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Artwork for Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
Budgeting
Debt Management
Financial Coaching
Budget Besties
Financial Planning
Personal Finance
Savings
Savings Buckets
Dave Ramsey
Debt
Debt Payoff
Financial Goals
Budget System
Credit Cards
Credit Card Debt
Savings Strategies
Annual Bills
Emergency Fund
Financial Literacy
Financial Freedom

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop liv... more

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Artwork for Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Latest Episodes

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

Hey, budget besties! 💕

What happens when your income changes every month, but your financial goals stay the same? How do you save for a house, pay off debt, an... more

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

Budget besties, if you’ve ever listened to us and thought, “Okay…but how am I supposed to do ALL of this?” — this episode is for you.

Coach Michelle is back fre... more

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

In this episode, we sit down with Emily to walk through her real-life October budget — debt, kids, unexpected expenses, savings buckets, and all.

Emily is carry... more

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

Budget Besties, this episode is such a good reminder that budgeting isn’t about having everything perfectly figured out—it’s about finally having a system that h... more

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Recent Guests

Erica Bennett
Guest on the Crazy Ex-Wife's Club episode
Episode: Make Good Money but Keep Overspending? How to Budget Without Feeling Restricted | Reair: The Crazy Ex-Wife’s Club with Erica Bennett | 607
Shari Rash
Financial planner with own firm, expert guest on budgeting and women's money confidence
GWA Wealth
Episode: Money Mindset: Why You Need a Budget Before You Build Wealth with Shari Rash | 596
Peggy Meyer
Guest on the podcast, Positive Life Solutions
Positive Life Solutions
Episode: Bougie on a Budget: How to Enjoy Nice Things Without the Money Stress | Reair: Positive Life Solutions with Peggy Meyer | 594
Coach Michelle
Coach Michelle from Office Hours
Budget Besties
Episode: How She Saved $1,000 Every 6 Months and Put It Toward Debt | 586
Brianne Smith
Former client; inspired listener turned guest on the show
Budget Besties coaching client
Episode: After YNAB and Dave Ramsey: The Budget System That Finally Worked | 581
Rachel Kind
Host of Mama's Tired, featured guest on this episode
Mama's Tired
Episode: Money Mindset Reset: Stop Avoiding Your Numbers | Reair: Mama's Tired with Rachel Kind | 580
Chelsey Debruin
Guest on the episode, identified as the invited expert
Financial coaching client-facing professional
Episode: How to Stop Feeling Stressed About Money Without Tracking Every Dollar | Reair: All Things Excellence Podcast with Chelsey Debruin | 576
Masha Goins
Host of Money Magnet Mama podcast
Money Magnet Mama
Episode: Not Your Grandma’s Budget: How to Budget When You Hate Budgeting | Reair: Money Magnet Mama with Masha Goins | 559
Rebecca E. Whitman
Mindset coach of the decade; Magnetic Abundance Mastermind founder
Rebecca E. Whitman, Magnetic Abundance Mastermind
Episode: Stop Letting Money Control You: Mindset + Money Habits for Real Abundance with Rebecca E. Whitman | 557

Hosts

Shana
Host of the show and master financial coach trained by Dave Ramsey; co-creator of Budget Besties; frequent host and budgeting facilitator
Vanessa
Host of the show and master financial coach trained by Dave Ramsey; co-creator of Budget Besties; leads budgeting methodology

Reviews

4.6 out of 5 stars from 401 ratings
  • A lot of waffle not much else

    Listened to a couple of episodes and afraid there wasn’t any actual advice on either, just a lot of waffle talk without saying anything useful or practical. ‘Her budget was budgeting’ ‘she got out of her head and got the math to math’ ok but how? A lot of wasted air on this show, sorry

    Apple Podcasts
    1
    ACEofHEARTS beacuse I AM
    United Kingdom3 months ago
  • Encouraging, Practical, and Truly Helpful

    I had the opportunity to be a guest on the Financial Coaching Podcast today, and I left even more impressed with Vanessa and Shana and the incredible work they are doing through Budget Besties. Their approach to budgeting and financial coaching is practical, encouraging, and realistic for everyday people. They create a judgement-free space where finances feel manageable instead of overwhelming. I highly recommend listening to their podcast and learning more about their system!

