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The Personal Finance Podcast

Andrew Giancola
Personal Finance
Wealth Building
Financial Independence
Investing
Debt Management
Emergency Fund
Retirement Planning
Investment Strategies
Budgeting
Real Estate
Financial Freedom
Roth IRA
Financial Planning
Retirement Savings
Social Security
Financial Education
Investment
Real Estate Investing
Insurance
Index Funds

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Wheth... more

PublishesDailyEpisodes559Founded6 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for The Personal Finance Podcast

Latest Episodes

67% of Americans say they want to own a business. Only 6% ever do it, and the gap is almost never a lack of money. Alex Smereczniak has data on thousands of franchises, and he breaks down the path that lets you start a business on step three instead ... more

You do not have to wait until 65 to actually use your money. There is a version of retirement you can take at 35, at 40, at 45, and Andrew breaks down exactly what it costs, who should not do it, and the step-by-step plan to fund one without derailin... more

YouTube

In this Q&A, Andrew answers eight real listener questions, plus an AI privacy leak that could already have your data sitting in Google search results.

👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: event.webinarjam.com/q05p7/reg... more

YouTube

Everyone is chasing the shiny online business while a guy with a pickup truck quietly clears six figures organizing other people's junk. Here are five unglamorous businesses you can start on nights and weekends, with the real numbers behind each one.... more

YouTube

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Recent Guests

Jordan Grumet
Hospice physician, author of The Healthcare Heist
Doc G / Healthcare Heist
Episode: Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet
Garrett Harbron
Lead Researcher and Head of Advised Wealth Management Strategies at Vanguard
Vanguard
Episode: The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher)
Rebecca Whitman
Author and abundance framework developer
Rebecca Whitman Consulting
Episode: She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman)
Ben Carlson
Director of Institutional Asset Management at Ritholtz Wealth Management; writer of A Wealth of Common Sense; co-host of Animal Spirits
Ritholtz Wealth Management
Episode: The Hidden Cost of Playing It Safe with Your Money with Ben Carlson
Noah Kerner
CEO of Acorns
Acorns
Episode: The Patient Investor's Playbook with Noah Kerner - CEO of Acorns
Bob Litterman
Former Goldman Sachs partner, risk manager, co-creator of the Black-Litterman model
World Wildlife Fund (board member); Climate economist
Episode: The Insurance Crisis Nobody Is Talking About (With Bob Litterman)
Rod Khleif
Real estate investor and author, known for multifamily and real estate strategy
Self-empowered real estate investing community
Episode: He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif)
JC Rodriguez
The Frugal Rich on YouTube; boots-on-ground interviewer of quiet millionaires
The Frugal Rich
Episode: How to Become a Stealth Wealth Millionaire (With JC Rodriguez)
Freddie Smith
Author and content creator focused on personal finance and the American Dream
Episode: Is the American Dream Dead? (With Freddie Smith)

Host

Andrew Giancola
Host of The Personal Finance Podcast; founder of Master Money / MasterMoney.co; educator focused on actionable money, investing, and wealth-building strategies.

Reviews

4.6 out of 5 stars from 6.3k ratings
  • Cliff

    Andrew gives insightful information with contagious enthusiasm. As a few year listener, he has helped me tremendously with my personal finance journey. Great show!

    Apple Podcasts
    5
    CliffordB1981
    United States12 days ago
  • Interesting and motivating

    The information I wish I had been taught long ago. Listening every day and so so grateful.

    Apple Podcasts
    5
    EKDouglas
    United States23 days ago
  • Love it!

    I’ve been listening to Andrew for the past 3 years. The advice he gives is phenomenal! Always looking forward to the next episode!

    Apple Podcasts
    5
    scwillis32
    United Statesa month ago
  • Simple Financial Solutions

    Thank you Andrew for taking financial concepts and making them simple to understand. Your podcast helps people transform their lives with real results oriented wisdom!!!

    Apple Podcasts
    5
    rebwhitman
    United Statesa month ago
  • My daily routine

    Hey Andrew, I just wanted you to know how much I value your show and your education on finances! I listen to your show every morning while I get ready for work and it has truly impacted how I save and prepare for the future.

    I have recommended your show to dozens of people and will continue to do so, because that is how much I believe in you & love the information you give!

