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Artwork for How to Money

How to Money

iHeartPodcasts
Financial Independence
Personal Finance
Investing
Student Loans
Budgeting
Home Ownership
Debt Management
Real Estate
Credit Cards
Frugality
Inflation
Financial Literacy
Financial Planning
Personal Finance Education
Social Security
Debt
Gen Z
Emergency Funds
Retirement Planning
Housing Market

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1243Founded9 years ago
Number of ListenersCategories
InvestingBusinessEducation

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Artwork for How to Money

Latest Episodes

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

Does anyone look at the U.S. healthcare system and think, "Yep, everything's working great"? Probably not. It's not because we don't have talented doctors or dedicated healthcare workers. It's because a growing web of corporate interests, distorted i... more

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

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Recent Guests

Jordan Grumet
MD, author of The Healthcare Heist, physician, writer and podcaster
Author/Physician
Episode: Fighting Back Against a Broken Healthcare System w/ Dr. Jordan Grumet
Beth Pinsker
CFP, former MarketWatch columnist, author
MarketWatch (former), author of My Mother's Money
Episode: The Money Convos You Need to Have With Your Parents w/ Beth Pinsker #1193
Rochelle Gamlam
Founder Move Abroad Coach
Move Abroad Coach
Episode: The Financial Case for Moving Abroad w/ Richelle Gamlam #1190
Wes Moss
Financial author and radio host, author of The Retiree Happy Method and related research
Money Matters (radio show)
Episode: Build a Retirement You'll Actually Enjoy w/ Wes Moss #1187
Joseph Moore
Author of How to Get Rich In American History
Author / Historian
Episode: How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184
Mike Nees
Listener from Perrysburg, Ohio; family of five sharing mortgage refinancing questions
Episode: Ask HTM – Investing or Parking Cash, Ignoring Family Money Advice, & When Rates are Low Enough for a Refi #1177
Jack Raines
Author of Young Money, part memoir and guidebook for the next generation
Young Money (author/brand)
Episode: A Field Guide to Wealth & Purpose in Your 20s w/ Jack Raines #1175
Chanel Reynolds
Founder of getyourshiztogether.com; author of What Matters Most
getyourshiztogether.com
Episode: Preparing for the Unthinkable w/ Chanel Reynolds #1172 (Bestie Ep)
Aja Evans
Licensed mental health counselor; focuses on financial wellness and money mindset
Asia Evans Counseling
Episode: Mental Health is Financial Health w/ Aja Evans #1169 (Bestie Ep)

Hosts

Joel
Co-host of the show, leads discussions and often drives episode structure
Matt
Co-host of the show, provides analysis and responses, often adds practical context

Reviews

4.6 out of 5 stars from 4.4k ratings
  • Mostly strong content

    But they sometimes have strange insight and weak / controversial guests.

    Apple Podcasts
    4
    Interested bystander
    United States24 days ago
  • Kramer quote

    Love the show - just an FYI, here’s to “feeling good all the time” is Kramer quote from Seinfeld.

    Apple Podcasts
    5
    Larz Davidson
    United States4 months ago
  • One of my Favorite Shows Takes a Weird Jingoistic Turn

    I have been listening to the show for a long time and I really enjoyed it and taking a lot of great investment and money advice. But today’s episode was so bizarre, going off on a generous rant about America and how amazing it is while we’re in the middle of a war and disenfranchising gerrymandering and attacks on our citizens. It really turned me off and made the whole podcast seemed very out of touch.

    Apple Podcasts
    3
    kevbot217
    United States5 months ago
  • Impact

    The impact’s impact was impactfully impactful.

    Apple Podcasts
    1
    _111_1_
    United States5 months ago
  • Sorry I had not left a review yet!

    I have listened to the show a couple of years now, and I really enjoy Matt and Joel’s perspectives on finances and life in general. I have learned a lot about investing, and I want to thank you both for your efforts in improving financial education for many listeners.

    Apple Podcasts
    5
    WesleyJellin
    United States5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience appreciates guests who offer practical, long-term investing and budgeting insights.
Some criticism centers on perceived political commentary affecting content balance.
Feedback highlights balanced perspectives, with occasional debates on political topics.
Listeners praise clear, actionable money guidance and relatable hosts.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Ask HTM - Affordable Bathroom Reno, Forging Family $ Values, and Trump Account Scam? #1192
Q: How should Renee think about a 401(k) rollover when changing employers?
Evaluate fees between old and new plans, consider consolidation for simplicity, prioritize low-cost options, and then decide whether to roll over; also discuss tax-advantaged options like Roth IRA contributions to diversify tax exposure.
Ask HTM - Affordable Bathroom Reno, Forging Family $ Values, and Trump Account Scam? #1192
Q: What exercise or exercises do you recommend for couples who are trying to discover their shared values together?
They suggest journaling personal values, then using practical prompts to uncover time-bound commitments (like a trip or retirement goal) and discussing them on regular date nights, while using curiosity–based questions to understand each partner's perspective.
Ask HTM - New(ish) Phones, New(ish) Cars, and New Big Financial Goals! #1195
Q: Is upgrading to an electric vehicle financially sensible given high gas prices and usage patterns?
Evaluate the total cost of ownership, including maintenance, insurance, tax incentives, and charging costs; if driving patterns are long and frequent, EVs can offer meaningful savings, but if the current vehicle is adequate, the decision should be weighed against upfront costs and sales tax implications.
Ask HTM - New(ish) Phones, New(ish) Cars, and New Big Financial Goals! #1195
Q: Should Mari pursue power of attorney or keep the joint account with her mom for accessing funds if needed?
They explain the legal risks of joint accounts, recommend pursuing proper power of attorney where banks will accept it, and suggest a phased approach plus keeping documentation and a data inventory of accounts; also stress the importance of open family conversations and legal readiness.
Ask HTM - New(ish) Phones, New(ish) Cars, and New Big Financial Goals! #1195
Q: What should Lisa do with this extra money—increase 401(k) contributions or lean into Roth conversions given her tax situation?
Matt and Joel recommend prioritizing traditional 401(k) contributions now to gain the current tax advantage, while considering future Roth conversions later when tax rates may be lower; also emphasize building a larger cash reserve and addressing scarcity mindset, with some attention to other goals beyond retirement.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

This show centers on practical, approachable personal finance for everyday life, with a steady mix of debt payoff, investing basics, budgeting hacks, and real-world money decisions. Episodes frequently unpack trade-offs in housing, healthcare, insurance, and taxes, all through a lens of accessibility and long-term planning. A recurring strength is translating complex financial concepts into actionable steps and memorable anecdotes, while keeping a calm, down-to-earth tone that appeals to listeners who want tangible results without jargon. A notable edge is the hosts' willingness to challenge popular money maxims and bring nuanced perspectives to common money questions, making it useful for a broad audience including beginners and seasoned s... more

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How many listeners does How to Money get?

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To see how many followers or subscribers How to Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. The Stacking Benjamins Show
2. Afford Anything | Get Smarter With Money
3. Catching Up to FI
4. ChooseFI | Financial Independence Podcast
5. BiggerPockets Money

How many episodes of How to Money are there?

How to Money launched 9 years ago and published 1243 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for How to Money?

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What guests have appeared on How to Money?

Recent guests on How to Money include:

1. Jordan Grumet
2. Beth Pinsker
3. Rochelle Gamlam
4. Wes Moss
5. Joseph Moore
6. Mike Nees
7. Jack Raines
8. Chanel Reynolds

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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