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Artwork for RegFi Podcast

RegFi Podcast

Jerry Buckley
Artificial Intelligence
Stablecoins
Agentic AI
Genius Act
Commodity Futures Trading Commission
Tokenized Deposits
California Consumer Privacy Act
Clarity Act
Bank-Fintech Partnerships
Prediction Markets
Financial Regulation
Digital Currency
Regulators
Credit Card Industry
Openlaws
10% Interest Rate Cap
Regtech
Agentic AI Payments
Winnow Solutions
Grand Leach-Bliley Act

Financial regulation will change more over the next decade than it has in the last 50 years. How will technological innovation – including the adoption of machine learning, generative AI, digital currencies, and other fintech solutions – shape financial regulation for the digital economy? Orrick's Jerry Buckley is joined by Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton in hosting convers... more

PublishesWeeklyEpisodes114Founded3 years ago
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BusinessTechnology

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Artwork for RegFi Podcast

Latest Episodes

State regulators are expanding oversight of commercial financing, bringing new licensing, disclosure and consumer-style protections to the small business lending market. In this episode of RegFi, hosts Jerry Buckley and Sherry Safchuk examine the evo... more

Technology is transforming financial services faster than traditional regulatory processes can adapt. So how can regulation keep pace while preserving the safeguards that protect consumers and the financial system? In this episode of RegFi, Jerry Buc... more

When people are forced to cross borders, their identity, education, employment and financial histories may not travel with them. In this episode of RegFi, Jerry Buckley and Sherry Safchuk speak with Civitas ID founder and Chairman Colin Walsh about b... more

Public policy moves fast, and the information shaping it is scattered across legislation, regulatory actions, hearings, speeches and countless other sources. Kate Flocken, Co-Founder and CEO of Revere, joins RegFi Co-Hosts Jerry Buckley and Sherry Sa... more

In her final episode as a RegFi co-host, Caroline Stapleton joins Jerry Buckley, Sasha Leonhardt and Sherry Safchuk to reflect on more than two years of conversations about the changing future of financial regulation. Caroline shares what she sees ah... more

What if regulators could strengthen oversight without writing a new rule? In this episode of RegFi, co-hosts Jerry Buckley and Sasha Leonhardt examine a reported FDIC-backed initiative to create industry-led standards and independent certification fo... more

AI regulation is taking shape across the U.S. — but states are taking markedly different approaches. In this episode of RegFi, co-hosts Jerry Buckley, Sherry Safchuk and Caroline Stapleton examine AI laws in Colorado, California, Texas and Utah and w... more

RegFi begins a new chapter at the Alliance for Innovative Regulation (AIR) with a conversation about the future of consumer finance. Jerry Buckley and co-host Sherry Safchuk join AIR Co-founder and CEO Jo Ann Barefoot to explore how agentic AI could ... more

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Recent Guests

Nat Weber
Chief Development Officer and Impact Officer for the Americas at AIR
Alliance for Innovative Regulation (AIR)
Episode: Rethinking the Rules: Building a More Adaptive Regulatory System
Colin Walsh
Founder and chairman of Civitas ID
Civitas ID
Episode: Breaking the Documentation Wall: Digital Identity for Displaced People
Kate Flocken
Co-founder and CEO of Revere, AI-powered public policy intelligence platform
Revere
Episode: Seeing Around the Corner: How AI Is Changing Public Policy Intelligence
Jo Ann Barefoot
Co-founder and CEO of the Alliance for Innovative Regulation (AIR)
Alliance for Innovative Regulation (AIR)
Episode: Agentic AI and the Future of Consumer Finance
Steve Boms
Executive Director of the Financial Data Technology Association (FDATA)
FDATA
Episode: Open Banking, AI Agents and the Future of Consumer Data Rights
Joe Kolar
Partner and mortgage regulatory expert, known as a lawyer's lawyer
Buckley-Kolar Law Firm / Orrick
Episode: Modernizing Mortgage Regulation for the Digital Age
Nathan Reisenburg
Colleague on RegFi team
Regulatory/Legal team (implied through context)
Episode: Preparing for a Bank Charter in a New Regulatory Environment
Ian Moloney
Chief of Policy at the American Fintech Council
American Fintech Council
Episode: Why More Fintechs Are Pursuing Bank Charters
John Coleman
Partner, RegFi guest previously on the show
Former Deputy General Counsel for Litigation and Oversight at the CFPB
Episode: The CFPB's Rulemaking Authority to Advance Financial Innovation

