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Artwork for Thoughts On Money [TOM]

Thoughts On Money [TOM]

Trevor Cummings
Financial Planning
Investing
Personal Finance
Investment Strategies
Estate Planning
Stock Market
Artificial Intelligence
Retirement Planning
Compounding Interest
Inflation
Market Volatility
Abnormal Returns
Investment
Social Security
Interest Rates
Investment Strategy
Tax Planning
Warren Buffett
Taxes
Retirement

THOUGHTS ON MONEY [TOM] is a podcast looking at simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your personal financial questions or to spark thought on how to improve your financial life.

PublishesWeeklyEpisodes290Founded7 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for Thoughts On Money [TOM]

Latest Episodes

This week's blogpost - bahnsen.co/4s5VJwC

Trevor Cummings hosts the Thoughts on Money podcast with Brett Bonecutter and Blaine Carver (“Joe Bob”) to explain bond yields and interest rates through a scripted “table read.” They frame interest ... more

This week's blogpost - bahnsen.co/4AXYRyJ

Trevor Cummings hosts the Thought Someday podcast with Brett Bonecutter and Blaine Carver to discuss his blog post, “The Cost of Paying Later,” focusing on the cultural shift toward “buy now, pay lat... more

YouTube

This week's blogpost - bahnsen.co/4hpwdik

Brett Bonecutter hosts “Thoughts on Money” solo to discuss “Profits: Vice or Virtue?” inspired by David Bahnsen’s book and moral defense of profit amid renewed cultural debate over socialism versus c... more

YouTube

This week's blogpost - bahnsen.co/4hc81Qi

Trevor Cummings hosts the Thoughts on Money (TOM) podcast with blog author Blaine Carver discussing why investors underperform market returns due to behavioral mistakes. Carver cites Morningstar data... more

YouTube

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Blaine Carver
Author of this week's Thoughts on Money blog
Bonson Group
Episode: Why Investors Underperform the Market
Ishan Chhabra
Author of this week's Thoughts on Money blog
Thoughts On Money blog/The Bonsai Group
Episode: Good Company. Bad Stock.
Brett Bonecutter
Author of today's piece
The Bonsong Group/Bonsong Group
Episode: Is Gold a Good Investment?
Matthew Gregory
Head of the financial planning department; author of the Thoughts On Money blog
Bonson Group
Episode: 35,000 Feet & The Things That Matter
Matt Gregory
Director of Financial Planning
Bonson Group
Episode: Room for Life
Sarah Leitzke
Director of Risk at Bahnsen Group
Bahnsen Group
Episode: Kyle Busch v. Pacific Life
Darren Lightfoot
Works in the planning team at The Bahnsen Group
The Bahnsen Group
Episode: The Official End of Year Checklist

Hosts

Trevor Cummings
Host with a focus on real-world money decisions and client-advisory insights.
Brett Bonecutter
Co-host/guest with expertise in financial planning and article discussions.
Blaine Carver
Guest contributor and author with expertise in personal finance and education planning.

Reviews

5.0 out of 5 stars from 58 ratings
  • Excellent podcast covering a variety of topics for all investors

    Podcast Addict
    5
    Nathan
    2 years ago
  • Simple Money Truths for Everyone!

    TOM cuts through the noise with actionable advice on budgeting, investing, and smart financial decisions.

    Apple Podcasts
    5
    rchllthl
    Philippines3 years ago
  • Easy to understand?

    It’s a good thing I didn’t have a mouthful of coffee when you said David is easy to understand or I would’ve had a Will Swaim moment. Yes, he has a special vocabulary. I do best when I read his text rather than listen to his oral presentations. Keep up the good work.

    Apple Podcasts
    5
    Confessionally Reformed
    United States3 years ago
  • Targeted to ultra high net worth

    There are a few good nuggets of wisdom here and there. My main criticism is the target audience seems to be existing or potential clients, which in the grand scheme of things is a small population. Mainly high income, high net worth. Folks who have more money than they know what to do with. So far I have not heard much insight for people trying to establish a financial plan, buy a first home, or learn how to begin building wealth.

    Apple Podcasts
    3
    Drones1252
    United States3 years ago
  • Great Stuff!!!

    Appriciate Trevor's (and his guests) perspective on money and investing. Grounded and sound advice. Highly recommend........

    Apple Podcasts
    5
    Jim-N-NC
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners value concise, real-world examples and understated jargon when explained clearly.
Some critique that the audience skews toward existing or potential clients, with less focus on beginners seeking basic financial planning.
Praises for grounded, practical insights and relatable host dynamics.
Actionable budgeting and investing guidance resonate with listeners.

Top Investing Podcasts

Talking Points

Recent interactions between the hosts and their guests.

Good Company. Bad Stock.
Q: How do you explain valuation to clients who aren't financial professionals?
We use simple analogies like Red Vines or real estate cap rates to translate complex metrics, and we stress regionalization and context to make the math relatable.
The Risk of Taking Advice from Instagram
Q: What was your initial reaction to the Instagram video and its two-rule framework?
We found the video interesting but concerning because it oversimplifies debt payoff and returns, which can mislead people about what is realistically achievable and what it costs in liquidity and long-term growth.
Kyle Busch v. Pacific Life
Q: So what can we learn from this case, Sarah?
The key lesson is to scrutinize the people giving advice, ensure they are licensed and operate as fiduciaries, and ask strong questions about charges, guarantees, and how allocations are made to avoid misalignment and costly lapses.
Room for Life
Q: How do you reconcile precision in forecasting with room for life in a client's plan?
We model with careful assumptions through age 100, but we deliberately leave room for a range of outcomes, emphasizing flexibility and the ability to pivot as life changes. Precision is about structure, not rigidity.
Room for Life
Q: Matt, could you share how you shifted from the arts into financial planning and how that background informs your approach today?
I brought a theater mindset into planning—focusing on conversations, storytelling, and building trust to help clients articulate what they actually want from life and their money. The pivot was gradual, balancing joy in my work with the discipline of planning for clients' evolving lives.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Thoughts On Money [TOM]

What is Thoughts On Money [TOM] about and what kind of topics does it cover?

This show focuses on practical personal-finance and investing guidance, blending policy discussions, retirement planning, estate planning, education decisions, and behavioral aspects of money. Episodes frequently feature a mix of hosts who anchor the conversation with client-oriented thinking and guest contributors who provide specialized expertise, from taxation and estate planning to AI in finance and education budgeting. A standout pattern is the ability to connect complex financial concepts to everyday decisions, with real-world anecdotes and actionable takeaways for advisors and financially engaged listeners. The show often frames money choices as balancing long-term goals with current constraints, and it regularly links to practical p... more

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Which podcasts are similar to Thoughts On Money [TOM]?

These podcasts share a similar audience with Thoughts On Money [TOM]:

1. The Dividend Cafe
2. Capital Record
3. The World and Everything In It
4. The Way I Heard It with Mike Rowe
5. Breakpoint

How many episodes of Thoughts On Money [TOM] are there?

Thoughts On Money [TOM] launched 7 years ago and published 290 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Thoughts On Money [TOM]?

Recent guests on Thoughts On Money [TOM] include:

1. Blaine Carver
2. Ishan Chhabra
3. Brett Bonecutter
4. Matthew Gregory
5. Matt Gregory
6. Sarah Leitzke
7. Darren Lightfoot

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