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Artwork for Jill on Money

Jill on Money with Jill Schlesinger

Audacy
Retirement Planning
Financial Planning
Social Security
Investment Strategies
Estate Planning
Real Estate
Pension
Retirement Savings
Investments
Retirement
Roth IRA
Pensions
Financial Advice
Financial Advisors
Personal Finance
Life Insurance
Roth Conversions
Financial Independence
Investing
Inheritance

Host Jill Schlesinger, CFP®, tackles sometimes uncomfortable and even controversial money and investing issues, without the financial jargon, to get to the heart of what’s important for anyone to know. Jill takes listener phone calls and interviews informative and entertaining guests to uncover surprising insights and provide actionable information so you can make the most of your money. Have a qu... more

PublishesDailyEpisodes2515Founded15 years ago
Number of ListenersCategories
EducationInvestingSelf-ImprovementBusiness

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Artwork for Jill on Money

Latest Episodes

Should I drop my retirement contribution rate to 15% and save to build a garage or should I continue to contribute 24% and finance the build?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠... more

Does my retirement plan work as is or should I be looking to buy a deferred income annuity?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠... more

Besides maxing out our workplace retirement accounts, we are looking for some guidance on whether to focus our savings in mainly pre or post-tax accounts.

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠... more

How many stocks and ETFs should a person hold in a single account? Our new advisor has each of our accounts held in more than 20 different funds.

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠... more

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Ben Carlson
Director of Institutional Asset Management at Ritholtz Wealth Management
Ritholtz Wealth Management
Episode: Risk and Reward With Ben Carlson
Beth Kobliner
Author of Get a Financial Life
Get a Financial Life (Book)
Episode: Get a Financial Life With Beth Kobliner
Susan from Pennsylvania
Caller seeking financial guidance on AI impact
Episode: AI Is Eating My Business
William H. McRaven
Retired admiral, former head of the University of Texas System, author of Make Your Bed
University of Texas System; Navy SEALs
Episode: Make Your Bed With Admiral William H. McRaven
Michael Clinton
Author of Longevity Nation; interview subject
Author, Longevity Nation
Episode: Longevity Nation: Changing the Second Half of Our Lives
Kay from California
Caller with questions about Roth vs traditional retirement allocations
Individual listener
Episode: Roth vs. Traditional
Steve from Arizona
Listener with a government pension and financial planning questions
Government employee/retiree track
Episode: Planning Around Our Pensions
Todd from California
Former military service member considering civilian career transition
Former military
Episode: Managing a Career Transition
Julie Sunwoo
President of DAFgiving360
DAFgiving360
Episode: A Holistic Giving Solution for Donors and Advisors

Hosts

Jill Schlesinger
Host of Jill on Money show and CFP
Mark
Co-host who guides calculations and Q&A

Reviews

4.6 out of 5 stars from 2.2k ratings
  • Great daily podcast

    Thanks for the daily show. Really enjoy the calls, the opinions and the advice. Don’t totally agree with the show’s position on mortgages, the complete love of pensions, and a recent recommendation to borrow from a 401k…

    Apple Podcasts
    4
    Tjenna Skovde
    United States3 months ago
  • Great daily podcast

    Thanks for the daily show. Really enjoy the calls and opinions. Don’t totally agree with the show’s position on mortgages and the complete love of pensions.

    Apple Podcasts
    4
    Tjenna Skovde
    United States3 months ago
  • Excellent!

    I have learned so much from Jill and Mark. They give thoughtful advice that is easy to absorb. I very much appreciate their dedication and support. I learn something new in almost every show. Thank you!!

    Apple Podcasts
    5
    Summer in Idaho
    United States3 months ago
  • It’s my GO TO financial pod cast

    I’ve been listening since Covid. Great practical easy to understand advice. I was on their show a while back and it really helped settle my mind about retiring.

    Apple Podcasts
    5
    Pat in LB
    United States3 months ago
  • Great show

    Been listening to Jill and Mark since the beginning of Covid. Lots of great advice that I appreciate.

    Apple Podcasts
    5
    CMAC Sonoma
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Shows practical, no-nonsense advice that helps listeners make smarter money moves.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#31
United States/Business/Investing
Apple Podcasts
#114
United States/Business
Apple Podcasts
#123
Canada/Business/Investing
Apple Podcasts
#77
Italy/Business/Investing
Apple Podcasts
#240
Italy/Business
Apple Podcasts
#122
Colombia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Investment Philosophy
Q: Is it wise to pay down debt, like a mortgage, or invest, especially for a 71-year-old widow with mortgage debt and investment assets?
They discuss evaluating cash flow, taxes, and the investment opportunity cost. The recommended approach is to consider liquidity and future income needs, ask about the mortgage terms and remaining years, and balance reducing debt with potential market gains; the decision hinges on personal circumstances and the relative cost of debt versus expected investment returns.
Investment Philosophy
Q: How many stocks and exchange traded funds should a person hold in a single account?
The hosts suggest that four to six funds is generally sufficient if each fund is a sliver of an index fund, emphasizing simplicity and reducing overlap. The idea is that you don't need a highly complex lineup to achieve diversification; a well-chosen, simpler set can perform well over time.
Are We Okay to Start Withdrawals?
Q: What is the current cash flow situation and what do you need in the short term?
They have 170 per month from Kathleen plus about 5800 from disability, but they need 50-60 thousand this year to cover a car and next year's tuition, so short-term they should consider withdrawing from retirement accounts gradually and selling high-growth investments to build a safety cash cushion.
Is Early Retirement an Option for Me?
Q: Are you entitled to a pension?
Yes, there is a small pension starting now at $200 a month.
Roth or Not?
Q: Betty asks about a buffered annuity recommended by her advisor and whether it's a good choice given her pension, cash reserves, and retirement timeline.
Avoid buffering annuities as a default; with a pension and liquidity, there's little need to lock up funds in a complex product; consider interviewing a new advisor and sticking with simpler, low-cost index funds unless there is a clear and compelling reason to pursue a different income strategy.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Jill on Money

What is Jill on Money about and what kind of topics does it cover?

This show centers on practical, real-world personal finance and retirement planning, with a heavy emphasis on caller questions and hands-on coaching. Episodes frequently tackle consolidation of accounts, Social Security timing, pension choices, mortgage decisions, and life transitions (downsizing, career changes, late-career work). Guests include financial professionals, authors, and subject-matter experts who offer actionable guidance without jargon, often tying strategies to everyday realities like healthcare costs, taxes, and estate planning. A notable strength is the combination of data-driven math with empathetic coaching, making complex financial decisions approachable for a broad audience. The format's bite-sized episodes and recurri... more

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Which podcasts are similar to Jill on Money?

These podcasts share a similar audience with Jill on Money:

1. MoneyWatch with Jill Schlesinger
2. Your Money, Your Wealth
3. Stay Wealthy Retirement Podcast
4. Ready For Retirement
5. Retirement Starts Today

How many episodes of Jill on Money are there?

Jill on Money launched 15 years ago and published 2515 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Jill on Money?

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What guests have appeared on Jill on Money?

Recent guests on Jill on Money include:

1. Ben Carlson
2. Beth Kobliner
3. Susan from Pennsylvania
4. William H. McRaven
5. Michael Clinton
6. Kay from California
7. Steve from Arizona
8. Todd from California

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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