Rephonic
Artwork for How to Money

How to Money

iHeartPodcasts
Personal Finance
Investing
Financial Independence
Debt Management
Cruises
Budget Travel
Budgeting
Savings
Cruise Lines
Travel Tips
Consumer Debt
Student Loans
Covid-19 Impact On Industry
Cabin Selection
Excursions
Money Management
Travel Insurance
Side Hustles
Home Buying
Early Retirement

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1162Founded8 years ago
Number of ListenersCategories
InvestingBusinessEducation

Listen to this Podcast

Artwork for How to Money

Latest Episodes

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

Joel married into a family of teachers. His father-in-law has spent nearly 40 years in the classroom, his mother-in-law has taught for 30, and his brother-in-law is an outstanding Spanish teacher. While it’s clear that every one of them truly loves t... more

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

Afford Anything
Afford AnythingPaula Pant | Cumulus Podcast Network
ChooseFI
ChooseFIChooseFI

Recent Guests

Phil Sanders
Serial entrepreneur, founder of Multiply (MLTPLYCO) and advisor to entrepreneurs on finance and leadership
Multiply (MLTPLYCO)
Episode: Bouncing Back from Bankruptcy & Business Failure w/ Phil Sanders #1109
Bill Tall
New listener who retired from one job and started a new, higher-earning job; questions about paying off a boat debt
Chesapeake, Virginia, USA
Episode: Ask HTM - Housing Rule of Thumb, Axing a Boat Payments, & Making Bank on the World Cup #1108
Bill Perkins
A provocative author and speaker about money and time
Author of Die with Zero
Episode: Die with Zero w/ Bill Perkins #1106
Shannah Game
Certified Financial Planner and Money Therapist
Episode: Why Being “Good With Money” Still Feels So Hard w/ Shannah Game #1103
Dr. Sonya Lutter
Marriage therapist and financial planner
Texas Tech University
Episode: Talk About Money Without Fighting w/ Dr. Sonya Lutter #1100
Annie Raser-Rowland
Author and advocate for Frugal Hedonism
frugalhedonism.com
Episode: The Case for Frugal Hedonism w/ Annie Raser-Rowland #1097
Stanley Tate
An attorney specializing in student loan management.
Episode: Student Loan Chaos Explained w/ Stanley Tate #1094
Morgan Housel
Author and expert in personal finance, known for 'The Psychology of Money'.
Episode: The Art of Spending w/ Morgan Housel #1091
Andy Hill
Host of Marriage, Kids, and Money and author of Own Your Time
Marriage, Kids, and Money
Episode: Own Your Time: Build a Life You Control w/ Andy Hill #1088

Hosts

Joel
Co-host focusing on personal finance strategies and relatable discussions.
Matt
Co-host focusing on engaging discussions about finance and sharing advice based on personal experiences.

Reviews

4.6 out of 5 stars from 4.3k ratings
  • Friendly and fresh

    Listening to Joel and Matt feels like asking friends for financial advice. I appreciate their fresh takes on many common issues and they’re willingness to also address sensitive topics, get political and give their honest opinion.

    Apple Podcasts
    5
    Feliza2026
    United States19 days ago
  • Great podcast!

    I’ve listened since 2020 and haven’t missed an episode. Even went back and listened to all of their old ones. Great advice and perspective on finances from a variety of guests. Matt and Joel both stay up to date with latest laws and news which helps me consolidate my facts from fiction at one convenient location.

    Apple Podcasts
    5
    Akelly1212
    United States24 days ago
  • Madeline Mann

    Great podcast!

    Apple Podcasts
    5
    bcchuck
    United Statesa month ago
  • Beer

    The beer thing is a bit weird

    Apple Podcasts
    3
    Jamesbflo
    United States2 months ago
  • When they prepare

    Great podcast.

