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Artwork for DIY Money

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

DIY Money
Budgeting
Investing
Personal Finance
Financial Planning
Roth IRA
Emergency Fund
Financial Literacy
Retirement Planning
Investment Strategies
Debt Management
Stock Market
Savings
401(k)
S&P 500
Social Security
Investment Accounts
Health Savings Account
Credit Score
Custodial Accounts
Capital Gains Tax

Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself. Disclosures The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not a... more

PublishesDailyEpisodes962Founded8 years ago
Number of ListenersCategories
InvestingBusinessEducationSelf-Improvement

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Artwork for DIY Money

Latest Episodes

Open enrollment is right around the corner. Logan and Allie breakdown what you need to know when picking a healthcare plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal... more

Allie and Logan talk through some of the keys you need to understand about interest rates. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Quint and Allie debate if Roth 401(k) or traditional 401(k) is better to avoid future required minimum distributions. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data ... more

Quint and Logan talk about what happens when the market is not “open”. Whether it is extended markets or premarket Logan and Quint talk about how they utilize them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information... more

Key Facts

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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Abe Froman
Avid listener who submitted a question; the Sausage King of Chicago
Sausage King of Chicago
Episode: DIY Money Jr - Choosing Your Investments
Kanal Patel
Investor from New Jersey
Independent investor
Episode: Changing Your Investment Funds
Jacob Thompson
Guest of the show, fan of the show
Episode: Time IN the Market
Fame Goldie
Listener from Louisiana asking about college aid
Listener / caller
Episode: College Aid Calculations
Katie Hawes
Student of the host and a listener who submitted the question
Episode: With Who Should I Invest?
Megan Featherston
Sports dietitian and founder of Featherstone Nutrition
Featherstone Nutrition
Episode: DIY Interview - Meghann Featherstun
A. Howard
CPA specializing in tax implications of investments
Episode: All About Investments - Taxes and Accounts
Allie Howard
CPA and expert in tax matters
Unspecified
Episode: Moving States in a Tax Year
Kelly Cullinan
Listener from Saratoga Springs, New York
Episode: All About Mortgages

Hosts

Bretzky
Host of DIY Money with focus on investor and strategy discussions
Allie
Co‑host leading parts of discussion, often guiding actionable financial guidance
Logan
Co‑host providing personal finance insights and market context
Quint
Host and co‑host, drives deeper dive on topics and Q&A

Reviews

4.6 out of 5 stars from 1.6k ratings
  • Quality podcast with wise insights

    Great to hear them weekly and know they are not influenced by selfish outside influences

    Apple Podcasts
    5
    Cjbtttttt
    United States8 months ago
  • Thank you!

    Feeling helpless about my financial situation I looked up “budgeting podcast” to find some guidance on where to start and your episode “back to the basics- budgeting” came up. I listened to your whole back to the basics series and am I’m now working my way through the rest of your episodes. I hope you guys know how meaningful the work you’re doing is. As a young adult who has no clue what she’s doing when it comes to money, and no one to ask for help or advice from, listening to you guys gives m... more

    Apple Podcasts
    5
    CaitlynG2000
    Canada10 months ago
  • Useful and Personable

    I love this podcast and the energy from Quint, Allie, and Logan. Not only do they discuss relevant and useful financial information, their stories help you relate to them as a real person. Quint’s relationship with Allie reminds me of mine and one of my employees. The beginning episodes helped me build financial literacy. The later episodes dive into specific topics depending on the questions they receive. Every year they also review the basics again, which I love. Because of the podcast I have ... more

    Apple Podcasts
    5
    SSauce Texas
    United Statesa year ago
  • Meh

    The chatter is annoying. It almost feels like bro culture and I’m not here for it. I don’t care about marathons or that you gave up caffeine. Content is good, but leaving cause the chatter is annoying as humanely possible.

