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NerdWallet's Smart Money Podcast

NerdWallet Personal Finance
Budgeting
Personal Finance
Investing
Tariffs
Financial Planning
Retirement Planning
Inflation
Life Insurance
Debt Management
Credit Cards
Credit Card Debt
Open Enrollment
Housing Market
Artificial Intelligence
Interest Rates
Credit Scores
Nerdwallet
Student Loans
Stock Market
Emergency Fund

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial i... more

PublishesTwice weeklyEpisodes631Founded9 years ago
Number of ListenersCategories
BusinessHow ToInvestingEducation

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Artwork for NerdWallet's Smart Money Podcast

Latest Episodes

Learn how to earn more points and miles on everyday shopping using portals, dining programs, and partner apps.

In a special holiday episode of Smart Money, we're bringing you our friends from the Smart Travel podcast, Sally French and Meghan Coyle, ... more

Learn how to approach finances if you or someone you know has been diagnosed with neurodivergency or had a brain injury.

Not everyone thinks in the same way, so what are some strategies for folks with neurodivergence or brain injuries to help them m... more

Learn what financial advisor fee structures could mean for your wealth and how to find someone who won't sell you out.

What new threats are emerging for identity crime victims? Host Sean Pyles, CFP®, and news colleague Rick VanderKnyff are joined by... more

Learn what to do when your teen receives a windfall and how to balance saving, investing, and giving.

What's the smartest way to help your teenager manage $10,000 to $15,000 in unexpected cash — without turning the conversation into a lecture? Sean ... more

Key Facts

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Recent Guests

Sam Taub
Investing writer invited to discuss IPOs
NerdWallet
Episode: SpaceX’s Biggest IPO in History and Funding a $117K Life Change
Ander Jinkola
Host of Your Next Dollar; guest on this episode discussing wealth-building for high earners
Your Next Dollar
Episode: Introducing Your Next Dollar: Money Management for High Earners
Meghan Coyle
Travel expert, co-host of Smart Travel (NerdWallet sister podcast)
NerdWallet
Episode: Why Middle Class Budgets Are Cracking and How to Use Travel Points Before They Devalue
Haley Sachs
Author, Mrs. Dow Jones, and personal finance influencer
Author, Future Rich Person
Episode: Mrs. Dow Jones's New Rules for Getting Rich, Plus How to Combine Finances After Marriage
Taylor Mitchell
Social media content creator
Self-employed / Social media creator
Episode: Pet Insurance vs Savings Account and the APR vs APY Rules That Could Save You Cash
Elena Patel
Co-director of the Urban-Brookings Tax Policy Center
Urban-Brookings Tax Policy Center
Episode: USPS’ Cash Crisis Hits More Than Your Mailbox, Plus The Debt Settlement Trap to Avoid
Cody Goff
Data expert on Smart Money
NerdWallet
Episode: AI in the Home Buying Process: What Works, What Doesn't, and When to Call an Expert
Ryan Sterling
Wealth advisor with NerdWallet Wealth Partners
NerdWallet Wealth Partners
Episode: What AI Gets Wrong About Your Money and What a New Study Reveals About Credit Card Debt
Kurt Woock
Study author, NerdWallet contributor
NerdWallet
Episode: What AI Gets Wrong About Your Money and What a New Study Reveals About Credit Card Debt

Hosts

Sean Pyles
Host of NerdWallet's Smart Money Podcast; CFP practitioner; focuses on budgeting, personal finance, and consumer guidance.
Elizabeth Ayoola
Co-host and facilitator; provides money-management perspectives and hosts segments with experts.

Reviews

4.3 out of 5 stars from 1.7k ratings
  • Please calm down.

    I was excited for the new podcast, your next dollar, but the hosts voice and energy level was completely overwhelming. I felt like I was being yelled at for 25 minutes. There’s no way I can listen to this podcast on a regular basis until he starts drinking decaf.

    Apple Podcasts
    3
    whateverstupidyelp
    United Statesa month ago
  • Interesting show

    I enjoy this show. I like hearing the real life scenarios. I’d like to hear more from families with multiple older children and families close to retirement, as well as Canadian perspectives. Thanks!