    Apple Podcasts
    5
    Interested bystander
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The engaging banter between the hosts contributes to the overall enjoyment of the show, making serious topics more accessible.
Listeners appreciate the straightforward approach to personal finance, finding it relatable and applicable to their own situations.
Many listeners commend the episodes for providing valuable insights while also being entertaining.
Some listeners express concerns over political commentary affecting the show's financial advice, indicating a desire for neutrality in financial discussions.
The balance of practical tips and relatable stories is noted as a significant strength of the show.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#75
United States/Business/Investing
Apple Podcasts
#246
United States/Business
Apple Podcasts
#116
Canada/Business/Investing
Apple Podcasts
#241
Canada/Business
Apple Podcasts
#196
Australia/Business/Investing
Apple Podcasts
#230
Italy/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Ask HTM - Debating a Raise vs WFH Flexibility, Investing in Nvidia, & Digital Hygiene Frugal or Cheap #1111
Q: What books or resources should I give to a young adult starting to invest?
Recommend simple, foundational investing works such as The Simple Path to Wealth by JL Collins, and consider Own Your Time by Andy Hill for broader perspectives on time and money; tailor the format (book vs. audiobook) to the learner's preferences.
Ask HTM - Debating a Raise vs WFH Flexibility, Investing in Nvidia, & Digital Hygiene Frugal or Cheap #1111
Q: How should someone approach medical bills that seem negotiable for discounts?
Negotiate within the system, aim for discounts where legitimate, but avoid delaying or gaming the system in a way that could harm care access. If possible, compare options and seek legitimate avenues to reduce costs without compromising care.
Ask HTM - Debating a Raise vs WFH Flexibility, Investing in Nvidia, & Digital Hygiene Frugal or Cheap #1111
Q: What's the best way to rebalance a massively Nvidia-concentrated portfolio?
Sell gradually over time to avoid large tax bills, using a dollar-amount or percentage-based plan (e.g., 2% of the Nvidia position every four months) and consider donor-advised fund strategies or increasing index fund contributions to rebalance without market timing.
Ask HTM - Debating a Raise vs WFH Flexibility, Investing in Nvidia, & Digital Hygiene Frugal or Cheap #1111
Q: My partner and I are in our early 30s; I'm up for a promotion that pays more but requires an in-office presence. Is this raise worth it given the potential loss of flexibility?
There's no one-size-fits-all answer; the decision should hinge on your near-term goals, your current path to financial independence, and how much value you place on flexibility. In many cases, a raise is worth it if it accelerates your long-term plan, but negotiating for flexibility (e.g., a few in-office days) can maintain balance while capturing the financial upside.
Die with Zero w/ Bill Perkins #1106
Q: How do you think about life in seasons and how should that impact what Die with Zero looks like?
Understanding life stages and fulfilling experiences can change how one allocates resources for enjoyment through different periods, adapting goals as life circumstances change.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

This podcast focuses on simplifying personal finance and empowering listeners to take control of their financial lives. Key topics include practical money management strategies, investing for beginners, and critical advice on dealing with debt. The hosts emphasize the importance of emotional relationships with money, aiming to provide relatable and actionable insights. Unique elements feature their humorous and engaging style which helps demystify complex financial concepts, making these discussions accessible to everyday listeners who seek sound and unbiased advice for financial betterment.

Where can I find podcast stats for How to Money?

Rephonic provides a wide range of podcast stats for How to Money. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to How to Money and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does How to Money get?

Rephonic provides a full set of podcast information for three million podcasts, including the number of listeners. View further listenership figures for How to Money, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for How to Money?

Rephonic provides comprehensive predictive audience data for How to Money, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does How to Money have?

To see how many followers or subscribers How to Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. Afford Anything
2. ChooseFI
3. The Clark Howard Podcast
4. BiggerPockets Money Podcast
5. The Personal Finance Podcast

How many episodes of How to Money are there?

How to Money launched 8 years ago and published 1162 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for How to Money?

Rephonic pulls ratings and reviews for How to Money from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for How to Money?

Rephonic provides full transcripts for episodes of How to Money. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on How to Money?

Recent guests on How to Money include:

1. Phil Sanders
2. Bill Tall
3. Bill Perkins
4. Shannah Game
5. Dr. Sonya Lutter
6. Annie Raser-Rowland
7. Stanley Tate
8. Morgan Housel

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days