    Apple Podcasts
    5
    Bam ur dead
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some listeners note podcasts are rich with ads but still find the content valuable and actionable.
Fans appreciate the host's clarity, energy, and lack of condescension, plus real-life examples.
Listeners praise pragmatic, actionable guidance that translates complex finance into simple steps.
Feedback highlights motivation, accountability, and long-term wealth-building focus.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How Do I Reset My Money Mindset and Get Out of Debt? Pause Investing to Save for a House? How Does a Credit Score Actually Work? (Money Q&A)
Q: Should we keep investing aggressively or pull back to save for a down payment on a house?
Prioritize retirement goals and an emergency fund; if you are considering a home purchase within five years, run a total cost of ownership analysis and consider saving the down payment in cash while continuing to invest for long-term goals. Renting can be a viable option if it improves overall financial flexibility.
How Do I Reset My Money Mindset and Get Out of Debt? Pause Investing to Save for a House? How Does a Credit Score Actually Work? (Money Q&A)
Q: How does a credit score actually work?
Credit score is driven primarily by payment history (35%), credit utilization (30%), and length of credit history (15%), with smaller roles for credit mix and new credit inquiries. The key to improvement is automatic bill payments and maintaining low utilization while preserving older credit lines.
How Do I Reset My Money Mindset and Get Out of Debt? Pause Investing to Save for a House? How Does a Credit Score Actually Work? (Money Q&A)
Q: Should I back off investing to pay off the car loan faster or stay the course and wait the three plus years?
Continue investing given you are in a strong position (paid-off house, substantial retirement assets). Consider refinancing the car loan first to lower the rate, which may let you keep investing while reducing interest costs. Assess your CoastFi and retirement needs to determine if pausing is truly beneficial, but in many cases staying invested yields better long-term results.
The System to Pay Cash For Cars (and NEVER Have a Payment Again!)
Q: Dan asks about rolling over a 401(k) into a new employer plan vs an IRA
Roll over to a low-cost plan if available at the new employer; otherwise use a rollover IRA (e.g., Vanguard) for flexibility and control; consider advisor impact and potential matches; a rollover IRA is often the easiest path.
The System to Pay Cash For Cars (and NEVER Have a Payment Again!)
Q: Nick asks whether to keep investing or start paying down student loans given his $100k invested and $75k in student loans at 6%
Prioritize investment goals and the employer match first; then minimize high-interest debt by paying the minimum on student loans while continuing to invest, and save for the engagement ring in cash.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Personal Finance Podcast

What is The Personal Finance Podcast about and what kind of topics does it cover?

A practical, high-energy show focused on personal finance, investing, and wealth-building strategies for everyday listeners. Episodes center on budgeting, debt payoff, investing basics, real estate, side hustles, and building multiple income streams, all with a emphasis on actionable steps, templates, and calculators. The host often weaves in mindset, automation, and policy context to help listeners gain financial independence and time freedom, including sponsorships that support practical tools and education. The format is often solo or guest-driven, with clear takeaways, real-world examples, and step-by-step plans that listeners can implement immediately. Noteworthy are data-driven frameworks (like a portfolio pyramid and retirement math)... more

Where can I find podcast stats for The Personal Finance Podcast?

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How many listeners does The Personal Finance Podcast get?

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What are the audience demographics for The Personal Finance Podcast?

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How many subscribers and views does The Personal Finance Podcast have?

To see how many followers or subscribers The Personal Finance Podcast has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Personal Finance Podcast?

These podcasts share a similar audience with The Personal Finance Podcast:

1. Money Guy Show
2. BiggerPockets Money Podcast
3. Your Money, Your Wealth
4. Personal Finance for Long-Term Investors
5. DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

How many episodes of The Personal Finance Podcast are there?

The Personal Finance Podcast launched 6 years ago and published 559 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Personal Finance Podcast?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for The Personal Finance Podcast?

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What guests have appeared on The Personal Finance Podcast?

Recent guests on The Personal Finance Podcast include:

1. Jordan Grumet
2. Garrett Harbron
3. Rebecca Whitman
4. Ben Carlson
5. Noah Kerner
6. Bob Litterman
7. Rod Khleif
8. JC Rodriguez

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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