DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

DIY Money

Budgeting

Financial Planning

Investing

Personal Finance

Roth IRA

Investment Strategies

Emergency Fund

Debt Management

Financial Literacy

Retirement Planning

Savings

Investment Accounts

401(k)

Student Loans

Health Savings Account

401k

S&P 500

Wealth Creation

Stock Market

Market Volatility

Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself. Disclosures The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not a... more

1.6k ratings

Publishes	Daily	Episodes	899	Founded	7 years ago
Number of Listeners		Categories	InvestingEducationBusinessSelf-Improvement

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Guests Hosts Reviews Charts Talking Points

Latest Episodes

Fighting Behavioral Bias

Your brain is working against your portfolio. Quint and Allie break down the most common behavioral biases that trip up everyday investors and the practical steps you can take to get out of your own way. Hosted by Simplecast, an AdsWizz company. See ... more

Yesterday • 24 min

No 401(k)? How Should You Save?

Quint and Logan talk through how to save if you do not have a company retirement plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

6 May 2026 • 14 min

Combining Finances

Quint and Logan talk through combining finances and what that can look like. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

4 May 2026 • 16 min

Back to the Classroom: Is the Stock Market Just Gambling?

Quint and Logan talk about why investing is not gambling. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

1 May 2026 • 19 min

Key Facts

Accepts Sponsors

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Podcast Host

Number of Listeners

Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

The Personal Finance PodcastAndrew Giancola

Your Money, Your WealthYour Money, Your Wealth

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Stay Wealthy Retirement PodcastTaylor Schulte, CFP®

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)Ari Taublieb, CFP®, MBA

Recent Guests

Katie Hawes

Student of the host and a listener who submitted the question

Episode: With Who Should I Invest?

Megan Featherston

Sports dietitian and founder of Featherstone Nutrition

Featherstone Nutrition

Episode: DIY Interview - Meghann Featherstun

A. Howard

CPA specializing in tax implications of investments

Episode: All About Investments - Taxes and Accounts

Allie Howard

CPA and expert in tax matters

Unspecified

Episode: Moving States in a Tax Year

Kelly Cullinan

Listener from Saratoga Springs, New York

Episode: All About Mortgages

Sanaya Armstrong

17-year-old listener from Jacksonville, Florida

Episode: DIY Money Jr - How to Start Saving for Retirement

Bruce Wayne

Young listener and question asker

Episode: DIY Money Jr - Risk v. Gambling

Ayanna Alexander

Ten-year-old entrepreneur from Kearney, Missouri, who makes and sells bracelets to support the homeless.

Episode: DIY Money Jr - Starting a Business and Giving Back

Drew Sutton

Entrepreneur and mechanical engineer, creator of the Black Investing Box.

Episode: DIY Interview - Drew Sutton - Teaching Kids About Investing

Hosts

Allie

Co-Host discussing personal finance topics and sharing insights focused on budgeting and investing. Engages with audience through relatable content and anecdotes.

Logan

Co-Host providing insights into investing strategies and the importance of financial literacy while engaging listeners with humor and personal narratives.

Quint

Co-Host offering practical tips and strategies for achieving financial literacy and independence, sharing personal finance experiences and insights.

Reviews

4.6 out of 5 stars from 1.6k ratings

Quality podcast with wise insights
Great to hear them weekly and know they are not influenced by selfish outside influences
Apple Podcasts
5
Cjbtttttt
United States3 months ago
Thank you!
Feeling helpless about my financial situation I looked up “budgeting podcast” to find some guidance on where to start and your episode “back to the basics- budgeting” came up. I listened to your whole back to the basics series and am I’m now working my way through the rest of your episodes. I hope you guys know how meaningful the work you’re doing is. As a young adult who has no clue what she’s doing when it comes to money, and no one to ask for help or advice from, listening to you guys gives m... more
Apple Podcasts
5
CaitlynG2000
Canada5 months ago
Useful and Personable
I love this podcast and the energy from Quint, Allie, and Logan. Not only do they discuss relevant and useful financial information, their stories help you relate to them as a real person. Quint’s relationship with Allie reminds me of mine and one of my employees. The beginning episodes helped me build financial literacy. The later episodes dive into specific topics depending on the questions they receive. Every year they also review the basics again, which I love. Because of the podcast I have ... more
Apple Podcasts
5
SSauce Texas
United States8 months ago
Meh
The chatter is annoying. It almost feels like bro culture and I’m not here for it. I don’t care about marathons or that you gave up caffeine. Content is good, but leaving cause the chatter is annoying as humanely possible.
Apple Podcasts
2
Nap3378
United Statesa year ago
Get to the point
I found this podcast, not as informative as it could have been. It seemed like the hosts were more interested in having a conversation and carrying on versus discussing the topic at hand. The first settlements of podcast I didn’t get on topic. I had to turn off halfway through. If you want to hear banter and not learn, this is likely podcast for you.
Apple Podcasts
1
Vince V 2019
United Statesa year ago

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Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The informal, humorous banter between hosts makes complex topics more accessible and engaging.

