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The Personal Finance Podcast

Andrew Giancola
Personal Finance
Wealth Building
Financial Independence
Investing
Debt Management
Retirement Planning
Investment Strategies
Emergency Fund
Budgeting
Financial Freedom
Real Estate
Roth IRA
Retirement Savings
Financial Planning
Index Funds
Investment
Social Security
Compound Interest
Financial Education
Financial Goals

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Wheth... more

PublishesDailyEpisodes583Founded7 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for The Personal Finance Podcast

Latest Episodes

Someone was paying $2 a month on a student loan and the balance kept climbing. Someone else got talked into cash value life insurance by a college friend. Six real situations, six ways out.

👉 Want personalized help from Andrew? Join Master Money Ac... more

YouTube

Someone added up the full price of the American dream and landed on $5.3 million. The more useful number is how much of that list you actually want.

👉 Want personalized help from Andrew? Join Master Money Academy at www.skool.com/mastermone... more

YouTube

Life happens, and sometimes investing is the first thing that gets cut. Andrew runs the real numbers on what one skipped year costs, and when taking that hit is still the smarter move.

👉 Want personalized help from Andrew? Join Master Money Academy... more

YouTube

Every Halloween week Andrew digs into the scariest financial statistics of the year, and 2026 delivered plenty. This round covers financial infidelity, childcare, abandoned retirement accounts, delivery apps, subscriptions, credit card balances, spor... more

YouTube

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Recent Guests

Brian Feroldi
Author of Why Does the Stock Market Go Up?; founder of Stock Simplifier tool
Stock Simplifier
Episode: How to Evaluate a Stock Like Warren Buffett! With Brian Feroldi
Justin Peters
Host of the Five-Minded Podcast, on FI without extremes
Five-Minded Podcast
Episode: How to Reach Financial Independence Without Putting Your Life on Hold with Justin Peters
Jesse Mecham
Founder of YNAB (You Need A Budget)
YNAB
Episode: How to Never Worry About Money Again With Jesse Mecham
Alex Smereczniak
Founder of Franzi, data-driven franchising expert
Franzi
Episode: Why Franchises Might Be the Best Kept Wealth Building Secret with Alex Smereczniak
Jordan Grumet
Hospice physician, author of The Healthcare Heist
Doc G / Healthcare Heist
Episode: Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet
Garrett Harbron
Lead Researcher and Head of Advised Wealth Management Strategies at Vanguard
Vanguard
Episode: The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher)
Rebecca Whitman
Author and abundance framework developer
Rebecca Whitman Consulting
Episode: She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman)
Ben Carlson
Director of Institutional Asset Management at Ritholtz Wealth Management; writer of A Wealth of Common Sense; co-host of Animal Spirits
Ritholtz Wealth Management
Episode: The Hidden Cost of Playing It Safe with Your Money with Ben Carlson
Noah Kerner
CEO of Acorns
Acorns
Episode: The Patient Investor's Playbook with Noah Kerner - CEO of Acorns

Host

Andrew Giancola
Host of The Personal Finance Podcast

Reviews

4.6 out of 5 stars from 6.3k ratings
  • Travel hacking

    You’re the one who introduced me to “travel hacking” two years ago. Thank you!

    Apple Podcasts
    5
    Kbamboat
    United Statesa month ago
  • Outstanding

    This is by far the best finance podcast. I find it very informative, he breaks everything down so you can understand. Thank you very much, Andrew. You’re the best!

    Apple Podcasts
    5
    Marzie456
    United States2 months ago
  • Too much yelling

    Good basic content but why does the host yell the whole time? It is harsh to listen to.

    Apple Podcasts
    2
    TaylorTot65
    United States2 months ago
  • Just ads

    Disguises ads as financial advice. Just there to sell you something. The only thing he does well is hiding the ads.

    Apple Podcasts
    1
    Player1307
    United States2 months ago
  • Cliff

    Andrew gives insightful information with contagious enthusiasm. As a few year listener, he has helped me tremendously with my personal finance journey. Great show!

