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Artwork for Money Girl
Personal Finance
Retirement Planning
Roth IRA
Investing
Real Estate
Retirement Accounts
Financial Planning
Debt Management
Financial Goals
Tax Deductions
Credit Cards
Interest Rates
Social Security
Life Insurance
Traditional IRA
401(k)
IRA
Tax Benefits
Insurance
Investment Strategies

Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction.

Hosted on Acast. See acast.com/privacy for more information.

PublishesDailyEpisodes1093Founded20 years ago
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InvestingBusinessEntrepreneurship

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Artwork for Money Girl

Latest Episodes

1058. With 10-year U.S. Treasury yields above 5.3%, many investors are asking if they should ditch stocks and play it safe with fixed income. Host Laura Adams answers a listener’s question about investing when retirement is ten years away. You’ll lea... more

1057. Few things are more frustrating than learning your flight has been canceled. But do you know what you’re legally entitled to when an airline grounds your plane? Host Laura Adams breaks down your rights as an air traveler and explains how to pro... more

YouTube

1056. Should you buy your next home before selling your current one, or is it safer to sell first? How does an existing mortgage impact your ability to qualify for a new loan, and where should your down payment actually come from? Host Laura Adams an... more

1055. Host Laura Adams interviews Natasha Madan, CMO and consumer advocate at Credit Karma, about the financial habits of Gen Z, credit myths, and wise ways to use AI tools. You’ll learn practical strategies to optimize your credit, get the best inte... more

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Recent Guests

Natasha Madan
Chief Marketing Officer and Member Advocate at Credit Karma
Credit Karma
Episode: How to accelerate your wealth, with Natasha Madan
Mark Notarainni
Executive Vice President and General Manager of the Consumer Group at Intuit
Intuit
Episode: Take control of your money, with Intuit’s Mark Notarainni
Jim Sexton
New York City divorce trial lawyer, author, creator of trustedprenup.com
TrustedPrenup / private practice (New York)
Episode: The wedding series: navigating love, risk, and money, with James Sexton
Mary Gameng
MBA and credit card specialist for Citizens
Citizens Bank
Episode: Dealing with debt: expert tips for using a balance transfer credit card
Mary Geming
MBA and credit card specialist for Citizens
Citizens Bank
Episode: Dealing with Debt: Expert Tips for Using a Balance Transfer Credit Card
Annie Lee
Founder of Plannie, veteran event planner
Plannie
Episode: The wedding series: plan your big day on an hourly budget
Cari Rincker
Family law attorney and host of the Billable Mom Podcast
Rincker Law
Episode: The wedding series: How to avoid money mistakes in marriage
Amanda Savory
Founder and Creative Director of Amanda Savory Events
Amanda Savory Events (ASE)
Episode: The wedding series: business and budget behind the big day
Kelly T
Listener asking about HELOC decision
Episode: Is a HELOC worth the risk?

Host

Laura Adams
Host of Money Girl; financial educator and author with a focus on practical personal finance, budgeting, and investing.

Reviews

4.6 out of 5 stars from 2.1k ratings
  • 🙄🙄

    In the latest episode on summer travel hacks she plugs Dollar General SO HARD like the most obvious product placement and even though this is clearly an ad, she doesn’t come out and identify it as one. That sucks! If you’re budget-minded you know that dollar stores are not great, for your budget or the neighborhood. Done listening to that episode and I’m not sure I can trust Laura’s info to be objective moving forward. Oof!

    Apple Podcasts
    1
    JustAnotherHeather
    United States3 months ago
  • Excellent material

    Podcast Addict
    5
    lincoln
    8 months ago
  • Definitely not non partisan

    Why would you call the recent tax bill “One Big Beautiful Bill” over and over like you have so much glee about this harmful bill? You could have referenced it once with this ridiculous and nonsensical name, and then called it by its neutral legislative name of H.R.1. You also did not outline all of the negative impacts this bill will have. Can’t follow someone who clearly is a MAGA who wants to eat their cake and watch others suffer.

    Apple Podcasts
    2
    Vallelj
    United Statesa year ago
  • Informative and unbiased

    Love the podcast, it is very informative but obviously for an US audience. I would love to find a similar podcast for Australia.

    Apple Podcasts
    5
    Amirapigglet
    Australiaa year ago
  • Where’s Laura???