Overall, many believe that the conversations help bolster their financial literacy and confidence.

However, some find the casual discussions occasionally distracting from the core financial content offered.

Listeners appreciate the practical and relatable financial advice provided by hosts.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts	#172	United States/Business/Investing
Apple Podcasts	#241	Canada/Business/Investing
Apple Podcasts	#73	New Zealand/Business/Investing
Apple Podcasts	#182	South Africa/Business/Investing
Apple Podcasts	#246	New Zealand/Business
Apple Podcasts	#250	Poland/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Fidelity Zero Funds

Q: What should a buy-and-hold investor consider when comparing Fidelity's zero-fee fund to an ETF like VTI that pays quarterly dividends and has a small expense ratio?

The hosts suggest evaluating whether the funds are truly apples-to-apples: both are tracking the same total stock market, so the primary differences are cost, dividend handling, and where the assets are held. They point out that the annualized dividend yield is roughly similar between the Fidelity zero fund and VTI, around 1%, so the difference in payout frequency is less impactful for long-term reinvestment. They also remind listeners to consider tax implications and the practical limitation of holding Fidelity-only zero funds within Fidelity's platform when planning a broader investment strategy.

Fidelity Zero Funds

Q: Hey, DIY Money. This is Nick from St. Louis, Missouri. My question today is about Fidelity Zero Funds. These are funds that have a zero dollar expense ratio. I've learned recently they only pay out dividends one time per year versus a lot of traditional funds pay out dividends quarterly. I'm interested to know your thoughts on how to evaluate if a zero fund is a better choice than an equivalent fund with a low expense ratio that pays out dividends quarterly. For example, how would you evaluate which fund is a better option for a buy and hold investor with a long time horizon who reinvest dividends? A Fidelity Total Stock Market Zero Fee Fund that pays out dividends annually or an equivalent total stock market fund such as VTI with an expense ratio of 0.03% that pays out dividends quarterly.

The hosts explain that Fidelity Zero Funds don't charge an explicit expense ratio and are index funds designed to mirror a broad market index; the key is to compare apples to apples by looking at total costs, including potential tax implications and dividend handling. They note that dividend payouts, whether annual or quarterly, tend to be small and can be reinvested, so the long-term impact is minimal. They emphasize that the main cost to watch is the expense ratio and tax considerations, and that holding at Fidelity can constrain transfers to other brokers, which could have tax consequences if you later move the investment.

Should I Do Backdoor Roth Contributions

Q: Should Morris open a new traditional IRA and convert gradually or contribute to Roth directly this year and convert later?

The hosts explain that if Morris uses a traditional IRA for non-deductible contributions and then converts, the growth will be taxed, and if there are other traditional IRA funds, the pro rata rule can complicate the tax outcome; they suggest a clear plan, possibly using a separate account for non-deductible contributions, and considering Roth 401(k) as an alternative while maintaining awareness of tax implications.

Calculating Net Worth

Q: What say you, how would you handle vehicles and electronics in a net worth calculation?

The hosts agree to exclude vehicles and electronics from net worth as ongoing investments, treating them as monthly expenses or depreciating items, and instead focus on liquid and investable assets plus liabilities; they stress consistency and alignment with personal goals.

Market Meltdown

Q: And what are you telling these people when you communicate with them, Allie?

Focus on long-term plans, reassure clients by grounding conversations in the forward-looking plan rather than current swings, and help clients frame declines in percentage terms to avoid panic.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Interests
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Social Media Reach

Frequently Asked Questions About DIY Money

What is DIY Money about and what kind of topics does it cover?

Content focuses on empowering listeners with the knowledge and tools needed to manage their personal finances effectively. Topics typically include budgeting strategies, saving techniques, investment options, and the importance of understanding financial products. The hosts often share personal stories, anecdotes, and lighthearted discussions that make complex financial concepts approachable, while also addressing the psychological factors that affect financial decision-making. A unique aspect of this show is its emphasis on practical advice tailored for various life stages, making it particularly relevant for younger audiences and those just beginning their journey in financial literacy.

Where can I find podcast stats for DIY Money?

Rephonic provides a wide range of podcast stats for DIY Money. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to DIY Money and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does DIY Money get?

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What are the audience demographics for DIY Money?

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How many subscribers and views does DIY Money have?

To see how many followers or subscribers DIY Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to DIY Money?

These podcasts share a similar audience with DIY Money:

1. The Personal Finance Podcast
2. Your Money, Your Wealth
3. Money Guy Show
4. Stay Wealthy Retirement Podcast
5. Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

How many episodes of DIY Money are there?

DIY Money launched 7 years ago and published 899 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact DIY Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for DIY Money?

Rephonic pulls ratings and reviews for DIY Money from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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How do I access podcast episode transcripts for DIY Money?

Rephonic provides full transcripts for episodes of DIY Money. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on DIY Money?

Recent guests on DIY Money include:

1. Katie Hawes
2. Megan Featherston
3. A. Howard
4. Allie Howard
5. Kelly Cullinan
6. Sanaya Armstrong
7. Bruce Wayne
8. Ayanna Alexander

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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