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Financial Freedom With Tim Decker

Tim Decker
Greenspring Advisors
Investing
Diversification
Stock Market
Inflation
Retirement Planning
Index Funds
Public
Bonds
Estate Planning
Social Security
Sequence Of Return Risk
Financial Planning
Portfolio Diversification
Taxes
Dimensional Fund Advisors
Tax Planning
Warren Buffett
Fee-Only Vs Fee-Based Advisory
Roth Conversions

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightforward, unbiased advice on any questions you may have. This program represents your best interest, not Wall Street’s.

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Artwork for Financial Freedom With Tim Decker

Latest Episodes

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightf... more

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. This week Tim has a special guest, Jeffrey Bernfeld Partner and Senior Advisor at... more

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightf... more

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightf... more

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightf... more

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightf... more

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightf... more

As a Fee-Only Financial Advisor, Tim brings his extensive knowledge and over 35 years of experience to the discussion of current financial and wealth management topics. Every show also provides opportunities for you to call in and get Tim’s straightf... more

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Recent Guests

Jeff Bernfeld
Certified Financial Planner, MBA
Greenspring Advisors
Episode: Financial Freedom with Guest Jeffrey Bernfeld July 25, 2026
Anthony Knight
Senior Financial Advisor at Greenspring Advisors
Greenspring Advisors LLC
Episode: Financial Freedom 102525
Mark Shivers
Police Officer, Manheim Township, Pennsylvania
Co-host for webinar
Episode: Financial Freedom 102525
Greg Plechner
Partner, lead advisor in Greenspring's New Jersey office
Greenspring Advisors
Episode: Financial Freedom 10/4/25
Don from Lancaster
Listener who called in with retirement guidance question
Episode: What’s behind it all? | 8/16/25
Dave from Hershey
Caller asking for energy sector investment ideas
Hershey, Pennsylvania (caller)
Episode: What is Window Dressing? | 7/19/25

Host

Tim Decker
Tim Decker is a fee-only financial advisor and host focused on unbiased, client-first financial guidance. He brings 35+ years of experience to explain investment principles, retirement planning, and fiduciary responsibilities in accessible terms.

Talking Points

Recent interactions between the hosts and their guests.

FF 071126
Q: What is the difference between a 100% fee-only advisor and a fee-based advisor? And why might fee-only be preferable?
Tim explains that fee-only means the advisor is compensated only by client fees, with no commissions or products sold that create conflicts of interest, while fee-based can involve commissions from selling products. He emphasizes that fee-only firms act as the quarterback for the client, with no sales incentives, aligning with longer-term planning and ongoing maintenance.
Financial Freedom 2/14/26
Q: Do we have a caller?
Yes, a caller named Jesse joins briefly asking for basics on building a portfolio and understanding rebalancing and index funds, which leads to practical investing guidance.
What is Window Dressing? | 7/19/25
Q: Is it better to focus on a broad ETF or look at sector bets for energy?
Tim recommends broadly diversified funds that include energy exposure as part of a larger stock allocation, rather than single-sector bets, to avoid over-concentration and risk. He suggests two ETF options (DFAW and AVMA) as starting points, but emphasizes fitting any choice to the listener's goals and risk tolerance.
Financial Freedom 9/20/25
Q: When did the rule allowing a spouse to begin Social Security at different ages start, and could there be changes to that policy in the future?
The guest and host acknowledge uncertainty about the dating of that rule and discuss potential future changes to Social Security that could include means-testing or raising full retirement ages; the emphasis is on staying informed and planning with flexible, objective guidance.
Financial Freedom 9/20/25
Q: What is your take on the proliferation of gold commercials pushing people to move retirement savings into gold?
Chasing investments that have recently performed well tends to be driven by recency bias and can be dangerous; if you choose to own precious metals, limit exposure and be aware of markups and selling costs, while maintaining broad diversification through stock and bond indices.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Financial Freedom With Tim Decker

What is Financial Freedom With Tim Decker about and what kind of topics does it cover?

A practical, listener-driven financial advisory show led by a fee-only advisor with over 35 years of experience. The program centers on long-term wealth building, low-cost investing, and disciplined planning, with a strong emphasis on fiduciary ethics and avoiding high-cost products. Callers bring real-world scenarios on retirement planning, tax-aware strategies, and portfolio construction, and the host provides straightforward, evidence-based guidance aimed at helping everyday investors achieve durable financial independence. Notable throughlines include a clear commitment to transparency, education for clients, and frequent reminders to separate politics from investing while emphasizing a goal-driven plan and diversified, low-cost exposur... more

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Which podcasts are similar to Financial Freedom With Tim Decker?

These podcasts share a similar audience with Financial Freedom With Tim Decker:

1. The Decision Dividend
2. Jill on Money with Jill Schlesinger
3. Money Moves with Jill Schlesinger

How many episodes of Financial Freedom With Tim Decker are there?

Financial Freedom With Tim Decker launched 9 years ago and published 313 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Financial Freedom With Tim Decker?

Recent guests on Financial Freedom With Tim Decker include:

1. Jeff Bernfeld
2. Anthony Knight
3. Mark Shivers
4. Greg Plechner
5. Don from Lancaster
6. Dave from Hershey

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