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Artwork for The Meaningful Money Personal Finance Podcast

The Meaningful Money Personal Finance Podcast

Pete Matthew
Pensions
Financial Planning
Personal Finance
Inheritance Tax
Retirement Planning
Investment Strategies
Financial Advice
Investing
Behavioral Finance
Pension Planning
Capital Gains Tax
Estate Planning
Pension Contributions
National Insurance
Retirement
Life Insurance
Emergency Fund
Defined Benefit Pension
Isas
State Pension

Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and second... more

PublishesWeeklyEpisodes591Founded14 years ago
Number of ListenersCategories
InvestingBusinessEducation

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Artwork for The Meaningful Money Personal Finance Podcast

Latest Episodes

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on UK pensions, retirement planning and tax-efficient investing. They discuss the upcoming inheritance tax changes for pension pots, whether deferring the St... more

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on planning for mini-retirements, changing career into financial planning, accessing pensions with a guaranteed annuity rate, and whether to take tax-free ca... more

In this Meaningful Money Q&A (Episode 58), Pete Matthew and Roger Weeks answer six real listener questions on the money decisions facing UK savers and investors. We cover paying off your mortgage versus investing, gifting surplus income to manage car... more

In this UK personal finance Q&A, Pete Matthew and Roger Weeks answer listener questions on offshore investment bonds, GIA tax, pensions, retirement drawdown and building financial stability in your twenties. They explain how UK tax can apply to divid... more

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Adam Cockerham
Chartered Financial Planner, author of Your Money and Your Mind
William Dixon and Associates
Episode: Your Money & Your Mind - Adam Cockerham
Justin Harper
Chief Marketing Officer
LifeSearch
Episode: Life Search: Protection for Middle Age
London Mum
Listener asking about investing for their 18-year-old children in pensions
Episode: QA48 - Listener Questions, Episode 48
Andy Hart
Financial services lifer, regulated financial advisor, founder of Maven Advisor and head of Humans Under Management
Maven Advisor; Humans Under Management
Episode: No Bullsh*t Money with Andy Hart
Dan Haylett
Financial planner, podcaster, and author
Humans vs Retirement
Episode: The Retirement You Didn't See Coming, with Dan Haylett
Lee Jackson
Dance school operator from Cornwall, affected by the McClure Solicitors scandal.
Episode: Family Protection Trusts and the McClure Solicitors Scandal with Lee Jackson
Dr. Daniel Crosby
Chief Behavioral Officer at Orion Advisor Solutions and author specializing in behavioral finance.
Orion Advisor Solutions
Episode: The Soul of Wealth with Dr Daniel Crosby
Rob Dix
Co-host of The Property Podcast and author
The Property Podcast
Episode: Seven Myths About Money, with Rob Dix
Beth Reeves
Compliance manager at CheckMyFile
CheckMyFile
Episode: Helpful Basics: Credit Files and Credit Scores explained

Hosts

Pete Matthew
Host of The Meaningful Money Personal Finance Podcast; guides listeners through personal finance topics with practical steps.
Roger Weeks
Co-host providing financial planning insights and perspectives; adds experience and case-based discussions.

Reviews

4.9 out of 5 stars from 2.3k ratings
  • Thank you! It makes sense!!!!!!

    I have been running my own business for 10 years and have never understood tax, general money management, investment etc. After listening to your podcasts it now makes sense! It’s not that complicated after all!!! Amazing thank you - you have made it all so easy. I will keep listening so I can learn more.

    Apple Podcasts
    5
    Rebecca Scarlett
    United Kingdoma month ago
  • A must listen for all ages

    Pete and Roger explain financial matters in a fun and engaging way. I’m so much more informed about financial matters now and this show has secured my financial future. Thank you Pete and Roger!

    Apple Podcasts
    5
    Old Man 3D
    United Kingdom4 months ago
  • Rog is ruining the show!

    I’m sorry but Rog’s clunky delivery is killing the show. He seems ill prepared and struggles to do anything other than repeat Pete’s points. He also struggles to hide a mindset that goes against the interests of his listeners trying to build wealth. 1. He described Rachel’s freezing of income tax thresholds as no big deal (ridiculous it’s crippling) 2. Asks for CGT rates to be aligned with income tax (truly bonkers) 3. Says pensions ‘should’ only be used to fund retirement not as a IHT vehicle. ... more

    Apple Podcasts
    1
    Kloofie
    United Kingdom5 months ago
  • Why didn’t they mention restricted vs independent advisors?

    This is a good podcast with helpful info but surely for the episode on ‘How to spot a good or bad financial advisor’ one of the most obvious points should be ‘is their advice independent or restricted?’ I’m really surprised they didn’t mention this and wonder why they didn’t…?

    Apple Podcasts
    4
    Jane_London
    United Kingdom6 months ago
  • If you want to save for the future, listen to this.

    Pete and Roger explain finances in a simple and comfortable manner. Check out the extensive back catalogue as this is a library of investing advice on specific topics.

    Apple Podcasts
    5
    Kitbag73
    United Kingdom8 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Long-running financial education that's easy to follow and actionable.
Listeners appreciate practical tips over theory and enjoy the hosts' dynamic.
Some listeners wish Rog's delivery matched Pete's pace more consistently.
Clear, practical finance guidance with a calm, approachable style.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

QA59 - Listener Questions, Episode 59
Q: Question 5: How to manage wealth for a minor in a trust (15- to 18-year-olds) and decide on university funding vs student loans?
They discuss age-appropriate investment strategies, keeping options open for education costs, and deferring major decisions while gradually involving the child to foster financial responsibility.
QA59 - Listener Questions, Episode 59
Q: Question 4: How should someone evaluate commutation rates and 25% tax-free cash in defined benefit schemes?
They emphasize that commutation rates are a key factor, advise against taking cash just because it's available, and stress tailoring decisions to individual circumstances with professional advice.
QA59 - Listener Questions, Episode 59
Q: Question 3: Advice for Brett in Australia about accessing a defined contribution pension with a guaranteed annuity rate and adviser requirements?
They explain the complexities of annuities, drawdown, and mandatory advice, stressing that switching advisers can be costly and that a transition may require careful analysis of commutation rates and whether to preserve the guaranteed annuity or seek alternatives.
QA59 - Listener Questions, Episode 59
Q: Question 2: Is starting a financial planning qualification pathway at 32 realistic?
Yes, not too late; the hosts share that they themselves entered the industry later and outline pathways (CII, CISI, CLIBF/Wallbrook) and suggest shadowing at a local firm as a practical step.
QA59 - Listener Questions, Episode 59
Q: Question 1: What infrastructure could the government introduce to enable a lifestyle with mini-retirements and flexible work later in life?
They discuss options like accessible money within wrappers and income-focused strategies, noting that the current system tilts toward traditional long-term accumulation and that any changes would need to balance incentives, drawdown rules, and protections for consumers.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

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Which podcasts are similar to this podcast?

These podcasts share a similar audience with this podcast:

1. The Money To The Masses Podcast
2. This is Money Podcast
3. Making Money
4. Many Happy Returns
5. AJ Bell Money & Markets

How many episodes of this podcast are there?

this podcast launched 14 years ago and published 591 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Adam Cockerham
2. Justin Harper
3. London Mum
4. Andy Hart
5. Dan Haylett
6. Lee Jackson
7. Dr. Daniel Crosby
8. Rob Dix

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