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Artwork for The Meaningful Money Personal Finance Podcast

The Meaningful Money Personal Finance Podcast

Pete Matthew
Pensions
Financial Planning
Inheritance Tax
Personal Finance
Retirement Planning
Investment Strategies
Financial Advice
Investing
Behavioral Finance
Pension Planning
Capital Gains Tax
Estate Planning
Pension Contributions
National Insurance
Emergency Fund
Retirement
Life Insurance
Isas
Defined Benefit Pension
State Pension

Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and second... more

PublishesWeeklyEpisodes591Founded14 years ago
Number of ListenersCategories
InvestingBusinessEducation

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Artwork for The Meaningful Money Personal Finance Podcast

Latest Episodes

In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions about UK investing, pensions and retirement planning. They explore investment fund risk ratings, funding the years before the State Pension, balancing pension sa... more

In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer your UK personal finance questions on retirement planning, pensions and tax. Can a couple really retire at 50 on £40k a year using ISAs, a SIPP and a DB pension, and should you trust A... more

The Fault Lines of Finance asks why good people do bad things with other people's money, and what keeps the good ones good. Pete is joined by Philippa Hann and Dr Moira Somers, authors of the book, to talk about ethics in financial services, the role... more

In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions on the UK money decisions that trip people up. We look at the best place to hold an emergency fund (cash ISA, Premium Bonds or stocks and shares ISA), how the £1... more

Key Facts

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Number of Listeners
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Recent Guests

Moira Somers
Neuropsychologist focusing on why people follow through with professional advice and misconduct in finance
Freelance, co-author of The Fault Lines of Finance
Episode: The Fault Lines of Finance with Philippa Hann and Moira Somers
Philippa Hann
Lawyer by training; former equity partner in a financial services law practice; CEO of Paradigm Norton
Paradigm Norton
Episode: The Fault Lines of Finance with Philippa Hann and Moira Somers
Justin Harper
Chief Marketing Officer at LifeSearch
LifeSearch
Episode: Too Expensive? Whole of Life Insurance explored
Tim Malnick
Organizational psychologist, coach and facilitator
Tim Malnick (individual)
Episode: The Problem of Money, with Tim Malnick and Shabbar Kassam
Shabbar Kassam
Financial planner
Lumos Financial
Episode: The Problem of Money, with Tim Malnick and Shabbar Kassam
Adam Cockerham
Chartered Financial Planner, author of Your Money and Your Mind
William Dixon and Associates
Episode: Your Money & Your Mind - Adam Cockerham
London Mum
Listener asking about investing for their 18-year-old children in pensions
Episode: QA48 - Listener Questions, Episode 48
Andy Hart
Financial services lifer, regulated financial advisor, founder of Maven Advisor and head of Humans Under Management
Maven Advisor; Humans Under Management
Episode: No Bullsh*t Money with Andy Hart
Dan Haylett
Financial planner, podcaster, and author
Humans vs Retirement
Episode: The Retirement You Didn't See Coming, with Dan Haylett

Hosts

Pete Matthew
Host of The Meaningful Money Personal Finance Podcast; guides listeners through personal finance topics with practical steps.
Roger Weeks
Co-host providing financial planning insights and perspectives; adds experience and case-based discussions.

Reviews

4.9 out of 5 stars from 2.4k ratings
  • Thank you! It makes sense!!!!!!

    I have been running my own business for 10 years and have never understood tax, general money management, investment etc. After listening to your podcasts it now makes sense! It’s not that complicated after all!!! Amazing thank you - you have made it all so easy. I will keep listening so I can learn more.

    Apple Podcasts
    5
    Rebecca Scarlett
    United Kingdom2 months ago
  • A must listen for all ages

    Pete and Roger explain financial matters in a fun and engaging way. I’m so much more informed about financial matters now and this show has secured my financial future. Thank you Pete and Roger!

    Apple Podcasts
    5
    Old Man 3D
    United Kingdom5 months ago
  • Rog is ruining the show!

