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Artwork for How to Money

How to Money

iHeartPodcasts
Personal Finance
Financial Independence
Investing
Credit Cards
Frugality
Student Loans
Inflation
Home Ownership
Debt Management
Real Estate
Financial Literacy
Budgeting
Financial Planning
Roth IRA
Personal Finance Education
Housing Market
Debt
Investment Strategies
Real Estate Investing
Consumerism

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1224Founded9 years ago
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EducationBusinessInvesting

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Artwork for How to Money

Latest Episodes

There’s a lot packed into your 20s. You’re getting an education — formal or otherwise. You’re figuring out what you believe about work, money, relationships, success, and who you want to become. Sure, that process doesn’t stop at 30, but your 20s are... more

Join our first ever video podcast as we explore the latest in personal finance, technology, and lifestyle, sharing insights and practical tips to improve your financial well-being and enjoy life to the max! Today we get into:

• Our summer travel h... more

Searing your steak as a way to ‘lock in the juices’ is something we’ve heard folks recommend for years! Get that grill hot as blazes, toss on your steak, and reap the juicy medium-rare rewards. But even though there might be a kernel of truth here, c... more

Dying without the proper documents in place can cost your loved ones a ton of money! The latest research shows that probate can easily take a 3% to 7% bite out of your estate. And this is a topic that’s been on our minds for months since episode 704,... more

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Recent Guests

Aja Evans
Licensed mental health counselor; focuses on financial wellness and money mindset
Asia Evans Counseling
Episode: Mental Health is Financial Health w/ Aja Evans #1169 (Bestie Ep)
Paul Merriman
Foremost expert in DIY investing; founder of Merriman Wealth Management and Merriman Financial Education Foundation
Merriman Wealth Management; Merriman Financial Education Foundation
Episode: Turning Thousands Into Millions w/ Paul Merriman #1166 (Bestie Ep)
Dr. Jean Twenge
Professor of psychology at San Diego State University, author on generational differences
San Diego State University
Episode: The Myth of the Broke Millennial w/ Dr. Jean Twenge #1163 (Bestie Ep)
Lacey Langford
Financial coach, veteran, mill spouse, entrepreneur
Military Money Show
Episode: Military to Millionaire w/ Lacey Langford #1160 (Bestie Ep)
Johanna Samara
Vice President of Debt Resolution at Money Management International
Money Management International
Episode: What Most People Get Wrong About Paying Off Debt w/ Johanna Samara #1157
Bola Sokunbi
Founder of Clever Girl Finance, author of Clever Girl Millionaire
Clever Girl Finance
Episode: Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154
Alex Mayyasi
Journalist, Planet Money contributor, author
Planet Money
Episode: The Invisible Economic Forces Shaping Your Life w/ Planet Money's Alex Mayyasi #1151
Scott Trench
Author of Set for Life; CEO/Former CEO at BiggerPockets
BiggerPockets, BiggerPockets Money
Episode: Avoiding the 'Middle Class Trap' w/ Scott Trench #1148
Nia Baiyeroju
Founder of Nia Knows Finance, educator on scholarships and personal finance
Nia Knows Finance
Episode: The $1M Scholarship Strategy w/ Nia Baiyeroju #1142

Hosts

Joel
Host of How to Money; co-host known for delivering practical money guidance.
Matthew
Co-host frequently presenting with Joel; contributes practical personal-finance expertise.

Reviews

4.6 out of 5 stars from 4.4k ratings
  • Kramer quote

    Love the show - just an FYI, here’s to “feeling good all the time” is Kramer quote from Seinfeld.

    Apple Podcasts
    5
    Larz Davidson
    United States2 months ago
  • One of my Favorite Shows Takes a Weird Jingoistic Turn

    I have been listening to the show for a long time and I really enjoyed it and taking a lot of great investment and money advice. But today’s episode was so bizarre, going off on a generous rant about America and how amazing it is while we’re in the middle of a war and disenfranchising gerrymandering and attacks on our citizens. It really turned me off and made the whole podcast seemed very out of touch.

    Apple Podcasts
    3
    kevbot217
    United States3 months ago
  • Impact

    The impact’s impact was impactfully impactful.

    Apple Podcasts
    1
    _111_1_
    United States3 months ago
  • Sorry I had not left a review yet!

