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NerdWallet's Smart Money Podcast

NerdWallet Personal Finance
Net Worth
Debt Management
Single-Parent Households
Credit Card Points
Mortgage Rates
U.S. Credit Card Debt
Emergency Funds
Financial Well-Being
Income Growth
Retirement
Inflation
Personal Finance
FAFSA
Budgeting
Financial Shock Preparedness
Consumer Confidence
Minimum Wage
Taxes
Investment Strategies
Retirement Planning

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial i... more

PublishesDailyEpisodes606Founded9 years ago
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Artwork for NerdWallet's Smart Money Podcast

Latest Episodes

War is pushing everyday prices higher, and a listener wonders if a Utah vacation rental beats investing home sale proceeds.

What does the Iran war mean for the price of your groceries, your next flight, and everyday household goods? Is buying a shor... more

Learn how to budget an extra $1,000 a month when you already have no debt, a high savings rate, and multiple financial goals.

What do you do with extra money when you've already paid off all your debt and you're saving more than half your income? Wh... more

New research upends assumptions about credit card debt, and we explore what AI gets wrong about money.

Could you be making credit card debt worse without realizing it? Should you trust AI with your finances? Hosts Sean Pyles, CFP®, and Elizabeth Ayo... more

When your lease ends, should you lease again, buy the car, or return it and walk away?

What is a car lease, and how do its true costs compare to financing? Sean Pyles, CFP®, Elizabeth Ayoola, and lead writer Shannon Bradley break down how car leases... more

Key Facts

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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Ryan Sterling
Wealth advisor with NerdWallet Wealth Partners
NerdWallet Wealth Partners
Episode: What AI Gets Wrong About Your Money and What a New Study Reveals About Credit Card Debt
Kurt Woock
Study author, NerdWallet contributor
NerdWallet
Episode: What AI Gets Wrong About Your Money and What a New Study Reveals About Credit Card Debt
Tom O'Saben
Director of Tax Content for the National Association of Tax Professionals
National Association of Tax Professionals
Episode: Talking Taxes With a Tax Professional: What's New in 2026 and How to Navigate Filing Season
Joel Jacobs
Data reporter at ProPublica
ProPublica
Episode: Why Credit Report Errors Are Harder to Fix and How to Prepare for Involuntary Early Retirement
Sara Rathner
Writer at NerdWallet, guest expert on credit cards
NerdWallet
Episode: Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending
Anthony Palomba
Media scholar and assistant professor at the University of Virginia Darden School of Business
University of Virginia Darden School of Business
Episode: Will Your Streaming Bill Jump? Plus, How to Pick a Budgeting App You’ll Actually Use
Lourdes Casanova
Senior Lecturer at Cornell University's SC Johnson College of Business
Cornell University
Episode: Tariff Uncertainty After Supreme Court Decision and Budgeting With Sinking Funds
Kaitlyn Constantine
Editor and content strategist at NerdWallet
NerdWallet
Episode: Home Insurance Rate Increases and Psychological Traps That Are Costing You
James Bashall
COO and advisor for NerdWallet Wealth Partners
NerdWallet Wealth Partners
Episode: Are You Too Late for the Gold Rush? Plus: A Retirement Rule That Might Be Broken

Hosts

Sean Pyles
Host of the podcast, providing insights on personal finance with a focus on practical advice for managing money and building wealth.
Elizabeth Ayoola
Co-host known for relatable discussions on financial topics aimed at helping listeners navigate their financial decisions effectively.

Reviews

4.3 out of 5 stars from 1.6k ratings
  • Unrelated Filler

    Why are you analyzing dating trends and giving relationship advice for (at least, I had to stop listening) the first 5 minutes of a podcast that’s supposedly about comparing Medicaid vs private pay for long term care?

    Apple Podcasts
    1
    E. chandelier
    United States2 months ago
  • One of my favorite podcasts

    NerdWallet’s Smart Money podcast is informative, engaging, and genuinely fun to listen to. Elizabeth and Sean are funny, relatable, and clearly know their stuff, making complex finance topics easy to understand.