    Apple Podcasts
    5
    CliffordB1981
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Shows value through practical steps and relatable budgeting stories.
Guests and topics are relevant, with a good mix of investing, debt, and retirement planning.
Ads can be heavy but content remains highly useful for financial improvement.
Listeners praise concise, actionable money advice and real-world impact.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

What Happens if I Stop Investing for a Year?
Q: Should I withdraw my 401(k) to pay off $7,000 in credit-card debt and restart my retirement account?
He advises against the withdrawal because taxes, penalties and lost growth can make it costly. He suggests asking card issuers for a lower rate, considering a 0% balance transfer, paying minimums on other debts and directing extra money toward the card balances.
What Happens if I Stop Investing for a Year?
Q: Is there a time when stopping retirement contributions is a good idea, and how much could pausing for one year affect a 23-year plan?
A pause can make sense without an emergency fund, with high-interest debt, or during a temporary income drop or expense increase. He recommends keeping any employer match and contributing what is manageable, since a missed $15,000 contribution could grow to about $71,108 to $134,315 over 23 years at hypothetical 7% to 10% returns.
Do You Think You'll ACTUALLY Be Able to Retire?
Q: How do you recommend people treat large sum bonuses?
Andrew recommends first building an emergency fund and paying off high-interest debt, then investing toward retirement goals. Once those priorities are covered, he suggests allocating the remainder among personal goals and spending the listener values.
Do You Think You'll ACTUALLY Be Able to Retire?
Q: If retiring early at 50, what is the order of account type spending to maximize taxes while still qualifying for ACA subsidies?
Andrew explains that ACA subsidies depend on adjusted gross income, recommends using taxable brokerage assets and high-basis shares before Roth conversions, and describes using a Roth conversion ladder for later years. He advises reviewing income and tax implications annually.
How to Evaluate a Stock Like Warren Buffett! With Brian Feroldi
Q: How does Buffett actually decide which businesses to value and buy?
He relies on a phase-based framework and simple multiples, focusing first on whether a company is in the right phase (primarily phase four or five), then using roughly the price-to-earnings ratio adjusted by earnings quality and history to judge cheapness or expensiveness, rather than deep DCF calculations.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Interests
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Household Income
Social Media Reach

Frequently Asked Questions About The Personal Finance Podcast

What is The Personal Finance Podcast about and what kind of topics does it cover?

A practical, action-oriented show that translates personal finance, investing, and entrepreneurship into actionable steps. Episodes frequently cover budgeting, debt payoff, retirement planning, and wealth-building strategies across stocks, real estate, and side hustles, with clear frameworks and real-world examples. Notable are data-driven explorations, interview-style deep-dives with finance thinkers, and a steady stream of sponsor-integrated tools that listeners can use to implement the advice. The host keeps the content accessible for beginners while still offering advanced tactics, making it useful for people seeking to improve cash flow, accumulate wealth, and gain financial independence.

A standout aspect is the emphasis on practical... more

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How many listeners does The Personal Finance Podcast get?

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How many subscribers and views does The Personal Finance Podcast have?

To see how many followers or subscribers The Personal Finance Podcast has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Personal Finance Podcast?

These podcasts share a similar audience with The Personal Finance Podcast:

1. Money Guy Show
2. BiggerPockets Money
3. Your Money, Your Wealth
4. Rich Habits Podcast
5. Personal Finance for Long-Term Investors

How many episodes of The Personal Finance Podcast are there?

The Personal Finance Podcast launched 7 years ago and published 583 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Personal Finance Podcast?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for The Personal Finance Podcast?

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What guests have appeared on The Personal Finance Podcast?

Recent guests on The Personal Finance Podcast include:

1. Brian Feroldi
2. Justin Peters
3. Jesse Mecham
4. Alex Smereczniak
5. Jordan Grumet
6. Garrett Harbron
7. Rebecca Whitman
8. Ben Carlson

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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