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Artwork for The Meaningful Money Personal Finance Podcast

The Meaningful Money Personal Finance Podcast

Pete Matthew
Pensions
Financial Planning
Personal Finance
Retirement Planning
Inheritance Tax
Investment Strategies
Financial Advice
Investing
Behavioral Finance
Pension Planning
Capital Gains Tax
Estate Planning
Pension Contributions
National Insurance
Retirement
Life Insurance
Emergency Fund
Defined Benefit Pension
Isas
State Pension

Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and second... more

PublishesWeeklyEpisodes591Founded14 years ago
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EducationBusinessInvesting

Listen to this Podcast

Artwork for The Meaningful Money Personal Finance Podcast

Latest Episodes

In this episode of the Meaningful Money Podcast, Pete Matthew talks to Chartered financial planner Adam Cockerham about his debut book, Your Money and Your Mind, and the powerful link between our mindset and our money. Adam explains why our financial... more

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer real listener questions on UK retirement planning, pensions, tax and inheritance tax. They discuss tax planning after the death of a spouse, investment bonds, SIPP drawdown bef... more

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer real listener questions on UK pensions, retirement planning, tax and ISAs. They cover pension contributions for a spouse, starting a career in financial planning, reducing work... more

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on key UK personal finance topics, including long mortgage terms, pension contributions, ISAs, investing property sale proceeds and planning for retirement w... more

Key Facts

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Number of Listeners
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Recent Guests

Justin Harper
Chief Marketing Officer
LifeSearch
Episode: Life Search: Protection for Middle Age
London Mum
Listener asking about investing for their 18-year-old children in pensions
Episode: QA48 - Listener Questions, Episode 48
Andy Hart
Financial services lifer, regulated financial advisor, founder of Maven Advisor and head of Humans Under Management
Maven Advisor; Humans Under Management
Episode: No Bullsh*t Money with Andy Hart
Dan Haylett
Financial planner, podcaster, and author
Humans vs Retirement
Episode: The Retirement You Didn't See Coming, with Dan Haylett
Lee Jackson
Dance school operator from Cornwall, affected by the McClure Solicitors scandal.
Episode: Family Protection Trusts and the McClure Solicitors Scandal with Lee Jackson
Dr. Daniel Crosby
Chief Behavioral Officer at Orion Advisor Solutions and author specializing in behavioral finance.
Orion Advisor Solutions
Episode: The Soul of Wealth with Dr Daniel Crosby
Rob Dix
Co-host of The Property Podcast and author
The Property Podcast
Episode: Seven Myths About Money, with Rob Dix
Beth Reeves
Compliance manager at CheckMyFile
CheckMyFile
Episode: Helpful Basics: Credit Files and Credit Scores explained
Alastair Ford
Financial coach with a background in management consulting and IT.
Octopus Money Coach
Episode: Bridging the Advice Gap, with Alastair Ford

Hosts

Pete Matthew
Host of personal finance podcast focusing on practical money guidance and retirement planning.
Roger Weeks
Co-host providing financial commentary and moderation; specializes in pensions and estate planning discussions.

Reviews

4.9 out of 5 stars from 2.3k ratings
  • A must listen for all ages

    Pete and Roger explain financial matters in a fun and engaging way. I’m so much more informed about financial matters now and this show has secured my financial future. Thank you Pete and Roger!

    Apple Podcasts
    5
    Old Man 3D
    United Kingdom3 months ago
  • Rog is ruining the show!

    I’m sorry but Rog’s clunky delivery is killing the show. He seems ill prepared and struggles to do anything other than repeat Pete’s points. He also struggles to hide a mindset that goes against the interests of his listeners trying to build wealth. 1. He described Rachel’s freezing of income tax thresholds as no big deal (ridiculous it’s crippling) 2. Asks for CGT rates to be aligned with income tax (truly bonkers) 3. Says pensions ‘should’ only be used to fund retirement not as a IHT vehicle. ... more

    Apple Podcasts
    1
    Kloofie
    United Kingdom4 months ago
  • Why didn’t they mention restricted vs independent advisors?

    This is a good podcast with helpful info but surely for the episode on ‘How to spot a good or bad financial advisor’ one of the most obvious points should be ‘is their advice independent or restricted?’ I’m really surprised they didn’t mention this and wonder why they didn’t…?

