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Artwork for RegFi Podcast

RegFi Podcast

Orrick
Artificial Intelligence
Stablecoins
Agentic AI
Genius Act
Commodity Futures Trading Commission
Tokenized Deposits
Clarity Act
Bank-Fintech Partnerships
Prediction Markets
Digital Currency
Credit Card Industry
Regulators
Openlaws
Agentic AI Payments
10% Interest Rate Cap
Grand Leach-Bliley Act
Winnow Solutions
Quantum Computing
Data Privacy
European Union

Financial regulation will change more over the next decade than it has in the last 50 years. How will technological innovation – including the adoption of machine learning, generative AI, digital currencies, and other fintech solutions – shape financial regulation for the digital economy? Orrick's Jerry Buckley is joined by Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton in hosting convers... more

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Artwork for RegFi Podcast

Latest Episodes

Steve Boms, Executive Director of FDATA North America, joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine the evolving public policy framework governing consumer financial data. Building on the history of open banking and consumer-permi... more

Orrick partner Joseph Kolar joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss the Executive Order on Promoting Access to Mortgage Credit and the regulatory reforms it could set in motion across the mortgage industry.

The conversa... more

Federal banking regulators have signaled a renewed openness to de novo bank applications, creating new opportunities for fintechs evaluating whether becoming a regulated financial institution aligns with their long-term strategy.

In the latest epis... more

American Fintech Council Chief Policy Officer Ian Moloney joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine why a growing number of fintech companies are pursuing bank charters. They discuss the evolution of bank-fintech partnerships, ... more

John Coleman, Orrick Partner and former CFPB Deputy General Counsel, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to examine the Consumer Financial Protection Bureau's authority to interpret, tailor and exempt requirements under the cons... more

Orrick partners Dan Ullman and Ben Hutten join RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the mechanics of tokenized deposits and the evolving regulatory framework surrounding digital payments. They discuss the FDIC's proposed treatm... more

Marking RegFi's 100th episode, co-hosts Jerry Buckley, Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton revisit the thesis on which they launched the podcast in October 2023: that financial regulation, driven by technology, will change more in... more

OpenLaws founder and CEO John Phamvan joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine how OpenLaws is building comprehensive, reliable, and continuously updated access to statutes, regulations, and other legal materials across federa... more

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Recent Guests

Steve Boms
Executive Director of the Financial Data Technology Association (FDATA)
FDATA
Episode: Open Banking, AI Agents and the Future of Consumer Data Rights
Joe Kolar
Partner and mortgage regulatory expert, known as a lawyer's lawyer
Buckley-Kolar Law Firm / Orrick
Episode: Modernizing Mortgage Regulation for the Digital Age
Nathan Reisenburg
Colleague on RegFi team
Regulatory/Legal team (implied through context)
Episode: Preparing for a Bank Charter in a New Regulatory Environment
Ian Moloney
Chief of Policy at the American Fintech Council
American Fintech Council
Episode: Why More Fintechs Are Pursuing Bank Charters
John Coleman
Partner, RegFi guest previously on the show
Former Deputy General Counsel for Litigation and Oversight at the CFPB
Episode: The CFPB's Rulemaking Authority to Advance Financial Innovation
Ben Hutten
Partner with experience building tokenized deposit infrastructures
Orrick
Episode: The Mechanics of Tokenized Deposits
John Phamvan
Founder and CEO of OpenLaws Benefit Corporation
OpenLaws Benefit Corporation
Episode: Unlocking Legal Data for AI and Compliance
Arthur Wilmar
Emeritus professor of law at George Washington University Law School; commentator on financial regulation
George Washington University Law School
Episode: Tokenized Deposits and the Evolving Structure of Digital Currency
Benjamin Schieken
Founder and CEO of Fincast
Fincast
Episode: Beyond APR: How AI Is Changing Mortgage Shopping

Hosts

Jerry Buckley
Host of RegFi Podcast; guides interviews and introduces topics.
Sherry Safchuk
Co-host guiding questions and discussion.
Sasha Leonhardt
Co-host on RegFi Podcast; supports interview flow and discussion.
Caroline Stapleton
Co-host; covers conversation flow and audience-focused framing.

Top Business Podcasts

Talking Points

Recent interactions between the hosts and their guests.

Open Banking, AI Agents and the Future of Consumer Data Rights
Q: What is the current status and future path of the 1033 rule, and is a consensus possible without one side losing?
The 1033 rule's journey has been long and contentious, with litigation complicating implementation; while a path forward may exist, it will require careful balancing of fees, data access, and consumer protections, and may emerge only through continued regulatory and market negotiations.
Open Banking, AI Agents and the Future of Consumer Data Rights
Q: Can you review the history of consumer access to data, from screen scraping to APIs and open banking?
FDATA outlines a progression from traditional credential sharing to API-based data transfers, driven by concerns about security and the desire for consumer control, leading to a North American chapter and ongoing advocacy for better regulatory fit for modern data flows.
Modernizing Mortgage Regulation for the Digital Age
Q: Can you explain what the executive order suggests regarding changes to TRID and timing rules?
The executive order envisions replacing TRID's rigid timing rules with a materiality-based standard that focuses on whether the borrower has received essential information to make a decision, which could shorten closings and reduce costs while maintaining essential disclosures.
The Mechanics of Tokenized Deposits
Q: What timeline should banks and non-bank issuers expect for stablecoin and tokenized deposit regulations under the Genius Act?
Regulators are still finalizing rulemaking across OCC, FDIC, Fed, and Treasury, with a baseline date of January 18, 2027 for the Genius Act's regime, while actual operational readiness for issuers may stretch into 2027-2028 due to final rulemaking and applications.
Why More Fintechs Are Pursuing Bank Charters
Q: Any observations on the executive orders and the open-door dynamics for charters and access to the payment system?
The orders signal ongoing encouragement of innovation and competition, which could lead to broader access to master accounts and the payments ecosystem, while requiring careful consideration of safety, soundness, and the balance of regulatory oversight across multiple regulators.

Audience Metrics

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Frequently Asked Questions About RegFi Podcast

What is RegFi Podcast about and what kind of topics does it cover?

The show centers on financial regulation in the digital economy, with conversations that weave together regulators, legislators, fintechs, banks, and legal/tech experts. Across recent episodes, the dominant topics include AI governance in financial services, tokenized deposits and regulatory approaches to digital currencies, the evolving landscape of consumer finance regulation, and the intersection of technology with traditional policy tools such as RESPA, GLBA, and Dodd-Frank. Notable threads include practical implementations of AI in compliance and supervision, the rise of agentic AI in consumer finance, the tension between innovation and protection in payments and lending, and a push toward federal frameworks for stablecoins and data pr... more

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Which podcasts are similar to RegFi Podcast?

These podcasts share a similar audience with RegFi Podcast:

1. Consumer Finance Monitor
2. The Consumer Finance Podcast
3. Payments Pros – The Payments Law Podcast
4. Bloomberg Law
5. Strict Scrutiny

How many episodes of RegFi Podcast are there?

RegFi Podcast launched 3 years ago and published 106 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on RegFi Podcast?

Recent guests on RegFi Podcast include:

1. Steve Boms
2. Joe Kolar
3. Nathan Reisenburg
4. Ian Moloney
5. John Coleman
6. Ben Hutten
7. John Phamvan
8. Arthur Wilmar

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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