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ABA Banking Journal Podcast

American Bankers Association
Community Banking
American Bankers Association
Compliance
Commercial Real Estate
Risk Management
Stablecoins
Bank Mergers and Acquisitions
Financial Inclusion
Federal Reserve
Cryptocurrency
Check Fraud
Financial Regulation
Financial Literacy Month
Banking
Cybersecurity
Artificial Intelligence
Payment Systems
Charles Dawes
Mutual Banks
Bank Secrecy Act

Bank executive insights, unique business strategies, regulatory updates from D.C., and fun banking stories—all this and more on the ABA Banking Journal Podcast, brought to you weekly by the American Bankers Association's award-winning podcast team.

PublishesWeeklyEpisodes300Founded9 years ago
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Artwork for ABA Banking Journal Podcast

Latest Episodes

The ability to pay college athletes has led to dramatic upheaval in banking college sports. Revenue-sharing with athletes has required big increases in spending that colleges may not have been counting on, just to be competitive. Meanwhile, the reven... more

Virtually all banks engage in strategic planning, but how do they ensure the strategic plan actually drives performance and doesn't just get left in a binder on the shelf? On the latest episode of the ABA Banking Journal Podcast — sponsored by Q2 Sof... more

What kind of difference can a single ratio make? In a new ABA DataBank essay, ABA's Patrick Mitchell and Brittany Kleinpaste discuss the FDIC's 2% Designated Reserve Ratio target for the Deposit Insurance Fund. This target — established by statute b... more

On the latest episode of the ABA Banking Journal Podcast — sponsored by Q2 Software — ABA economist Dan Brown discusses the recent release of Home Mortgage Disclosure Act (HMDA) data for 2025. He examines several trends, including the varying composi... more

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Recent Guests

Charles Frazier
Senior Vice President and Team Leader for the Entertainment and Sports Banking Unit
City National Bank
Episode: Banking the brave new world of college athletics
Kevin Bender
Chief Banking Officer at Exchange Bank (Santa Rosa, California)
Exchange Bank
Episode: Tactics for meaningful strategic planning
Pat Mitchell
Former FDIC official, head of economic policy research at ABA
American Bankers Association
Episode: Why it might be time to revisit a key FDIC ratio
Brittany Kleinpaste
Vice president for economic research, ABA
American Bankers Association
Episode: Why it might be time to revisit a key FDIC ratio
Dan Brown
Senior Director and Economist in ABA's Office of the Chief Economist
American Bankers Association
Episode: Understanding the 2025 Home Mortgage Disclosure Act data
John Steele Gordon
From the Vault columnist for the ABA Banking Journal and a leading business and economic historian
ABA Banking Journal
Episode: Financing America's independence
Adam Metz
CEO, Orrstown Bank
Orrstown Bank
Episode: Talent and innovation in community banking
Ryan Coaxum
Senior Vice President for Community Development and External Affairs at Moody National Bank; Chair of ABA's Emerging Leaders Council
Moody National Bank
Episode: Creating a feeling of welcome . . . for customers and new bankers
Marc Womack
Executive Vice President and Head of US Consumer Deposit and Payment Products, TD Bank
TD Bank
Episode: How consumer deposits drive full relationship banking

Host

Evan Sparks
Host of the ABA Banking Journal Podcast

Reviews

4.5 out of 5 stars from 61 ratings
  • Empowering, insightful and actionable! 🙌

    Whether you’re well established as someone innovating in the world of banking and finance, or just getting started as a catalyst for change within your organization - this is a must-listen podcast for you! Evan and the entire ABA team do an incredible job leading conversations that cover a huge breadth of topics related to the ins and outs of successfully navigating an ever changing banking landscape - from leaders who’ve actually walked the path. Highly recommend listening and subscribing!

    Apple Podcasts
    5
    JoshCrist
    United States6 years ago
  • Scintillating view into the secret world of high finance

    This was an excellent listen, highlighting elements of banking not commonly understood by the general public. The host Evan Sparks deftly guided the conversation to highlight interesting elements of the interviewees experience. Altogether an excellent podcast, and I will continue to subscribe.

    Apple Podcasts
    5
    banker nerd
    United States9 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise the show for its practical, actionable banking insights.
The host steers conversations deftly to highlight expert perspectives.
Guests are described as knowledgeable and the discussions as high-value for practitioners.

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Talking Points

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Why it might be time to revisit a key FDIC ratio
Q: What changes might happen if the FDIC revisits the simulation today, given new data on provisions and actual losses?
If revisited, the FDIC could adjust the 2% target downward toward the 1.35% baseline while ensuring the fund remains safe, reflecting higher provisions than realized losses and the updated cost of potential future failures.
Why it might be time to revisit a key FDIC ratio
Q: Does designated reserve ratio, minimum reserve ratio, and how these numbers go into the calculations of federal deposit insurance?
The minimum reserve ratio is statutorily set at 1.35% of insured deposits. The designated reserve ratio is set with a long-run goal to reach 2%, but there is no fixed minimum; the FDIC uses historical simulations to determine what fund levels and assessment rates would keep the fund stable without causing procyclical spikes.
Understanding the 2025 Home Mortgage Disclosure Act data
Q: Can you give us an overview of the high level trends you saw in the HMDA data?
The HMDA dataset shows that banks accounted for about 51% of filers but originated only 29% of loans, indicating a shrinking market share relative to non-bank lenders over the last 15-20 years, driven by higher capital requirements and more data points in filings.
Talent and innovation in community banking
Q: What excites you most about the next five to ten years in banking?
Continuing to be relationship-driven while steadily investing in technology and data to enhance the client experience and drive efficiency across the organization.
Talent and innovation in community banking
Q: What is your talent strategy, and how do you attract and retain people who can drive growth in a community bank environment?
We believe the best idea wins, empower people to own their ideas, invest in their development, listen to feedback, and maintain a culture where talent and customer focus are central to success.

Audience Metrics

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Frequently Asked Questions About ABA Banking Journal Podcast

What is ABA Banking Journal Podcast about and what kind of topics does it cover?

The show centers on banking, fintech, policy, and practical strategies for financial institutions, with a steady focus on deposits, digital transformation, risk, and regulatory developments. Episodes frequently feature senior bank executives, ABA leadership, policymakers, and industry experts sharing real-world insights on growth, technology adoption, and navigating evolving compliance landscapes. A notable pattern is conversations that blend strategic thinking with tangible examples from regional and community banks, plus timely sponsor segments that spotlight technology and digital infrastructure. The host style is exploratory and informed, often drawing out actionable takeaways for practitioners, executives, and sponsors. This mix makes ... more

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Which podcasts are similar to ABA Banking Journal Podcast?

These podcasts share a similar audience with ABA Banking Journal Podcast:

1. Banking with Interest
2. American Banker Podcast
3. What's Going On In Banking
4. WSJ Your Money Briefing
5. Moody's Talks - Inside Economics

How many episodes of ABA Banking Journal Podcast are there?

ABA Banking Journal Podcast launched 9 years ago and published 300 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on ABA Banking Journal Podcast?

Recent guests on ABA Banking Journal Podcast include:

1. Charles Frazier
2. Kevin Bender
3. Pat Mitchell
4. Brittany Kleinpaste
5. Dan Brown
6. John Steele Gordon
7. Adam Metz
8. Ryan Coaxum

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