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Artwork for Money Girl
Personal Finance
Retirement Planning
Roth IRA
Investing
Real Estate
Retirement Accounts
Financial Planning
Debt Management
Financial Goals
Credit Cards
Interest Rates
Social Security
Life Insurance
Tax Deductions
Traditional IRA
IRA
Tax Benefits
Inflation
Emergency Savings
Insurance

Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction.

Hosted on Acast. See acast.com/privacy for more information.

PublishesDailyEpisodes1099Founded20 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for Money Girl

Latest Episodes

1063. Stepping away from the workforce to care for family is meaningful work. But relying on a single paycheck can leave parents vulnerable. Host Laura Adams answers a listener’s question about transitioning to a one-income household. Whether you’re ... more

1062. Are massive credit card sign-up bonuses (SUBs) really worth chasing? Or do they actually hurt your credit? Host Laura Adams explains the real impact of opening credit cards for sign-up bonuses, closing accounts shortly after, and managing multi... more

1061. Worried about locking your money away in a retirement account? Host Laura Adams answers a question about choosing investments without losing sleep over liquidity. You’ll learn the pros and cons of taxable brokerage accounts versus retirement ac... more

1060. Dreaming of retiring early or taking an extended career break, but worried your money is locked away until age 59.5? Host Laura Adams explains a powerful strategy to retire early and avoid expensive penalties.

Key Takeaways

* A Roth conversi... more

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Recent Guests

Courtney Alev
Intuit Credit Karma's Consumer Financial Advocate
Intuit Credit Karma
Episode: How do I save more, pay off debt, and stop overspending? With Courtney Alev
Natasha Madan
Chief Marketing Officer and Member Advocate at Credit Karma
Credit Karma
Episode: How to accelerate your wealth, with Natasha Madan
Mark Notarainni
Executive Vice President and General Manager of the Consumer Group at Intuit
Intuit
Episode: Take control of your money, with Intuit’s Mark Notarainni
Jim Sexton
New York City divorce trial lawyer, author, creator of trustedprenup.com
TrustedPrenup / private practice (New York)
Episode: The wedding series: navigating love, risk, and money, with James Sexton
Mary Gameng
MBA and credit card specialist for Citizens
Citizens Bank
Episode: Dealing with debt: expert tips for using a balance transfer credit card
Mary Geming
MBA and credit card specialist for Citizens
Citizens Bank
Episode: Dealing with Debt: Expert Tips for Using a Balance Transfer Credit Card
Annie Lee
Founder of Plannie, veteran event planner
Plannie
Episode: The wedding series: plan your big day on an hourly budget
Cari Rincker
Family law attorney and host of the Billable Mom Podcast
Rincker Law
Episode: The wedding series: How to avoid money mistakes in marriage
Amanda Savory
Founder and Creative Director of Amanda Savory Events
Amanda Savory Events (ASE)
Episode: The wedding series: business and budget behind the big day

Host

Laura Adams
Host of Money Girl; financial educator and author with a focus on practical personal finance, budgeting, and investing.

Reviews

4.6 out of 5 stars from 2.1k ratings
  • 🙄🙄

    In the latest episode on summer travel hacks she plugs Dollar General SO HARD like the most obvious product placement and even though this is clearly an ad, she doesn’t come out and identify it as one. That sucks! If you’re budget-minded you know that dollar stores are not great, for your budget or the neighborhood. Done listening to that episode and I’m not sure I can trust Laura’s info to be objective moving forward. Oof!

    Apple Podcasts
    1
    JustAnotherHeather
    United States4 months ago
  • Excellent material

    Podcast Addict
    5
    lincoln
    9 months ago
  • Definitely not non partisan

    Why would you call the recent tax bill “One Big Beautiful Bill” over and over like you have so much glee about this harmful bill? You could have referenced it once with this ridiculous and nonsensical name, and then called it by its neutral legislative name of H.R.1. You also did not outline all of the negative impacts this bill will have. Can’t follow someone who clearly is a MAGA who wants to eat their cake and watch others suffer.

