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NerdWallet's Smart Money Podcast

NerdWallet Personal Finance
Budgeting
Personal Finance
Investing
Tariffs
Financial Planning
Retirement Planning
Housing Market
Inflation
Debt Management
Credit Cards
Credit Card Debt
Artificial Intelligence
Life Insurance
Nerdwallet
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Emergency Fund
Open Enrollment
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Savings
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NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial i... more

PublishesTwice weeklyEpisodes659Founded9 years ago
Number of ListenersCategories
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Artwork for NerdWallet's Smart Money Podcast

Latest Episodes

Learn how to rebuild credit while saving in sinking funds, and why 7 in 10 Americans struggle to afford the basics.

How can you rebuild your credit and save for big goals at the same time? Hosts Sean Pyles, CFP, and Elizabeth Ayoola are joined by Ne... more

Learn how to build generational wealth and navigate the complex financial issues of being the first in your family to get ahead financially.

Generational wealth expert India Elliott, a financial advisor at Wells Fargo Advisors, joins hosts Sean Pyle... more

Learn how to turn your retirement savings into a steady retirement paycheck and how grocery stores may use your data to set prices.

How do you turn decades of retirement savings into income you can count on for the rest of your life? Hosts Sean Pyle... more

Learn how condo and HOA fees change the math on renting vs. home ownership, and how to resist a pricey tech upgrade.

Is buying a home with a hefty condo or HOA fee worth the money compared with renting? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola t... more

Key Facts

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Recent Guests

Brian Cutzinger
Economics professor at Florida Atlantic University
Florida Atlantic University
Episode: Drained Retirement, Maxed Credit Cards. How Scam Victims Start Rebuilding
Elizabeth Aldrich
NerdWallet insurance writer
NerdWallet
Episode: IUL Insurance: Recession-Proof or a Risky Bet for Your Retirement?
JD Roth
Founder of the Get Rich Slowly blog, author
Get Rich Slowly / Author
Episode: How Get Rich Slowly's Founder Retired at 40. Plus, What Higher Bond Yields Mean for Savers
Steph Noble
Mortgage officer based in Portland, OR
Crosscountry Mortgage
Episode: How Homebuying Differs for LGBTQ+ People — and Tips for Any Buyer in a Tough Market
Hana Coyle
Listener guest; engineer based in Portland, OR
Episode: How to Balance Competing Financial Priorities When Everything Feels Urgent
Rosalie Murphy
Small business writer at NerdWallet
NerdWallet
Episode: What You Need to Know About Starting a Business Before You Quit Your Job
Anna Hylhowsky
News colleague at NerdWallet
NerdWallet
Episode: It's Not Too Late: How to Reset Your Money Habits at 50
Chanelle Bessette
Banking nerd
NerdWallet
Episode: Stop Guessing and Start Comparing: Is One Bank Enough for Everything?
Christine Hargrove
Clinical Assistant Professor and Assistant Director of the Love and Money Center at University of Georgia; financial therapist specializing in ADHD and finances
University of Georgia
Episode: Beyond Willpower: Building Financial Systems That Work for Your Brain

Hosts

Sean Pyles
Host of NerdWallet's Smart Money Podcast; CFP® professional with a focus on budgeting, investing, and consumer finance.
Elizabeth Ayoola
Co-host on Smart Money Podcast; experienced finance journalist and presenter, covers budgeting, debt, and personal finance topics with an emphasis on practical guidance.

Reviews

4.3 out of 5 stars from 1.7k ratings
  • Best hosts!

    What I love about this podcast is that it offers solid fundamental financial advice presented by two hosts who seem authentic, empathetic, and humble!

    Apple Podcasts
    5
    Thisis43
    United Statesa month ago
  • Great

    Great

    Apple Podcasts
    5
    Bobyyyiiiii
    United States2 months ago
  • Great but

    I love this podcast and they have great tips. I really like it when they go over people‘s budgets. The only thing that bothers me all the time is how both hosts consistently only use “they/them” for every person that they are reviewing. I wish that they would ask people what their pronouns are and just use that because it actually gets really confusing.

    Apple Podcasts
    4
    Abbysmom2
    United States3 months ago
  • Self Employed

    I feel like this podcast largely ignores self-employed people. You talk a lot about employment, matching and free money but self-employed people over 50 who are way way way behind seem to be an afterthought.

