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Artwork for Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
Budgeting
Debt Management
Financial Coaching
Budget Besties
Financial Planning
Personal Finance
Savings Buckets
Savings
Dave Ramsey
Debt
Debt Payoff
Budget System
Financial Goals
Credit Card Debt
Credit Cards
Annual Bills
Emergency Fund
Financial Literacy
Savings Strategies
Savings Accounts

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop liv... more

PublishesDailyEpisodes641Founded6 years ago
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Artwork for Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Latest Episodes

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

Hey, budget besties! 💕

If you're self-employed, juggling inconsistent income, and constantly trying to figure out how much money you can actually spend, this e... more

Watch us make the budget!

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

Budget besties, HOW is it already November?! 🍁 We blinked, October disappeared, and suddenly it's time to make another budget!

But d... more

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

Budget besties, does your grocery spending feel like a roller coaster? One week you're grabbing milk and eggs, and the next you're dropping hundreds at Costco. A... more

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

Are you ready to get your budget organized but feeling a little overwhelmed about where to start? How many checking accounts do you actually need? What happens w... more

Key Facts

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Recent Guests

Carrie Lupoli
Author of Corset to Crown; nutrition and behavior specialist
Corset to Crown author; disruptive nutrition
Episode: Why Your Identity—Not Your Diet or Budget—May Be the Key to Lasting Change | 617
Erica Bennett
Guest on the Crazy Ex-Wife's Club episode
Episode: Make Good Money but Keep Overspending? How to Budget Without Feeling Restricted | Reair: The Crazy Ex-Wife’s Club with Erica Bennett | 607
Shari Rash
Financial planner with own firm, expert guest on budgeting and women's money confidence
GWA Wealth
Episode: Money Mindset: Why You Need a Budget Before You Build Wealth with Shari Rash | 596
Peggy Meyer
Guest on the podcast, Positive Life Solutions
Positive Life Solutions
Episode: Bougie on a Budget: How to Enjoy Nice Things Without the Money Stress | Reair: Positive Life Solutions with Peggy Meyer | 594
Coach Michelle
Coach Michelle from Office Hours
Budget Besties
Episode: How She Saved $1,000 Every 6 Months and Put It Toward Debt | 586
Brianne Smith
Former client; inspired listener turned guest on the show
Budget Besties coaching client
Episode: After YNAB and Dave Ramsey: The Budget System That Finally Worked | 581
Rachel Kind
Host of Mama's Tired, featured guest on this episode
Mama's Tired
Episode: Money Mindset Reset: Stop Avoiding Your Numbers | Reair: Mama's Tired with Rachel Kind | 580
Chelsey Debruin
Guest on the episode, identified as the invited expert
Financial coaching client-facing professional
Episode: How to Stop Feeling Stressed About Money Without Tracking Every Dollar | Reair: All Things Excellence Podcast with Chelsey Debruin | 576
Masha Goins
Host of Money Magnet Mama podcast
Money Magnet Mama
Episode: Not Your Grandma’s Budget: How to Budget When You Hate Budgeting | Reair: Money Magnet Mama with Masha Goins | 559

Hosts

Shana
Host of the show and master financial coach trained by Dave Ramsey; co-creator of Budget Besties; frequent host and budgeting facilitator
Vanessa
Host of the show and master financial coach trained by Dave Ramsey; co-creator of Budget Besties; leads budgeting methodology

Reviews

4.6 out of 5 stars from 401 ratings
  • Blessed

    These ladies are uh-mazing! They have ideas for every situation and are

    willing to listen and support, a real no judgement environment.

