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Infinite Banking Initiative (IBI)

Leigh Barganier
Infinite Banking Concept
Whole Life Insurance
Nelson Nash
Nelson Nash Institute
Infinite Banking
Financial Education
Becoming Your Own Banker
Austrian Economics
Personal Finance
Financial Independence
Financial Planning
Life Insurance
Generational Wealth
Financial Freedom
Financial Services
Debt Management
Real Estate Investment
Cash Flow
Financial Literacy
R. Nelson Nash

Welcome to the Infinite Banking Initiative (IBI), a podcast from the Nelson Nash Institute, the official home of the Infinite Banking Concept and Becoming Your Own Banker. Hosted by David Stearns and Leigh Barganier. Visit our website at www.infinitebanking.org

PublishesTwice monthlyEpisodes77Founded2 years ago
Number of ListenersCategory
Education

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Artwork for Infinite Banking Initiative

Latest Episodes

There’s a lot of information out there about the Infinite Banking Concept. But some of the language can make things more confusing than they need to be.

Does taking more policy loans grow cash value? Is the car you finance really “free”? And what ac... more

What does it really mean to Become Your Own Banker®?

The difference between a bank and a banker may seem small, but it points to an important part of Nelson Nash’s teaching. Becoming your own banker is about learning a role, making financial decisio... more

There’s more to the Infinite Banking Concept® than life insurance, cash value, and policy design. When the focus stays on the numbers or selling a policy, it can be easy to miss the bigger picture.

After 21 years of knowing Nelson, Doug Jones shares... more

Barry Brooksby spent more than 25 years in the financial industry. He started out selling VUL and talking about 12% and 18% returns. His experience eventually took him in a different direction, and today he uses high cash value whole life policies fo... more

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Recent Guests

Doug Jones
IBC practitioner
Dalton, Georgia
Episode: Doug Jones
Barry Brooksby
IBC practitioner from Mesa, Arizona
IBC Practitioner
Episode: Barry Brooksby
Mike Sidhu
IBC practitioner from British Columbia, Canada
IBC practitioner
Episode: Mike Sidhu
Brian Fleming
IBC practitioner, police officer turned financial educator
Hartford, Wisconsin
Episode: Brian Fleming
Carl Rogers
IBC practitioner from Charlotte, North Carolina
IBC practitioner
Episode: Carl Rogers
Will Moran
IBC practitioner from Edmonton, Alberta
IBC practitioner
Episode: Will Moran
Marty Smith
Representative from Security Mutual Life, promoter of Infinite Banking
Security Mutual Life
Episode: Marty Smith
Joshua Levy
IBC practitioner, Miami, Florida
IBC practitioner
Episode: Joshua Levy
An Nguyen
IBC practitioner from Cumming, Georgia
IBC practitioner
Episode: An Nguyen

Hosts

Leigh Barganier
Host with Nelson Nash Institute affiliation; frequently discusses IBC principles, practitioner education, and carrier perspectives.
David Stearns
Co-host and industry advocate focused on practical application of IBC, policy design, and client education.

Reviews

5.0 out of 5 stars from 28 ratings
  • Super!!

    I like how this podcasts brings on various agents. I’ve been introduced to follow those I personally identify with such as Bruce Wehner, Ryan Griggs, Anthony Faso, and Richard Canfield.

    This in turn has led me to follow others such as Tom Wheelright, Garret Gunderson, Dan Sullivan, Rabbi Daniel Lapin, and Pastor Larry Huch.

    I don’t know where all this is taking me, but it feels so much more uplifting than the endless negative political commentary that I was previously obliviously lost on the... more

    Apple Podcasts
    5
    Rested_tute
    United Statesa year ago
  • Transformational

    The “Becoming” in the book says it all. Once you start implementing this approach, you will become someone else, look at your concept of capital in a different microscope.

    Keep listening to all of the podcast guest’s stories, you will be inspired and hopefully motivate.

    Thank you Nelson Nash Institute for the enlightenment.

    Apple Podcasts
    5
    @__daboss
    United Statesa year ago
  • Thank you!

    Thank you for putting this out there. I have listened to most of these people from different sources over the years but it’s nice to have a macro view of some of the “OG” people who have had there lives impacted by Nelson and his work. I particularly enjoy Mr. Griggs, Neathery, and Lara.

    Apple Podcasts
    5
    Twillie$
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate hearing diverse practitioner perspectives from real-world cases.
Audience values the macro view on money and long-term wealth building.
Content is highly educational and practitioner-focused, less promotional.

Talking Points

Recent interactions between the hosts and their guests.

Barry Brooksby
Q: What does the Infinite Banking Concept mean to you?
Freedom. Having multiple policies provides financial flexibility, liquidity, and the ability to fund real estate deals or businesses without the traditional bank loan process, while maintaining a growing death benefit and cash value; the goal is tax-advantaged, predictable access to capital and long-term wealth generation.
Barry Brooksby
Q: Barry, could you expand on when you have somebody who kind of pushes back against IBC?
The pushback usually comes from unrealistic portfolio return expectations; I explain that guaranteed products like cash value life insurance offer predictable benefits and tax advantages, and I encourage blending but not replacing all market exposure with permanent life insurance. I also help them see how policy loans can fit real estate or business needs, with the emphasis on being an honest banker who pays back loans and protects the death benefit.
Marty Smith
Q: What changes did Security Mutual make to align with IBC?
They re-engineered products and promoted immediate loan access to first-year policy loans, aligning products with the IBC concept and expanding adoption within the company.
Marty Smith
Q: How did Marty first come across Infinite Banking?
Marty describes a sequence starting from a job transition to personal sales, meeting Nelson Nash at a conference, and immediately recognizing the potential of IBC after reading Becoming Your Own Banker.
Paul Horsley
Q: Well, Paul, as we wrap up our time together today, can you please share with us what the Infinite Banking concept means to you?
He sums it up as financial freedom and a practical, straightforward way to own and leverage money without losing control, using IBC as the foundation for future growth and security.

Audience Metrics

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Frequently Asked Questions About Infinite Banking Initiative

What is Infinite Banking Initiative about and what kind of topics does it cover?

A practical, practitioner-facing show focused on the Infinite Banking Concept and Becoming Your Own Banker, with seasoned hosts exploring real-world applications of cash-value life insurance, policy loans, and ownership of money. Episodes blend personal journeys, case studies, and industry insights from IBC practitioners, insurers, and business owners, with frequent references to Nelson Nash Institute materials and the concept's critique of conventional banking. Noteworthy are in-depth, how-it-works discussions, cross-border perspectives, and actionable frameworks for using whole life products to fund deals, estate planning, and generational wealth. Potential listeners include financial professionals, insurance agents, and business owners s... more

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Which podcasts are similar to Infinite Banking Initiative?

These podcasts share a similar audience with Infinite Banking Initiative:

1. Banking With Life Podcast
2. Wealth Warehouse
3. Infinite Banking Mastery
4. Life Success & Legacy
5. StackedLife - Authorized Infinite Banking

How many episodes of Infinite Banking Initiative are there?

Infinite Banking Initiative launched 2 years ago and published 77 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Infinite Banking Initiative?

Recent guests on Infinite Banking Initiative include:

1. Doug Jones
2. Barry Brooksby
3. Mike Sidhu
4. Brian Fleming
5. Carl Rogers
6. Will Moran
7. Marty Smith
8. Joshua Levy

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