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Retirement Planning
Investment Management
Investment Strategies
Castlebay
Active Management
ESG
Financial Advice
Sustainable Investing
Emerging Markets
Passive Investing
Financial Planning
Regulation
Client Relationships
China
Investment Trusts
Factor Investing
Income Investing
UK Equity Fund
Castlefield Investment Partners
Confirmation Bias

Welcome to the Money Wise UK® Podcast – your go-to for expert insights on investments, business, and more. Hosted by George, founder of Money Wise UK®, we champion independent thinking in finance. Tune in for the latest trends, strategies, and ideas shaping financial advice. ⭐ Terrific podcast! ⭐ Highly recommend ⭐ Excellent listen ⭐ Great content. Please note: we do not provide specific advice. F... more

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Artwork for Money Wise UK®

Latest Episodes

The debate between active and passive investing is often presented as a simple choice. But does that binary argument distract advisers from the questions that really matter?

In this episode of the Money Wise UK Podcast, George Ladds is joined by Ash... more

In this episode of the Money Wise UK Podcast, George Ladds is joined by Andrew Spence, CEO and Founder of Aspen Advisers.

Andrew’s route into financial services was not a traditional one. After studying marine engineering, he moved into investment m... more

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Retirement is changing.

People are living longer, defined benefit pensions are becoming less common, and more responsibility is shifting to individuals to create sustainable retirement incomes.

In this episode of the Money Wise UK Podcast, I am joi... more

In this episode, George Ladds is joined by Gervais Williams, veteran fund manager, author, and long-standing advocate for UK equities. Gervais shares his journey from engineering into investment management and reflects on over three decades of naviga... more

In this episode, George Ladds sits down with Benji Dawes, co-manager of the Premier Miton UK Growth Fund, to explore why UK equities, particularly small and mid-caps, may offer one of the most compelling opportunities for long-term investors.

Benji ... more

In this episode of the Money Wise UK Podcast, host George Ladds speaks with Matthew Spencer of Orbis Investments — one of the most distinctive voices in the world of multi-asset investing.

Matthew shares his journey from aspiring sports coach in Sou... more

How far should you diversify before you dilute returns? In this episode, George sits down with Damian Bird, Portfolio Manager for Polen Capital’s Emerging Markets Growth strategy, to challenge conventional wisdom on diversification, active vs. passiv... more

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In this episode of the MoneyWise UK Podcast, host George Ladds is joined by Ceri Hill, Head of Decumulation at Brooks Macdonald, for an in-depth discussion on the changing face of retirement.

Retirement has shifted from the world of guaranteed defin... more

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Recent Guests

Ash Weston
Head of MPS at 8AM Global
8AM Global
Episode: Beyond Active vs Passive: Building Investment Portfolios That Behave — with Ash Weston
Andrew Spence
CEO and founder of Aspen Advisers
Aspen Advisers
Episode: Retirement, Risk Profiling and the Future of Advice with Andrew Spence
Emma Mogford
Portfolio Manager at Premier Miton Investors
Premier Miton Investors
Episode: Retirement Is Changing: Inflation, Longevity and the Future of Retirement Planning with Emma Mogford
Gervais Williams
Gervais Williams, veteran fund manager and author, advocate for the UK stock market
Premier Miton
Episode: Rethinking Markets with Gervais Williams – The Case for UK Small Caps and Income Investing
Benji Dawes
Co-manager of the Premier Miton UK Growth Fund
Premier Miton
Episode: Unlocking UK Growth with Benji Dawes, Premier Miton UK Growth Fund
Matthew Spencer
Executive at Orbis Investments
Orbis Investments
Episode: Inside Orbis: Active Thinking, Fee Alignment, and Building a Culture That Lasts
Damian Bird
Portfolio Manager, Polen Capital; leads Emerging Markets Growth strategy
Polen Capital
Episode: Diversification vs. “Diworsification”: How Many Stocks Is Enough? — with Damian Bird (Polen Capital, EM Growth)
Ceri Hill
Head of Decumulation at Brooks Macdonald
Brooks Macdonald
Episode: Retirement Planning Today: How to Build Sustainable Income for Life
Pietro Nicholls
Co-manager of the Vt Rm Alternative Income Fund
Rm (Real Assets/Investment Manager)
Episode: Are Alternatives Undervalued? Investment Trusts, Real Assets & Governance with Pietro Nicholls

Host

George
Host and founder of Money Wise UK®, championing independent thinking in finance through insightful discussions on investments and business topics.

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Talking Points

Recent interactions between the hosts and their guests.

Beyond Active vs Passive: Building Investment Portfolios That Behave — with Ash Weston
Q: What does a well-behaved portfolio look like to you, given a systematic approach with human oversight?
A well-behaved portfolio is one where the process is clear, repeatable, and explainable to clients; it uses a disciplined risk framework, defangs jargon, and communicates how decisions link to client outcomes, with a readiness to adjust when regimes shift.
Natural Income: Bonkers or Brilliant? – A Retirement Planning Debate with David Jane
Q: What advice would you give someone considering an income approach as retirement nears?
Transition gradually into income strategies well before retirement, so clients can see and understand what their portfolio can deliver in income, reducing reliance on market timing and avoiding a precipice moment at retirement.
Natural Income: Bonkers or Brilliant? – A Retirement Planning Debate with David Jane
Q: What is your approach to constructing an income-focused fund that also delivers capital growth?
The strategy blends growth stocks for total return with high-yielding and bond components to pay a steady income, and it uses disciplined portfolio construction to harvest gains from growth stocks and reinvest into income-producing assets, aiming for income around 5% with growth to keep up with inflation.
Natural Income: Bonkers or Brilliant? – A Retirement Planning Debate with David Jane
Q: Do you think it's fair to say that we need to rethink natural income and frame it more as sustainable income or total return planning?
Yes, the discussion should focus on the safe withdrawal rate and the real-world outcomes of combining income with growth, rather than treating income as a separate, static 'natural' concept. It's about what the portfolio can reliably generate and how to grow that income over time.
Looking Beyond the Headlines: Unpacking the Truth About Sustainable Investing
Q: Do you see opportunities within the new labeling system in the UK, and how should investors think about these labels when building portfolios?
The labeling system offers four distinct pathways—Sustainable Focus, Impact, Transition, and Mixed Goals—each with rigorous evidencing requirements; the aim is to help align client expectations with a fund's stated approach while recognizing that different labels can coexist in a diversified portfolio.

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Frequently Asked Questions About Money Wise UK®

What is Money Wise UK® about and what kind of topics does it cover?

Focused on investment strategies and business insights, this podcast engages with experts to discuss various aspects of finance, including sustainable investing, financial planning, and the nuances of investment management. Listeners explore topics ranging from ethical investment practices to the intricacies of active vs. passive investing, delivered through conversations with investment professionals and entrepreneurs. The commitment to independent thinking and transparency is a hallmark of the discussions, making it a valuable resource for anyone looking to deepen their understanding of the financial landscape.

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How many episodes of Money Wise UK® are there?

Money Wise UK® launched a year ago and published 31 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Money Wise UK®?

Recent guests on Money Wise UK® include:

1. Ash Weston
2. Andrew Spence
3. Emma Mogford
4. Gervais Williams
5. Benji Dawes
6. Matthew Spencer
7. Damian Bird
8. Ceri Hill

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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