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Artwork for The Consumer Finance Podcast

The Consumer Finance Podcast

Chris Willis, Troutman Pepper Locke
Consumer Financial Protection Bureau
CFPB
Bank Regulation
Banking As a Service
Federal Trade Commission
Fintech
Troutman Pepper
Holder Rule
Guaranteed Asset Protection (GAP)
Consumer Finance
Auto Finance
Bank-Fintech Partnerships
Third Circuit Court Decision
Consumer Financial Protection Act
Securitization Trusts
Financial Services
Loper Bright Decision
Chevron Deference
Consumer Financial Services
Mass Arbitration

The Consumer Finance Podcast provides reliable, insightful, and entertaining industry-specific content central to consumer finance services. Hosted by veteran Troutman Pepper Locke CFS Partner Chris Willis, this podcast features industry experts, insiders, and other Troutman Pepper Locke attorneys delivering easily digestible segments on a variety of topics.

PublishesWeeklyEpisodes200Founded4 years ago
Number of ListenersCategory
Business

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Artwork for The Consumer Finance Podcast

Latest Episodes

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke Partners Chad Fuller and Virginia Flynn for a practical, forward-looking discussion of the TCPA landscape as part of the CFS Year in Review and Look Ahea... more

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In this episode of The Consumer Finance Podcast, Chris Willis is joined by Consumer Financial Services Partners Stefanie Jackman and Nicholas O'Conner to dissect the shifting risk landscape for servicers, collectors, and debt buyers as federal scruti... more

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In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke Partners Heryka Knoespel and Mary Zinsner for a year-in-review and look-ahead tour through the sometimes wild world of UCC and banking litigation. From c... more

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In this episode of The Consumer Finance Podcast, Chris Willis and Lori Sommerfield unpack the rapid reshaping of the fair lending and UDAAP regulatory enforcement landscape as part of the Year in Review and Look Ahead series. They cover the federal g... more

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In this episode of The Consumer Finance Podcast, host Chris Willis is joined by Consumer Financial Services Practice Group leadership Michael Lacy and Simon Fleischmann to preview the firm's annual Consumer Financial Services Year in Review and Look ... more

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In this episode of The Consumer Finance Podcast, host Chris Willis examines signs that the CFPB is reactivating its supervisory and enforcement functions after a period of relative inactivity. The discussion notes reports that the CFPB plans to resta... more

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In this special joint episode of The Consumer Finance Podcast and Payments Pros, Taylor Gess and Kim Phan discuss key privacy and data security risks in point-of-sale finance. They dive into regulators' growing view that every player in the payments ... more

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In this crossover episode of The Consumer Finance Podcast and Payments Pros, Taylor Gess, Jason Cover, and Caleb Rosenberg explore the heightened attention from regulators and legislators on small business finance programs and trade credit. They disc... more

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Recent Guests

Mary Zinsner
Partner, expert in UCC and banking litigation
Troutman Pepper Locke
Episode: Lions, Tigers, and Sovereign Citizens, Oh My! UCC and Banking Litigation Trends and a 2026 Forecast
Michael Lacy
Leader in the Consumer Financial Services Practice Group
Troutman Pepper Locke LLP
Episode: Year in Review and Look Ahead Announcement
Simon Fleischmann
Seasoned litigation partner
Troutman Pepper Locke LLP
Episode: Year in Review and Look Ahead Announcement
Stephen Hayes
Co-managing partner of Relman Colfax, a civil rights law firm specializing in fair lending and housing questions
Relman Colfax
Episode: Redlining Enforcement: Past and Future
Marsha Courchane
Longtime industry expert from Charles River Associates
Charles River Associates
Episode: The Trump Administration's Debanking Initiative: Risk Mitigation, Regulatory Deadlines, and Sanctions for Noncompliance
Jason Manning
Veteran consumer financial services litigator
Troutman Pepper Locke
Episode: Regulatory Rollback: CFPB's Withdrawal of Informal Guidance Sparks New Litigation Dynamics
Carter Nichols
Veteran consumer financial services litigator
Troutman Pepper Locke
Episode: Regulatory Rollback: CFPB's Withdrawal of Informal Guidance Sparks New Litigation Dynamics
Caleb Rosenberg
Episode: From Banks to Fintech: The Evolution of Small Business Lending
Jason Cover
Episode: From Banks to Fintech: The Evolution of Small Business Lending