    Apple Podcasts
    2
    Nap3378
    United Statesa year ago
  • Get to the point

    I found this podcast, not as informative as it could have been. It seemed like the hosts were more interested in having a conversation and carrying on versus discussing the topic at hand. The first settlements of podcast I didn’t get on topic. I had to turn off halfway through. If you want to hear banter and not learn, this is likely podcast for you.

    Apple Podcasts
    1
    Vince V 2019
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate practical, actionable money guidance and relatable storytelling.
A few reviews mention too much banter; overall the show is seen as educational and engaging.
Some hearable chatter can be off‑topic for a portion of episodes, but content quality remains high for many.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Dividend vs. Growth Investing
Q: Given a Roth IRA, should I focus on dividend-paying stocks with drip or go for growth and later switch to dividend stocks near withdrawal age?
The hosts explain that tax treatment and account type matter a lot; growth stocks allow tax-deferred compounding in a retirement account, while dividends introduce current-year tax considerations in taxable accounts. A blended approach, considering each company's ability to reinvest retained earnings and overall portfolio goals, is prudent, and some favor growth with later shift to income if appropriate for tax and cash-flow needs.
Holding Employer Stock
Q: What do I do if my ESPP stock is overvalued or underperforming, and I want to optimize taxes and diversification?
The hosts suggest focusing on a disciplined plan: consider selling after meeting the two-year/one-year disposition rules, use proceeds to fund tax-advantaged accounts like a Roth IRA, and diversify rather than doubling down on company stock. They emphasize evaluating the company's fundamentals, avoiding emotional decisions, and seeking professional tax advice for nuanced rules around ESPPs, RSUs, ISOs, and related plans.
Retiring Before Retirement Age
Q: What guidance do you have for mapping out bridge investments to get to age 59.5 if early retirement is possible?
Use a combination of the Rule of 55, potentially early access provisions, the Roth/401(k)/HSAs, and a strategy for a taxable brokerage account to bridge the gap, with healthcare costs modeled and professional advice to avoid penalties or tax traps.
How Much to Put Down on Your Home?
Q: Matthew asks how to allocate the extra cash after a home sale and what to do about renovations, emergency funds, and retirement savings while dealing with a 6.7% mortgage rate.
Provide two years of emergency fund savings to cover expected and unexpected costs, then prioritize debt payoff or retirement contributions depending on your goals; consider a mortgage recast after the two-year window if rates are similar, and target investments like maximizing 401(k) match while maintaining liquidity for home repairs.
Emergency Money Market Fund?
Q: Is it safe to keep an emergency fund in a money market in New York City given rising rates elsewhere?
Yes, but you should weigh safety, liquidity, and the possibility of temporary rate changes; high-yield savings may offer simpler access and less price movement, while money markets can update faster with rate changes.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About DIY Money

What is DIY Money about and what kind of topics does it cover?

Budgeting, savings, and investing guidance for DIY financial listeners with a practical, no-nonsense approach. Episodes frequently cover personal-finance fundamentals (tracking expenses, building buffers, debt payoff) alongside investing concepts (dollar-cost averaging, asset allocation, ETFs, and retirement strategies). The show blends actionable steps with real-world examples, audience questions, and light, recurring banter, which keeps the content accessible while still delivering solid financial guidance. A standout trait is the focus on foundational habits (expense tracking, emergency funds, Roth vs traditional retirement options) and the deliberate inclusion of listener questions to shape ongoing topics. This combination likely appeal... more

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How many listeners does DIY Money get?

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What are the audience demographics for DIY Money?

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How many subscribers and views does DIY Money have?

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How many episodes of DIY Money are there?

DIY Money launched 8 years ago and published 962 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact DIY Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for DIY Money?

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What guests have appeared on DIY Money?

Recent guests on DIY Money include:

1. Abe Froman
2. Kanal Patel
3. Jacob Thompson
4. Fame Goldie
5. Katie Hawes
6. Megan Featherston
7. A. Howard
8. Allie Howard

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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