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Artwork for Your Next Dollar: Money Management for High Earners

Your Next Dollar: Money Management for High Earners

NerdWallet Wealth Partners
Financial Independence
Investing
Nerdwallet Wealth Partners
Retirement Planning
Equity Compensation
Coast FIRE
Mini-Retirement
Rsus
401(k)
Mega Backdoor Roth
Savings Rate
Restricted Stock Units
Taxable Brokerage Account
Emergency Fund
Finances
Budgeting and Saving
Net Worth
Life Transitions
Initial Public Offerings
Taxable Brokerage Accounts

NerdWallet Wealth Partners’ Your Next Dollar podcast helps high earners learn how to build wealth while still spending on what they value most. At this stage, you can afford anything, but not everything. When is it okay to splurge on your dream vacation or luxury gym? And how do you grow your wealth while doing it? Host Andrew Giancola digs into the decisions that come with a growing income: equit... more

PublishesWeeklyEpisodes27Founded6 months ago
Number of ListenersCategories
InvestingBusiness

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Artwork for Your Next Dollar: Money Management for High Earners

Latest Episodes

Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com/schedule_form?utm_medium=podcast&utm_source=nerdwallet&utm_campaign=nwwp_mktg_internal_102726_yournextdollarepisode

Learn what real high earners wrestle with ... more

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Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com

Download our high-earner blueprint here: nerdwalletwealthpartners.com/blueprint

Learn how RSUs vest and get taxed — and why a big vest could still leave you with a s... more

YouTube

Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com

Learn what an IPO could mean for your company stock and the decisions that come with it.

Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling break ... more

YouTube

Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com

Learn which year-end tax mistakes could quietly cost high earners thousands before December 31st.

Host Andrew Giancola talks with tax attorney and CPA Jasmine DiLucc... more

YouTube

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Recent Guests

Ryan Sterling
CEO of NerdWallet Wealth Partners and fiduciary financial advisor.
NerdWallet Wealth Partners
Episode: The RSU Tax Trap Many High Earners Miss
Jasmine DiLucci
Tax attorney, CPA, enrolled agent; host of Tax Leverage YouTube channel
Tax Leverage
Episode: Year End Tax Moves High Earners Miss Before Dec 31
Jillian Johnsrud
Author of Retire Often; host of Retire Often podcast
Author, Retire Often
Episode: The Mini-Retirement Playbook with Jillian Johnsrud
JC Rodriguez
Founder of The Frugal Rich, interviews stealth wealth millionaires on the street
The Frugal Rich
Episode: Stealth Wealth: Why the Richest People Don't Look Rich

Hosts

Andrew Giancola
Host of Your Next Dollar; fiduciary-focused personal finance guidance for high earners
Ryan Sterling
Co-host and regular guest; fiduciary financial advisor and wealth partner

Reviews

4.5 out of 5 stars from 219 ratings
  • More Like A Self Improvement Podcast

    Feels like the last few episodes have just been 40 minutes of you should spend less and evaluate your wants. It’s just headline suggestions repeated over and over with no real substance or guidance.

    Apple Podcasts
    2
    Listnr123
    United States3 months ago
  • Change the way think about money

    Engaging and relatable. Great topics that’s helped me save hundreds!!! Thanks

    Apple Podcasts
    5
    Lgobp
    United States3 months ago
  • Host needs to slow down!

    Great info, host talks too fast. I need to listen at .8 speed, not because I can’t understand what he’s saying, but because it’s annoying to listen to!

    Apple Podcasts
    3
    mel.bee2
    United States5 months ago
  • Love this podcast!

    This podcast is great! Short episodes that are easy to listen to! I learn something new every episode! Can’t wait for the next one!

    Apple Podcasts
    5
    al stoney
    United States5 months ago
  • I won’t get it

    Not doing it

    Apple Podcasts
    1
    Jayboo456
    United States5 months ago

Listeners Say

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Engaging and practical; listeners value concise, actionable advice.

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Talking Points

Recent interactions between the hosts and their guests.

$700K Income, Still Burned Out (Reacting to r/HENRYfinance)
Q: Should we reroute some of the 401(k) contributions we are both maxing or instead try to beef up the brokerage?
Ryan favors building a taxable brokerage balance after securing any employer match, because it can provide liquidity for an early-retirement bridge and more flexibility. He notes that the choice can change over time rather than being permanent.
$700K Income, Still Burned Out (Reacting to r/HENRYfinance)
Q: At what point do you stop optimizing for income and stay at a comfortable career level?
Ryan says promotions are not always worthwhile, particularly if added responsibility, management demands, or lifestyle creep outweigh the pay increase. If someone can meet their savings goals and progress toward financial independence at their current level, they do not need to keep climbing.
What To Do When Your Company IPOs
Q: How can people understand the tax implications of some of these events that are happening?
Sterling explains that tax treatment depends on the shares: vested RSUs may incur capital gains when sold, NSOs can create ordinary income at exercise, and exercising ISOs can trigger alternative minimum tax.
What To Do When Your Company IPOs
Q: Is there a way that someone can kind of figure out what they own and some of the differences between some of the options that they may have?
Sterling recommends checking the company's equity account, which may list share types and vesting schedules, and asking HR about the brokerage platform employees will use around the IPO.
The RSU Tax Trap Many High Earners Miss
Q: So how are RSUs taxed and what are some of the common misconceptions you see that people have to overcome when it comes to RSUs?
Sterling explains that vested shares are taxed as ordinary income based on their value on the vest date. Employees should check withholding and consider sell-to-cover arrangements because withholding may not meet their full tax liability.

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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

This show targets high earners who want to grow wealth without sacrificing what they value, often focusing on actionable money frameworks, tax-aware investing, and strategic spending. Episodes cover equity compensation, retirement planning, real estate decisions, and lifestyle choices like travel and experiences, always with a fiduciary mindset and practical steps to automate and optimize finances. A recurring highlight is translating complex topics into repeatable plans (the Your Next Dollar blueprint) and balancing today's splurges with tomorrow's security, frequently featuring a guest who brings deep expertise in wealth management for high earners. Notable is the emphasis on values-based spending, estate planning, and sophisticated tax s... more

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These podcasts share a similar audience with this podcast:

1. Smart Travel: Upgrade Your Getaways
2. NerdWallet's Smart Money Podcast
3. The $100 MBA Show
4. With and For hosted by Dr. Pam King
5. People Magic: How to Build a $1M Community

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this podcast launched 6 months ago and published 27 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Ryan Sterling
2. Jasmine DiLucci
3. Jillian Johnsrud
4. JC Rodriguez

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