    Apple Podcasts
    2
    Vallelj
    United Statesa year ago
  • Informative and unbiased

    Love the podcast, it is very informative but obviously for an US audience. I would love to find a similar podcast for Australia.

    Apple Podcasts
    5
    Amirapigglet
    Australia2 years ago
  • Where’s Laura???

    Who is this new lady? She doesn’t even have a name. What’s going on here?

    Apple Podcasts
    5
    Rebecca VF
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many praise concise, actionable tips and clear explanations.
Some listeners feel ads have increased and disrupt flow.
Listeners find the show informative and practical for everyday money decisions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Brokerage vs. retirement account–which one should you choose?
Q: Should I open a brokerage account instead? Can you explain what I should know about choosing investments in a brokerage?
Adams explains the tax and access trade-offs between brokerage and retirement accounts. She recommends using retirement accounts for retirement savings, taking advantage of Roth IRA access to contributions, and using a brokerage account for midterm goals. She also advises building emergency savings, claiming any workplace match, and choosing diversified, tax-efficient index funds or ETFs.
How do I save more, pay off debt, and stop overspending? With Courtney Alev
Q: What should Mary do with a bigger tax refund—keep it in paychecks or use it to boost savings or debt payoff?
Treat the windfall with intention: either adjust withholdings to get more in each paycheck or use the larger refund to build emergency savings or pay down high-interest debt. The best choice depends on whether one can consistently save or invest the money throughout the year.
How do I save more, pay off debt, and stop overspending? With Courtney Alev
Q: So Courtney, what are some thoughts that maybe just jumped to mind for Manny?
Acknowledge that income searches can be slow, but also look at where money is going by tracking every expense for a month. Prioritize paying down high-interest debt and automating small savings to build a habit; this often yields better long-term results than waiting for a higher income alone.
How to buy a home when you already own one
Q: Can you discuss the process of buying a home when you already own a home?
Laura lays out four financing paths—cash savings, using home equity from selling first, a Heloc, and a bridge loan—and walks through how each affects timing, debt, and eligibility, concluding with an action plan to consult real estate and mortgage professionals and secure pre-approvals.
Buying a car? 6 steps to avoid costly mistakes
Q: A listener named Jackson says, Hi Laura, I'm a new college graduate who will be relocating and starting my first job next month. I'll be commuting to an office most days of the week. What advice can you give to make sure I don't pay too much or make any big mistakes buying my first car?
Laura responds with six structured tips, starting from evaluating whether to repair the current car or replace it, then budgeting with the 24-10 rule, researching financing and pre-approvals, understanding lease pros/cons, selecting the right vehicle with negotiation focused on price rather than payment, and finally shopping for auto insurance to cover the new car. She emphasizes getting a mechanic's opinion, using online calculators, and keeping total transportation costs within a manageable portion of income to avoid overextending finances.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Gender Skew
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Age Range
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Frequently Asked Questions About Money Girl

What is Money Girl about and what kind of topics does it cover?

Finance-focused, concise guidance across personal finance topics, debt strategies, investing basics, real estate, and life events like weddings. Guests tend to be industry experts or practitioners from fintech, banks, and legal planning, offering practical, actionable tips and real-world examples. A notable strength is clear, step-by-step frameworks and tools that listeners can apply immediately, with a strong emphasis on balancing spending, saving, and long-term goals. The format often combines Q&A, structured checklists, and real-world scenarios suitable for individuals and small business owners seeking approachable financial education.

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How many episodes of Money Girl are there?

Money Girl launched 20 years ago and published 1099 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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Where can I see ratings and reviews for Money Girl?

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What guests have appeared on Money Girl?

Recent guests on Money Girl include:

1. Courtney Alev
2. Natasha Madan
3. Mark Notarainni
4. Jim Sexton
5. Mary Gameng
6. Mary Geming
7. Annie Lee
8. Cari Rincker

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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