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Artwork for The Meaningful Money Personal Finance Podcast

The Meaningful Money Personal Finance Podcast

Pete Matthew
Pensions
Financial Planning
Inheritance Tax
Personal Finance
Retirement Planning
Investment Strategies
Financial Advice
Investing
Behavioral Finance
Pension Planning
Capital Gains Tax
Estate Planning
Pension Contributions
National Insurance
Emergency Fund
Retirement
Life Insurance
Isas
Defined Benefit Pension
State Pension

Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and second... more

PublishesWeeklyEpisodes591Founded14 years ago
Number of ListenersCategories
InvestingBusinessEducation

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Artwork for The Meaningful Money Personal Finance Podcast

Latest Episodes

Planning for vulnerable beneficiaries can mean asking different questions about the future of someone you care about. In this episode, Pete Matthew speaks with John Brenchley of Broadshield Solutions about the challenges families can face and how thi... more

In this episode of the Meaningful Money podcast, Pete Matthew is joined by Tom Wigan, Jacksons' Head of Operations, and Demi-Leigh Gilks, Head of Advice, to react to the Autumn Budget 2026. Recorded on Budget day itself, they work through what the Ch... more

In this episode of the Meaningful Money podcast, Pete Matthew speaks with Tom Mathar of Aegon about how people are using artificial intelligence (AI) to make sense of their finances. They explore findings from Aegon's research, including the financia... more

In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions about UK investing, pensions and retirement planning. They explore investment fund risk ratings, funding the years before the State Pension, balancing pension sa... more

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Recent Guests

Tom Mathar
Aegon researcher, educator, author and podcaster focused on financial life planning
Aegon
Episode: AI and Money - Changing Attitudes?
Moira Somers
Neuropsychologist focusing on why people follow through with professional advice and misconduct in finance
Freelance, co-author of The Fault Lines of Finance
Episode: The Fault Lines of Finance with Philippa Hann and Moira Somers
Philippa Hann
Lawyer by training; former equity partner in a financial services law practice; CEO of Paradigm Norton
Paradigm Norton
Episode: The Fault Lines of Finance with Philippa Hann and Moira Somers
Justin Harper
Chief Marketing Officer at LifeSearch
LifeSearch
Episode: Too Expensive? Whole of Life Insurance explored
Tim Malnick
Organizational psychologist, coach and facilitator
Tim Malnick (individual)
Episode: The Problem of Money, with Tim Malnick and Shabbar Kassam
Shabbar Kassam
Financial planner
Lumos Financial
Episode: The Problem of Money, with Tim Malnick and Shabbar Kassam
Adam Cockerham
Chartered Financial Planner, author of Your Money and Your Mind
William Dixon and Associates
Episode: Your Money & Your Mind - Adam Cockerham
London Mum
Listener asking about investing for their 18-year-old children in pensions
Episode: QA48 - Listener Questions, Episode 48
Andy Hart
Financial services lifer, regulated financial advisor, founder of Maven Advisor and head of Humans Under Management
Maven Advisor; Humans Under Management
Episode: No Bullsh*t Money with Andy Hart

Hosts

Pete Matthew
Host of The Meaningful Money Personal Finance Podcast; guides listeners through personal finance topics with practical steps.
Roger Weeks
Co-host providing financial planning insights and perspectives; adds experience and case-based discussions.

Reviews

4.9 out of 5 stars from 2.4k ratings
  • Thank you! It makes sense!!!!!!

    I have been running my own business for 10 years and have never understood tax, general money management, investment etc. After listening to your podcasts it now makes sense! It’s not that complicated after all!!! Amazing thank you - you have made it all so easy. I will keep listening so I can learn more.

    Apple Podcasts
    5
    Rebecca Scarlett
    United Kingdom3 months ago
  • A must listen for all ages

    Pete and Roger explain financial matters in a fun and engaging way. I’m so much more informed about financial matters now and this show has secured my financial future. Thank you Pete and Roger!

