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Artwork for How to Money

How to Money

iHeartPodcasts
Personal Finance
Financial Independence
Investing
Student Loans
Home Ownership
Real Estate
Credit Cards
Budgeting
Inflation
Debt Management
Financial Literacy
Frugality
Financial Planning
Personal Finance Education
Social Security
Retirement Planning
Debt
Gen Z
Housing Market
Financial Empowerment

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1255Founded9 years ago
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Artwork for How to Money

Latest Episodes

America has a long history of entrepreneurship. Some of the biggest, most recognizable companies in the world started with one person taking a risk and building something from scratch. And for good reason: owning a business can be an incredibly power... more

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

Robinhood didn’t just join the investing revolution over the past decade… they reshaped it. Robinhood pushed investing toward zero commissions, brought millions of new investors into the market, and even introduced the first IRA match. They’ve been w... more

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Recent Guests

Phillip Levine
Economist, professor specializing in education finance
Wellesley College / author of Hidden Tuition
Episode: Scoring the Most Financial Aid for College w/ Phillip Levine #1202
Jean Chatzky
Author and financial journalist
The Today Show, AARP, Books including The Forever Paycheck
Episode: You Saved It. Now Give Yourself Permission to Spend It w/ Jean Chatzky #1199
Jordan Grumet
MD, author of The Healthcare Heist, physician, writer and podcaster
Author/Physician
Episode: Fighting Back Against a Broken Healthcare System w/ Dr. Jordan Grumet
Beth Pinsker
CFP, former MarketWatch columnist, author
MarketWatch (former), author of My Mother's Money
Episode: The Money Convos You Need to Have With Your Parents w/ Beth Pinsker #1193
Rochelle Gamlam
Founder Move Abroad Coach
Move Abroad Coach
Episode: The Financial Case for Moving Abroad w/ Richelle Gamlam #1190
Wes Moss
Financial author and radio host, author of The Retiree Happy Method and related research
Money Matters (radio show)
Episode: Build a Retirement You'll Actually Enjoy w/ Wes Moss #1187
Joseph Moore
Author of How to Get Rich In American History
Author / Historian
Episode: How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184
Jesse Mecham
Founder of YNAB and bestselling author
YNAB
Episode: Never Worry About Money Again w/ Jesse Mecham #1178
Mike Nees
Listener from Perrysburg, Ohio; family of five sharing mortgage refinancing questions
Episode: Ask HTM – Investing or Parking Cash, Ignoring Family Money Advice, & When Rates are Low Enough for a Refi #1177

Hosts

Joel
Co-host of the show, leads discussions and often drives episode structure
Matt
Co-host of the show, provides analysis and responses, often adds practical context

Reviews

4.6 out of 5 stars from 4.3k ratings
  • This podcast has taught me so much

    I think this podcast were inspired me to actually start saving money in my Mid for and it has given me a lot of coolness for planning for my future and I’ve just learned so much and I feel like these guys are really non-judgmental and I want to thank them!

    Apple Podcasts
    5
    Sm1212sm
    United Statesa month ago
  • Mostly strong content

    But they sometimes have strange insight and weak / controversial guests.

    Apple Podcasts
    4
    Interested bystander
    United States2 months ago
  • Kramer quote

    Love the show - just an FYI, here’s to “feeling good all the time” is Kramer quote from Seinfeld.

    Apple Podcasts
    5
    Larz Davidson
    United States4 months ago
  • One of my Favorite Shows Takes a Weird Jingoistic Turn

    I have been listening to the show for a long time and I really enjoyed it and taking a lot of great investment and money advice. But today’s episode was so bizarre, going off on a generous rant about America and how amazing it is while we’re in the middle of a war and disenfranchising gerrymandering and attacks on our citizens. It really turned me off and made the whole podcast seemed very out of touch.

    Apple Podcasts
    3
    kevbot217
    United States5 months ago
  • Impact

    The impact’s impact was impactfully impactful.

    Apple Podcasts
    1
    _111_1_
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience appreciates guests who offer practical, long-term investing and budgeting insights.
Some criticism centers on perceived political commentary affecting content balance.
Feedback highlights balanced perspectives, with occasional debates on political topics.
Listeners praise clear, actionable money guidance and relatable hosts.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Scoring the Most Financial Aid for College w/ Phillip Levine #1202
Q: What should families look for in a financial aid award letter besides the headline numbers?
Families should focus on the net price—the actual amount they'll pay after grants and scholarships—plus understanding whether aid includes loans, work-study, or other components that affect out-of-pocket costs.
Scoring the Most Financial Aid for College w/ Phillip Levine #1202
Q: Can you explain how FAFSA actually determines the price families will pay?
FAFSA collects financial information to estimate what a family can contribute; colleges use this baseline to decide how much aid they will offer, which roughly defines the net price rather than the sticker price.
Ask HTM - Getting Political, Paying for Hot Stock Tips, & Fixing an Old Toyota #1201
Q: What should Joe do with the windfall from stock awards due to a company acquisition: tax planning, emergency fund, or accelerated retirement contributions?
They advocate setting aside a substantial portion for taxes, beefing up an emergency fund, and using pre-tax retirement accounts to lower taxable income; consider donor-advised funds for charitable giving, and delay non-essential investments to manage tax exposure while improving liquidity and long-term goals.
Ask HTM - Getting Political, Paying for Hot Stock Tips, & Fixing an Old Toyota #1201
Q: What should Jen do about the 2009 Toyota Camry with an ABS issue costing up to $2,800—fix it, sell it, or upgrade to a used car?
The hosts lean toward repairing if the car is reliable and meets needs, but they emphasize shopping around for a trustworthy mechanic and considering the true cost-to-value of that repair versus potential replacement, factoring in ownership costs and future reliability.
Ask HTM - Is Robinhood Gold Worth It, Sandwich Generation Legal Maneuvers, & Nursing to Make Bank #1204
Q: What about the Robinhood Gold card and IRA match—is it worth it?
If you contribute at least $2,000 toward the IRA match, the 60 annual fee can be offset by the 3% match, with virtually uncapped cash back potential, making it worthwhile for high spenders who can consistently use the card and pay it off.

Audience Metrics

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Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

This show centers on practical, approachable personal finance for everyday life, with a steady mix of debt payoff, investing basics, budgeting hacks, and real-world money decisions. Episodes frequently unpack trade-offs in housing, healthcare, insurance, and taxes, all through a lens of accessibility and long-term planning. A recurring strength is translating complex financial concepts into actionable steps and memorable anecdotes, while keeping a calm, down-to-earth tone that appeals to listeners who want tangible results without jargon. A notable edge is the hosts' willingness to challenge popular money maxims and bring nuanced perspectives to common money questions, making it useful for a broad audience including beginners and seasoned s... more

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How many listeners does How to Money get?

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To see how many followers or subscribers How to Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. The Stacking Benjamins Show
2. ChooseFI | Financial Independence Podcast
3. Afford Anything | Get Smarter With Money
4. Catching Up to FI
5. BiggerPockets Money

How many episodes of How to Money are there?

How to Money launched 9 years ago and published 1255 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

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What guests have appeared on How to Money?

Recent guests on How to Money include:

1. Phillip Levine
2. Jean Chatzky
3. Jordan Grumet
4. Beth Pinsker
5. Rochelle Gamlam
6. Wes Moss
7. Joseph Moore
8. Jesse Mecham

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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