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NerdWallet's Smart Money Podcast

NerdWallet Personal Finance
Budgeting
Personal Finance
Financial Planning
Investing
Tariffs
Retirement Planning
Inflation
Life Insurance
Debt Management
Open Enrollment
Credit Cards
Housing Market
Interest Rates
Credit Card Debt
Artificial Intelligence
Nerdwallet
Credit Scores
Emergency Fund
Student Loans
Stock Market

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial i... more

PublishesTwice weeklyEpisodes619Founded9 years ago
Number of ListenersCategories
BusinessHow ToInvestingEducation

Listen to this Podcast

Artwork for NerdWallet's Smart Money Podcast

Latest Episodes

Learn what new Fed data says about Americans' finances and whether a perfect 850 credit score is worth chasing.

What does the latest Federal Reserve data actually reveal about how Americans are holding up financially — and why do feelings and facts ... more

Meet Your Next Dollar, a new podcast from NerdWallet Wealth Partners. This is the podcast for you if you are a high earner learning how to build wealth, navigate money trade-offs, and spend on what you actually value.

Follow Your Next Dollar on your... more

Learn how to tackle $25,000 in credit card debt and which payoff strategy could work best for your situation.

How do you get out of $25,000 in credit card debt when minimum payments aren't making a dent? In this episode, hosts Sean Pyles, CFP®, and ... more

Learn how the E-shaped economy is reshaping middle-class budgets and how to stretch travel points on real trips.

What does it really mean when economists say the U.S. economy has shifted from a K-shape to an E-shape, and where do middle-class househ... more

Key Facts

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Recent Guests

Haley Sachs
Author, Mrs. Dow Jones, and personal finance influencer
Author, Future Rich Person
Episode: Mrs. Dow Jones's New Rules for Getting Rich, Plus How to Combine Finances After Marriage
Taylor Mitchell
Social media content creator
Self-employed / Social media creator
Episode: Pet Insurance vs Savings Account and the APR vs APY Rules That Could Save You Cash
Elena Patel
Co-director of the Urban-Brookings Tax Policy Center
Urban-Brookings Tax Policy Center
Episode: USPS’ Cash Crisis Hits More Than Your Mailbox, Plus The Debt Settlement Trap to Avoid
Cody Goff
Data expert on Smart Money
NerdWallet
Episode: AI in the Home Buying Process: What Works, What Doesn't, and When to Call an Expert
Ryan Sterling
Wealth advisor with NerdWallet Wealth Partners
NerdWallet Wealth Partners
Episode: What AI Gets Wrong About Your Money and What a New Study Reveals About Credit Card Debt
Kurt Woock
Study author, NerdWallet contributor
NerdWallet
Episode: What AI Gets Wrong About Your Money and What a New Study Reveals About Credit Card Debt
Tom O'Saben
Director of Tax Content for the National Association of Tax Professionals
National Association of Tax Professionals
Episode: Talking Taxes With a Tax Professional: What's New in 2026 and How to Navigate Filing Season
Joel Jacobs
Data reporter at ProPublica
ProPublica
Episode: Why Credit Report Errors Are Harder to Fix and How to Prepare for Involuntary Early Retirement
Anthony Palomba
Media scholar and assistant professor at the University of Virginia Darden School of Business
University of Virginia Darden School of Business
Episode: Will Your Streaming Bill Jump? Plus, How to Pick a Budgeting App You’ll Actually Use

Hosts

Sean Pyles
Host of the podcast, providing insights on personal finance with a focus on practical advice for managing money and building wealth.
Elizabeth Ayoola
Co-host known for relatable discussions on financial topics aimed at helping listeners navigate their financial decisions effectively.

Reviews

4.3 out of 5 stars from 1.6k ratings
  • Surprisingly enjoyable

    I’ve become a recent listener, and really enjoy this podcast! I would categorize myself as someone who makes a very modest income, and has generally been pretty careful in what I choose to spend it on. I don’t necessarily feel like I was educated in how to optimize my earnings, plan, and really have my money work for me. In what I’ve listened to, this podcast does a great job of giving me small doses of financial knowledge to set myself up a little more clearly on my financial path. I’m surpris... more

    Apple Podcasts
    5
    H00sier10
    United States18 days ago
  • Don't count on 8% returns

    Working can indeed be boring, but without compounding and growth you might not be able to save enough to retire.