    Apple Podcasts
    5
    Mjz1998
    United States4 months ago
  • Wow!! Love it

    They are fun and besties who are financial gurus. Tune it to manage your $$.

    Apple Podcasts
    5
    Tamera Trotter
    United States5 months ago
  • Financially illiterate no more!

    I’ve never had confidence when it comes to money management and budgeting. I did OK until I got married and then handed over the responsibility to my husband. This podcast has made me realize the importance of financial literacy and has made me confident in my ability to understand a realistic budgeting strategy that works for my life. So grateful for the Budget Besties! 💕

    Apple Podcasts
    5
    Moms Overcoming Overwhelm
    United States8 months ago
  • They make budgeting seem fun!

    This podcast is so helpful - truly feels like talking to a friend about budgeting

    Apple Podcasts
    5
    leishabrooke
    United States8 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The coaching program and budgeting system are highlighted as life-changing and doable for families.
Listeners appreciate practical, non-judgmental budgeting guidance and real-world results.
Guests and hosts are praised for actionable tips that translate into debt payoff and better money habits.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#4
United States/Education/How To
Apple Podcasts
#118
United States/Education
Apple Podcasts
#1
Canada/Education/How To
Apple Podcasts
#67
United Kingdom/Education/How To
Apple Podcasts
#96
Canada/Education
Apple Podcasts
#14
Australia/Education/How To

Talking Points

Recent interactions between the hosts and their guests.

How to Stop Playing Catch-Up With Money: Build a Buffer, Organize Your Accounts & Breathe Again | 623
Q: How do I get my husband on board with using two or three different debit cards, and is it possible for me to use separate spending cards while he uses another?
Start with a single spending account for him, set a clear budget for his category spending, and gradually introduce the idea of additional accounts if needed; the key is open conversation and showing the practical benefits of a simpler, more organized system.
From Living Paycheck to Paycheck to Paying Off Debt: The Budget System That Finally Worked with Becky | 620
Q: What role did Becky play in developing the budget tools you use?
Becky is recognized as the backend formula expert who helped develop and continually improve the budget system, including the debt snowball, debt tracker, and asset tracker, making the tools highly interactive and tailored to users' lives.
From Living Paycheck to Paycheck to Paying Off Debt: The Budget System That Finally Worked with Becky | 620
Q: How did you stay motivated through the long paydown journey?
The hosts emphasize ongoing coaching, seeing tangible milestones (like paying off debt and buying a home), and the ability to budget for joy (vacations, events) as key motivators.
From Living Paycheck to Paycheck to Paying Off Debt: The Budget System That Finally Worked with Becky | 620
Q: What was the first turning point that convinced you the budgeting system could work for you?
Becky explains that stopping the cycle of perpetual debt payments and negotiating with creditors to reduce interest or convert to 0% installments allowed her to shift from fear to a proactive plan, proving the system could work.
How to Get One Paycheck Ahead and Create a Realistic Budget | 615
Q: Tell us first thing, how often do you get paid?
Jen explains she gets paid twice a month on the 15th and last day, with her husband paid every other week, which influences how they structure their bills and the paycheck-ahead plan.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

- Two money coaches consistently break down practical, replicable budgeting systems centered on multiple digital accounts and automated transfers. Episodes emphasize moving away from paycheck-centric thinking to a holistic monthly view, using savings buckets, and pre-funding bills to reduce stress and debt. A recurring theme is actionable tactics you can implement quickly, with real-life client stories and a coaching program as a path to deeper engagement.

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this podcast launched 6 years ago and published 632 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Erica Bennett
2. Shari Rash
3. Peggy Meyer
4. Coach Michelle
5. Brianne Smith
6. Rachel Kind
7. Chelsey Debruin
8. Masha Goins

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