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Artwork for Without the Bank Podcast

Without the Bank Podcast

Mary Jo Irmen
Infinite Banking
Whole Life Insurance
Insurance Premiums
Infinite Banking Concept
Cash Value
Cash Flow Management
Financial Planning
Cash Flow
Loan Management
Becoming Your Own Banker
Borrowing Against Insurance Policies
Client Scenarios
Income Fluctuations
Investing
Spending
Real Estate Investment
Financial Advisors
Life Insurance
Savings Account
IRA

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S. This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.

PublishesWeeklyEpisodes246Founded5 years ago
Number of ListenersCategories
BusinessInvesting

Listen to this Podcast

Artwork for Without the Bank Podcast

Latest Episodes

Most people assume you need $20 million, a bank charter, a building, employees, and 10 years before a bank ever makes a profit. But Nelson Nash reveals a far simpler way to create your own banking system, one that's been quietly working for over 200 ... more

Think you control your money because you have a 401(k), IRA, or a checking account? In this episode, we unpack the real problem in Becoming Your Own Banker: chasing rates on tiny savings while 34.5% of every disposable dollar quietly goes to interest... more

Most infinite banking policies don't fail because of the insurance company… they fail because of human behavior. Are you quietly stealing the peas from your own grocery store?

👉 Follow Mary Jo Here: www.youtube.com/channel/UCXYvzroUouEMsTG... more

YouTube

Are you still paying cash for big expenses like college tuition, remodels, or vehicles? You might be losing hundreds of thousands — even millions — without realizing it. Learn how to use the Infinite Banking Concept to make your money work for you ev... more

YouTube

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Recent Guests

Tarisa Shelton
A new member of the Without the Bank team and an Infinite Banking Practitioner.
Without the Bank
Episode: Ep. 208 - Meet Tarisa Shelton

Host

Mary Jo
Co-host and host of discussions focusing on financial literacy, investment strategies, and the infinite banking concept, often reflecting on her personal experiences and client interactions.

Reviews

4.9 out of 5 stars from 72 ratings
  • glad to have another pod ast to binge since I'm caught up on all my other IBC podcasts

    Audible
    5
    Joseph
    United States10 months ago
  • Bingeable

    glad to have another pod ast to binge since I'm caught up on all my other IBC podcasts

    Audible
    5
    Joseph
    United States10 months ago
  • Such a great teacher !!!

    Mary Jo is not only an educator , but she is also fun to listen to . Finances are sometimes difficult for me to comprehend , but she somehow presents it so I can understand … Thank you !!!

    Apple Podcasts
    5
    Mommafox70817
    United Statesa year ago
  • energy and delivery is good, so I went through 3 episode and the only take away was everything I'd learn if I read some book.

    Audible
    2
    Patrick Rigg
    United Statesa year ago
  • Just an upset to a book

    energy and delivery is good, so I went through 3 episode and the only take away was everything I'd learn if I read some book.

    Audible
    2
    Patrick Rigg
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the practical and straightforward approach to financial literacy and investment strategies, often highlighting the host's ability to simplify complex topics.
Many find the content empowering, noting that it has helped them understand financial concepts they previously found intimidating or confusing.
The discussions are often described as engaging and relatable, with several reviewers mentioning they enjoy the personal anecdotes shared by the hosts.

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Talking Points

Recent interactions between the hosts and their guests.

Ep. 223 - Codie Sanchez Meets Infinite Banking
Q: Can we talk about how to buy a business where they have been taking in a lot of cash and not showing income?
She emphasized the importance of verifying financial documents like tax returns and P&Ls to ensure the accuracy of financial statements before purchasing a business.
Ep. 223 - Codie Sanchez Meets Infinite Banking
Q: Does she talk anything about the fact that the younger generation is not seeing the benefit of buying a business versus starting their own?
Ultimately, the younger generation often overlooks the value of acquiring established businesses and may question why they should invest in one instead of starting a new venture from scratch.
Ep. 221 - Don't Bank on Bad Habits
Q: Would you advise starting a policy if someone has significant credit card debt?
Typically, no; I recommend clearing debt first, but there are exceptions based on individual circumstances.
Ep. 221 - Don't Bank on Bad Habits
Q: How would you treat debt differently based on the person's financial habits?
It depends on human factors; if someone has credit card debt but no job, we have a bigger problem beyond the debt itself.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Without the Bank Podcast

What is Without the Bank Podcast about and what kind of topics does it cover?

Focused on financial literacy and investment strategies, the content challenges traditional financial wisdom, particularly regarding life insurance and the infinite banking concept. Episodes frequently feature discussions around the value of whole life insurance, cash flow management, and real estate investments, aiming to empower listeners with practical knowledge and tools for financial independence. The hosts engage in candid conversations about personal experiences and case studies, emphasizing the importance of understanding financial products and making informed choices. Unique features include a clear dismissal of common financial myths, aiming to educate the audience on taking control of their financial futures without reliance on c... more

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How many episodes of Without the Bank Podcast are there?

Without the Bank Podcast launched 5 years ago and published 246 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Without the Bank Podcast?

Recent guests on Without the Bank Podcast include:

1. Tarisa Shelton

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