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The BHPH Morning Show

Jim & Michelle Rhoads

Join Jim and Michelle as they discuss the news of the day in the Buy Here Pay Here (Subprime Auto Finance) world. Decades of experience in the industry create a rich conversation about what matters most to dealers across the US. Aired live W & F #BHPH, #Subprime, #Auto

PublishesWeeklyEpisodes485Founded4 years ago
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Latest Episodes

Every dealer wants repeat business. But in the Buy Here Pay Here world, getting a customer back in the door for their next car is more art than science — and more hope than system. You finish financing their car, they make payments for a few years, a... more

The economy looks fine — unless you're in it.

In today's episode, Jim and Michelle break down the biggest headlines shaking the BHPH world right now, with a little help from AI.

From the billion-dollar fraud collapse to a 32-year delinquency record... more

[Episode 2 of 2 - find #1 by same title on YouTube]

For decades, Buy Here Pay Here and Lease Here Pay Here dealers have run their operations on instinct, experience, and fragmented data — never quite sure how well their business model or strategy wa... more

The BHPH industry will never grade itself the same way again.

For decades, Buy Here Pay Here and Lease Here Pay Here dealers have run their operations on instinct, experience, and fragmented data — never quite sure how well their business model or s... more

Every BHPH dealer I've ever talked to knows the feeling. Cars sitting in the shop. Techs backed up. Inventory that can't hit the lot because recon isn't done. And somewhere in the back of your mind, you know — if I could just get those cars ready fas... more

The bar has moved — and the dealers winning right now know it. Jim sits down live with operators who are in the middle of it, talking candidly about what great customer service actually has to look like in 2026. The conversation includes a look at th... more

We’re stepping into new territory—and we’re not doing it alone.

In this episode, we officially announce the launch of a new documentary-style podcast series that will follow the real-world rollout of White Hat Way’s “Early Warning" AI subscription s... more

Every BHPH dealer faces it: do you hold firm for larger down payments because of the perceived reduction in risk per contract, or do you accept lower money down in order to move more units, grow receivables, and increase incoming cash flow?

On this ... more

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1. The Independent Dealer Podcast
2. Car Dealership Guy Podcast

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The BHPH Morning Show launched 4 years ago and published 485 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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