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Artwork for Consumer Finance Monitor

Consumer Finance Monitor

Ballard Spahr LLP
Consumer Financial Protection Bureau
Consumer Financial Services
CFPB
Consumer Protection
Dodd-Frank Act
Federal Trade Commission
Regulatory Compliance
Fintech
Trump Administration
Buy Now, Pay Later
Consumer Finance
Artificial Intelligence
Federal Reserve
Stablecoins
Genius Act
Equal Credit Opportunity Act
Financial Services
Arbitration
Cantero V. Bank Of America
Fair Lending

The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product development and emerging technologies to regulatory compliance and enforcement and the ramifications of private litigation. Our legal team—recognized as one of the industry's finest— will help you make sense... more

PublishesTwice weeklyEpisodes300Founded8 years ago
Number of ListenersCategories
GovernmentNewsBusiness News

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Artwork for Consumer Finance Monitor

Latest Episodes

A newly launched academic institute is seeking to influence the future direction of consumer financial services regulation by promoting a policy framework centered on consumer choice, market competition, empirical research, and innovation. In the pod... more

In today's episode of the Consumer Finance Monitor Podcast, we are pleased to present an audio version of the webinar we conducted on May 27, 2026 examining the CFPB's revised final rule and its practical implications for banks, credit unions, FinTec... more

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Artificial intelligence is rapidly evolving from a tool that assists human decision-making into technology capable of acting independently. The next frontier, often referred to as agentic AI or agentic commerce, envisions AI agents negotiating contra... more

The latest episode of the Consumer Finance Monitor podcast examines a significant and coordinated regulatory initiative that could reshape anti-money laundering and countering the financing of terrorism (AML/CFT) compliance across the financial servi... more

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Recent Guests

Celia Cohen
Partner in the Manhattan Office of Ballard Spahr, White Collar Defense and Investigations Group
Ballard Spahr
Episode: Risk-Based AML/CFT Reform: What Financial Institutions Need to Know About the Joint Banking Agency and FinCEN Proposals
Lee Reiners
Lecturing Fellow at the Duke Financial Economics Center; expert on financial regulation
Duke University
Episode: Cutting Out the Middleman: Why Fintechs, Crypto Firms, and Payments Companies Are Seeking Their Own Bank Charters - Part 1
Divya Subramanyam
Advocate discussing lived experiences of survivors
Episode: Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 2
Jeanne (assumed)
Guest reference in transcript for practice context
Episode: Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 2
Angela Littwin
Charles Sapp Chair in Banking, Financial, Commercial and Corporate Law at the University of Texas School of Law
University of Texas School of Law
Episode: Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 1
Divya Subrahmanyam
Supervising attorney with the Consumer Law Project at CAMBA Legal Services
CAMBA Legal Services
Episode: Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 1
Naomi Young
Senior staff attorney in the Consumer Law Project at CAMBA Legal Services
CAMBA Legal Services
Episode: Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 1
Carla Sanchez-Adams
Senior attorney at the National Consumer Law Center focusing on banking, payments, fintech, and survivors' rights
National Consumer Law Center
Episode: Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 1
Dan Wilkinson
Associate and advisor to banks, credit unions, non-banks, fintechs, auto finance companies
Ballard Spahr
Episode: Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 1

Hosts

Alan Kaplinsky
Host of the show and senior counsel at Ballard Spahr, a leading figure in consumer financial services law.
Chris Eastman
Founder of Franklin Ross Strategies, advisor on debt sales and regulatory strategy.
Joseph Schuster
Partner in Ballard Spahr's Consumer Financial Services Group; debt sales and regulatory expert.

Reviews

4.9 out of 5 stars from 58 ratings
  • Timely and helpful!

    Appreciate these insights as we navigate the many changes happening on the daily.

    Apple Podcasts
    5
    Bookmarm
    United Statesa year ago
  • Worth Your Time

    Great info for those in the finance industry. Thanks

    Apple Podcasts
    5
    OMG all names used
    United States2 years ago
  • Podcasts

    Love the podcasts but don’t like the fact they are sped up. It’s harder to follow.

    Apple Podcasts
    5
    Compliance Listener
    United States3 years ago
  • Good podcast

    Enjoyed the podcast on crypto. Let’s hear one on Mary Jane!

    Apple Podcasts
    5
    kotaesu
    United States3 years ago
  • Easy to Understand

    Thanks for discussing legal issue in easily understood language!

