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Artwork for Purpose Driven FinTech

Purpose Driven FinTech

Monica Millares
Fintech
Neobanks
Bloxxs
Wealth Gap
Kindlee
Quantum Chain
Quantum Computing
Rootstock Labs
Home Ownership
Neofin
Telecom
Bitcoin
Stablecoins
Unit Economics
Profitability
Coincover
Finmo
Banking System
Untangle Money
AI Act

Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product,... more

PublishesTwice weeklyEpisodes88Founded3 years ago
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Artwork for Purpose Driven FinTech

Latest Episodes

If you can't beat Wise on FX, and reality is most fintechs can't; then the smarter move is to partner with them. Let’s go into the why!

In this episode recorded live at Money20/20 Asia, I speak with Samarth Bansal, General Manager at Wise Platform. more

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Most fintechs treat cross border payments as a cost centre. George Davis built a business that treats it as the $100B infrastructure opportunity nobody else is rebuilding, and grew 55X in 12 months doing it.

In this episode I speak with George Davis... more

YouTube

AI agents are about to start spending our money, and we as a payments industry are not ready.

I love this episode as it’s recorded live at Money2020’s famous MoneyPot podcast booth! Yea the fancy, cool one LOL

Today I’m joined by Camilla Bullock, C... more

YouTube

The encryption protecting banks was built 50 years ago, and quantum computing is about to break it. In this pod I sit down with Maxwell, Founder and CEO of Quantum Chain, to unpack why AI and quantum computing together represent the biggest untold th... more

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Recent Guests

George Davis
CEO and Co-founder of Lorum
Lorum
Episode: 55X in 12 Months: The Clearing and Settlement Layer No One Is Rebuilding Till Now | George Davis, CEO and Co Foudner of Lorum
Camilla Bullock
CEO of Emerging Payments Association Asia
Emerging Payments Association Asia
Episode: Who is Liable in Agentic Payments? The Question the Industry Can't Answer Yet | Camilla Bullock, CEO of Emerging Payments Association Asia
Svitlanka Sergiichuka
CEO & Co-Founder of Neofin
Neofin
Episode: Why Neofin Killed Its Niche and Rebuilt From Scratch. And What They're Launching Next | Svitlanka Sergiichuka, CEO & Co-Founder, Neofin
Vince Vissers
Co-Founder of Fristy, advocating embedded telecom in FinTech
Fristy
Episode: From Roaming Fees to Retention Engine: The Telecom Layer Your Neobank Is Missing | Vince Vissers Co-Founder at Fristy
Kristine Beese
Founder and CEO of Untangle Money
Untangle Money
Episode: From 36 Cents To 32 Cents: The Growing Gender Wealth Gap No One Talks About | Kristine Beese, Founder and CEO of Untangle Money
Chris Smith
Founder and CEO of Bloxxs
Bloxxs
Episode: How To Get Into Home Ownership With Just 1% Down (No Mortgage Required) | Chris Smith, Founder and CEO at Bloxxs
Akhil Nigam
CoFounder of Finmo
Finmo
Episode: The Future of SMB Banking: AI, Automation, and Financial Intelligence | Akhil Nigam, CoFounder at Finmo,
Anthony Yeung
Chief Commercial Officer at CoinCover
CoinCover
Episode: How To Actually Protect Your Crypto Users: 79% of Users Demand This Crypto Feature | Anthony Yeung, Chief Commercial Officer at CoinCover,
Ziad Mabsout
Co-Founder & CEO of Vennre
Vennre
Episode: Solving Wealth Management for MENA Henrys: Why Sharia-Compliant Investment Platforms Matter | Ziad Mabsout, Co-Founder & CEO at Vennre

Host

Monica Millares
Host of Purpose Driven FinTech

Reviews

4.0 out of 5 stars from 3 ratings
  • Audio issues

    I like the general content but the audio cuts in and out throughout episodes.

    Apple Podcasts
    2
    Jimmys111
    Australia2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate candid founder stories and practical fintech frameworks.
The breadth of topics from payments infrastructure to crypto security suggests strong knowledge depth, but consistency in production quality could be improved.
Audio quality issues are a recurring complaint across episodes, which could affect sponsorship desirability.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

What Separates Sustainable Neobanks From Those That Fail To Reach Profitability? | Brian Muse-McKenney, CRO at Episode Six
Q: How should Neobanks approach product expansion to improve profitability?
Start with extending existing product lines that customers already value and can profit from, then add adjacent products like FX, cross-border, and lending with careful, margin-conscious design; ensure each extension has a clear path to monetization and acceptable marginal profitability before scaling.
How Neobanks Can Use Bitcoin & Stablecoins for Competitive Advantage | Richard Green, RootstockLabs
Q: What are stable coins and how do they differ from Bitcoin?
Stablecoins are digital dollars used for payments and liquidity with lower volatility, especially useful for international remittances, treasury management, and enabling DeFi access. Bitcoin is viewed as digital cash or digital gold, primarily a store of value. The two together form a versatile toolkit for neobanks.
Trust Is the New Security: The AI & Quantum Threat Reshaping Finance by 2029 | Maxwell Denega, Founder & CEO of Quantum Chain
Q: What's your background?
Max describes a career moving from British military security into banking technology, learning about people and risk, which informs his approach to designing a resilient, practical quantum-secure infrastructure.
Trust Is the New Security: The AI & Quantum Threat Reshaping Finance by 2029 | Maxwell Denega, Founder & CEO of Quantum Chain
Q: Can you explain to us what are the risks of currency?
The risks are that finance-specific encryptions may be broken by advancing quantum algorithms, compromising trust in money, and the immediate migration to post-quantum security is needed because current protections will become obsolete.
How To Get Into Home Ownership With Just 1% Down (No Mortgage Required) | Chris Smith, Founder and CEO at Bloxxs
Q: What makes the New Zealand context special for Bloxxs, and how does indigenous culture influence the company?
New Zealand offers a unique social fabric and Maori leadership that emphasizes community and collective problem solving, which aligns with Bloxxs' aim to create a connected, supportive pathway to home ownership that can scale globally while staying values-driven.

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Frequently Asked Questions About Purpose Driven FinTech

What is Purpose Driven FinTech about and what kind of topics does it cover?

A fintech-focused interview series that brings together founders, CEOs, and C-suite leaders to discuss practical product, growth, and risk challenges in financial technology. Episodes span cross-border payments infrastructure, AI-driven payments governance, crypto security, neobank profitability, and region-specific fintech dynamics, with a strong emphasis on real-world implementations, platform ecosystems, and regulatory considerations. Listeners can expect actionable frameworks, candid founder stories, and market insights useful for product leaders, investors, and partnerships in the fintech space. A notable strength is the mix of strategic vision (building global rails, platform ecosystems, and risk management) with hands-on lessons from... more

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1. Freakonomics Radio

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Purpose Driven FinTech launched 3 years ago and published 88 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Purpose Driven FinTech?

Recent guests on Purpose Driven FinTech include:

1. George Davis
2. Camilla Bullock
3. Svitlanka Sergiichuka
4. Vince Vissers
5. Kristine Beese
6. Chris Smith
7. Akhil Nigam
8. Anthony Yeung

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