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Artwork for Consumer Finance Monitor

Consumer Finance Monitor

Ballard Spahr LLP
CFPB
Consumer Financial Protection Bureau
Buy Now, Pay Later
Dodd-Frank Act
Cantero V. Bank Of America
Consumer Financial Services
Interest Rate Exportation
Digital Wallets
Office Of the Comptroller Of the Currency (OCC)
New York Statute On Escrow Accounts
National Banking Act
Mass Arbitration
Regulatory Compliance
Flagstar Bank
Operation Choke Point
Fair Credit Reporting Act
Medical Debt
Rewards Programs
Federal Reserve
Mortgage Escrow Accounts

The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product development and emerging technologies to regulatory compliance and enforcement and the ramifications of private litigation. Our legal team—recognized as one of the industry's finest— will help you make sense... more

PublishesWeeklyEpisodes300Founded8 years ago
Number of ListenersCategories
GovernmentNewsBusiness News

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Artwork for Consumer Finance Monitor

Latest Episodes

The latest episode of the Consumer Finance Monitor Podcast being released today tackles one of the most consequential developments in bank–fintech litigation in recent years: the Los Angeles Superior Court's tentative decision in Opportunity Financia... more

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In Episode 3 of our Debt Sales 101 mini-series, we discuss who buys charged-off debt and how debt sale transactions are typically structured. We explain how different buyers specialize in different asset classes and how buyers evaluate portfolios fro... more

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In this episode of the Consumer Finance Monitor Podcast, host Alan Kaplinsky is joined by colleagues Pilar French and Burt Rublin to unpack a rapidly evolving issue at the intersection of bank–FinTech partnerships and interstate lending: the renewed ... more

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In Episode 2 of our Debt Sales 101 mini-series, we move from the "why" behind debt sales to the "what." Specifically, we discuss what types of debt can be sold, how portfolios are typically composed, and the legal and regulatory considerations that d... more

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Key Facts

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Recent Guests

Max Dubin
Special Counsel to the Superintendent at the New York Department of Financial Services
New York Department of Financial Services
Episode: A Deep Dive on BNPL Regulation and Other "Hot" Topics with Max Dubin of the New York DFS
Steve Burt
Consumer financial services lawyer focused on solar industry
Ballard Spahr
Episode: Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends
Melanie Vartabedian
Seasoned litigator defending financial services and solar financing companies
Ballard Spahr
Episode: Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends
Sherra Brown
Head of regulatory research and analysis for the Americas at Vixio Regulatory Intelligence; former OCC bank examiner; regulatory compliance expert
Vixio Regulatory Intelligence
Episode: CFPB Supervision Reset? What Banks and Non-Banks Should Know About the Emerging Examination Landscape
Oren Bar-Gill
John Edward Sexton Professor of Law and Economics at NYU School of Law
NYU School of Law
Episode: Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks
Adam Maarec
Ballard Spahr attorney focused on emerging technology and regulatory issues in financial services
Ballard Spahr
Episode: Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks
Marisa Calderon
President and Chief Executive Officer of Prosperity Now
Prosperity Now
Episode: Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?
Nick Bourke
Senior Policy Advisor at the Aspen Institute and Lead Author of the Report United We Stand
Aspen Institute
Episode: A National Strategy to Prevent Scams — "United We Stand"
Kate Griffin
Member of the Aspen Institute Financial Security Program, led the National Task Force on Fraud and Scam Prevention
Aspen Institute
Episode: A National Strategy to Prevent Scams — "United We Stand"

Host

Alan Kaplinsky
Host of the Consumer Finance Monitor podcast (legal/consumer finance focus)

Reviews

4.9 out of 5 stars from 56 ratings
  • Timely and helpful!

    Appreciate these insights as we navigate the many changes happening on the daily.

    Apple Podcasts
    5
    Bookmarm
    United Statesa year ago
  • Worth Your Time

    Great info for those in the finance industry. Thanks

    Apple Podcasts
    5
    OMG all names used
    United States2 years ago
  • Podcasts

    Love the podcasts but don’t like the fact they are sped up. It’s harder to follow.

