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Artwork for Without the Bank Podcast

Without the Bank Podcast

Mary Jo Irmen
Infinite Banking
Infinite Banking Concept
Whole Life Insurance
Life Insurance
Cash Flow
Financial Planning
Death Benefit
Real Estate
Financial Literacy
Cash Value
401k
Cash Flow Management
Life Insurance Policy
Insurance Premiums
Financial Education
Investment Strategies
Universal Life Insurance
Personal Finance
Indexed Universal Life Insurance
401(k)

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S. This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.

PublishesWeeklyEpisodes278Founded5 years ago
Number of ListenersCategories
InvestingBusiness

Listen to this Podcast

Artwork for Without the Bank Podcast

Latest Episodes

Most people read to check off a list. Mary Jo reads to implement — and The Noticer by Andy Andrews is one of the books that changed how she connects with clients, leads her team, and shows up in every relationship she has.

In this episode, Mary Jo ... more

Got questions about the Infinite Banking Concept? Tarisa breaks down the most frequently asked questions about IBC — straight answers, no fluff.

In this episode of the Without the Bank Podcast, Tarisa covers everything from insuring your kids first... more

Mary Jo Irmen and Tarisa Shelton break down the top 5 money beliefs that silently hold people back from building real wealth — and share the wealth mindset shifts that will actually change your financial future.

Whether you're focused on personal f... more

YouTube

What if your family stopped sending money to the bank — and started building your OWN banking system instead?

In this episode, Tarisa walks through a REAL 3-generation infinite banking case study: a Tennessee farming family where grandpa, son, and ... more

YouTube

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Recent Guests

Mary Jo
Top life insurance producer in independent life insurance
Independent life insurance
Episode: Is Infinite Banking Too Good to Be True? Answering the Hardest IBC Questions (Ep. 274)
Tarisa Shelton
Expert in real estate investing and Infinite Banking
Without the Bank Podcast
Episode: Ep. 212 - Real Estate Views: Banks vs. Investors, w/ Tarisa Shelton

Hosts

Mary Jo
Frequent host involved in coaching-led discussions on personal finance, life insurance, and policy-based financing; core voice across episodes.
Tarisa
Co-host who appears across episodes, contributing to debates about financing strategies, policy structures, and client coaching.
Trissa
Co-host collaborator providing discussion on investment and financial planning concepts with a coaching lens.

Reviews

4.9 out of 5 stars from 76 ratings
  • glad to have another pod ast to binge since I'm caught up on all my other IBC podcasts

    Audible
    5
    Joseph
    United Statesa year ago
  • Bingeable

    glad to have another pod ast to binge since I'm caught up on all my other IBC podcasts

    Audible
    5
    Joseph
    United Statesa year ago
  • Such a great teacher !!!

    Mary Jo is not only an educator , but she is also fun to listen to . Finances are sometimes difficult for me to comprehend , but she somehow presents it so I can understand … Thank you !!!

    Apple Podcasts
    5
    Mommafox70817
    United States2 years ago
  • energy and delivery is good, so I went through 3 episode and the only take away was everything I'd learn if I read some book.

    Audible
    2
    Patrick Rigg
    United States2 years ago
  • Just an upset to a book

    energy and delivery is good, so I went through 3 episode and the only take away was everything I'd learn if I read some book.

    Audible
    2
    Patrick Rigg
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Clear and practical, helping translate complex ideas into actions.
Very informative and engaging; content feels trustworthy and coach-driven.
A refreshing, no-nonsense take on finances, useful for real-world decisions.
The host breaks down concepts like life insurance and cash flow in an understandable way.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Is Infinite Banking Too Good to Be True? Answering the Hardest IBC Questions (Ep. 274)
Q: What's the rate of return?
The rate of return is part of a larger picture where the guaranteed growth and the ability to access cash value immediately matter, along with factors like health and gender that influence the ultimate outcome, so focusing only on a single rate can be misleading.
Ep. 223 - Codie Sanchez Meets Infinite Banking
Q: Can we talk about how to buy a business where they have been taking in a lot of cash and not showing income?
She emphasized the importance of verifying financial documents like tax returns and P&Ls to ensure the accuracy of financial statements before purchasing a business.
Ep. 223 - Codie Sanchez Meets Infinite Banking
Q: Does she talk anything about the fact that the younger generation is not seeing the benefit of buying a business versus starting their own?
Ultimately, the younger generation often overlooks the value of acquiring established businesses and may question why they should invest in one instead of starting a new venture from scratch.
Ep. 221 - Don't Bank on Bad Habits
Q: Would you advise starting a policy if someone has significant credit card debt?
Typically, no; I recommend clearing debt first, but there are exceptions based on individual circumstances.
Ep. 221 - Don't Bank on Bad Habits
Q: How would you treat debt differently based on the person's financial habits?
It depends on human factors; if someone has credit card debt but no job, we have a bigger problem beyond the debt itself.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Age Range
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Frequently Asked Questions About Without the Bank Podcast

What is Without the Bank Podcast about and what kind of topics does it cover?

A practical, no-nonsense look at personal finance with a focus on coaching over sales, cash flow over death-benefit maximization, and the role of life insurance in wealth-building. Episodes routinely dissect topics like policy structure, infinite banking, 401(k) comparisons, debt versus financing, and estate planning, often through real-world client stories and actionable questions. The show stands out for its candid stance on financial literacy, its willingness to challenge conventional retirement wisdom, and its emphasis on ongoing guidance rather than one-off solutions, making it useful for listeners seeking to take control of their money and future.

Noteworthy angles include a coach-as-advisor mindset, critiques of traditional products... more

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Which podcasts are similar to Without the Bank Podcast?

These podcasts share a similar audience with Without the Bank Podcast:

1. Farming Without the Bank Podcast
2. Working Cows - Regenerative Ranching to Maximize Profitability and Soil Health
3. The Business of Agriculture Podcast
4. Working Ranch Radio Show
5. Banking With Life Podcast

How many episodes of Without the Bank Podcast are there?

Without the Bank Podcast launched 5 years ago and published 278 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Without the Bank Podcast?

Recent guests on Without the Bank Podcast include:

1. Mary Jo
2. Tarisa Shelton

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