    Apple Podcasts
    4
    whateverstupidyelp
    United States3 months ago
  • Please calm down.

    I was excited for the new podcast, your next dollar, but the hosts voice and energy level was completely overwhelming. I felt like I was being yelled at for 25 minutes. There’s no way I can listen to this podcast on a regular basis until he starts drinking decaf.

    Apple Podcasts
    3
    whateverstupidyelp
    United States5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience appreciates real-life scenarios and gentle, judgment-free guidance.
Some listeners feel ads or cross-podcast plugs dilute focus at times.
Clear, actionable money advice that's easy to understand.
Hosts are relatable and engaging, with practical real-world examples.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#15
United States/Business/Investing
Apple Podcasts
#58
United States/Business
Apple Podcasts
#198
Australia/Business/Investing
Apple Podcasts
#218
Italy/Business/Investing
Apple Podcasts
#28
Israel/Business/Investing
Apple Podcasts
#96
Israel/Business

Talking Points

Recent interactions between the hosts and their guests.

Get Out of a Timeshare and Find Down Payment Help to Buy a Home
Q: Can you really get free money to buy a house?
Yes, there are programs that provide grants or forgivable loans for down payments and closing costs, but these come with conditions like keeping the home for a certain period or meeting income/ownership criteria, and some forms require repayment if you don't meet the terms.
Real Estate Syndication 101: What to Know Before You Invest
Q: Are real estate syndications a good way to diversify a portfolio and how do their long-term returns compare to stocks?
Real estate can diversify a portfolio due to low correlation with stocks, but long-term returns from real estate have historically lagged stock market returns; prudent investors should balance expectations and consider a mix of asset classes.
Real Estate Syndication 101: What to Know Before You Invest
Q: What due diligence steps should a potential investor take before committing to a syndication?
Investigate sponsor track record, verify SEC filings, review the private placement memorandum, assess project feasibility, understand fee structures, and ensure there is clear communication and exit terms.
Real Estate Syndication 101: What to Know Before You Invest
Q: What is the difference between online crowdfunding platforms and REITs in terms of accessibility and risk?
Crowdfunding platforms offer private deals with potentially high returns but come with higher risk and less regulatory oversight; REITs are publicly traded, widely accessible, and generally more liquid, but may offer more modest returns and diversification via ETFs.
Real Estate Syndication 101: What to Know Before You Invest
Q: Sam, what are the minimums or entry points for real estate syndications across platforms?
Minimums vary; platforms like Fundrise can have very low entry points (as low as $10), while private deals often require higher minimums ($25,000–$100,000+), and the overall risk vocabulary depends on the platform and deal type.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
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Frequently Asked Questions About NerdWallet's Smart Money Podcast

What is NerdWallet's Smart Money Podcast about and what kind of topics does it cover?

The show blends practical, real-world money coaching with data-driven context across a broad range of personal-finance topics. Listeners can expect accessible guidance on retirement planning, debt payoffs, starting or growing a business, budgeting for life transitions (like parenting or career changes), housing and mortgage considerations, and nuanced discussions around banking, taxes, and credit. A hallmark is pairing expert NerdWallet voices with personal stories and live coaching, often supported by timely policy and market context. The format leans into actionable steps, transparency about trade-offs, and accessible explanations of complex topics, making it useful for listeners seeking clear, solvable money problems and strategies to bu... more

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Which podcasts are similar to NerdWallet's Smart Money Podcast?

These podcasts share a similar audience with NerdWallet's Smart Money Podcast:

1. Smart Travel: Upgrade Your Getaways
2. Your Next Dollar: Money Management for High Earners
3. The Personal Finance Podcast
4. Money Girl
5. All the Hacks: Money, Points & Life

How many episodes of NerdWallet's Smart Money Podcast are there?

NerdWallet's Smart Money Podcast launched 9 years ago and published 659 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on NerdWallet's Smart Money Podcast?

Recent guests on NerdWallet's Smart Money Podcast include:

1. Brian Cutzinger
2. Elizabeth Aldrich
3. JD Roth
4. Steph Noble
5. Hana Coyle
6. Rosalie Murphy
7. Anna Hylhowsky
8. Chanelle Bessette

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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