    Apple Podcasts
    4
    Jane_London
    United Kingdom5 months ago
  • If you want to save for the future, listen to this.

    Pete and Roger explain finances in a simple and comfortable manner. Check out the extensive back catalogue as this is a library of investing advice on specific topics.

    Apple Podcasts
    5
    Kitbag73
    United Kingdom6 months ago
  • One of the best UK finance podcasts

    I wish I’d come across Pete Matthew’s podcast years ago. But it’s never too late and has been incredibly useful for me, nevertheless. The great thing is that it has something for everyone, regardless of their life stage, so I’ve received great advice I could pass on to my 30 something son as well. Pete breaks things into what you need to KNOW and need to DO, so it build your understanding before you take action.

    Pete’s been joined by the lovely Roger Weeks in recent times and Rog just adds a w... more

    Apple Podcasts
    5
    colin_thames
    United Kingdom6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Shows are praised for clear explanations and practical, actionable tips.
The back catalogue is a valued resource for ongoing financial education and planning.
Hosts' banter and approachable delivery are frequently highlighted as a strength.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

QA54 - Listener Questions, Episode 54
Q: Question 5: For someone in their early 50s with a substantial pension and savings, should they push pension contributions higher or build up ISAs?
They recommend balancing contributions by prioritizing predictable retirement income (DB pension) and tax-efficient accumulation, while gradually building ISA contributions if cash flow allows. They also discuss the potential of financial modeling and coaching to stress-test scenarios and improve decision confidence.
QA54 - Listener Questions, Episode 54
Q: Question 4: If selling a property and receiving a lump sum, how should it be invested?
The hosts advise keeping core investments in pension and ISA structures first, then considering a trading general investment account for flexibility, with warnings about tax implications and the potential benefits of a diversified approach including bonds, ETFs, and a portion in a SIPP, while emphasizing not to gamble with high-risk assets without a clear plan.
QA54 - Listener Questions, Episode 54
Q: Question 3: How can someone get into education about financial planning, especially for schools, and what qualifications help?
They discuss several routes including the Certificate in Financial Services (CII), nonprofit initiatives like the Financial Literacy and Inclusion Campaign (Flic), and books for young readers. They also mention financial coaching as a viable path and promote training resources like Meaningful Academy and Voyant for planning.
QA54 - Listener Questions, Episode 54
Q: Question 2: Why are Flexible ISAs not more widely known or discussed?
The hosts suggest that the lack of widespread discussion stems from many people not exploiting the flexibility and that Flexi ISAs exist as a tool to withdraw and redeposit money within the tax year without affecting the overall ISA allowance, though they note limited public awareness.
QA54 - Listener Questions, Episode 54
Q: Question 1: Is there a financial disadvantage to taking the longest mortgage term (e.g., 40 years) and renewing the term instead of paying it down?
The hosts acknowledge that numerically this strategy can work and that long-term growth and compounding can make it favorable, but emphasize the importance of considering emotional peace of mind, risk tolerance, and potential market shocks. They suggest a balanced approach and the possibility of splitting funds, such as using some ISA growth to pay down mortgage and maintaining liquidity in other accounts.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

A practical UK-focused personal finance show where two experienced hosts illuminate pensions, retirement planning, investments, and tax with clear, actionable steps. Episodes rotate between essential knowledge and concrete actions, often featuring listener questions and real-world scenarios to illustrate cash-flow planning, risk management, and long-term wealth strategies. Notable strengths include a strong ability to translate complex rules into accessible guidance, a practical emphasis on planning tools and models, and a dynamic, approachable host pairing that blends banter with reliable financial reasoning.

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Which podcasts are similar to this podcast?

These podcasts share a similar audience with this podcast:

1. The Money To The Masses Podcast
2. This is Money Podcast
3. Many Happy Returns
4. Making Money
5. AJ Bell Money & Markets

How many episodes of this podcast are there?

this podcast launched 14 years ago and published 591 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Justin Harper
2. London Mum
3. Andy Hart
4. Dan Haylett
5. Lee Jackson
6. Dr. Daniel Crosby
7. Rob Dix
8. Beth Reeves

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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