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The Personal Finance Podcast

Andrew Giancola
Personal Finance
Wealth Building
Financial Independence
Investing
Debt Management
Emergency Fund
Retirement Planning
Investment Strategies
Budgeting
Real Estate
Financial Freedom
Roth IRA
Retirement Savings
Financial Planning
Social Security
Financial Education
Investment
Insurance
Index Funds
Compound Interest

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Wheth... more

PublishesDailyEpisodes565Founded6 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for The Personal Finance Podcast

Latest Episodes

There is no such thing as saving money. You are only deferring spending, and the moment that clicks, the guilt you feel every time you touch your savings disappears. Jesse Mecham, founder of YNAB, explains why every dollar you own is meant to be spen... more

Saving six figures on a low salary sounds impossible until someone shows you the timeline. Let Andrew walks you through every one of them in order.

👉 Want personalized help from Andrew? Join Master Money Academy at www.skool.com/mastermoney... more

YouTube

Seven listener questions, one theme: the small stuff you never check is usually the expensive stuff. Fees, insurance add-ons, account order, and the plan you need before retiring decades early.

👉 Want personalized help from Andrew? Join Master Mone... more

YouTube

Andrew breaks the entire plan down to four calculations you can run in about five minutes using numbers you already know: your monthly income and your monthly expenses. Each one gives you a specific target for your freedom number, your investing rate... more

YouTube

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Recent Guests

Alex Smereczniak
Founder of Franzi, data-driven franchising expert
Franzi
Episode: Why Franchises Might Be the Best Kept Wealth Building Secret with Alex Smereczniak
Jordan Grumet
Hospice physician, author of The Healthcare Heist
Doc G / Healthcare Heist
Episode: Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet
Garrett Harbron
Lead Researcher and Head of Advised Wealth Management Strategies at Vanguard
Vanguard
Episode: The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher)
Rebecca Whitman
Author and abundance framework developer
Rebecca Whitman Consulting
Episode: She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman)
Ben Carlson
Director of Institutional Asset Management at Ritholtz Wealth Management; writer of A Wealth of Common Sense; co-host of Animal Spirits
Ritholtz Wealth Management
Episode: The Hidden Cost of Playing It Safe with Your Money with Ben Carlson
Noah Kerner
CEO of Acorns
Acorns
Episode: The Patient Investor's Playbook with Noah Kerner - CEO of Acorns
Bob Litterman
Former Goldman Sachs partner, risk manager, co-creator of the Black-Litterman model
World Wildlife Fund (board member); Climate economist
Episode: The Insurance Crisis Nobody Is Talking About (With Bob Litterman)
Rod Khleif
Real estate investor and author, known for multifamily and real estate strategy
Self-empowered real estate investing community
Episode: He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif)
JC Rodriguez
The Frugal Rich on YouTube; boots-on-ground interviewer of quiet millionaires
The Frugal Rich
Episode: How to Become a Stealth Wealth Millionaire (With JC Rodriguez)

Host

Andrew Giancola
Host of The Personal Finance Podcast

Reviews

4.6 out of 5 stars from 6.3k ratings
  • Cliff

    Andrew gives insightful information with contagious enthusiasm. As a few year listener, he has helped me tremendously with my personal finance journey. Great show!

    Apple Podcasts
    5
    CliffordB1981
    United Statesa month ago
  • Interesting and motivating

    The information I wish I had been taught long ago. Listening every day and so so grateful.

    Apple Podcasts
    5
    EKDouglas
    United Statesa month ago
  • Love it!

    I’ve been listening to Andrew for the past 3 years. The advice he gives is phenomenal! Always looking forward to the next episode!

    Apple Podcasts
    5
    scwillis32
    United States2 months ago
  • Simple Financial Solutions

    Thank you Andrew for taking financial concepts and making them simple to understand. Your podcast helps people transform their lives with real results oriented wisdom!!!

    Apple Podcasts
    5
    rebwhitman
    United States2 months ago
  • My daily routine

    Hey Andrew, I just wanted you to know how much I value your show and your education on finances! I listen to your show every morning while I get ready for work and it has truly impacted how I save and prepare for the future.

    I have recommended your show to dozens of people and will continue to do so, because that is how much I believe in you & love the information you give!