    Apple Podcasts
    5
    Compliance Listener
    United States2 years ago
  • Good podcast

    Enjoyed the podcast on crypto. Let’s hear one on Mary Jane!

    Apple Podcasts
    5
    kotaesu
    United States3 years ago
  • Easy to Understand

    Thanks for discussing legal issue in easily understood language!

    Apple Podcasts
    5
    butterflysongs
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests are strong, diverse experts offering actionable perspectives for finance professionals.
The show is seen as nerdy but highly informative for consumer finance law and policy enthusiasts.
Some listeners note audio pacing issues when episodes are sped up, but content remains valuable.
Listeners praise the practical, legally grounded insights for navigating regulatory changes.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends
Q: Melanie, what has your experience been with the litigation side and how are cases evolving?
Melanie discusses Minnesota AG actions, MDL in Minnesota, seller points vs finance charges under TILA, and the expansion of private litigation in multiple states with focus on dealer fees and misrepresentations about tax credits and savings.
Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends
Q: Steve, can you give us a brief history of the residential solar industry to set the stage?
Steve explains rapid growth from 2015-2022, stimulus from the Inflation Reduction Act, a slowdown in 2024-2025 due to policy shifts like net energy metering, higher interest rates, supply chain issues, and a pivot toward battery storage.
Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks
Q: Whether AI or a chatbot could actually make collection calls where the consumer does not know they are talking to a robot, and how institutions should address this risk.
Yes, institutions are actively deploying outbound collections using AI where the agent is indistinguishable from a human; however, safe practice demands clear governance and adherence to existing laws, with disclosures and controls to prevent deceptive or coercive messaging and to ensure consumer protections.
Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?
Q: How should policymakers design reforms to balance affordability with access?
Policies should focus on durable changes that preserve access for low- to moderate-income borrowers, consider how gains are passed through, and use targeted, scalable tools rather than blunt caps; a scalable, indexed approach tied to broader economic indicators could be more effective.
Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?
Q: What makes a flat 10 percent cap for one year problematic compared to other protections?
A flat cap is not durable; it can cause credit constriction, reduce access for lower-income borrowers, and fail to address underlying affordability by restricting the very tools that lenders use to price risk.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Consumer Finance Monitor

What is Consumer Finance Monitor about and what kind of topics does it cover?

The show consistently explores consumer financial services from a legal and policy lens, with deep dives into regulation, enforcement, and market developments. Episodes frequently feature policy researchers, law professors, and industry practitioners discussing topics like credit card pricing and consumer protections, emerging payment and lending innovations, scams and fraud prevention, and the evolving regulatory landscape impacting banks and fintech. A notable strength is its ability to pair rigorous legal analysis with practical implications for institutions, regulators, and consumers, often offering actionable takeaways for risk mitigation and opportunity in a rapidly changing field.

Where can I find podcast stats for Consumer Finance Monitor?

Rephonic provides a wide range of podcast stats for Consumer Finance Monitor. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Consumer Finance Monitor and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Consumer Finance Monitor get?

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What are the audience demographics for Consumer Finance Monitor?

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How many subscribers and views does Consumer Finance Monitor have?

To see how many followers or subscribers Consumer Finance Monitor has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Consumer Finance Monitor?

These podcasts share a similar audience with Consumer Finance Monitor:

1. The Consumer Finance Podcast
2. Hidden Brain
3. Radiolab
4. The Journal.
5. Bold Names

How many episodes of Consumer Finance Monitor are there?

Consumer Finance Monitor launched 8 years ago and published 300 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Consumer Finance Monitor?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Consumer Finance Monitor?

Rephonic pulls ratings and reviews for Consumer Finance Monitor from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on Consumer Finance Monitor?

Recent guests on Consumer Finance Monitor include:

1. Max Dubin
2. Steve Burt
3. Melanie Vartabedian
4. Sherra Brown
5. Oren Bar-Gill
6. Adam Maarec
7. Marisa Calderon
8. Nick Bourke

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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