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Artwork for Tearsheet Podcast: Exploring Financial Services Together

Tearsheet Podcast: Exploring Financial Services Together

Tearsheet Studios
Financial Services
Fintech
Artificial Intelligence
Embedded Finance
Customer Experience
Generative AI
Digital Transformation
Financial Inclusion
Small and Medium-Sized Businesses
Small Businesses
Temenos
Stablecoins
Digital Banking
Payments
Core Modernization
Open Banking
Data Analytics
Financial Institutions
Financial Technology
Community Banking

Tearsheet is news, opinion, and analysis on the business of finance. Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business. Where social media, technology and finance intersect.

PublishesWeeklyEpisodes500Founded16 years ago
Number of ListenersCategories
BusinessBusiness NewsNews

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Artwork for Tearsheet Podcast: Exploring Financial Services Together

Latest Episodes

For the second episode of The Editors’ Room, we flipped the format around. One trend we think the industry is overhyping, and one that isn’t getting nearly enough attention. Managing Editor Sara took the overhyped side: the race to become a customer’... more

When Silicon Valley Bank collapsed in March 2023, it took with it a bank that had quietly become infrastructure for the startup ecosystem, holding the majority of the venture debt market and serving as the one relationship founders and fund managers ... more

Most banks seem to chase small business customers as one segment among many. Live Oak Bank was built around a bet that specializing beats generalizing — and it started about as narrow as a bank can start, lending only to veterinarians. Today, Live Oa... more

Amy Avery, Managing Director, Analytics, Modeling and Insights, took her job at Bank of America because of a number. When she interviewed at Bank of America, she was told that the bank interfaced with, at the time, 67 million clients. "Gosh, that's s... more

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Recent Guests

Katya Kohen
Managing Director at Stifel, venture and fund banking group
Stifel
Episode: Venture banking 3.0: How Stifel is rebuilding trust after Silicon Valley Bank
BJ Losch
President of Live Oak Bank
Live Oak Bank
Episode: Live Oak Bank's BJ Losch on why AI is an accelerant, not a strategy
Amy Avery
Managing Director of Analytics, Modeling and Insights at Bank of America
Bank of America
Episode: “Amy has the what. I help with the how”: Inside Bank of America's data and AI partnership
Michelle Boston
Head of Data Management Technology and Enterprise Architecture at Bank of America
Bank of America
Episode: “Amy has the what. I help with the how”: Inside Bank of America's data and AI partnership
Marc Pettican
Global Head of Corporate Solutions for Mastercard
Mastercard
Episode: Mastercard's Marc Pettican on the road to a $17.4 trillion virtual card market
Mike Cieri
Chief Product Officer at Bill
Bill
Episode: How BILL is rebuilding for the Fortune 5 million and gearing up to take big swings on AI
Max Flötotto
Senior partner at McKinsey, leads global retail banking practice
McKinsey
Episode: Trust, stablecoins, and the AI margin squeeze:What McKinsey and QED's fintech report means for banks
Mike Packer
Partner at QED Investors, leads growth stage investing globally
QED Investors
Episode: Trust, stablecoins, and the AI margin squeeze:What McKinsey and QED's fintech report means for banks
Mit Shah
Co-founder and COO of Method
Method
Episode: How Figure and Method closed the loop on debt consolidation and cut delinquency in half

Host

Zach Miller
Editor-in-Chief and host focusing on fintech, payments infrastructure, and enterprise software.

Reviews

4.8 out of 5 stars from 45 ratings
  • Boring interviewer

    The host follows a script like interview questions with no digging and follow up. It feels like listening to an AI doing an interview.

    Apple Podcasts
    1
    biwhdhdheisjz
    Philippines3 years ago
  • The Best Finance Podcast!

    I just finished listening to the latest episode of Tearsheet and I have to say, it's one of the best finance podcasts out there. The show does an excellent job of breaking down complex financial concepts and making them easy to understand. The guests always provide valuable insights, and I appreciate the practical advice in each episode. I highly recommend this podcast to anyone looking to learn more about the latest trends in the world of finance!