    Who is this new lady? She doesn’t even have a name. What’s going on here?

    Apple Podcasts
    5
    Rebecca VF
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many praise concise, actionable tips and clear explanations.
Some listeners feel ads have increased and disrupt flow.
Listeners find the show informative and practical for everyday money decisions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How to buy a home when you already own one
Q: Can you discuss the process of buying a home when you already own a home?
Laura lays out four financing paths—cash savings, using home equity from selling first, a Heloc, and a bridge loan—and walks through how each affects timing, debt, and eligibility, concluding with an action plan to consult real estate and mortgage professionals and secure pre-approvals.
Buying a car? 6 steps to avoid costly mistakes
Q: A listener named Jackson says, Hi Laura, I'm a new college graduate who will be relocating and starting my first job next month. I'll be commuting to an office most days of the week. What advice can you give to make sure I don't pay too much or make any big mistakes buying my first car?
Laura responds with six structured tips, starting from evaluating whether to repair the current car or replace it, then budgeting with the 24-10 rule, researching financing and pre-approvals, understanding lease pros/cons, selecting the right vehicle with negotiation focused on price rather than payment, and finally shopping for auto insurance to cover the new car. She emphasizes getting a mechanic's opinion, using online calculators, and keeping total transportation costs within a manageable portion of income to avoid overextending finances.
Inherited money? Ways to share wealth without paying extra taxes
Q: What taxes do you owe on an inheritance and on a gift to family?
Inheritance tax depends on asset type and relationship; cash and life-insurance payouts are generally tax-free at the federal level, with some states applying inheritance tax; for retirement accounts, traditional IRAs and 401(k)s are taxed as ordinary income for non-spouse beneficiaries, while Roth IRAs are tax-free but may still fall under the 10-year rule; gifts are taxed only if lifetime gifts exceed the federal exemption, with annual exclusions of $19,000 per recipient, and there are tax-free gifting strategies like direct payments for tuition/medical expenses and 529 plan funding.
Roth IRA vs. Trump Account: Which is better for kids?
Q: What are the key differences between a Roth IRA and a Trump account for minors, and when should a parent consider each option?
A Roth IRA offers 100% tax-free growth and tax-free withdrawals in retirement if earned income exists, plus flexibility to withdraw contributions without penalty for certain needs; a Trump account can accept funds from multiple sources and locks the money until age 18, at which point it becomes a traditional IRA, with limited investment options until then. If the child has earned income, a Roth IRA is generally more advantageous for long-term tax-free growth, while a Trump account can be useful for gifting scenarios or where earned income is absent.
Smart ways to pay less on rising healthcare cost
Q: Can you discuss which costs are and are not deductible for the medical tax deduction and how it interacts with medical savings accounts?
The host explains that the medical tax deduction only applies to unreimbursed medical costs that exceed 7.5% of AGI and only if you itemize deductions. Medical savings accounts (HSA, FSA, HRA) offer separate tax benefits: HSAs provide triple tax advantages and don't require itemizing, FSAs are employer-offered with use-it-or-lose-it limits, and HRAs are employer-funded. You can't double-dip by using an expense for both the deduction and a savings account. Some expenses are qualified for HSAs/FSAs/HARs but not deductible on Schedule A, and some insurance premiums can be deducted under specific scenarios (self-employed, pretax via employer, or post-tax with sufficient itemized deductions).

Audience Metrics

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Frequently Asked Questions About Money Girl

What is Money Girl about and what kind of topics does it cover?

Finance-focused, concise guidance across personal finance topics, debt strategies, investing basics, real estate, and life events like weddings. Guests tend to be industry experts or practitioners from fintech, banks, and legal planning, offering practical, actionable tips and real-world examples. A notable strength is clear, step-by-step frameworks and tools that listeners can apply immediately, with a strong emphasis on balancing spending, saving, and long-term goals. The format often combines Q&A, structured checklists, and real-world scenarios suitable for individuals and small business owners seeking approachable financial education.

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How many episodes of Money Girl are there?

Money Girl launched 20 years ago and published 1093 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Money Girl?

Recent guests on Money Girl include:

1. Natasha Madan
2. Mark Notarainni
3. Jim Sexton
4. Mary Gameng
5. Mary Geming
6. Annie Lee
7. Cari Rincker
8. Amanda Savory

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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