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Retire With Style

Wade Pfau & Alex Murguia
Retirement Planning
Social Security
Retirement Income Planning
Tax Planning
Financial Planning
Roth Conversions
Inflation
4% Rule
Retirement Income
Investment Strategies
Long-Term Care Insurance
Market Volatility
Asset Allocation
Annuities
Roth IRA
Retirement
Long-Term Care
Medicare
Mclean Asset Management
Financial Markets

The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with.Start by going to risaprofile.co... more

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Artwork for Retire With Style

Latest Episodes

In this episode of Retire With Style, Wade Pfau and Alex Murguia walk through the foundational elements of estate, legacy, and incapacity planning from Chapter 11 of the Retirement Planning Guidebook. They discuss why estate planning is about far mor... more

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In this episode of Retire with Style, Wade and Alex continue their discussion of retirement tax pitfalls. They focus on how small increases in income can trigger disproportionately large financial consequences through lost benefits and higher effecti... more

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In this episode of 'Retire with Style', Wade Pfau and Alex Murguia delve into the intricacies of tax planning as part of retirement strategy. They discuss the importance of asset location in retirement accounts, the pitfalls that retirees face regard... more

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This week on Retire with Style, Alex and Wade focus on how retirees can improve tax efficiency to maximize after-tax spending power. They walk through the structure of the tax system, emphasizing the importance of understanding adjusted gross income ... more

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Recent Guests

Daniel Crosby
Chief Behavioral Officer at Orion and author of The Soul of Wealth
Orion
Episode: [Best of 2025 Repost] Episode 174 The Psychology of Investing Understanding Market Reactions
Beth Pinsker
Personal finance journalist and author of My Mother's Money, A Guide to Financial Caregiving
MarketWatch
Episode: Episode 205: Preparing for the Financial Side of Caregiving
Brett Layton
Guest expert discussing tax implications and planning strategies
Episode: Episode 203: OBBBA and You, Part 3: Building, Passing, and Protecting Wealth Under OBBBA
Brett Leyton
CPA with a Masters in Taxation and a member of the Retirement Researcher Academy
Episode: Episode 201: OBBBA and You: How the “One Big Beautiful Bill” Reshapes Retirement Taxes
Dan Haylett
Author of 'The Retirement You Didn't See Coming' and host of the podcast 'Humans Versus Retirement'
Episode: Episode 199: Beyond the Numbers: Planning for Life, Not Just Finances
Bill Bengen
The father of the 4% rule and retirement planning expert
Bengen Financial Services
Episode: Episode 197: RWS Live! With Bill Bengen: Part 2
Alex Murguia
Co-host of Retire With Style
Retire With Style Podcast
Episode: Episode 196: RWS Live! With Bill Bengen: Part 1
William Bengen
Key thought leader in retirement income planning
Episode: Episode 195: The 4% Rule and Beyond: Retirement Strategies with Bill Bengen
John Manganaro
Senior reporter for ThinkAdvisor covering retirement income planning and financial technology.
ThinkAdvisor
Episode: Episode 184: Can Tech Replace Your Financial Advisor?

Hosts

Wade Pfau
Co-host of Retire With Style; Retirement Researcher, McLean Asset Management
Alex Murguia
Co-host of Retire With Style; Retirement Researcher, McLean Asset Management

Reviews

4.0 out of 5 stars from 226 ratings
  • Informative, sometimes gets off track

    I’ve been listening to the podcast for about a year, and it’s providing lots of useful information. Wade gives excellent, detailed explanations. My one concern is that Alex sometimes goes off on tangents that detract from the explanations. He’s clearly trying to keep the mood of the show a bit lighter, but he can come across as goofy.

    Apple Podcasts
    4
    Rieslingfans
    United Statesa month ago
  • One of the best retirement prep podcasts

    I look forward to this podcast as it presents very interesting insights on multiple retirement topics

    Apple Podcasts
    5
    JasSohi
    United States2 months ago
  • Intelligent, research based ideas about retirement

    Makes me think how my Retirement Style is important to understand and the strategies that might work best with that style

    Apple Podcasts
    5
    Mick J
    United States5 months ago
  • Difficult, annoying listen

    Contains some good content but it seems like Alex and Wade value their own relationship than their relationships with the listeners. Maybe an editor would be helpful so they can enjoy making the podcast without burdening the listener with chatty and at times offensive content.

    Apple Podcasts
    2
    Thera1
    United States6 months ago
  • Talking at people

    Stop talking like your audience is other financial planners. Speak plainly.

    Apple Podcasts
    1
    Katie Dubs
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Positive feedback on complex topics explained accessibly, with high regard for Wade's knowledge.
Some listeners criticize heavy banter and interruptions by a co-host.
Experts praise rigorous research and practical retirement guidance.
Mixed reviews on show dynamics, with several listeners asking for more concise delivery.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Episode 216: The Retirement Tax Mistake That Costs Thousands
Q: Is it a good idea if most of your retirement money is in Roth accounts?
While in an ideal world, it's great to have everything in Roths, in reality, people should still consider contributions to traditional tax-deferred accounts based on their current and future tax situations.
Episode 216: The Retirement Tax Mistake That Costs Thousands
Q: How do people keep track of how much income they have during the year when sometimes the final statements are not available until the next year?
They need to monitor incoming funds and account for end-of-year distributions to accurately target income levels.
Episode 216: The Retirement Tax Mistake That Costs Thousands
Q: How should you find what is the target EMR for someone?
For average individuals under $3M in investible assets, a 12% EMR target for ordinary income is considered reasonable.
Episode 216: The Retirement Tax Mistake That Costs Thousands
Q: If you are under 65, single and retired and do Roth conversions, will the conversions impact possible Irma for Medicare when you turn 65?
Roth conversions themselves are not excluded from the income considered for IRMA surcharges, so this will generally need to be paid.
Episode 216: The Retirement Tax Mistake That Costs Thousands
Q: If my current expenses and my future expenses will be the same due to a vacation home purchase, what is the best strategy with over 80% of my investments locked up in tax-deferred accounts?
You may need to look at the situation for potential Roth conversions to transition funds over to a Roth IRA to manage tax liabilities better.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retire With Style

What is Retire With Style about and what kind of topics does it cover?

Two veteran hosts discuss retirement planning with a focus on income strategies, withdrawal strategies, and tax considerations, often tying topics back to a guiding framework for retirement income personality. Episodes mix rigorous research with practical planning tips, guest insights, and candid banter, making complex concepts accessible for individuals nearing or planning retirement. The format stands out for its deep dive into topics like Social Security, annuities, and tax-efficient withdrawal strategies, while balancing theory with real-world applicability.

Noteworthy is the collaboration between an academic-leaning researcher and a practitioner-host, which can yield rigorous analysis alongside actionable guidance. This blend may appe... more

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Which podcasts are similar to Retire With Style?

These podcasts share a similar audience with Retire With Style:

1. The Retirement and IRA Show
2. Retirement Answer Man
3. Retirement Planning Education, with Andy Panko
4. The Boldin Your Money Podcast
5. Retirement Starts Today

How many episodes of Retire With Style are there?

Retire With Style launched 4 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retire With Style?

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What guests have appeared on Retire With Style?

Recent guests on Retire With Style include:

1. Daniel Crosby
2. Beth Pinsker
3. Brett Layton
4. Brett Leyton
5. Dan Haylett
6. Bill Bengen
7. Alex Murguia
8. William Bengen

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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