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Artwork for How to Money

How to Money

iHeartPodcasts
Personal Finance
Investing
Financial Independence
Student Loans
Real Estate
Credit Cards
Budgeting
Debt Management
Inflation
Social Security
Financial Planning
Frugality
Retirement Planning
Home Ownership
Debt
Gen Z
Housing Market
Financial Empowerment
Credit Card Debt
Retirement

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1264Founded9 years ago
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InvestingBusinessEducation

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Artwork for How to Money

Latest Episodes

Technology has made it easier than ever to save and invest. But when it comes to giving our money away? Not so much. That’s part of why we have a generosity gap: a lot of people want to give more, but the process can feel joyless, cumbersome, and com... more

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

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Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

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Remember those old Christmas movies where somebody would pop into a store at the last minute, grab a gift for a loved one, and everything worked out perfectly? Sure, it’s adorable and a big dose of nostalgia, but in real life, waiting until the last ... more

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Recent Guests

Vitaly Pecharsky
Slickdeals representative and deal-shopping enthusiast
Slickdeals
Episode: The New Rules of Christmas Shopping w/ SlickDeals' Vitaly Pecharsky #1214
Alex Edmans
Writer, speaker, and professor of finance at London Business School
London Business School
Episode: Why Smart Investors Make Crazy Decisions w/ Alex Edmans #1211
Alex Smereczniak
Entrepreneur who founded Franzy and has built and operated laundry and franchise businesses
Franzy
Episode: Owning Unsexy Businesses to Build Wealth w/ Alex Smereczniak #1208
Steph Guild
Chief investment officer of Robinhood
Robinhood
Episode: Investing Will Never Be the Same w/ Robinhood’s Steph Guild #1205
Phillip Levine
Economist, professor specializing in education finance
Wellesley College / author of Hidden Tuition
Episode: Scoring the Most Financial Aid for College w/ Phillip Levine #1202
Jean Chatzky
Author and financial journalist
The Today Show, AARP, Books including The Forever Paycheck
Episode: You Saved It. Now Give Yourself Permission to Spend It w/ Jean Chatzky #1199
Jordan Grumet
MD, author of The Healthcare Heist, physician, writer and podcaster
Author/Physician
Episode: Fighting Back Against a Broken Healthcare System w/ Dr. Jordan Grumet
Beth Pinsker
CFP, former MarketWatch columnist, author
MarketWatch (former), author of My Mother's Money
Episode: The Money Convos You Need to Have With Your Parents w/ Beth Pinsker #1193
Rochelle Gamlam
Founder Move Abroad Coach
Move Abroad Coach
Episode: The Financial Case for Moving Abroad w/ Richelle Gamlam #1190

Hosts

Joel Larsgaard
Personal finance educator and co-host focused on practical money guidance
Matt
Personal finance educator and co-host focused on practical money guidance

Reviews

4.6 out of 5 stars from 4.3k ratings
  • This podcast has taught me so much

    I think this podcast were inspired me to actually start saving money in my Mid for and it has given me a lot of coolness for planning for my future and I’ve just learned so much and I feel like these guys are really non-judgmental and I want to thank them!

    Apple Podcasts
    5
    Sm1212sm
    United States2 months ago
  • Mostly strong content

    But they sometimes have strange insight and weak / controversial guests.

    Apple Podcasts
    4
    Interested bystander
    United States2 months ago
  • Kramer quote

    Love the show - just an FYI, here’s to “feeling good all the time” is Kramer quote from Seinfeld.

    Apple Podcasts
    5
    Larz Davidson
    United States5 months ago
  • One of my Favorite Shows Takes a Weird Jingoistic Turn

    I have been listening to the show for a long time and I really enjoyed it and taking a lot of great investment and money advice. But today’s episode was so bizarre, going off on a generous rant about America and how amazing it is while we’re in the middle of a war and disenfranchising gerrymandering and attacks on our citizens. It really turned me off and made the whole podcast seemed very out of touch.