    I’m sorry but Rog’s clunky delivery is killing the show. He seems ill prepared and struggles to do anything other than repeat Pete’s points. He also struggles to hide a mindset that goes against the interests of his listeners trying to build wealth. 1. He described Rachel’s freezing of income tax thresholds as no big deal (ridiculous it’s crippling) 2. Asks for CGT rates to be aligned with income tax (truly bonkers) 3. Says pensions ‘should’ only be used to fund retirement not as a IHT vehicle. ... more

    Apple Podcasts
    1
    Kloofie
    United Kingdom6 months ago
  • Why didn’t they mention restricted vs independent advisors?

    This is a good podcast with helpful info but surely for the episode on ‘How to spot a good or bad financial advisor’ one of the most obvious points should be ‘is their advice independent or restricted?’ I’m really surprised they didn’t mention this and wonder why they didn’t…?

    Apple Podcasts
    4
    Jane_London
    United Kingdom8 months ago
  • If you want to save for the future, listen to this.

    Pete and Roger explain finances in a simple and comfortable manner. Check out the extensive back catalogue as this is a library of investing advice on specific topics.

    Apple Podcasts
    5
    Kitbag73
    United Kingdom9 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Long-running financial education that's easy to follow and actionable.
Listeners appreciate practical tips over theory and enjoy the hosts' dynamic.
Some listeners wish Rog's delivery matched Pete's pace more consistently.
Clear, practical finance guidance with a calm, approachable style.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

QA62 - Listener Questions, Episode 62
Q: What are your thoughts on using AI to gain projections on various investments and sense-check retirement options and tax-efficient withdrawals?
AI can help model scenarios and check advice, but its projections rely on assumptions and its answers can be inaccurate. The hosts recommend human financial advice for major decisions that involve personal circumstances and confidence.
QA62 - Listener Questions, Episode 62
Q: Can the maths really be this simple for a couple hoping to retire at 50 on £40,000 a year, or are there risks they may have missed?
The hosts say the figures appear broadly workable, while emphasizing inflation, uncertain investment returns, survivor planning and the value of modelling different spending and market scenarios.
QA61 - Listener Questions, Episode 61
Q: Question 6 from Lee asks about an employee share scheme, tax treatment on maturity, and whether proceeds can go into a SIP, with cautions about diversification and avoiding overexposure to a single company.
They explain there are different schemes (share incentive vs save as you were), that proceeds at maturity can be transferred into a SIP if feasible, and stress selling shares to avoid concentration risk while leveraging tax-efficient transfer options within allowed timelines and accounts.
QA61 - Listener Questions, Episode 61
Q: Question 5 from Stephen asks how to balance a police CARE pension with early retirement plans and how to model better outcomes given uncertainties about life expectancy, pension age, and transfers to other schemes.
They advise modeling multiple retirement ages using pension scheme rules, considering deferred pensions, actuarial reductions, and potential transfers; emphasize that CARE-like schemes have complexities and that tools and professional planning can help determine credible paths to early retirement, bridging gaps until benefits start.
QA61 - Listener Questions, Episode 61
Q: Question 4 from Elizabeth asks about overdraft refunds for persistent debt and whether applying for refunds could affect credit ratings.
They discuss the possibility of an affordability-based refund process (e.g., from debt-related overdraft charges) and note that pursuing such refunds could be technically possible but risks impact on credit history; they reference resources and suggest checking eligibility while acknowledging the complexities of verifying lender behavior.

Audience Metrics

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These podcasts share a similar audience with this podcast:

1. The Money To The Masses Podcast
2. This is Money Podcast
3. Making Money
4. Many Happy Returns
5. AJ Bell Money & Markets

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this podcast launched 14 years ago and published 591 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Moira Somers
2. Philippa Hann
3. Justin Harper
4. Tim Malnick
5. Shabbar Kassam
6. Adam Cockerham
7. London Mum
8. Andy Hart

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