    Apple Podcasts
    5
    Bam ur dead
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Shows value through practical steps and relatable budgeting stories.
Guests and topics are relevant, with a good mix of investing, debt, and retirement planning.
Ads can be heavy but content remains highly useful for financial improvement.
Listeners praise concise, actionable money advice and real-world impact.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How to Spot a Fee That's Robbing You, Insure Your Kids' Future, and Retire Two Decades Early (Money Q&A)
Q: What steps should I take to help my son and newborn plan for the future and build generational wealth?
Open a Roth IRA for the child when they have earned income, teach money habits early, avoid debt, prepare a letter of intent for caregivers, and consider a custodial Roth or educational accounts while coordinating with a professional to ensure proper tax and legal structure.
How to Spot a Fee That's Robbing You, Insure Your Kids' Future, and Retire Two Decades Early (Money Q&A)
Q: Is term insurance worth it for a 43-year-old? How much coverage and for how long?
Yes, if someone depends on your income. A common rule is 8-12 times annual income, with term length often aligned to years until retirement or until your portfolio can cover costs; many people aim for coverage from 500k to 1M depending on family needs.
How to Spot a Fee That's Robbing You, Insure Your Kids' Future, and Retire Two Decades Early (Money Q&A)
Q: For a special needs child, how should I structure estate planning to protect benefits while providing for the child's future?
Use third-party special needs trusts (supplemental needs trusts) as the central vehicle to own assets, consider ABLE accounts for accessible funds, and work with an attorney specializing in special needs planning or elder law to coordinate wills, life insurance beneficiaries, and caregiver instructions.
How to Spot a Fee That's Robbing You, Insure Your Kids' Future, and Retire Two Decades Early (Money Q&A)
Q: What are your thoughts on gap insurance and whether 20% down is a threshold to avoid it?
Gap insurance helps when loans are underwater after depreciation, but you should compare it with your own insurer and avoid rolling it into the loan; if you have 20% down or you own a depreciating luxury vehicle, gap insurance may be less necessary.
How to Spot a Fee That's Robbing You, Insure Your Kids' Future, and Retire Two Decades Early (Money Q&A)
Q: What are your thoughts on reducing fees in my 401(k) and optimizing long-term returns after unenrolling from professional management at Fidelity?
Focus on long-term performance and sustainable fees. Use low-cost index funds and ETFs with minimal expense ratios, evaluate funds by their long-term track record rather than short-term spikes, and consider consulting with a fee-only advisor if costs justify the value they add.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Personal Finance Podcast

What is The Personal Finance Podcast about and what kind of topics does it cover?

A practical, action-oriented show that translates personal finance, investing, and entrepreneurship into actionable steps. Episodes frequently cover budgeting, debt payoff, retirement planning, and wealth-building strategies across stocks, real estate, and side hustles, with clear frameworks and real-world examples. Notable are data-driven explorations, interview-style deep-dives with finance thinkers, and a steady stream of sponsor-integrated tools that listeners can use to implement the advice. The host keeps the content accessible for beginners while still offering advanced tactics, making it useful for people seeking to improve cash flow, accumulate wealth, and gain financial independence.

A standout aspect is the emphasis on practical... more

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How many listeners does The Personal Finance Podcast get?

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What are the audience demographics for The Personal Finance Podcast?

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How many subscribers and views does The Personal Finance Podcast have?

To see how many followers or subscribers The Personal Finance Podcast has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Personal Finance Podcast?

These podcasts share a similar audience with The Personal Finance Podcast:

1. Money Guy Show
2. BiggerPockets Money Podcast
3. Your Money, Your Wealth
4. Personal Finance for Long-Term Investors
5. The Stacking Benjamins Show

How many episodes of The Personal Finance Podcast are there?

The Personal Finance Podcast launched 6 years ago and published 565 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Personal Finance Podcast?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

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What guests have appeared on The Personal Finance Podcast?

Recent guests on The Personal Finance Podcast include:

1. Alex Smereczniak
2. Jordan Grumet
3. Garrett Harbron
4. Rebecca Whitman
5. Ben Carlson
6. Noah Kerner
7. Bob Litterman
8. Rod Khleif

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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