    Apple Podcasts
    5
    Andieo1997
    United States4 years ago
  • Excellent

    Podcast Addict
    5
    EmmyX
    4 years ago
  • Empowering, insightful and actionable! 🔥

    Whether you’re well established as someone innovating in the world of banking and fintech, or just getting started as a catalyst for change within your organization - this is a must-listen podcast for you! Zack does an incredible job leading conversations that cover a huge breadth of topics related to the ins and outs of successfully navigating an ever changing financial landscape - from leaders who’ve actually walked the path. Highly recommend listening and subscribing!

    Apple Podcasts
    5
    JoshCrist
    United States6 years ago
  • Great guests and content!

    Perfect length, the podcast strikes the right balance of not too long, but just long enough to squeeze really interesting and valuable content out of each guest. I've enjoyed the recent focus on fintech, InsureTech, and marketing.

    Apple Podcasts
    5
    CedoMir01
    United States8 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The content is praised for balancing technical detail with actionable business insights.
Listeners describe the show as insider-focused with practical takeaways for payments and fintech strategy.
Positive feedback highlights actionable insights and valuable market context for sponsorships.
Guests are consistently high-caliber, offering deep dives into product and market trends.
Some critique the host's interviewing style as scripted or not sufficiently provocative.

Talking Points

Recent interactions between the hosts and their guests.

How BILL is rebuilding for the Fortune 5 million and gearing up to take big swings on AI
Q: How do you measure success and ROI when rolling out AI features to finance teams?
We measure efficacy (high accuracy), customer satisfaction, and cost per execution, with a strong emphasis on activation in the first six months and retention thereafter; ROI is demonstrated through time saved, better conversion, and broader product adoption over cohort-based timelines.
How BILL is rebuilding for the Fortune 5 million and gearing up to take big swings on AI
Q: What is the core problem you're trying to solve at Bill?
The core problem is that SMBs still rely on manual, patchwork financial software and processes; Bill aims to automate repetitive tasks, improve data quality, and guide smarter financial decisions through an integrated, AI-enabled platform.
How Kudos built a consumer data moat on top of credit card rewards
Q: So who are you and what do you do?
I'm Tikue Anazodo, co-founder and CEO of Kudos. Kudos is a wallet that helps people earn and save whenever they spend by analyzing all spending, offering personalized card recommendations, and using AI agents to execute improvements for the user.
How Block built a $200 billion credit operation by seeing customers traditional lenders can't
Q: What does that $200 billion milestone mean across Block's product suite?
It signifies that credit extended across all Block products—Cash App Borrow, Square Loans, and Afterpay-related credit—has reached a scale where access to capital is broadly available across consumer and merchant segments, enabled by unified risk models and first-party data that support responsible lending.
How Huntington modernized without touching the core ft. Qolo
Q: Deepak, what were the core business drivers behind Huntington's move to launch connected deposits?
The bank needed to address the limitations of a rigid core by adding a flexible, modular layer—virtual accounts with a real bank-like behavior, capable ledgering, and the ability to simultaneously serve multiple verticals and complex entities. This approach reduces operational friction, enables multi-bank and multi-entity management, and positions Huntington to offer broader treasury and payments services without a full core replacement.

Audience Metrics

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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

The show consistently centers on the business of finance, with deep dives into fintech, payments infrastructure, embedded finance, and enterprise technology. Episodes frequently feature senior executives, investors, and founders discussing how AI, real-time payments, stablecoins, and platform ecosystems reshape corporate finance, banking, and consumer wallets. Noteworthy is the emphasis on practical implementations, partnerships, and go-to-market strategies, often grounded in real-world case studies across cards, treasury modernization, embedded services, and cross-border payments. The format tends to balance technical detail with industry context, making it valuable for professionals evaluating vendor strategies, partnership opportunities,... more

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1. All-In with Chamath, Jason, Sacks & Friedberg
2. David Senra
3. This Week in Startups
4. The a16z Show
5. Huberman Lab

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this podcast launched 16 years ago and published 500 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Katya Kohen
2. BJ Losch
3. Amy Avery
4. Michelle Boston
5. Marc Pettican
6. Mike Cieri
7. Max Flötotto
8. Mike Packer

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