    Apple Podcasts
    3
    kevbot217
    United States6 months ago
  • Impact

    The impact’s impact was impactfully impactful.

    Apple Podcasts
    1
    _111_1_
    United States7 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

A few listeners find some guest choices or particular recommendations questionable.
Listeners appreciate the mix of timely topics, personal perspective, and expert interviews.
Listeners praise the hosts' approachable, non-judgmental style and relatable dynamic.
Many value the practical, accessible guidance on investing, saving, and everyday financial decisions.
Some criticize occasional political commentary or advice outside the hosts' areas of expertise.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

The New Rules of Christmas Shopping w/ SlickDeals' Vitaly Pecharsky #1214
Q: How do you distinguish between a good deal and a great deal, and whether it's worth it to buy or hold off?
He recommends tracking the usual price, checking multiple retailers, reviewing historical prices and community comments, and doing some research before deciding whether to buy.
The New Rules of Christmas Shopping w/ SlickDeals' Vitaly Pecharsky #1214
Q: Have you seen any data about how inflation is going to impact Christmas shopping this year?
Pecharsky says Slickdeals users have noticed volatile prices, particularly in technology, where memory and storage costs, data center demand, and tariffs are contributing to higher prices. Shoppers are turning to deal resources to spend carefully.
Ask HTM - Job Offer Conundrum, $55,000 Landing in Checking Account, & Teen Trading Tightrope #1210
Q: I tried to apply for insurance recently, and I can get approved, but the policy excludes any coverage of her legs because it's a pre-existing condition. So I was just wondering if you could point me in the right direction for where I should apply for insurance, if we should go through a broker, or if you have any other suggestions, and if this isn't an option, should we just look into self-insuring?
They suggest considering the household's reliance on the wife's income and financial readiness to self-insure, while comparing policy coverage, benefit periods, and replacement amounts. A broker may help find suitable coverage despite pre-existing conditions.
Ask HTM - Job Offer Conundrum, $55,000 Landing in Checking Account, & Teen Trading Tightrope #1210
Q: I'm wondering if it's worth taking the risk and making the jump into this sales gig, which does have the potential to lead to a mid-six-figure career. What are your thoughts?
The hosts recommend comparing total compensation and benefits, negotiating the offer, researching advancement potential, and weighing job security, work-life balance, and personal priorities alongside income.
Why Smart Investors Make Crazy Decisions w/ Alex Edmans #1211
Q: How do you think about diversification and United States investors in particular, accessing global markets?
Edmans recommends international diversification because investors often overinvest in their home market, while their jobs, businesses, and property may already depend on that domestic economy. Global holdings can help hedge against a domestic downturn.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

Joel and Matt offer practical, jargon-free guidance for managing money across everyday life, from paying down debt and choosing investments to housing, insurance, retirement, taxes, and family finances. Their format combines listener questions and regular discussions of financial headlines with interviews featuring finance researchers, business owners, industry leaders, and other specialists. The advice emphasizes long-term habits, careful evaluation of trade-offs, and choices that fit a person's circumstances rather than one-size-fits-all rules.

A conversational friendship between the hosts, personal anecdotes, and light humor keep complex topics approachable. The range is broader than investing alone: episodes also address shopping, heal... more

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How many listeners does How to Money get?

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To see how many followers or subscribers How to Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. The Stacking Benjamins Show
2. Catching Up to FI
3. Personal Finance for Long-Term Investors
4. ChooseFI | Financial Independence Podcast
5. Money Girl

How many episodes of How to Money are there?

How to Money launched 9 years ago and published 1264 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for How to Money?

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What guests have appeared on How to Money?

Recent guests on How to Money include:

1. Vitaly Pecharsky
2. Alex Edmans
3. Alex Smereczniak
4. Steph Guild
5. Phillip Levine
6. Jean Chatzky
7. Jordan Grumet
8. Beth Pinsker

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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