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Artwork for Money Girl
Retirement Planning
Personal Finance
Roth IRA
Investing
Retirement Accounts
Financial Planning
Debt Management
Financial Goals
Real Estate
Tax Deductions
Credit Cards
Life Insurance
Credit Scores
Traditional IRA
Social Security
401(k)
Interest Rates
Inflation
Health Savings Account
Budgeting

Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction.

Hosted on Acast. See acast.com/privacy for more information.

PublishesDailyEpisodes1053Founded19 years ago
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EntrepreneurshipInvestingBusiness

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Artwork for Money Girl

Latest Episodes

1023. Are you worried about the future cost of education for yourself or a child? Laura reviews ten ways a 529 savings plan supercharges education savings and can even be used for young students, non-traditional coursework, and professional career pi... more

1022. If you were expecting interest rates to drop, rising inflation is making it more likely for them to go up this year. Laura reviews six moves you shouldn’t overlook in a rising-rate environment to make your money work harder for you.

Key takeaw... more

1021. Looking for a mortgage but are unsure what’s best for you? Laura answers a question from a listener who’s ready to buy a home but is overwhelmed by mortgage choices. Find out whether a fixed- or adjustable-rate loan, with or without mortgage po... more

1020. Using an AI tool or chatbot to improve your finances can be wise, depending on what you tell it. Laura reviews what you can safely ask a bot and what you should never enter in an AI tool. You’ll learn ten powerful AI prompts you can use to find... more

Key Facts

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Recent Guests

Kelly T
Listener asking about HELOC decision
Episode: Is a HELOC Worth the Risk?
Farnoosh Torabi
Personal finance expert, author, and host of So Money
So Money / Author
Episode: Creating Financial Independence with Farnoosh Torabi
Lisa Greene-Lewis
TurboTax Expert and CPA with TurboTax
TurboTax
Episode: Navigating Taxes with TurboTax Expert Lisa Greene-Lewis
Jay P
Question asker who presented the scenario about 401(k) nondiscrimination testing
Episode: How to Invest When My 401(k) Fails Nondiscrimination?
Hannah Cole
Founder of Sunlight Tax; author of Taxes for Humans
Sunlight Tax
Episode: Tax Secrets for Real People, with Hannah Cole
John Lansom
Host of The Art of Allowance Podcast
The Art of Allowance Podcast
Episode: 1,000 Episodes! 7 Smart Ways to Invest $1,000 in Your Future
Tony Stewart
Host of the Get Ready Before Life Happens podcast
Get Ready Before Life Happens
Episode: 1,000 Episodes! 7 Smart Ways to Invest $1,000 in Your Future
Chris Hill
Long-time host of Motley Fool Money
Motley Fool
Episode: 1,000 Episodes! 7 Smart Ways to Invest $1,000 in Your Future
Jocelyn Pearson
Founder of The Scholarship System
The Scholarship System
Episode: The Scholarship System: How to Graduate Debt-Free, with Jocelyn Pearson

Host

Laura Adams
Host of Money Girl; contributor to Quick and Dirty Tips / Money Girl.

Reviews

4.6 out of 5 stars from 2.1k ratings
  • Excellent material

    Podcast Addict
    5
    lincoln
    4 months ago
  • Definitely not non partisan

    Why would you call the recent tax bill “One Big Beautiful Bill” over and over like you have so much glee about this harmful bill? You could have referenced it once with this ridiculous and nonsensical name, and then called it by its neutral legislative name of H.R.1. You also did not outline all of the negative impacts this bill will have. Can’t follow someone who clearly is a MAGA who wants to eat their cake and watch others suffer.

    Apple Podcasts
    2
    Vallelj
    United States10 months ago
  • Informative and unbiased

    Love the podcast, it is very informative but obviously for an US audience. I would love to find a similar podcast for Australia.

    Apple Podcasts
    5
    Amirapigglet
    Australiaa year ago
  • Where’s Laura???

    Who is this new lady? She doesn’t even have a name. What’s going on here?

    Apple Podcasts
    5
    Rebecca VF
    United States2 years ago
  • Helped me for years!!!

    I started listening to this years ago in my earliest jobs and it’s been a companion over the years as life phases and needs have changed. So, so grateful to Laura!

    Apple Podcasts
    5
    Hes1234x
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience values accessible, gentle, and feminine-empowerment messaging.
Many praise the host for clarity and practical tips they can implement immediately.
Ads are a frequent point of contention for some listeners.
Listeners describe episodes as informative, actionable, and easy to follow.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Which Mortgage Is Right for You?
Q: Linda asked whether paying mortgage points is a good idea.
The host explains that paying points can be worthwhile if you plan to stay in the home long enough to breakeven and if you have enough cash reserves, but it's not guaranteed to pay off if rates fall or you refinance soon; compare offers with and without points to see which option saves more over time.
Beyond a 401(k)--Understanding a 403(b), 457, and 401(a)
Q: My employer offers both a 403b and a 457 plan, and I contribute to both. What are the contribution limits and how should I prioritize?
Both a 403B and a 457 share some features but have distinct limits and rules. The 403B has a $24,500 limit (or $32,500 if over 50) and can include catch-up provisions; the 457B also has a $24,500 limit with a catch-up option, and importantly, there is no 10% early withdrawal penalty for leaving the employer. If both are available, you can max out both in the same year, effectively stacking and increasing overall tax-advantaged contributions, especially when a match exists in the 403B.
5 Smart Money Management Tips for a Shaky Economy: Mastering Mindful Spending in 2026
Q: Should I use that money to pay down high-interest debt or save for an emergency fund during a shaky economy?
Prioritize building an emergency fund if you don't already have a solid cushion, aiming for three to six months of expenses, then consider paying down high-interest debt. If you have enough emergency savings, you can split the extra toward both goals.
How Can I Stop Overpaying for Home Insurance?
Q: Is there any way to reduce home insurance while complying with what's required by my mortgage lender?
Yes. You can raise deductibles within your budget, bundle or compare rates across insurers, check coverage amounts to ensure you're not over- or under-insured, make eligible home upgrades for discounts, and actively ask for discounts so you don't miss savings. Always verify that any changes meet your lender's requirements before finalizing.
Navigating Taxes with TurboTax Expert Lisa Greene-Lewis
Q: How do TurboTax and QuickBooks work together for filing?
Income and expenses can be tracked in QuickBooks and exported to TurboTax, reducing manual entry and helping separate business and personal expenses; experts can also work with your QuickBooks data.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Professions
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Frequently Asked Questions About Money Girl

What is Money Girl about and what kind of topics does it cover?

Money Girl delivers concise, actionable personal finance guidance with a focus on practical budgeting, debt, investing, homeownership, retirement, and real estate. Episodes mix how-tos, real-world examples, and listener questions, making complex money topics approachable for a broad adult audience. The show stands out for its clear, no-fluff delivery and emphasis on immediate takeaways you can apply today. It's likely to appeal to listeners seeking reliable, easy-to-understand money advice from a consistently practical host who covers topics from mortgages to long-term wealth building, often with short, focused episodes and recurring guest experts.

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How many listeners does Money Girl get?

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What are the audience demographics for Money Girl?

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How many subscribers and views does Money Girl have?

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How many episodes of Money Girl are there?

Money Girl launched 19 years ago and published 1053 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Money Girl?

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Where can I see ratings and reviews for Money Girl?

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What guests have appeared on Money Girl?

Recent guests on Money Girl include:

1. Kelly T
2. Farnoosh Torabi
3. Lisa Greene-Lewis
4. Jay P
5. Hannah Cole
6. John Lansom
7. Tony Stewart
8. Chris Hill

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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