Rephonic
Artwork for Making Money
Personal Finance
Financial Education
Investing
Pensions
Investment Strategies
Retirement Planning
UK Economy
Debt Management
Investment
Inflation
Financial Planning
Taxation
Stock Market
Interest Rates
Budgeting
Housing Market
Index Funds
Retirement Savings
Cryptocurrency
Inequality

Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teaching the strategies and mindset shifts that can have a significant impact on your financial life. Conta... more

PublishesWeeklyEpisodes169Founded3 years ago
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Artwork for Making Money

Latest Episodes

Ramin Nakisa from PensionCraft is back. Like me he’s spent years explaining why investing 100% in global equities works. But recently, he changed his portfolio, cutting his exposure by almost half. What changed? And what might make him change his min... more

What’s the best kind of stock market for a new investor? Most people assume you want years of rising prices. But Andrew Clare, who’s spent decades researching investing, says that’s not always true.

Here’s Andrew’s paper: doi.org/10.3905/jor... more

Megan was in her early 30s when she and her partner finally faced up to more than 14 years of debt. After years of overdrafts, credit cards and quietly spiralling finances, they confronted nearly £40,000 they owed. Megan documented their journey out ... more

The UK has some of the most expensive household electricity in the world. Why are energy bills so high, and will they ever come down? The price you pay is shaped by rules set by Ofgem, the UK’s energy regulator. Neil Kenward is their Interim Director... more

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Recent Guests

Andrew Clare
Author/academic discussing pension paper and research on perfect contribution/withdrawal rates
Bank of England (former) / Author of the paper
Episode: New Investors Should Hope for a Terrible Stock Market
Partner (Dave)
Megan's partner, collaborated on paying down debt
Private individual (guest)
Episode: We Had £40,000 of Debt and Nobody Knew
Neil Kenward
Director at Ofgem, UK energy regulator
Ofgem
Episode: Why is UK Electricity So Expensive Compared to Other Countries?
Chris Budd
Former financial planner and guest commentator
Episode: My Dad Went Bankrupt, It Changed How I Think About Money
Nick Leeson
Former trader at Barings Bank whose losses led to the 1995 collapse
Barings Bank (Barings Securities)
Episode: I Lost £862 Million & Collapsed a 233-Year-Old Bank
Eddie Ross
Co-founder of Tembo Money, mortgage broker
Tembo Money
Episode: UK Mortgage Expert: What First Time Buyers Need To Know
Mo Milevsky
Author, Are You a Stock or a Bond?
Professor/Montreal? (as discussed in episode)
Episode: Your Biggest Investment Risk is Not the Stock Market
Al Miles
Investment actuary and senior DC strategist
Legal & General
Episode: Will the State Pension Be There When You Retire?
Jim Reid
Global head of Macro Research
Deutsche Bank
Episode: The Last Time This Happened, Nothing Made Money for 17 Years

Hosts

Damien Jordan
British personal finance educator and host with a focus on wealth-building and money mindset.
Timeyin Akerele
Co-host focused on making complex financial topics accessible and relatable.

Reviews

4.8 out of 5 stars from 1.1k ratings
  • Love the podcast but…

    Please introduce guests, there have been a few episodes where it seems like the first few min is just a teaser for the episode but confusingly it’s actually the episode without any context for who the guest is, then we have to try and peace together context through the episode

    Apple Podcasts
    3
    somepigeon
    United Kingdoma month ago
  • Financial faves 🩷

    Shows are getting better and better and loving the variety of guests! Really down to earth and insightful for those of us finding our financial way. Plus episodes with Pete Matthews! Financial hero’s together 🩷

    Apple Podcasts
    5
    Jackapotato
    United Kingdoma month ago
  • What nonsense

    Listened to one episode, what drivel.

    Apple Podcasts
    1
    Antony D
    United Kingdom3 months ago
  • Remainer guests touting 10 year old arguments is so boring

    Try and remember over half your listeners voted Leave - your most recent guest touting her book was boring. Republicans buy sneakers gents, don’t trash the podcast by being in your bubble now.

    Apple Podcasts
    1
    Podcastlistener9
    United Kingdom4 months ago
  • You guys are great!

    I’ve never given a podcast review before although I do listen to a lot about all sorts of stuff. Just wanted to say that I really enjoy this podcast. I love the dynamic between the two of you and the fact that you keep it lighthearted and refer to real world stuff that we can all relate to. You have a great range of guests and I really do look forward to each show. I’ve learnt a lot and have then done further reading or started following guests that you have on online to really enhance my knowle... more

    Apple Podcasts
    5
    Fire_30
    United Kingdom5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests are varied and generally on-topic, with practical insights for wealth-building.
Quality and usefulness of tips vary by episode; some listeners crave clearer guest introductions.
Balanced hosts with down-to-earth chemistry that makes finance feel attainable.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

New Investors Should Hope for a Terrible Stock Market
Q: In the paper, what is the simplest way to explain the perfect contribution rate and perfect withdrawal rate to a general audience?
Contributing is the amount you put into your pension every year to reach a target, while withdrawal is how much you take out in retirement to last a lifetime; the study uses long historical data to estimate what those ideal rates would have been at different times.
We Had £40,000 of Debt and Nobody Knew
Q: What role did side income play in paying off the debt?
Side incomes from freelance work, TikTok creator rewards, and other gigs provided extra cash that they redirected to debt repayment, shortening the payoff period.
We Had £40,000 of Debt and Nobody Knew
Q: How did you structure the repayment, and what tools did you use?
They used a detailed Excel/Google Sheets budget to list every debt, track monthly income and expenses, and allocate a fixed monthly amount to debt, supplemented by cost-cutting and side income efforts.
We Had £40,000 of Debt and Nobody Knew
Q: What was the exact moment you decided enough was enough and you had to fix this?
The decision clicked during a May 2024 shopping trip when Megan realized the debt level could push them over the edge; they agreed to confront the situation together and start a structured payoff plan.
Why is UK Electricity So Expensive Compared to Other Countries?
Q: Why is the UK electricity so expensive compared to other countries?
Gas pricing largely drives the marginal price for electricity due to the way the market is structured, with renewables providing a growing share through fixed-price contracts. Network costs and policy charges also add to the bill, and the price cap protects consumers who don't switch but cannot guarantee the lowest bills.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Making Money

What is Making Money about and what kind of topics does it cover?

A pragmatic, down-to-earth show focused on personal finance, investing, pensions, and money psychology, hosted by two UK-based presenters who make complex topics accessible through practical tips and real-world examples. Episodes frequently feature regulators, industry experts, authors, and financial professionals, offering actionable strategies for building wealth, planning for retirement, and improving money mindset. Notable strengths include clear host dynamics, a diverse guest slate, and practical sponsorships that frame a fintech-friendly, entrepreneur-oriented perspective. Listeners can expect approachable explanations of complex financial concepts, plus timely discussions on current policy, markets, and wealth-building tactics aimed ... more

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How many subscribers and views does Making Money have?

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Which podcasts are similar to Making Money?

These podcasts share a similar audience with Making Money:

1. The Money To The Masses Podcast
2. Many Happy Returns
3. The Meaningful Money Personal Finance Podcast
4. This is Money Podcast
5. AJ Bell Money & Markets

How many episodes of Making Money are there?

Making Money launched 3 years ago and published 169 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Making Money?

Recent guests on Making Money include:

1. Andrew Clare
2. Partner (Dave)
3. Neil Kenward
4. Chris Budd
5. Nick Leeson
6. Eddie Ross
7. Mo Milevsky
8. Al Miles

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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