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Artwork for Payments Pros – The Payments Law Podcast
Earned Wage Access
Buy Now Pay Later
CFPB
New York
Small Business Financing
Regulatory Environment
Elder Fraud
Arbitration
Data Security Program
Paddle
NACHA Rules
Bank-Fintech Partnerships
Regulation Z
Solar Financing
Bank Fintech Partnerships
Mass Arbitration
ROSCA
Regulation
Point Of Sale Financing
Regulatory Compliance (BSA/AML)

Payment processors, money transmitters, financial institutions, lenders, and other financial technology businesses face increasing scrutiny from regulators, as well as heightened consumer expectations. Troutman Pepper Locke's Payments Pros podcast features insights from our attorneys and business leaders, regulatory experts, and stakeholders on the most challenging legal and regulatory concerns co... more

PublishesTwice monthlyEpisodes72Founded3 years ago
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Artwork for Payments Pros – The Payments Law Podcast

Latest Episodes

In this crossover episode of Payments Pros and Regulatory Oversight, Stephen Piepgrass and Keith Barnett provide an update on the fast-developing prediction markets landscape. They discuss how federal and state regulators are responding to the growth... more

In this special crossover episode of Payments Pros and The Consumer Finance podcasts, Carlin McCrory, Keith Barnett, and Chris Willis explore the federal government's increasing attention to “debanking” and what it means for payment processors, money... more

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In this joint episode of Payments Pros and The Consumer Finance Podcast, guest host Taylor Gess is joined by Stefanie Jackman to discuss amended debt collection regulations and restrictions for creditors, including tight communication limits and enha... more

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In this special joint episode of Payments Pros and The Consumer Finance Podcast, guest host Taylor Gess joins Chris Willis and Lori Sommerfield to unpack fair lending risks in point-of-sale finance. They explain how traditional fair lending concepts ... more

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In this episode of Payments Pros, host Carlin McCrory teams up with Hiring to Firing hosts Tracey Diamond and Emily Schifter to explore the emerging world of earned wage access (EWA), or on-demand pay, through the lens of the reality TV show Shark Ta... more

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In this episode of Payments Pros, host Carlin McCrory is joined by Marissa Tartarini of Elliott Davis to explore how banks can build sustainable, scalable fintech partnerships in a shifting regulatory environment. They begin with the foundational ris... more

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In this crossover episode, Payments Pros host Keith Barnett teams up with Regulatory Oversight host Stephen Piepgrass to unpack how prediction markets, gaming, and payments intersect in a rapidly evolving and legally uncertain landscape. Drawing on K... more

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In the second installment of the two-part Payments Year in Review series, hosts Keith Barnett, Carlin McCrory, and Jason Cover focus on the state-level developments that shaped the 2025 payments landscape and will influence 2026.

They begin with buy... more

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The Consumer Finance Podcast
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Regulatory Oversight Podcast
Regulatory Oversight PodcastStephen C. Piepgrass, Ashley L. Taylor, Troutman Pepper Locke

Recent Guests

Chris Willis
Host of The Consumer Finance Podcast
The Consumer Finance Podcast
Episode: The Debanking Debate: Regulators, Risk, and Reality for Payments
Stefanie Jackman
Colleague, regulatory expert discussing POS finance servicing and collections
Troutman Pepper Locke
Episode: Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors
Tracey Diamond
Host of Hiring to Firing
Hiring to Firing
Episode: Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools
Emily Schifter
Host of Hiring to Firing
Hiring to Firing
Episode: Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools
Marissa Tartarini
Senior Manager at Elliott Davis
Elliott Davis
Episode: Beyond the Buzzwords: Building Bank-Fintech Partnerships That Survive Exams
Keith Barnett
Partner in Rise Practice Group; host of Payments Pros podcast
Troutman Pepper Locke LLP
Episode: Trading, Gambling, or Something Else? Prediction Markets and the Payments Puzzle
Mark Furletti
Attorney; solar finance expert
Troutman Pepper
Episode: Point-of-Sale Finance Series: Solar Finance Under the Microscope
Andrew Thurmond
Attorney; solar finance expert
Troutman Pepper
Episode: Point-of-Sale Finance Series: Solar Finance Under the Microscope
Jason Cover
Colleague discussing BNPL product structure and regulation
Troutman Pepper Locke LLP
Episode: Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products

Hosts

Taylor Gess
Host of various editions and special series, associated with Troutman Pepper Locke LLP.
Carlin McCrory
Partner/co‑leader in Financial Services Industry Group; regular host for Payments Pros segments.
Keith Barnett
Host of Payments Pros – The Payments Law Podcast; frequent regulatory guest and practitioner.

