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Women's Money Wisdom

Melissa Joy, CFP®
Financial Planning
Estate Planning
Financial Literacy
Tariffs
Retirement Planning
Inflation
Investing
Trump Administration
Pearl Planning
Financial Therapy
Sandwich Generation
Student Loans
One Big Beautiful Bill Act
Women In Wealth
Wealth Transfer
Investment Strategies
Behavioral Finance
Trusts
Work-Life Balance
Parent PLUS Loans

You’re working hard, caring for everyone else, and managing a thousand details a day - but when was the last time you focused on your finances?As a woman, you might carry the emotional and logistical weight of caregiving, parenting, career-building, and household management. It’s no wonder financial planning tends to fall to the bottom of your list -yet it’s one of the most important tools you hav... more

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Artwork for Women's Money Wisdom

Latest Episodes

Most people have never heard of an ABLE account, but it may be one of the most useful and underused tools in disability financial planning. Melissa Joy, CFP®, is joined by Scott de Varona, division director of MiABLE, Michigan's ABLE savings program,... more

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After her husband Doug's sudden death in 2023, Samina Bari discovered that having a will, a trust, and a team of trusted professionals in place made almost no difference in the chaos that followed. What she needed was not a checklist, but a guide, so... more

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Historian and investor Joseph Moore, PhD, spent over a decade digging through 300 years of American financial advice to find out what actually worked, and what everyday people, not just the Rockefellers of the world, were told to do with their money.... more

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Midlife comes with plenty of taboo topics that rarely get discussed together: money, sex, and the fantasy of burning it all down. Melissa Joy, CFP® sits down with Lindsay Goldwert, a writer whose work has appeared in The New York Times, New York Maga... more

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Recent Guests

Molly Rosen
Co-founder and co-CEO of Project Next Leadership, leadership coach for executives
Project Next Leadership
Episode: Episode 328: Burnout, Sabbaticals, and the Power of Strategic Rest with Molly Rosen
Kaylin Dillon
Certified financial planner; fee-only advisor; author of Prenup Partnership
Kaylin Dillon Financial Planning
Episode: Episode 327: Prenups as a Partnership: Approaching a Prenuptial Agreement as a Team with Kaylin Dillon, CFP®
Stefanie O'Connell
Award-winning journalist and author of The Ambition Penalty
Author, The Ambition Penalty
Episode: Episode 326: The Ambition Penalty: Why Women Are Pushed Down for Getting Ahead with Stefanie O’Connell
Christy Howden
CEO and co-founder of Wolverine Pickleball
Wolverine Pickleball
Episode: Episode 325: From Passion to Pickleball Pioneer: Building a Second Act Business with Christy Howden
Ben Carlson
Director of Institutional Asset Management at Ritholtz Wealth Management; author of Risk and Reward
Ritholtz Wealth Management
Episode: Episode 324: History, Risk, and the Long Game: Investing Lessons That Never Go Out of Style with Ben Carlson
Maddy Roche
Chief Growth Officer of Partnerships for Child Free Trust; host of Child Free Life by Design Podcast
Child Free Trust; Child Free Life by Design Podcast
Episode: Episode 323: Planning for Child Free People: Estate, Legacy, and Financial Strategies with Maddy Roche
Bridget Grimes
Founder of Wealth Choice; co-founder of Equita Financial Network; CFP Board ambassador
Wealth Choice; Equita Financial Network
Episode: Episode 321: Retire Early: What Women Need to Know About Leaving Work on Your Own Terms with Bridget Grimes
Nicole Adkison
Estate planning attorney and wealth strategist
California (and upcoming Nevada/Florida practice), founder of estate planning practice
Episode: Episode 320: Beyond the Documents: Estate Planning, Family Communication, and Legacy with Nicole Adkison
Megan Burns
Founder of Mirador Law, trial lawyer specializing in personal injury
Mirador Law
Episode: Episode 319: The Financial side of Getting Hurt: Insurance, Disability and Personal Injury Law with Megan Burns

Host

Melissa Joy
Host of the show and founder of Pearl Planning, guiding conversations with practical financial planning focus.

Reviews

4.9 out of 5 stars from 33 ratings
  • Melissa gets it

    I love this podcast because it’s obvious Melissa is a working mom. She deeply understands all of the different seen and unseen jobs that we have. That perspective makes her podcast so much more relevant to my life!

    Apple Podcasts
    5
    gyuufgyu
    United States7 months ago
  • Worthwhile listen!

    If you’d like to be better in how you spend your money, this is a fantastic place!

    Apple Podcasts
    5
    dianegervacio
    Philippines3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests offer practical, actionable financial guidance you can apply right away.
Conversations balance personal stories with clear takeaways for long-term planning.
Relatable host who understands working moms and the juggling of busy lives.
Great for listeners wanting to learn financial concepts without jargon.

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Money Guy ShowBrian Preston and Bo Hanson

Talking Points

Recent interactions between the hosts and their guests.

Episode 327: Prenups as a Partnership: Approaching a Prenuptial Agreement as a Team with Kaylin Dillon, CFP®
Q: What are your real-life experiences with prenups?
Most couples who come to Kaylin are already open to the idea or at least considering a prenup, and the process often involves collaborative planning to align goals and ensure both sides feel understood and protected.
Episode 326: The Ambition Penalty: Why Women Are Pushed Down for Getting Ahead with Stefanie O’Connell
Q: Is there any hopeful trend or encouraging data you've come across?
She notes that in organizations where a majority of management is women, pay and promotion gaps can disappear, showing that broad representation rather than token leadership can shift culture and outcomes.
Episode 326: The Ambition Penalty: Why Women Are Pushed Down for Getting Ahead with Stefanie O’Connell
Q: What practical steps can listeners take to navigate or mitigate these biases in their careers?
Stefanie emphasizes a combination of individual action and collective strategies, including ongoing negotiation, pay transparency, building supportive networks within organizations, and pushing for institutional policies that align practices with written policies; she also highlights micro-movements and coalition-building to effect change.
Episode 307: Long-Term Care Planning: Why Waiting Too Long Can Cost You
Q: What are some practical action items for listeners who may be caregivers or planning for future care?
Discuss care funding plans with aging family members, ensure policy information is accessible if someone lapses, normalize aging conversations in financial planning, and consider starting long-term care discussions earlier rather than later.
Episode 307: Long-Term Care Planning: Why Waiting Too Long Can Cost You
Q: Can you go through a few of the components of these policies?
Policies typically mix a life insurance component with a long-term care rider; you pay premiums, accumulate a pool of money for care that grows over time, and there may be inflation adjustments and potential surrender options.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Women's Money Wisdom

What is Women's Money Wisdom about and what kind of topics does it cover?

A practical, woman-focused financial show that covers investing, retirement, and life transitions with a emphasis on aligning money with values. Episodes mix actionable planning tips with real-world stories—from disciplined investing and tax-aware retirement strategies to navigating burnout, prenups, and family governance. A distinctive thread is making complex financial concepts approachable for busy listeners who juggle caregiving, careers, and entrepreneurship, often featuring guest experts who translate specialized knowledge into clear guidance. The format centers on empowering listeners to take control of their financial lives while balancing personal goals and family responsibilities.

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How many episodes of Women's Money Wisdom are there?

Women's Money Wisdom launched 5 years ago and published 338 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Women's Money Wisdom?

Recent guests on Women's Money Wisdom include:

1. Molly Rosen
2. Kaylin Dillon
3. Stefanie O'Connell
4. Christy Howden
5. Ben Carlson
6. Maddy Roche
7. Bridget Grimes
8. Nicole Adkison

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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