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Artwork for RegFi Podcast

RegFi Podcast

Orrick
Artificial Intelligence
Stablecoins
Genius Act
Agentic AI
Commodity Futures Trading Commission
Tokenized Deposits
Clarity Act
Bank-Fintech Partnerships
Prediction Markets
Digital Currency
Credit Card Industry
10% Interest Rate Cap
Regulators
Openlaws
Agentic AI Payments
Winnow Solutions
Grand Leach-Bliley Act
Quantum Computing
European Union
European Data Act

Financial regulation will change more over the next decade than it has in the last 50 years. How will technological innovation – including the adoption of machine learning, generative AI, digital currencies, and other fintech solutions – shape financial regulation for the digital economy? Orrick's Jerry Buckley is joined by Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton in hosting convers... more

PublishesWeeklyEpisodes104Founded3 years ago
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Artwork for RegFi Podcast

Latest Episodes

Federal banking regulators have signaled a renewed openness to de novo bank applications, creating new opportunities for fintechs evaluating whether becoming a regulated financial institution aligns with their long-term strategy.

In the latest epis... more

American Fintech Council Chief Policy Officer Ian Moloney joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine why a growing number of fintech companies are pursuing bank charters. They discuss the evolution of bank-fintech partnerships, ... more

John Coleman, Orrick Partner and former CFPB Deputy General Counsel, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to examine the Consumer Financial Protection Bureau's authority to interpret, tailor and exempt requirements under the cons... more

Orrick partners Dan Ullman and Ben Hutten join RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the mechanics of tokenized deposits and the evolving regulatory framework surrounding digital payments. They discuss the FDIC's proposed treatm... more

Marking RegFi's 100th episode, co-hosts Jerry Buckley, Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton revisit the thesis on which they launched the podcast in October 2023: that financial regulation, driven by technology, will change more in... more

OpenLaws founder and CEO John Phamvan joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine how OpenLaws is building comprehensive, reliable, and continuously updated access to statutes, regulations, and other legal materials across federa... more

Arthur Wilmar joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the emerging role of tokenized deposits. They discuss recent developments that provide a regulatory pathway for tokenizing deposits and the broader environment for banks ... more

Fincast founder Benjamin Schieken joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to discuss how AI-enabled technology can transform the mortgage shopping process by enabling consumers to compare loan options more effectively and introducing gr... more

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Recent Guests

John Coleman
Partner, RegFi guest previously on the show
Former Deputy General Counsel for Litigation and Oversight at the CFPB
Episode: The CFPB's Rulemaking Authority to Advance Financial Innovation
Ben Hutten
Partner with experience building tokenized deposit infrastructures
Orrick
Episode: The Mechanics of Tokenized Deposits
John Phamvan
Founder and CEO of OpenLaws Benefit Corporation
OpenLaws Benefit Corporation
Episode: Unlocking Legal Data for AI and Compliance
Arthur Wilmar
Emeritus professor of law at George Washington University Law School; commentator on financial regulation
George Washington University Law School
Episode: Tokenized Deposits and the Evolving Structure of Digital Currency
Benjamin Schieken
Founder and CEO of Fincast
Fincast
Episode: Beyond APR: How AI Is Changing Mortgage Shopping
Matt Van Buskirk
Co-founder and CEO of Hummingbird Regtech
Hummingbird Regtech
Episode: Rethinking AML: How AI is Transforming Financial Crime Compliance
Paul Kupiec
Arthur F. Burns Senior Fellow in Financial Policy at the American Enterprise Institute
American Enterprise Institute
Episode: Assessing the Impact of a 10% Rate Cap on Credit Cards
Sherry Safchuk
Guest discussing AI risk management in financial services
Episode: AI Governance in Consumer Finance
Kelvin Chen
Senior Executive Vice President and Head of Policy at the Consumer Bankers Association
Consumer Bankers Association
Episode: Bridging Policy Gaps in AI-Enabled Consumer Finance

Hosts

Jerry Buckley
Host of RegFi Podcast; guides interviews and introduces topics.
Sherry Safchuk
Co-host guiding questions and discussion.
Sasha Leonhardt
Co-host on RegFi Podcast; supports interview flow and discussion.
Caroline Stapleton
Co-host; covers conversation flow and audience-focused framing.

Talking Points

Recent interactions between the hosts and their guests.

The Mechanics of Tokenized Deposits
Q: What timeline should banks and non-bank issuers expect for stablecoin and tokenized deposit regulations under the Genius Act?
Regulators are still finalizing rulemaking across OCC, FDIC, Fed, and Treasury, with a baseline date of January 18, 2027 for the Genius Act's regime, while actual operational readiness for issuers may stretch into 2027-2028 due to final rulemaking and applications.
Why More Fintechs Are Pursuing Bank Charters
Q: Any observations on the executive orders and the open-door dynamics for charters and access to the payment system?
The orders signal ongoing encouragement of innovation and competition, which could lead to broader access to master accounts and the payments ecosystem, while requiring careful consideration of safety, soundness, and the balance of regulatory oversight across multiple regulators.
Why More Fintechs Are Pursuing Bank Charters
Q: Could you take some time to review the kinds of questions a Fintech should consider in analyzing whether a bank charter is really the best course for them?
Fintechs should assess the regulatory burden, capital and funding requirements, the impact on growth plans, the need to formalize compliance and risk management, whether the charter fits their long-term strategy, and how ownership structures (like holding company considerations) affect flexibility and operations.
Why More Fintechs Are Pursuing Bank Charters
Q: Will you briefly describe the regulatory issues that some have raised regarding bank-fintech partnerships?
Regulators are examining accountability where liability sits—the bank typically holds prudential responsibility, while fintechs must maintain robust compliance to support the partnership. The discussion emphasizes clear regulatory clarity, consistency across state and national regimes, and how Didmica and other rules influence the competitive landscape and potential for chartering.
Inside the EU AI Act: Implementation, Enforcement & What's Next
Q: Given what appears to be a fluid regulatory environment in Europe and in the US, how should companies approach AI regulatory compliance?
Adopt a principles-based approach to compliance anchored in widely recognized frameworks (OECD, EU AI Act, NIST, ISO) and overlay jurisdiction-specific requirements as needed, while mapping and classifying AI systems to determine high-risk versus lower-risk obligations.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About RegFi Podcast

What is RegFi Podcast about and what kind of topics does it cover?

The show centers on financial regulation in the digital economy, with conversations that weave together regulators, legislators, fintechs, banks, and legal/tech experts. Across recent episodes, the dominant topics include AI governance in financial services, tokenized deposits and regulatory approaches to digital currencies, the evolving landscape of consumer finance regulation, and the intersection of technology with traditional policy tools such as RESPA, GLBA, and Dodd-Frank. Notable threads include practical implementations of AI in compliance and supervision, the rise of agentic AI in consumer finance, the tension between innovation and protection in payments and lending, and a push toward federal frameworks for stablecoins and data pr... more

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1. Pivot
2. The Journal.
3. The a16z Show
4. Invest Like the Best with Patrick O'Shaughnessy
5. The Indicator from Planet Money

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RegFi Podcast launched 3 years ago and published 104 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on RegFi Podcast?

Recent guests on RegFi Podcast include:

1. John Coleman
2. Ben Hutten
3. John Phamvan
4. Arthur Wilmar
5. Benjamin Schieken
6. Matt Van Buskirk
7. Paul Kupiec
8. Sherry Safchuk

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