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The Compliance 911 Show

Dean Stockford - Len Suzio
Community Reinvestment Act
Disparate Impact
Artificial Intelligence
Community Development
Fair Lending
Executive Order 14281
Section 1071
Cybersecurity
Flood Insurance
Electronic Funds Transfer Act
CRA
Compliance Management System
CFPB
OCC
National Community Reinvestment Coalition
Phishing
Small Business Loans
Fraud
Office Of the Comptroller Of the Currency (OCC)
Redlining

Welcome to Compliance 911, a no-nonsense, cut to the point, style show for today’s busy bank and credit union compliance professionals. With this series of bi-weekly shows our goal is to boil down some of today’s hottest regulatory compliance topics in quick and easy to digest 5-10 minute episodes so you can get the information you want and get on with your day. We’ll be discussing topics like CRA... more

PublishesTwice monthlyEpisodes100Founded6 years ago
Number of ListenersCategories
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Artwork for The Compliance 911 Show

Latest Episodes

Hosts Len Suzio interviews Josh Silver of the National Community Reinvestment Coalition about his book Ending Redlining Through a Community-Centered Reform of the Community Reinvestment Act. They discuss the historical roots of redlining, how the CRA... more

Host Len Suzio welcomes Josh Silver of the National Community Reinvestment Coalition to discuss the regulators' Notice of Proposed Rulemaking on the Community Reinvestment Act. The episode focuses on the NPR's potential impacts, with a comment period... more

In this episode of Compliance 911, Len Suzio and Dean Stockford examine the OCC and FDIC’s newly proposed revisions to the Community Reinvestment Act, focusing on how the rule could reshape bank classifications, reporting requirements, assessment are... more

In this episode of Compliance 911, Len Suzio and Dean Stockford review key banking and compliance developments from June 2026, including new OCC rules affirming federal banks’ authority over real estate escrow interest and fees, updated FDIC guidance... more

In this episode of Compliance 911, Dean Stockford and Len Suzio discuss the OCC’s proposed Community Development benchmarks for CRA performance, focusing on why community development has historically been difficult for banks to measure and plan. Len ... more

In this episode of Compliance 911, Len Suzio and Dean Stockford unpack the FDIC’s 2026 Consumer Compliance Supervisory Highlights, noting that while 98% of FDIC-supervised institutions earned satisfactory or better ratings, weaknesses in compliance m... more

The episode “CRA: The Importance of Assessment Areas” explains why a bank’s CRA assessment area is one of the most important decisions it makes, because it directly affects both performance results and the benchmarks examiners use during CRA reviews.... more

The episode “AI Integration Into Compliance” explains how artificial intelligence is already becoming a practical tool for bank compliance teams as regulatory expectations rise, data volumes grow, and manual compliance processes become harder to sust... more

Key Facts

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Recent Guests

Josh Silver
Executive with the National Community Reinvestment Coalition
National Community Reinvestment Coalition
Episode: Ending Redlining: How the CRA Can Put Communities First
Gen. Geez
Guest host to discuss regulatory topic
Episode: The New Section 1071
Lynn Stockford
Lynn Stockford of M&M Consulting
M&M Consulting
Episode: Flood remains compliance challenge
Lori Sommerfield
Partner in Troutman Pepper Locke, Consumer Financial Practices Group
Troutman Pepper Locke
Episode: Executive Order 14281: The End of Fair Lending Law Enforcement Through Use of the Disparate Impact Legal Theory?
Kenneth H. Thomas
PhD, leading CRA expert and author, testified before Congress and advised regulators
Author on CRA, CRA Handbook
Episode: Wild Times for the Community Reinvestment Act

Hosts

Dean Stockford
Host of The Compliance 911 Show; focuses on regulatory topics and practical guidance for banks and consultants.
Len Suzio
Co-host on The Compliance 911 Show; discusses regulatory topics and practical implications for banks.

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Talking Points

Recent interactions between the hosts and their guests.

Ending Redlining: How the CRA Can Put Communities First
Q: How do you look at the disparate impact controversy?
He argues that disparate impact is a useful analytical tool but not by itself proof of discrimination; it should trigger deeper investigation with supporting data and context.
Ending Redlining: How the CRA Can Put Communities First
Q: What do you mean by that, Josh?
Josh explains that ending redlining means changing both the perception and the practice of lending in ways that center community needs, using CRA reform and robust community input to guide decision-making.
Executive Order 14281: The End of Fair Lending Law Enforcement Through Use of the Disparate Impact Legal Theory?
Q: What does Executive Order 14281 require, and what practical changes might institutions see in enforcement posture?
The order directs agencies to de-emphasize disparate impact, review and potentially revise regulations within 30 days, reassess ongoing matters within 45 days, evaluate consent judgments within 90 days, and let the attorney general explore preemption of state laws; practically, agencies are trimming references to disparate impact in manuals and shifting toward proving actual consumer harm and potential discriminatory behavior under other theories.
Executive Order 14281: The End of Fair Lending Law Enforcement Through Use of the Disparate Impact Legal Theory?
Q: Can you define disparate impact and explain how it differs from disparate treatment?
Disparate impact arises when a facially neutral policy has a disproportionately adverse effect on protected classes, shown through statistical analyses, whereas disparate treatment involves intentional discrimination proven through circumstantial evidence or direct proof that similarly situated individuals are treated differently for a prohibited reason.

Audience Metrics

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Frequently Asked Questions About The Compliance 911 Show

What is The Compliance 911 Show about and what kind of topics does it cover?

This program targets banking and credit-union compliance professionals with concise, practical discussions on current regulatory topics. Episodes tend to break down complex rules and proposed changes—such as CRA developments, 1071 reporting, fair lending, HMDA, and AML/CFT—into actionable takeaways for practitioners. The cadence focuses on real-world implications for institutions of various sizes, including how to prepare for rule changes, implement effective compliance programs, and manage risk in areas like AI governance, data quality, third-party risk, and consumer disclosures. A notable strength is the practical, practitioner-first approach: two experienced hosts translate regulatory jargon into concrete steps, often citing concrete exa... more

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These podcasts share a similar audience with The Compliance 911 Show:

1. ABA Banking Journal Podcast
2. Up First from NPR

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The Compliance 911 Show launched 6 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Compliance 911 Show?

Recent guests on The Compliance 911 Show include:

1. Josh Silver
2. Gen. Geez
3. Lynn Stockford
4. Lori Sommerfield
5. Kenneth H. Thomas

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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