Hosts

Jerry Buckley
Host of RegFi Podcast; partner at Orrick; experienced regulator/industry legal expert
Sherry Safchuk
Co-host; RegFi co-host and AIR affiliate; guidance on discussion and questions
Sasha Leonhardt
Co-host; RegFi co-host; brings regulatory and industry perspectives
Caroline Stapleton
Co-host; RegFi co-host; legal/regulatory background

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Talking Points

Recent interactions between the hosts and their guests.

Rethinking the Rules: Building a More Adaptive Regulatory System
Q: Could you describe how adaptive regulation differs from traditional rulemaking and why it matters for a fast-moving tech-driven financial sector?
Adaptive regulation aims to keep regulatory objectives durable while allowing regulatory mechanisms to evolve with technology, enabling ongoing collaboration and the use of flexible tools and standards rather than rigid, one-size-fits-all rules.
Open Banking, AI Agents and the Future of Consumer Data Rights
Q: What is the current status and future path of the 1033 rule, and is a consensus possible without one side losing?
The 1033 rule's journey has been long and contentious, with litigation complicating implementation; while a path forward may exist, it will require careful balancing of fees, data access, and consumer protections, and may emerge only through continued regulatory and market negotiations.
Open Banking, AI Agents and the Future of Consumer Data Rights
Q: Can you review the history of consumer access to data, from screen scraping to APIs and open banking?
FDATA outlines a progression from traditional credential sharing to API-based data transfers, driven by concerns about security and the desire for consumer control, leading to a North American chapter and ongoing advocacy for better regulatory fit for modern data flows.
Modernizing Mortgage Regulation for the Digital Age
Q: Can you explain what the executive order suggests regarding changes to TRID and timing rules?
The executive order envisions replacing TRID's rigid timing rules with a materiality-based standard that focuses on whether the borrower has received essential information to make a decision, which could shorten closings and reduce costs while maintaining essential disclosures.
The Mechanics of Tokenized Deposits
Q: What timeline should banks and non-bank issuers expect for stablecoin and tokenized deposit regulations under the Genius Act?
Regulators are still finalizing rulemaking across OCC, FDIC, Fed, and Treasury, with a baseline date of January 18, 2027 for the Genius Act's regime, while actual operational readiness for issuers may stretch into 2027-2028 due to final rulemaking and applications.

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Frequently Asked Questions About RegFi Podcast

What is RegFi Podcast about and what kind of topics does it cover?

This show analyzes how technology is reshaping financial regulation, with a steady emphasis on AI, data rights, fintech charters, and emerging payment infrastructures. Across episodes, hosts and guests explore regulatory tech, open banking, tokenized deposits, mortgage and bank-charter dynamics, and the balance between fostering innovation and protecting consumers. Notable strengths include bringing practitioners together with regulators, lawmakers, and university experts to translate complex policy questions into practical implications for banks, fintechs, and tech providers. The format consistently blends regulatory analysis, real-world case studies, and clear guidance on navigating evolving rules, making it a practical resource for profe... more

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Which podcasts are similar to RegFi Podcast?

These podcasts share a similar audience with RegFi Podcast:

1. Consumer Finance Monitor
2. Payments Pros – The Payments Law Podcast
3. The Consumer Finance Podcast
4. Freakonomics Radio
5. The Ezra Klein Show

How many episodes of RegFi Podcast are there?

RegFi Podcast launched 3 years ago and published 114 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on RegFi Podcast?

Recent guests on RegFi Podcast include:

1. Nat Weber
2. Colin Walsh
3. Kate Flocken
4. Jo Ann Barefoot
5. Steve Boms
6. Joe Kolar
7. Nathan Reisenburg
8. Ian Moloney

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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