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Artwork for My SBA Loan Pro Podcast

My SBA Loan Pro Podcast

Ryan Smith
SBA
SBA 7a Loan
Franchise
Real Estate
SBA 504 Loan
Melissa Bustarde
San Diego, United States
SBA 504 Loan Program
San Diego
California State Guarantee Program
Structured Installment Sales
SBA Loans
Booxkeeping
SBA Rules/guidelines
Exit Planning
Lower Middle Market
SBA Loan
Mergers and Acquisitions
Roy Chiovari
Private Banking

Applying for an SBA loan can be stressful , grueling and confusing — does this sound familiar? Don’t worry, SBA Pro and Host of the My SBA Loan Pro podcast Ryan Smith, reveals valuable insights and best practices regarding the SBA loan program and application process. Don’t take another step on your SBA journey until your equipped to make sound and informed decisions at every turn. Start listening... more

PublishesTwice monthlyEpisodes74Founded7 years ago
Number of ListenersCategories
BusinessEntrepreneurship

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Artwork for My SBA Loan Pro Podcast

Latest Episodes

Are you a business owner, entrepreneur, or high-net-worth family looking to protect your assets and avoid probate? In this episode of the My SBA Loan Pro Podcast, estate planning attorney Rodney Hatley breaks down everything you need to know about li... more

In this episode, host Ryan Smith is back in the studio with Kalen Foster to break down a complex pari passu transaction that took over two years to get across the finish line. They pull back the curtain on what happens behind the scenes of complex SB... more

How do you expand a successful business and buy commercial real estate when the project exceeds the $5 Million SBA loan limit—and you want to do it with 100% financing?

In this clip, Kalen Foster breaks down a real-world scenario of a Southern Calif... more

Unlocking Capital For California Entrepreneurs and Small Business Owners

In this episode, we sit down with Juan Carlos, President and CEO of California Southern, to explore how the state guarantee program provides alternative financing for small bus... more

What happens when a disgruntled employee or angry customer attacks your small business online? Protect your company's reputation with expert crisis management strategies from Dave Oates, founder of PR Security Service.

In this episode of the My SBA ... more

Are you preparing to sell a highly appreciated business, investment property, or even your primary residence, but dreading the massive tax bill that comes with it?

In this episode of the My SBA Loan Pro Podcast, host Ryan Smith sits down with financ... more

Are you looking to acquire a business and its underlying real estate? In this video, Ryan is joined by his daughter, Austyn, who takes over the interviewer seat to ask the tough questions about commercial acquisitions. We dive deep into the specific ... more

You don’t know what you don’t know—and that is exactly why you listen to podcasts. In this episode of My SBA Loan Pro, host Ryan Smith sits down with Frank Caperino (aka "Franchise Frank") to reveal the industry secrets that only an experienced franc... more

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Recent Guests

Rod Hatley
Lead lawyer for Hatley Law Group, specializes in asset protection and family planning for business owners
Hatley Law Group
Episode: How Business Owners Protect Wealth, Avoid Probate & Reduce Estate Taxes
Kalen Foster
SBA loan expert discussing expansion financing
Episode: Zero Down Payment SBA Loan Business Expansion with Kalen Foster | Bonus Episode | My SBA Loan Pro
Juan Carlos Hernandez
President and CEO of California Southern; expert on the California State Guarantee Loan Program
California Southern
Episode: California State Guarantee Loan Strategies with Juan Carlos | Ep. 34 | My SBA Loan Pro
Dave Oates
Founder of PR Security Service with 30+ years in strategic PR and crisis communications
PR Security Service
Episode: Crisis PR & Reputation Management for Small Businesses with Dave Oates | Ep. 33 | My SBA Loan Pro
John Dudek
Specialist in structured installment sales, expert on tax-efficient exits for business and real estate
Independent consultant/structured settlements specialist
Episode: Structured Installment Sales Explained with John Dudek | Ep. 32 | My SBA Loan Pro
Franchise Frank Caperino
Franchise consultant and former Cold Stone Creamery operator
Franchise Frank (franchisefrank.com)
Episode: Inside Franchise Ownership: Ops, Relations & Growth | Frank Caperino | Ep. 30 | My SBA Loan Pro
Steven Hanson
Broker with Transworld Business Advisors
Transworld Business Advisors
Episode: How to Buy or Sell a Business Today: Broker Insights with Steven Hanson | Ep. 29 | My SBA Loan Pro
Max Emma
Franchisor and founder of BooXkeeping
BooXkeeping
Episode: Franchise Bookkeeping & Ownership Insights with Max Emma | Ep. 28 | My SBA Loan Pro
Casey Hopkins
Casey Hopkins of Southland EDC, SBA 504 expert
Southland EDC
Episode: SBA 504 Real Estate Loan Program Masterclass with Casey Hopkins | Ep. 26 | My SBA Loan Pro Podcast