    I have listened to the show a couple of years now, and I really enjoy Matt and Joel’s perspectives on finances and life in general. I have learned a lot about investing, and I want to thank you both for your efforts in improving financial education for many listeners.

    Apple Podcasts
    5
    WesleyJellin
    United States4 months ago
  • Mostly strong content

    But they sometimes have strange insight.

    Apple Podcasts
    5
    Interested bystander
    United States5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise the show for being relatable and actionable with practical money tips.
Fans value the diverse guest roster and balanced, non-judgmental guidance.
Some reviews note political views occasionally seep into discussions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Ask HTM - Societal Impact of Credit Card Fees, Auto Transfer vs Auto Invest, & Shielding Your Credit Report from a Bill in Collections #1165 (Bestie Ep)
Q: How much term life insurance do I need and is the 10x income rule appropriate for Mandy's situation?
The 10x rule is a guideline, and laddering or using the dime method can tailor coverage. With Mandy's current debts (mortgage) and no kids yet, a smaller base with potential future laddering is sensible; re-evaluate as life changes.
Ask HTM - Societal Impact of Credit Card Fees, Auto Transfer vs Auto Invest, & Shielding Your Credit Report from a Bill in Collections #1165 (Bestie Ep)
Q: What should I do about a small debt in collections to protect my credit score?
Pay the debt in full if possible and obtain written confirmation that it will not be reported to the credit bureaus; this can preserve your credit score and remove the negative mark if the collection agency follows through.
Ask HTM - Societal Impact of Credit Card Fees, Auto Transfer vs Auto Invest, & Shielding Your Credit Report from a Bill in Collections #1165 (Bestie Ep)
Q: Is there a way to automatically have Fidelity Roth IRA contributions invested in the funds of my choosing, or do I have to manually purchase every time?
Yes. You should set up automatic investments (auto invest) rather than just recurring transfers to ensure money is invested immediately into your chosen funds, avoiding the sweep account holding money instead of buying shares.
Ask HTM - Are FSAs Worth The Hassle, Making Too Much for a Roth, & Mentally Shifting from Saver to Spender #1168 (Bestie Ep)
Q: What should I do if I make too much to contribute to a Roth IRA?
The hosts advise lowering AGI by increasing contributions to other tax-advantaged accounts (401(k), HSA) and consider backdoor Roth options; they also highlight the income limits and recommend contributing to other accounts first to preserve Roth eligibility.
Ask HTM - (Gun) Hobby Spending Disagreements, International Roaming with the Low Cost Providers, & Managed Retirement Accounts FTW? #1162 (Bestie Ep)
Q: What are practical steps to handle a neighbor-tenant dynamic and mitigate issues when rentals next door affect your living environment?
Build a constructive, proactive line of communication with the landlord, verify licenses and insurance for any work, and look for opportunities to foster a positive neighborhood dynamic—this can include managing expectations and addressing issues early rather than letting tensions build.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
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Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

Two money-focused hosts deliver practical, jargon-free personal finance guidance with a steady mix of actionable tips and real-world 사례. Episodes cover budgeting, debt payoff, retirement planning (including COAST/COASTFI concepts), real estate strategies, travel hacks, and family finances, enriched by guest expert perspectives and listener questions. Noteworthy is the balance between conservative, long-term planning and approachable, everyday money decisions, plus frequent guest appearances from well-known finance educators and practitioners that broaden the show's pragmatic outlook. This combination makes it a solid fit for listeners seeking clear, usable money advice that applies to a wide range of life stages and financial situations.

Where can I find podcast stats for How to Money?

Rephonic provides a wide range of podcast stats for How to Money. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to How to Money and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does How to Money get?

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What are the audience demographics for How to Money?

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How many subscribers and views does How to Money have?

To see how many followers or subscribers How to Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. The Stacking Benjamins Show
2. Afford Anything | Get Smarter With Money
3. ChooseFI | Financial Independence Podcast
4. Catching Up to FI
5. Money Guy Show

How many episodes of How to Money are there?

How to Money launched 9 years ago and published 1224 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for How to Money?

Rephonic pulls ratings and reviews for How to Money from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on How to Money?

Recent guests on How to Money include:

1. Aja Evans
2. Paul Merriman
3. Dr. Jean Twenge
4. Lacey Langford
5. Johanna Samara
6. Bola Sokunbi
7. Alex Mayyasi
8. Scott Trench

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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