    Apple Podcasts
    5
    butterflysongs
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Good stuff - Nerd out on consumer finance legal issues
Worth Your Time - Great info for those in the finance industry. Thanks
Podcasts - Love the podcasts but don't like they are sped up. It's harder to follow.
Very helpful - This was very helpful information and explained in a way that was easy to understand. Thank you!
Easy to Understand - Thanks for discussing legal issue in easily understood language!
Timely and helpful! - Appreciate these insights as we navigate the many changes happening on the daily.
Good podcast - Enjoyed the podcast on crypto. Let's hear one on Mary Jane!

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Cutting Out the Middleman: Why Fintechs, Crypto Firms, and Payments Companies Are Seeking Their Own Bank Charters - Part 2
Q: My first question for you is, are higher lending platforms increasingly interested in obtaining charters?
The panel agrees that there is growing interest among BNPL and earn-wage-access providers to obtain charters, driven by desire for control, access to deposits, and the ability to export interest rate constraints more predictably, though the decision depends on each firm's business model and risk tolerance.
Risk-Based AML/CFT Reform: What Financial Institutions Need to Know About the Joint Banking Agency and FinCEN Proposals
Q: How might these proposals affect different institutions, particularly fintech partnerships and non-bank entities that operate with bank partnerships?
The proposals are expected to raise expectations for third-party risk management, with comprehensive oversight of fintech partners and real-time data/reporting requirements to ensure risk is managed across partnerships.
Risk-Based AML/CFT Reform: What Financial Institutions Need to Know About the Joint Banking Agency and FinCEN Proposals
Q: What are the most important components of the proposed rule, especially around risk assessments, internal controls, governance, and ongoing monitoring?
The rules emphasize risk-based, dynamic program design, requiring ongoing risk assessments, robust internal controls and governance structures, and continuous monitoring to reflect changing risks and institutional exposure.
Risk-Based AML/CFT Reform: What Financial Institutions Need to Know About the Joint Banking Agency and FinCEN Proposals
Q: What prompted the agencies and FinCEN to issue these proposals at this time, and how do they relate to the AML Act of 2020?
The proposals respond to the AML Act of 2020 by implementing key provisions and moving toward a risk-based, effectiveness-oriented framework that focuses on identifying and updating risks rather than simple checklists.
Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 2
Q: What are the most significant implications of the New York law for creditors, servicers, and debt collectors?
The law creates new obligations around identifying coerced debt, handling survivor information carefully, and pursuing or defending claims with attention to privacy and sensitive circumstances, while also granting private rights of action and potential relief mechanisms for survivors; institutions must train frontline staff and develop compliant processes across states as they navigate a patchwork of laws.

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Frequently Asked Questions About Consumer Finance Monitor

What is Consumer Finance Monitor about and what kind of topics does it cover?

This program covers consumer finance law, regulation, enforcement, compliance, and the economics of lending and debt transactions. Across episodes, expect deep dives into regulatory changes, fair lending, AI liability, debt sales, BNPL oversight, and scam prevention, all with a practical, practitioner-oriented bent. Notable strengths include access to top Ballard Spahr professionals and allied policy experts, plus actionable implications for lenders, fintechs, and servicers. The format tends to blend legal analysis with real-world risk management, making it useful for in-house teams, compliance, and business leaders who need to stay ahead of evolving rules and enforcement priorities.

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How many listeners does Consumer Finance Monitor get?

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What are the audience demographics for Consumer Finance Monitor?

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How many subscribers and views does Consumer Finance Monitor have?

To see how many followers or subscribers Consumer Finance Monitor has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Consumer Finance Monitor?

These podcasts share a similar audience with Consumer Finance Monitor:

1. The Consumer Finance Podcast
2. FCRA Focus
3. Freakonomics Radio
4. RegFi Podcast
5. How I Built This with Guy Raz

How many episodes of Consumer Finance Monitor are there?

Consumer Finance Monitor launched 8 years ago and published 300 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Consumer Finance Monitor?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Consumer Finance Monitor?

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What guests have appeared on Consumer Finance Monitor?

Recent guests on Consumer Finance Monitor include:

1. Celia Cohen
2. Lee Reiners
3. Divya Subramanyam
4. Jeanne (assumed)
5. Angela Littwin
6. Divya Subrahmanyam
7. Naomi Young
8. Carla Sanchez-Adams

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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