Talking Points

Recent interactions between the hosts and their guests.

Under the Radar: DOJ's Data Security Rules and Their Impact on Payments Companies
Q: Are exemptions available and how broad are they in practice?
There are exemptions, notably a broad financial-services exemption that covers data access ordinarily incidental to providing financial services, though it is not blanket; analysis hinges on whether data access is ordinary to the provision of services and whether the data flow or actor is tied to China or other countries of concern.
Under the Radar: DOJ's Data Security Rules and Their Impact on Payments Companies
Q: What are the penalties and how should a company begin to approach compliance?
Penalties are aligned with IEPA authorities, including per-violation civil and criminal penalties, with a strong emphasis on aggressive enforcement; companies should start by identifying covered data, leveraging off-the-shelf materials and questionnaires, and engaging in an advisory-opinion process for clarity on gray areas while applying a risk-based, prioritized compliance program.
Under the Radar: DOJ's Data Security Rules and Their Impact on Payments Companies
Q: What's really new about these DOJ rules, and do they change how companies already protect data?
The guests discuss that the DSP represents a fundamentally different, activity-based, national security regime that goes beyond traditional privacy concepts like consent, and that it prioritizes preventing data transfers to adversaries, potentially overriding standard contractual protections, with an emphasis on tangible national security risk considerations.
Under the Radar: DOJ's Data Security Rules and Their Impact on Payments Companies
Q: What is the DOJ data security program that we're discussing today?
Pete explains that it's a new, nationwide data security framework administered by the DOJ's National Security Division, with a focus on sensitive personal data and data transfers to countries of concern, and that it operates under an IEPA-based penalty regime similar to sanctions, with a 90-day leniency period to ramp up compliance.
Enhancing Card Partnerships and Compliance: A Conversation With Matthew Goldman
Q: What does operational compliance actually look like day to day for a card issuer?
It involves recording every transaction and customer feedback, constant monitoring, and ensuring that policies are implemented through cross-functional processes that include policy, compliance, and operations to stay audit-ready.

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Frequently Asked Questions About Payments Pros – The Payments Law Podcast

What is Payments Pros – The Payments Law Podcast about and what kind of topics does it cover?

This show targets professionals navigating the regulatory and compliance maze in payments and fintech. Episodes consistently dissect regulatory developments, enforcement actions, and market shifts affecting card networks, BNPL, earned wage access, data privacy, and third‑party risk. A typical episode blends practical, desk‑side guidance for lenders, processors, and fintechs with detailed statutory and agency insights, often featuring law‑firm regulators and industry practitioners. A standout pattern is the tight focus on how rules translate into day‑to‑day operations—disclosures, consent, KYC/AML, and contractual governance—making it especially useful for in‑house regulatory teams, outside counsel, and risk/compliance professionals seeking ... more

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Which podcasts are similar to Payments Pros – The Payments Law Podcast?

These podcasts share a similar audience with Payments Pros – The Payments Law Podcast:

1. The Consumer Finance Podcast
2. FCRA Focus
3. Consumer Finance Monitor
4. Regulatory Oversight Podcast
5. RegFi Podcast

How many episodes of Payments Pros – The Payments Law Podcast are there?

Payments Pros – The Payments Law Podcast launched 3 years ago and published 72 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Payments Pros – The Payments Law Podcast?

Recent guests on Payments Pros – The Payments Law Podcast include:

1. Chris Willis
2. Stefanie Jackman
3. Tracey Diamond
4. Emily Schifter
5. Marissa Tartarini
6. Keith Barnett
7. Mark Furletti
8. Andrew Thurmond

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