    Apple Podcasts
    5
    Kawartha6
    Canadaa month ago
  • Surprisingly enjoyable

    I’ve become a recent listener, and really enjoy this podcast! I would categorize myself as someone who makes a very modest income, and has generally been pretty careful in what I choose to spend it on. I don’t necessarily feel like I was educated in how to optimize my earnings, plan, and really have my money work for me. In what I’ve listened to, this podcast does a great job of giving me small doses of financial knowledge to set myself up a little more clearly on my financial path. I’m surpris... more

    Apple Podcasts
    5
    H00sier10
    United States2 months ago
  • Don't count on 8% returns

    Working can indeed be boring, but without compounding and growth you might not be able to save enough to retire.

    Apple Podcasts
    5
    Interested bystander
    United States3 months ago
  • Unrelated Filler

    Why are you analyzing dating trends and giving relationship advice for (at least, I had to stop listening) the first 5 minutes of a podcast that’s supposedly about comparing Medicaid vs private pay for long term care?

    Apple Podcasts
    1
    E. chandelier
    United States4 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Balanced discussions that connect personal finance to current events.
Appreciated for data-driven, accessible explanations of complex topics.
Ads and sponsor reads can feel heavy to some listeners; content remains useful.
Relatable hosts with clear finance insights.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Umbrella Insurance, Coverage Gaps, and What a $483 Bar Tab Taught Us About Money
Q: Who should consider umbrella insurance and when might it not be necessary?
People with significant assets or exposure to lawsuits should consider it. If you have minimal assets or low risk, it may not be necessary, but it's not exclusive to the wealthy. Regular risk factors like boards, pools, or public-facing activity can raise the need.
Umbrella Insurance, Coverage Gaps, and What a $483 Bar Tab Taught Us About Money
Q: What are umbrella insurance underlying minimums and how do they affect coverage?
Underlying minimums are the liability limits you must carry on your base policies (auto, home, or renter). The umbrella policy won't kick in until those minimums are exhausted, so lowering them can create a coverage gap.
Prime Day Tips and Reddit's Brutally Honest Money Confessions
Q: Tommy, what's your top piece of advice?
Run your numbers, build a simple summer plan, and focus on the purchases that truly fit your upcoming plans and your budget, rather than chasing hype; price-history checks and buying only what you'll use or need can prevent overspending during Prime Day.
How to Put $200K to Work and The Truth About Generational Spending
Q: Kat, what's your situation and what exactly is driving your anxiety about touching that $200,000 savings?
Ryan explains that the fear largely comes from moving money from a safe, liquid position into less liquid investments, and emphasizes starting with safe, highly accessible cash (emergency fund) and gradually transitioning funds into a diversified investment plan while auditing retirement accounts for proper allocation.
Feel Organized and Less Anxious About Money: The Sinking Fund System Explained
Q: What are sinking funds and why are they useful?
Sinking funds are separate savings accounts for specific goals so you don't dip into money saved for one purpose when another expense arises; they promote organized saving and clearer financial priorities.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About NerdWallet's Smart Money Podcast

What is NerdWallet's Smart Money Podcast about and what kind of topics does it cover?

Listeners tune in for practical, data-driven personal finance guidance across a broad range of topics—from budgeting and saving to investing, homebuying, and credit card strategies. Episodes frequently pair macroeconomic context with hands-on, actionable tips, host Q&As, and guest experts to illustrate real-world decisions—whether maximizing travel rewards, weighing the forever mortgage, or evaluating college value in a changing landscape. A notable strength is the consistent use of research-backed insights and accessible explanations, with episodes often featuring guests from NerdWallet and independent experts to ground discussions in data and practical planning. A distinguishing trait is the blend of thoughtful budgeting mindset discussio... more

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Which podcasts are similar to NerdWallet's Smart Money Podcast?

These podcasts share a similar audience with NerdWallet's Smart Money Podcast:

1. Smart Travel: Upgrade Your Getaways
2. The Personal Finance Podcast
3. Money Girl
4. BiggerPockets Money Podcast
5. All the Hacks: Money, Points & Life

How many episodes of NerdWallet's Smart Money Podcast are there?

NerdWallet's Smart Money Podcast launched 9 years ago and published 631 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on NerdWallet's Smart Money Podcast?

Recent guests on NerdWallet's Smart Money Podcast include:

1. Sam Taub
2. Ander Jinkola
3. Meghan Coyle
4. Haley Sachs
5. Taylor Mitchell
6. Elena Patel
7. Cody Goff
8. Ryan Sterling

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