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HerMoney with Jean Chatzky

Jean Chatzky Her Money
Retirement Planning
Personal Finance
Investing
Social Security
Mental Health
Financial Independence
Financial Planning
Budgeting
Retirement
Artificial Intelligence
Investment Strategies
Inflation
Estate Planning
Divorce
Financial Literacy
Women Empowerment
Financial Advisors
Annuities
Community Support
Healthcare Costs

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry... more

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Latest Episodes

Sixty percent of Americans say they feel scared when they think about the future, and women are more likely than men to feel that way. If your instinct is to push that fear down, breathe through it, or just try to be more fearless, Farnoosh Torabi wa... more

Have you ever stopped to think about how nearly every product in your life — the car you drive, the shoes on your feet, the chair you're sitting in right now — was actually designed for men? Because cars were designed for men, women are 73% more like... more

YouTube

We're closing in on the end of 2026, and on paper, it's been an amazing year for the markets. But that doesn't change the math that so many of us are feeling in our day-to-day lives. That’s why we’re back with Tori Dunlap, founder and CEO of Her Firs... more

In this AMA, Jean sits down with Anne — a 57-year-old retiree, self-taught investor, and self-described "super saver" — who's questioning whether her advisor's 60-basis-point fee (upwards of $50,000 a year) is still worth it now that she's retired, d... more

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Recent Guests

Dr. Jill Biden
Author of View From The East Wing; former First Lady; educator
None specified
Episode: Ep 547: Dr. Jill Biden on Why Every Woman Needs Her Own Money
Meghan Pinchuk
Chief Investment Officer and Partner at Morton Wealth
Morton Wealth
Episode: InvestingFixx Sneak Peek: Should You Buy Gold Right Now?
Linda Armyn
President and CEO of FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Episode: Ep 546: What If Women Are Already Better With Money Than We Think?
Elizabeth Ayoola
Co-host of Nerdwallet's Smart Money Podcast; adopter of sinking funds
Nerdwallet
Episode: Sinking Funds 101: How to Save Smarter with Nerdwallet's Sean Pyles and Elizabeth Ayoola
Sean Pyles
CFP; Host of Nerdwallet's Smart Money Podcast; sinking funds evangelist
Nerdwallet
Episode: Sinking Funds 101: How to Save Smarter with Nerdwallet's Sean Pyles and Elizabeth Ayoola
Melinda Caughill
Co-founder of 65 Incorporated, Medicare Talk at the dinner table
65 Incorporated
Episode: Ep 545: Getting the Most Out of Medicare: What You Need to Know
Diane Omdahl
Registered nurse with 40+ years in Medicare-related training
65 Incorporated
Episode: Ep 545: Getting the Most Out of Medicare: What You Need to Know
Jean Chatzky
Author of The Forever Paycheck, founder/CEO of HerMoney
HerMoney
Episode: Ep 544: Is the 4% Rule Dead? Jean Chatzky on Building a Paycheck That Never Runs Out
Joel Larsgaard
Co-host of How To Money podcast
How To Money
Episode: The Secret To Building Wealth As A Normal Person

Host

Jean Chatzky
Host of HerMoney

Reviews

4.7 out of 5 stars from 1.7k ratings
  • HerMoney hits the mark

    Common Sense advice

    I’ve read Jean Chatzky’s column in AARP magazine for several years, and this podcast is exactly what I was hoping for: Down to earth advice for those of us who are worried about spending too much of the money we’ve diligently saved throughout our middle-class careers (average two-paycheck income of $80,000 in the 10 years leading to retirement).

    Apple Podcasts
    5
    Molly Towson
    United States18 days ago
  • Thank you

    You have done such a great job addressing the shortfall in our minimum dignity floor by explaining the option of annuities. We all trust you and are very grateful that you have taken a deep dive into this topic. Appreciate you writing Forever Paycheck

    Apple Podcasts
    5
    marci l morgan
    United States19 days ago
  • Listening to HerMoney is self care

    Jean is knowledgeable and an incredibly talented reporter, she is a master at guiding each episode’s conversation into digestible learning moments. Have been listening to HerMoney for many years and will continue to do so for many more. By far a large part of my financial education is owed to the HerMoney team.