Host

Chris Willis
Host of the show and co-leader of Troutman Pepper Locke's Consumer Financial Services Regulatory Practice; senior attorney focused on banking regulation, UCC, and consumer finance.

Talking Points

Recent interactions between the hosts and their guests.

Lions, Tigers, and Sovereign Citizens, Oh My! UCC and Banking Litigation Trends and a 2026 Forecast
Q: What did you see being the major trends in UCC and banking litigation in 2025?
The guests describe a steady stream of cases on retail bank and deposit issues, with courts reinforcing traditional UCC principles, while sovereign-citizen strategy claims were largely rejected and several important decisions emerged, including high-court analyses on holder-in-due-course and sovereign immunity in payment contexts.
Point-of-Sale Finance Series: Federal Shake-Ups and the Rise of Income Share Agreements in Student Loan Financing
Q: Can you tell us about what's happening there?
There are key updates to federal student loan programs, including simplified repayment options and decreased caps on specific loan types like Grad Plus and Parent Plus loans that present opportunities in the private student lending market.
New Jersey's Big Bet on Disparate Impact: What the AG's New Rules Mean for Lenders and AI
Q: Can you give our audience a high-level overview of the new rules that the New Jersey Attorney General's Office just finalized related to disparate impact under New Jersey state law?
The new rules affirm that disparate impact is a viable theory of liability under New Jersey's Law Against Discrimination, explaining how the standard applies across areas like employment, housing, and lending.
Point-of-Sale Finance Series: The Holder Rule at 50
Q: What do I need to worry about here and how broad of scope is this?
Generally, the liability is limited to the amount that's been paid by the consumer on the credit transaction, but there are nuances regarding attorney's fees for state claims.
Point-of-Sale Finance Series: The Holder Rule at 50
Q: What types of transactions apply to the holder rule?
The Holder Rule applies to consumer credit transactions used to purchase goods or services, including purchase money loans and credit sales, but not credit card transactions.

Audience Metrics

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Frequently Asked Questions About The Consumer Finance Podcast

What is The Consumer Finance Podcast about and what kind of topics does it cover?

The show focuses on consumer financial services, regulatory action, and litigation trends with practical implications for banks, fintechs, and consumer lenders. Episodes frequently analyze current enforcement developments, regulatory shifts, and notable court decisions, often featuring partners from a leading defense and advisory firm in financial services as well as practitioners with hands-on experience in federal and state regulation. A standout aspect is the strong emphasis on applying regulatory insight to real-world banking and lending challenges, including fair lending, UDAP, data privacy, debanking, and emerging topics like AI and data security in payments. The format tends to blend high-level trend analysis with concrete takeaways ... more

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How many listeners does The Consumer Finance Podcast get?

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Which podcasts are similar to The Consumer Finance Podcast?

These podcasts share a similar audience with The Consumer Finance Podcast:

1. Consumer Finance Monitor
2. Payments Pros – The Payments Law Podcast
3. Moving the Metal: The Auto Finance Podcast
4. The Political Scene | The New Yorker
5. Hard Fork

How many episodes of The Consumer Finance Podcast are there?

The Consumer Finance Podcast launched 4 years ago and published 200 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Consumer Finance Podcast?

Recent guests on The Consumer Finance Podcast include:

1. Mary Zinsner
2. Michael Lacy
3. Simon Fleischmann
4. Stephen Hayes
5. Marsha Courchane
6. Jason Manning
7. Carter Nichols
8. Caleb Rosenberg

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