    Apple Podcasts
    5
    Interested bystander
    United States2 months ago
  • Unrelated Filler

    Why are you analyzing dating trends and giving relationship advice for (at least, I had to stop listening) the first 5 minutes of a podcast that’s supposedly about comparing Medicaid vs private pay for long term care?

    Apple Podcasts
    1
    E. chandelier
    United States3 months ago
  • One of my favorite podcasts

    NerdWallet’s Smart Money podcast is informative, engaging, and genuinely fun to listen to. Elizabeth and Sean are funny, relatable, and clearly know their stuff, making complex finance topics easy to understand.

    I love how they break down current events in money and explain what actually matters for everyday people. The way they thoughtfully connect finance to social issues and values-based spending really sets this podcast apart. A smart, approachable listen for anyone looking to make better m... more

    Apple Podcasts
    5
    Robyn JD25
    United States4 months ago
  • Just for rewards

    Great listen

    Apple Podcasts
    4
    Gsjxicjsbbsd
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Hosts make complex topics relatable and easy to understand, helping listeners make informed financial decisions.
Valuable insights into personal finance and budgeting, particularly for younger audiences.
Listeners appreciate the practical advice and actionable recommendations provided in various episodes.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Is College Worth It in 2026? Plus, How to Split Solo 401(k) Contributions to Save More
Q: Should I contribute equally as employee and employer to a solo 401(k) to maximize benefits?
You generally should prioritize the $24,500 employee contribution first; beyond that, the employer contribution depends on your business profits and whether you're an S-Corp or otherwise, but it's common to target the employee portion first and then assess the remaining capacity based on profits and structure.
Why Middle Class Budgets Are Cracking and How to Use Travel Points Before They Devalue
Q: How should Sean evaluate whether to use points or cash for a flight?
Calculate the cent-per-point value by dividing the cash price by the number of points required; aim for at least one cent per point, and consult NerdWallet's valuation tools to compare your specific programs.
Why Middle Class Budgets Are Cracking and How to Use Travel Points Before They Devalue
Q: What is the best approach to using Alaska Atmos Rewards to book a trip to Chicago from Portland?
Leverage Atmos Rewards' ability to book with multiple partner airlines, check flexible dates if possible, and consider transfer options to American Airlines if necessary to secure a better routing or fare; also compare the cash price to points price to judge value.
Money Lessons From Our Moms and How to Budget With an HSA on a High-Deductible Plan
Q: How should I adjust my budget to handle higher and less predictable healthcare costs under a high-deductible plan?
Assess ongoing medical need versus short-term cash availability, consider paying current bills out-of-pocket if possible, and use a payment plan or employer contributions to buffer costs. If funds allow, investing in an HSA for long-term growth can be beneficial, but don't invest if you need the money soon.
Spring Homebuying in 2026 and the Case for Never Paying Off Your Mortgage
Q: Can you explain what a forever mortgage is?
A forever mortgage is basically a standard mortgage with a 30‑year term that you don't rush to pay off; it isn't perpetual, you still have a fixed term, but you keep the loan rather than aggressively paying it down, and you manage it as part of a long‑term strategy including investing.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Age Range
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Frequently Asked Questions About NerdWallet's Smart Money Podcast

What is NerdWallet's Smart Money Podcast about and what kind of topics does it cover?

Focused on practical personal finance, this podcast offers insightful answers to real-world money questions with a strong emphasis on budgeting, saving, investing, home buying, and credit card management. The hosts, experienced journalists in the field, simplify complex financial topics, providing listeners with actionable advice intended to help them manage their finances more effectively and build long-term wealth. Each episode features different aspects of personal finance and encourages audience interaction through listener questions, making it an approachable resource for anyone looking to enhance their financial literacy. Notably, the podcast aims to dispel common misinformation surrounding finance, reinforcing its commitment to evide... more

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Which podcasts are similar to NerdWallet's Smart Money Podcast?

These podcasts share a similar audience with NerdWallet's Smart Money Podcast:

1. Smart Travel: Upgrade Your Getaways
2. The Personal Finance Podcast
3. Money Guy Show
4. Your Money, Your Wealth
5. Money Girl

How many episodes of NerdWallet's Smart Money Podcast are there?

NerdWallet's Smart Money Podcast launched 9 years ago and published 619 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on NerdWallet's Smart Money Podcast?

Recent guests on NerdWallet's Smart Money Podcast include:

1. Haley Sachs
2. Taylor Mitchell
3. Elena Patel
4. Cody Goff
5. Ryan Sterling
6. Kurt Woock
7. Tom O'Saben
8. Joel Jacobs

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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