    Apple Podcasts
    5
    Old Man 3D
    United Kingdom6 months ago
  • Rog is ruining the show!

    I’m sorry but Rog’s clunky delivery is killing the show. He seems ill prepared and struggles to do anything other than repeat Pete’s points. He also struggles to hide a mindset that goes against the interests of his listeners trying to build wealth. 1. He described Rachel’s freezing of income tax thresholds as no big deal (ridiculous it’s crippling) 2. Asks for CGT rates to be aligned with income tax (truly bonkers) 3. Says pensions ‘should’ only be used to fund retirement not as a IHT vehicle. ... more

    Apple Podcasts
    1
    Kloofie
    United Kingdom7 months ago
  • Why didn’t they mention restricted vs independent advisors?

    This is a good podcast with helpful info but surely for the episode on ‘How to spot a good or bad financial advisor’ one of the most obvious points should be ‘is their advice independent or restricted?’ I’m really surprised they didn’t mention this and wonder why they didn’t…?

    Apple Podcasts
    4
    Jane_London
    United Kingdom8 months ago
  • If you want to save for the future, listen to this.

    Pete and Roger explain finances in a simple and comfortable manner. Check out the extensive back catalogue as this is a library of investing advice on specific topics.

    Apple Podcasts
    5
    Kitbag73
    United Kingdom10 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Long-running financial education that's easy to follow and actionable.
Listeners appreciate practical tips over theory and enjoy the hosts' dynamic.
Some listeners wish Rog's delivery matched Pete's pace more consistently.
Clear, practical finance guidance with a calm, approachable style.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

AI and Money - Changing Attitudes?
Q: What is it that people are kind of worried about? What are their concerns when using AI, particularly for personal finance questions?
People worry about privacy, accuracy and security, as well as losing human interaction and becoming dependent on AI. Mathar notes that financial data is sensitive and that keeping money worries secret can reinforce shame.
AI and Money - Changing Attitudes?
Q: What sort of queries are people putting in the AI? What elements and aspects of our finances are we talking to AI about?
People most often ask about budgeting and saving, followed by medium-term saving, investing and retirement. Mathar says this focus on immediate needs can leave longer-term trade-offs overlooked.
QA63 - Listener Questions, Episode 63
Q: How does salary sacrifice affect unused pension allowance and the amount that can be carried forward?
Salary sacrifice reduces taxable earnings and is treated as an employer contribution, not a personal contribution. Employer contributions are subject to the annual allowance but can use carry forward from the preceding three tax years; personal contributions are limited by relevant earnings. The listener should calculate available allowance and relevant earnings before contributing.
QA63 - Listener Questions, Episode 63
Q: Why are diversified equity funds rated so highly for risk, and how can nervous first-time investors understand those ratings?
The hosts say the ratings compress complex factors into a simple scale and that the word risk can sound more negative than volatility. Diversification means losing everything would require the companies and countries invested in to fail, while market declines are not realized losses unless the investment is sold. Investors also need to consider whether they can emotionally tolerate fluctuations.
QA62 - Listener Questions, Episode 62
Q: What are your thoughts on using AI to gain projections on various investments and sense-check retirement options and tax-efficient withdrawals?
AI can help model scenarios and check advice, but its projections rely on assumptions and its answers can be inaccurate. The hosts recommend human financial advice for major decisions that involve personal circumstances and confidence.

Audience Metrics

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These podcasts share a similar audience with this podcast:

1. The Money To The Masses Podcast
2. This is Money Podcast
3. Making Money
4. Many Happy Returns
5. AJ Bell Money & Markets

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this podcast launched 14 years ago and published 591 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Tom Mathar
2. Moira Somers
3. Philippa Hann
4. Justin Harper
5. Tim Malnick
6. Shabbar Kassam
7. Adam Cockerham
8. London Mum

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