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Artwork for The Retirement Nerds

The Retirement Nerds

Erik Soderborg
Social Security
Estate Planning
Retirement Planning
Roth Conversions
Financial Planning
Life Insurance
Financial Advisors
Investment Strategies
Real Estate
Roth IRA
Charitable Giving
Tax Rates
Medicare
Traditional IRA
Trusts
Debt Management
Probate
Annuities
Financial Freedom
Emergency Fund

Retirement gets complicated. Medicare, Social Security, Investments, and your Estate Plan are the core of your retirement decisions, but each of those gets remarkably complex. They are mazes with minefields every step of the way that lead to confusion and nightmares. Our channel puts out videos to help remove obstacles, clear up the mess, and keep your retirement decisions a whole lot more simple.... more

PublishesWeeklyEpisodes49Foundeda year ago
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Education

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Artwork for The Retirement Nerds

Latest Episodes

When should you take Social Security — at 62, 67, or 70? The answer depends on whether you're single or married, and the math looks very different for each. In this episode, Erik Soderborg and Zacc Call, president of Capita Financial Network, sit dow... more

Social Security break-even age — it sounds simple, but most people calculate it wrong. In this episode, Erik Soderborg sits down with Zacc Call, president of Capita Financial Network, for Part 3 of our 4-part Social Security series.

We walk through... more

Are you getting every Social Security benefit you're entitled to?

Most retirees only claim one — but there are actually four different types of benefits available depending on your situation.

In this video, I sit down with Zacc Call, President of C... more

YouTube

💵 How is your Social Security benefit calculated?

In Part 1 of our 4-part Social Security series, financial expert Zacc Call explains the Primary Insurance Amount (PIA) - the foundation of your Social Security retirement benefit - and reveals prov... more

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Recent Guests

Marc Glickman
Actuary by background, guest on LTC discussion
Episode: Is Long-Term Care Insurance Worth It? Here's What to Consider
Zach Kaul
Guest speaker, financial professional with Capita
Capita Financial Network
Episode: The RMD Reality Check Every Retiree Needs
Zach Call
Financial educator on Money Education Channel
Money Education
Episode: Roth IRA 5-Year Rules: How to Avoid Penalties & Taxes
Daniel Astleford
CPA and tax expert
Episode: Tax Expert: How the News Triggered a $22,000 Tax Bill
Dean Cameron
Director of the Department of Insurance in Idaho
Idaho Department of Insurance
Episode: The Bold Move Some States Are Making Against Medicare Advantage Plans
Mark Glickman
Expert in long-term care
Episode: Are You Prepared For Long Term Care? | Long Term Care 101
Steve Willems
Financial advisor and YouTube creator focusing on Canadian financial planning topics.
Willems Wealth
Episode: 10 Retirement Myths From Canada You May Not Want to Believe
Tyler Williamson
Financial planner and speaker specializing in Social Security
Capita
Episode: The Social Security Fairness Act's Impact on Government Workers with Tyler Williamson
Jaeden May
Financial Advisor at Adams Wealth Advisors
Adams Wealth Advisors
Episode: Make Smart Money Decisions After the Death of Your Spouse with Jaeden May

Hosts

Eric
Host of the Retirement Nerds channel with frequent expert contributions.
Zacc Call
Co-host and financial educator known for expert commentary on Social Security, annuities, and tax strategies.

Reviews

4.5 out of 5 stars from 17 ratings
  • Great content!

    Just started listening to this podcast and after a few episodes, I’m hooked! Great topics that can be fairly complex are addressed thoroughly in easy to understand language and explanations!

    Highly recommend!

    Apple Podcasts
    5
    MikeBinNC
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Experts provide practical, numbers-driven guidance for retirement decisions.
Listeners appreciate the clear explanations of complex topics.
Content is educational and approachable, even for nuanced topics.

Top Education Podcasts

Talking Points

Recent interactions between the hosts and their guests.

The Truth About Annuities And What Every Person Needs to Know Before Buying One
Q: What should a listener look for when evaluating an annuity proposal?
Listeners should assess the underlying trade-offs: guaranteed versus potential growth, liquidity restrictions (surrender periods, penalties), fees (mortality and expense, admin, sub-account fees, riders), compensation structures for the seller, and whether the product aligns with their near-term withdrawal needs and long-term income goals. It's crucial to understand exactly what guarantees exist, how income is calculated, and how the product fits within the broader retirement plan.
The Truth About Annuities And What Every Person Needs to Know Before Buying One
Q: What are the main categories of annuities, and what problems do they solve?
The six main categories discussed are: 1) Pension (SPIA/GIA/DIA/QLAC) for lifetime income, 2) Bond imitator (SPDA/MIGA) for principal protection and fixed interest, 3) Investment portfolio (variable annuities) with potential market-like growth but high fees, 4) Downside protector (fixed indexed annuities) with caps/spreads and optional riders, 5) Boxed-in investor (RILA/RALAs that blend features), and 6) Kitchen sink (overloaded products combining multiple features). Each solves a specific retirement risk but introduces others such as fees, inflexibility, or complexity.
The Truth About Annuities And What Every Person Needs to Know Before Buying One
Q: What is an annuity, and why would someone consider it in retirement planning?
Annuities are contracts with an insurance company that convert a lump sum into a series of payments, typically to provide guaranteed income. They can offer longevity protection and predictable cash flow, but they involve trade-offs like liquidity limits, fees, and complexity. Whether they are suitable depends on the individual's wealth, age, risk tolerance, and needs for near-term withdrawals or guaranteed income.
CPA Explains How to Gift Money to Your Kids the Right Way
Q: What is the death tax?
The term 'death tax' is often misunderstood; most people under the current exemption levels do not face a death tax, which is really an estate and gift tax for estates over $15 million.
CPA Explains How to Gift Money to Your Kids the Right Way
Q: Do I have any tax implications when receiving gifts?
Generally, the receiver doesn't have tax liabilities as long as the gifts are under the annual exclusion, but higher amounts might have future implications.

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Frequently Asked Questions About The Retirement Nerds

What is The Retirement Nerds about and what kind of topics does it cover?

The show tackles retirement planning with a practical, math-forward bent, focusing on Medicare, Social Security, taxes, estate planning, and insurance. Episodes frequently feature expert guests and practitioners who translate complex retirement decisions into actionable steps, real-world scenarios, and planning tools. A standout is the emphasis on data-driven analysis and strategy—whether optimizing Social Security, evaluating long-term care risk, or navigating Roth conversions and RMDs—paired with accessible explanations for a primarily retirement-ready audience. The format often blends educational content with case studies and checklists, making it useful for listeners seeking concrete planning tactics and credible viewpoints from financi... more

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Which podcasts are similar to The Retirement Nerds?

These podcasts share a similar audience with The Retirement Nerds:

1. Retirement Planning Education, with Andy Panko
2. Retirement Starts Today
3. Retirement Answers
4. The Rob Berger Show
5. Ready For Retirement

How many episodes of The Retirement Nerds are there?

The Retirement Nerds launched a year ago and published 49 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Retirement Nerds?

Recent guests on The Retirement Nerds include:

1. Marc Glickman
2. Zach Kaul
3. Zach Call
4. Daniel Astleford
5. Dean Cameron
6. Mark Glickman
7. Steve Willems
8. Tyler Williamson

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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