    Apple Podcasts
    5
    Mspink81
    United States2 days ago
  • Love

    I am hooked on this show! I heard of them from another podcast and have been listening every day since! Love the approach

    Apple Podcasts
    5
    Jjunie2016
    United Statesa month ago
  • A lot of waffle not much else

    Listened to a couple of episodes and afraid there wasn’t any actual advice on either, just a lot of waffle talk without saying anything useful or practical. ‘Her budget was budgeting’ ‘she got out of her head and got the math to math’ ok but how? A lot of wasted air on this show, sorry

    Apple Podcasts
    1
    ACEofHEARTS beacuse I AM
    United Kingdom3 months ago
  • Encouraging, Practical, and Truly Helpful

    I had the opportunity to be a guest on the Financial Coaching Podcast today, and I left even more impressed with Vanessa and Shana and the incredible work they are doing through Budget Besties. Their approach to budgeting and financial coaching is practical, encouraging, and realistic for everyday people. They create a judgement-free space where finances feel manageable instead of overwhelming. I highly recommend listening to their podcast and learning more about their system!

    Apple Podcasts
    5
    Mjz1998
    United States5 months ago
  • Wow!! Love it

    They are fun and besties who are financial gurus. Tune it to manage your $$.

    Apple Podcasts
    5
    Tamera Trotter
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The coaching program and budgeting system are highlighted as life-changing and doable for families.
Listeners appreciate practical, non-judgmental budgeting guidance and real-world results.
Guests and hosts are praised for actionable tips that translate into debt payoff and better money habits.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#8
United States/Education/How To
Apple Podcasts
#155
United States/Education
Apple Podcasts
#3
Canada/Education/How To
Apple Podcasts
#36
United Kingdom/Education/How To
Apple Podcasts
#95
Canada/Education
Apple Podcasts
#25
Australia/Education/How To

Talking Points

Recent interactions between the hosts and their guests.

How to Budget Your Paycheck So You Stop Running Out of Money | 636
Q: I have no idea where to start. Currently living paycheck to paycheck. I already have a spreadsheet, but it just isn't helping. I have money left over from paychecks, but somehow it always disappears, and I never have enough for savings.
They explain that a spreadsheet may track spending without showing when bills are due or how much is available. They recommend a budgeting system that shows the full picture and separating bills, groceries, and personal spending into designated accounts or buckets with clear limits.
How to Budget Your Paycheck So You Stop Running Out of Money | 636
Q: How should I budget for groceries? I go to Costco sporadically and usually go to regular grocery stores as I need things. Should I total up previous two or three months' expenses, then divide to get a rough monthly estimate?
Shana and Vanessa suggest reviewing grocery and household spending, and using a full year of Costco transactions when possible because spending can vary by season. Divide the annual amount by 12 and contribute that amount monthly to a dedicated bucket, or choose a fixed monthly limit. Budget regular grocery trips separately.
Entrepreneur? How to Budget With Irregular Income and Pay Off Debt | 638
Q: What do I do with it so that I'm not freaking out when I start going into the fall?
They advise setting aside money to cover business and personal expenses through slower months, and pausing extra debt payments until those costs are funded.
Entrepreneur? How to Budget With Irregular Income and Pay Off Debt | 638
Q: So how do I separate that or do I need to separate that?
The coaches recommend separate business and personal budgets and accounts, determining the costs of each and having the business pay Shelly a planned paycheck for personal expenses.
How to Pay Off Multiple Credit Cards: Which Debt Should You Pay First? | 632
Q: What is the best way to pay off credit card debt with multiple cards involved?
List each card's balance, interest rate and actual minimum payment, then choose a target based on the budget and circumstances. Focus extra payments on one card at a time instead of dividing them among several.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

- Two money coaches consistently break down practical, replicable budgeting systems centered on multiple digital accounts and automated transfers. Episodes emphasize moving away from paycheck-centric thinking to a holistic monthly view, using savings buckets, and pre-funding bills to reduce stress and debt. A recurring theme is actionable tactics you can implement quickly, with real-life client stories and a coaching program as a path to deeper engagement.

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this podcast launched 6 years ago and published 641 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Carrie Lupoli
2. Erica Bennett
3. Shari Rash
4. Peggy Meyer
5. Coach Michelle
6. Brianne Smith
7. Rachel Kind
8. Chelsey Debruin

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