Host

Ryan Smith
Host of the My SBA Loan Pro podcast; specializes in SBA financing and real-world loan strategies

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Talking Points

Recent interactions between the hosts and their guests.

How to Buy or Sell a Business Today: Broker Insights with Steven Hanson | Ep. 29 | My SBA Loan Pro
Q: How important is a confidential information memorandum and related financials in the sale process?
The SIM and supporting documents (valuation, balance sheets, and soft-side descriptions of people and customers) are central to presenting a business professionally to buyers and to banks; they enable buyers to understand the business quickly and help lenders evaluate the loan request, which accelerates due diligence and closes.
How to Buy or Sell a Business Today: Broker Insights with Steven Hanson | Ep. 29 | My SBA Loan Pro
Q: What types of buyers exist in the marketplace for under $10 million enterprise value businesses, and how should they prepare to be credible?
There are various buyers from individual entrepreneurs to private equity, but the most credible prospects are well-prepared with a clear target, a buyer profile, pre-qualified SBA financing, and evidence of funds; detailed background on their education, credentials, and intent helps brokers match them with suitable listings and reduces time wasted for both seller and broker.
Structured Installment Sales Explained with John Dudek | Ep. 32 | My SBA Loan Pro
Q: How do CPAs and exit-strategy advisors typically respond to this approach, and what's the best way to introduce it to clients?
Educate trusted advisors with workshops and decks, present case studies and tax projections, and involve carriers early to address questions and ensure documentation is in place before offers are made, easing closing and compliance.
Structured Installment Sales Explained with John Dudek | Ep. 32 | My SBA Loan Pro
Q: What are the key risks for buyers and sellers in this arrangement, and how is liquidity handled?
Risks include reliance on the annuity provider and long-term payment certainty; liquidity risks are mitigated by the structure, but sellers must have other assets or income to cover needs outside the arrangement, since payments are spread over years.
Structured Installment Sales Explained with John Dudek | Ep. 32 | My SBA Loan Pro
Q: Can you walk us through a typical transaction for a real estate or business sale, highlighting traditional vs. structured installment sales?
A traditional installment sale spreads payments over time to the seller with an amortization schedule, while a structured installment sale channels the buyer's lump-sum payment to an assignment company and an insurance carrier that then pays the seller over time, providing security and tax deferral.

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Frequently Asked Questions About My SBA Loan Pro Podcast

What is My SBA Loan Pro Podcast about and what kind of topics does it cover?

The show centers on practical SBA financing, loan programs, and deal structuring for small businesses. It frequently dives into SBA 7(a) and 504 loans, expansion financing, franchise lending, and real estate acquisitions, often through step-by-step case studies, lender perspectives, and strategy discussions. Listeners can expect actionable guidance on assembling credible loan packages, navigating SOP changes, and combining different financing tools to maximize cash flow and growth. A standout element is the host's hands-on approach, featuring expert guests from banks, franchising, M&A, and state-backed programs to demystify financing decisions and help owners close complex transactions. The format and guest mix likely appeal to ambitious sm... more

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Which podcasts are similar to My SBA Loan Pro Podcast?

These podcasts share a similar audience with My SBA Loan Pro Podcast:

1. SBA Today
2. Acquiring Minds
3. Acquisitions Anonymous - #1 for business buying, selling and operating
4. My First Million
5. Let's Buy a Business

How many episodes of My SBA Loan Pro Podcast are there?

My SBA Loan Pro Podcast launched 7 years ago and published 74 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on My SBA Loan Pro Podcast?

Recent guests on My SBA Loan Pro Podcast include:

1. Rod Hatley
2. Kalen Foster
3. Juan Carlos Hernandez
4. Dave Oates
5. John Dudek
6. Franchise Frank Caperino
7. Steven Hanson
8. Max Emma

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