    I love how they break down current events in money and explain what actually matters for everyday people. The way they thoughtfully connect finance to social issues and values-based spending really sets this podcast apart. A smart, approachable listen for anyone looking to make better m... more

    Apple Podcasts
    5
    Robyn JD25
    United States3 months ago
  • Just for rewards

    Great listen

    Apple Podcasts
    4
    Gsjxicjsbbsd
    United States4 months ago
  • Finance savvy

    Good financial advice

    Apple Podcasts
    5
    TAL34.
    United States5 months ago
  • The Oprah podcast must be bad.

    Stop hawking the Oprah podcast. You’ve done it at least 10 times this year. I looked at it the first time and now leave me alone. I doubt I will change my mind and definitely not if you keep bugging me about it.

    Apple Podcasts
    1
    DuckyEkins
    United States5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Hosts make complex topics relatable and easy to understand, helping listeners make informed financial decisions.
Valuable insights into personal finance and budgeting, particularly for younger audiences.
Listeners appreciate the practical advice and actionable recommendations provided in various episodes.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#12
United States/Business/Investing
Apple Podcasts
#57
United States/Business
Apple Podcasts
#187
France/Business/Investing
Apple Podcasts
#220
Italy/Business/Investing
Apple Podcasts
#45
Ireland/Business/Investing
Apple Podcasts
#89
Denmark/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Talking Taxes With a Tax Professional: What's New in 2026 and How to Navigate Filing Season
Q: What should people look for when choosing a tax professional?
Look for experience, ongoing education, whether they sign the return, avoid ghost preparers, assess their ability to explain the law, and verify credentials beyond just a branded title; ensure you will be able to sign and take responsibility for the return.
Talking Taxes With a Tax Professional: What's New in 2026 and How to Navigate Filing Season
Q: When might someone want to use a different tax preparation tool or hire a new tax professional?
If the current software or service is wonky, or the user wants a better experience or customer support, trying a different platform or CPA/EA can yield a better experience; don't assume a particular credential guarantees quality—experience and service matter more.
Impulse Spending Fixes and PSLF Choices When You’re in Grad School
Q: Should Sydney focus on paying off her PSLF loans now or put money toward a down payment on a home?
Kate Wood and the hosts suggest prioritizing current goals and evaluating the likelihood of PSLF success, but, given the uncertainty around policy changes, a balanced approach is advised—pay what you can toward forgiveness while also bulking up emergency savings and considering a home down payment as a separate objective.
Car Leasing vs. Buying: Hidden Fees, Dealer Agendas, and When to Buy Your Leased Car
Q: Does the lease payments you've been paying apply toward the purchase when you buy the car at the end of the lease?
No. The payments cover depreciation and financing costs during the lease, and any buyout at the end is a separate loan; lease payments do not count against the buyout price.
Are Corporate Investors Wrecking Housing? Plus How to Date Without Wrecking Your Budget
Q: Hey nerds, wondering if there's any tips and tricks for dating while maintaining financial goals and budget.
The hosts discuss treating dating as a discretionary

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About NerdWallet's Smart Money Podcast

What is NerdWallet's Smart Money Podcast about and what kind of topics does it cover?

Focused on practical personal finance, this podcast offers insightful answers to real-world money questions with a strong emphasis on budgeting, saving, investing, home buying, and credit card management. The hosts, experienced journalists in the field, simplify complex financial topics, providing listeners with actionable advice intended to help them manage their finances more effectively and build long-term wealth. Each episode features different aspects of personal finance and encourages audience interaction through listener questions, making it an approachable resource for anyone looking to enhance their financial literacy. Notably, the podcast aims to dispel common misinformation surrounding finance, reinforcing its commitment to evide... more

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Which podcasts are similar to NerdWallet's Smart Money Podcast?

These podcasts share a similar audience with NerdWallet's Smart Money Podcast:

1. The Personal Finance Podcast
2. Money Guy Show
3. Money Girl
4. Your Money, Your Wealth
5. BiggerPockets Money Podcast

How many episodes of NerdWallet's Smart Money Podcast are there?

NerdWallet's Smart Money Podcast launched 9 years ago and published 606 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on NerdWallet's Smart Money Podcast?

Recent guests on NerdWallet's Smart Money Podcast include:

1. Ryan Sterling
2. Kurt Woock
3. Tom O'Saben
4. Joel Jacobs
5. Sara Rathner
6. Anthony Palomba
7. Lourdes Casanova
8. Kaitlyn Constantine

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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