritance Tax on them. For those affected it could require a complete overhaul of their financial plans for retirement. Marianna Hunt is here to explain an... more

This week in the markets: shares and bonds stand at a watershed as earnings soar on the back of the continuing AI investment boom but the Middle East conflict casts a persistent cloud over the economic outlook.

Fidelity’s Tom Stevenson reviews the ... more

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Number of Listeners
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Recent Guests

Holly Mead
Investment journalist and regular contributor to major publications
Episode: If I made my first investment today - here’s what I’d do
Alex Wright
Portfolio manager of Fidelity Special Situations and Special Values Investment Trust
Fidelity
Episode: Why it’s a myth that UK shares have a problem
Jonathan Guthrie
A leading financial journalist and author of 'The Truth About Investing'.
Financial Times
Episode: Jonathan Guthrie: this is the truth about investing
Richard Evans
Author of 'Your Retirement Salary' and expert on retirement income strategies
Fidelity
Episode: The basics of building a retirement salary from investments
Jemma Slingo
Fidelity colleague and investment expert
Fidelity
Episode: Value investing - finding the cheapest stock markets
Marianna Hunt
Colleague at Fidelity
Fidelity
Episode: IHT is changing - can I still count on my inheritance?
Andrew Oxlade
Colleague at Fidelity and proud non-conformist investor
Fidelity
Episode: How to (really) be a contrarian investor
Vicky Reynal
Psychotherapist specializing in financial behavior
Episode: What your money habits say about your psychology
Tom Stevenson
Investment Director at Fidelity
Fidelity
Episode: Is the UK economy about to catch a cold?

Host

Ed Monk
Host of The Personal Investor; provides clear, jargon-free market analysis and retirement-focused guidance.

Reviews

4.7 out of 5 stars from 152 ratings
  • great news digest

    i subscribed to this podcast when i retired a few years ago. the news digest is enough to signpost me to check on my pension and investments. many thanks

    Apple Podcasts
    5
    Cindy YA
    United Kingdom8 months ago
  • My go-to podcast for quality, regular personal investing information

    Podcast Addict
    5
    TomHague
    a year ago
  • Solid

    Never disappoints. Good quality program. Great for those wanting to grow.

    Apple Podcasts
    5
    moving on-missu
    United States2 years ago
  • Good overview each week

    Stumbled upon this while looking for podcasts by the U.S.-based brokerage firm Fidelity. Even as a U.S.-based lay investor, I enjoy the very quick but also comprehensive overviews - and the touch of (for me) international perspective is great. Thanks!

    Apple Podcasts
    5
    Sunshine on my shoulders...
    United States3 years ago
  • Excellent and always balanced

    Excellent and always balanced, maybe a little too US focused

    Thanks

    Apple Podcasts
    5
    Wilf Boggins
    United States5 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Insightful market updates that are easy to follow.
Some US focus noted, but international perspective remains useful.
Guests bring strong expertise, especially on retirement planning.
A concise format that fits quick listening windows.
Balanced views with practical investment ideas.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#128
United Kingdom/Business

Talking Points

Recent interactions between the hosts and their guests.

Markets defying gravity? The indicators for what happens next
Q: What is there to suggest that markets actually do still face significant difficulties over the next 12 months?
The bear case points to the enduring impact of energy shocks on the real economy, potential stagflation from persistent inflation, constraints on central banks' ability to cut rates, and slower growth in oil-intensive sectors, which historically led to sharper market declines after initial shocks.
Taking 11 years of income from £100k investments - here’s what’s left
Q: What caveats did the hosts note about these scenarios?
These are simplified, backward-looking scenarios; actual outcomes depend on market sequences, timing of withdrawals, and individual circumstances, including potential for volatility and drawdowns.
Taking 11 years of income from £100k investments - here’s what’s left
Q: How do the results differ if a 60-40 portfolio is used instead of 100% shares?
The 60-40 mix would end around £162,000 at 4% withdrawals, showing smoother returns but lower final value compared to a 100% equity portfolio in this period.
Taking 11 years of income from £100k investments - here’s what’s left
Q: What did the analysis find about someone starting with £100,000 and withdrawing 4% from a 100% equity portfolio over 11 years?
The pot would grow to about £264,000, more than double the starting amount, illustrating the potential strength of drawdown during a favorable market period.
Who counts as rich? What frozen tax limits are costing you
Q: So what happens when thresholds are frozen and wages rise—how does that affect the average earner?
Wages can rise due to inflation, but because thresholds aren't moving, more people are pushed into higher tax bands than before, effectively increasing tax take and shrinking real take-home pay.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
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Frequently Asked Questions About The Personal Investor

What is The Personal Investor about and what kind of topics does it cover?

This show targets individual investors seeking straight talk on markets, pensions, and savings, with a steady stream of market commentary, fund picks, and retirement planning strategies. Episodes consistently feature Fidelity experts and a trusted host who translates complex financial topics into clear, actionable guidance for UK-based investors. Notable strengths include jargon-free analysis, a balanced perspective on both traditional and newer asset classes, and a focus on long-term wealth building and retirement planning. The format tends to mix timely market analysis with practical investment ideas, making it helpful for listeners evaluating their portfolios or considering pension and savings options.

A standout aspect is the frequent ... more

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Which podcasts are similar to The Personal Investor?

These podcasts share a similar audience with The Personal Investor:

1. On The Money
2. AJ Bell Money & Markets
3. Many Happy Returns
4. Investors' Chronicle
5. Switch Your Money On

How many episodes of The Personal Investor are there?

The Personal Investor launched 9 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Personal Investor?

Recent guests on The Personal Investor include:

1. Holly Mead
2. Alex Wright
3. Jonathan Guthrie
4. Richard Evans
5. Jemma Slingo
6. Marianna Hunt
7. Andrew Oxlade
8. Vicky Reynal

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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