    Apple Podcasts
    5
    Angela GM
    United Statesa month ago
  • Love this podcast!

    Jean is so positive, knowledgable, and personal. Great guests. Very timely.

    Apple Podcasts
    5
    IamAMD
    United Statesa month ago
  • Long Time Listener

    I’ve been listening to Jean for 8 years. I remember absolutely fangirling when she came to visit my company as part of her Fidelity tour sponsorship. I love how she breaks down her financial advice into relatable steps, and always makes you feel intelligent and in control. Her content is a pleasure to consume.

    Apple Podcasts
    5
    Juinnye
    United Statesa month ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Quality guests and actionable tips are frequently highlighted by listeners.
Some critique format shifts and sponsor mentions; overall positive sentiment about content quality.
Listeners appreciate practical, relatable money guidance tailored to women.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#65
United States/Business/Investing
Apple Podcasts
#214
United States/Business
Apple Podcasts
#189
Finland/Business/Investing
Apple Podcasts
#206
South Korea/Business/Investing
Apple Podcasts
#230
Russia/Business/Investing
Apple Podcasts
#247
Norway/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Ep 547: Dr. Jill Biden on Why Every Woman Needs Her Own Money
Q: What advice would you give to women balancing career, caregiving, and finances today?
She advocates for staying employed or building income, maintaining independence, planning for retirement, and having conversations about money with friends to reduce abdication to spouses.
Ep 547: Dr. Jill Biden on Why Every Woman Needs Her Own Money
Q: How did your early money memories shape the financial guidance you give to young women?
She recalls growing up with a frugal family, the importance of saving and managing money, and the need to educate oneself about investments, which informs her emphasis on financial literacy and independence for women.
Ep 547: Dr. Jill Biden on Why Every Woman Needs Her Own Money
Q: Tell us about the moment you first realized you needed to be financially independent.
Jill Biden describes a personal turning point after a difficult divorce, realizing she had to secure her own financial footing, increase her education, and build savings, which motivated her to pursue two master's degrees and a doctorate while maintaining independence.
“Should We Give Up a $350K Lump Sum for a Bigger Guaranteed Pension?”
Q: What does the research say about spending patterns of those with pensions versus retirement accounts, and how does that influence your recommendation?
Research shows pension holders tend to spend more because the guaranteed income reduces fear of running out of money, whereas those with only retirement accounts spend less; this supports prioritizing guaranteed income to enable more intentional long-term investing of other assets.
“Should We Give Up a $350K Lump Sum for a Bigger Guaranteed Pension?”
Q: How does the survivor benefit choice affect the monthly amount, and why is 100% survivor often chosen given life expectancy differences?
Choosing 100% survivor ensures the spouse continues to receive the pension after one partner dies, which lowers the monthly amount for both, but provides lifetime security for the surviving spouse; given the ages involved, covering both people often makes more sense for long-term stability.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About HerMoney

What is HerMoney about and what kind of topics does it cover?

This program consistently centers on practical personal-finance guidance tailored for women, blending retirement planning, budgeting, and wealth-building with a strong emphasis on emotional and behavioral dimensions of money. Guests range from retirement researchers and fiduciary advisors to authors and product testers, creating a steady stream of actionable strategies (e.g., income planning, decumulation, budgeting frameworks, and mindful spending) paired with candid discussions about gender-specific financial challenges. The show often translates complex topics into accessible steps, includes real-life stories, and weaves in expert perspectives from finance, healthcare, tech, and policy spaces. A notable strength is how it connects financ... more

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How many episodes of HerMoney are there?

HerMoney launched 11 years ago and published 770 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on HerMoney?

Recent guests on HerMoney include:

1. Dr. Jill Biden
2. Meghan Pinchuk
3. Linda Armyn
4. Elizabeth Ayoola
5. Sean Pyles
6. Melinda Caughill
7. Diane Omdahl
8. Jean Chatzky

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