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How to Money

iHeartPodcasts
Personal Finance
Financial Independence
Investing
Credit Cards
Debt Management
Frugality
Inflation
Financial Literacy
Student Loans
Budgeting
Home Ownership
Financial Planning
Roth IRA
Real Estate
Real Estate Investing
Personal Finance Education
Housing Market
Tariffs
Emergency Funds
Debt

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1199Founded8 years ago
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Artwork for How to Money

Latest Episodes

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

In Rockin' the Suburbs, Ben Folds pokes fun at the “struggles” of middle-class life… it’s angsty, a little whiny, but also tongue-in-cheek. It’s killer piano rock that makes you laugh because deep down, it’s a little too relatable. And that tension i... more

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

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Recent Guests

Nia Baiyeroju
Founder of Nia Knows Finance, educator on scholarships and personal finance
Nia Knows Finance
Episode: The $1M Scholarship Strategy w/ Nia Baiyeroju #1142
Bill Yount
Emergency room physician and host of Catching Up to FI
Catching Up to FI
Episode: Achieving Financial Independence as a Late Starter w/ Bill Yount #1139
Kyle Potter
Executive Editor at Thrifty Traveler, travel deal expert
Thrifty Traveler
Episode: Flights Are Getting Pricier! (*here’s how to pay less*) w/ Kyle Potter #1133
Dave Meyer
Chief Investment Officer at BiggerPockets, real estate expert
BiggerPockets
Episode: Real Estate's Ticking Time Bomb w/ Bigger Pockets' Dave Meyer #1130
Mike Piper
CPA, author, OG blogger from The Oblivious Investor
The Oblivious Investor
Episode: Can Millennials Count on Social Security? w/ Mike Piper #1127
Tiffany Aliche
The Budgetnista, author and financial educator
The Budgetnista
Episode: The Blueprint to Financial Wholeness w/ Tiffany Aliche #1124
John Hope Bryant
Founder, Chairman and CEO of Operation HOPE
Operation HOPE
Episode: Capitalism for ALL: Making the System Work for Everyone w/ John Hope Bryant #1121
John Campbell
Professor of economics at Harvard, author of Fixed
Harvard University
Episode: Why Money Decisions Feel Rigged w/ John Campbell #1118
Jared Walker
Founder of DollarFor
DollarFor
Episode: Knowing Your Rights & Crushing Medical Bills w/ Jared Walker #1115

Hosts

Joel
Host of How to Money; co-host known for delivering practical money guidance.
Matthew
Co-host frequently presenting with Joel; contributes practical personal-finance expertise.

Reviews

4.6 out of 5 stars from 4.4k ratings
  • Impact

    The impact’s impact was impactfully impactful.

    Apple Podcasts
    1
    _111_1_
    United Statesa month ago
  • Sorry I had not left a review yet!

    I have listened to the show a couple of years now, and I really enjoy Matt and Joel’s perspectives on finances and life in general. I have learned a lot about investing, and I want to thank you both for your efforts in improving financial education for many listeners.

    Apple Podcasts
    5
    WesleyJellin
    United States2 months ago
  • Mostly strong content

    But they sometimes have strange insight.

    Apple Podcasts
    5
    Interested bystander
    United States3 months ago
  • Cheap, not frugal

    Advocated letting medical bills go to collections instead of paying. As a doctor who is legally required to provide emergency care to patients, I find this reprehensible. You’d never eat a meal then say “I’m not going to pay, what can you do?” This lacks integrity.

    Apple Podcasts
    1
    Vent Alarm
    United States3 months ago
  • Friendly and fresh

    Listening to Joel and Matt feels like asking friends for financial advice. I appreciate their fresh takes on many common issues and they’re willingness to also address sensitive topics, get political and give their honest opinion.

    Apple Podcasts
    5
    Feliza2026
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise the show for being relatable and actionable with practical money tips.
Fans value the diverse guest roster and balanced, non-judgmental guidance.
Some reviews note political views occasionally seep into discussions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

The Case for a ‘Good Enough’ Financial Plan w/ Jesse Cramer #1145
Q: What is the role of alternative investments in a typical portfolio?
For most people, ignore alternatives initially and focus on traditional, tax-advantaged accounts; alternatives may be appropriate only for select investors with clear understanding and long horizons.
The Case for a ‘Good Enough’ Financial Plan w/ Jesse Cramer #1145
Q: How should someone balance the desire to retire early with practical financial planning?
Recognize the trade-offs and avoid overly aggressive early retirement plans; focus on flexibility and life goals, using a sensible withdrawal strategy and realistic longevity planning.
The Case for a ‘Good Enough’ Financial Plan w/ Jesse Cramer #1145
Q: What should future return expectations look like given recent market performance?
Expect volatility and possible crashes; base rates and diversification should guide decisions rather than assuming market returns will repeat the strongest past years.
The Case for a ‘Good Enough’ Financial Plan w/ Jesse Cramer #1145
Q: True or false, you should always attempt to max out tax-advantaged accounts first
For most people, yes, it is generally true that maxing tax-advantaged accounts is a solid priority, though not universal for every individual situation.
The $1M Scholarship Strategy w/ Nia Baiyeroju #1142
Q: What advice do you have for students who feel they don't meet all the requirements?
Apply anyway if you meet around 60% of the criteria; don't self-reject; you can shape your narrative and present transferable experiences to demonstrate fit.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

Two money-focused hosts deliver practical, jargon-free personal finance guidance with a steady mix of actionable tips and real-world 사례. Episodes cover budgeting, debt payoff, retirement planning (including COAST/COASTFI concepts), real estate strategies, travel hacks, and family finances, enriched by guest expert perspectives and listener questions. Noteworthy is the balance between conservative, long-term planning and approachable, everyday money decisions, plus frequent guest appearances from well-known finance educators and practitioners that broaden the show's pragmatic outlook. This combination makes it a solid fit for listeners seeking clear, usable money advice that applies to a wide range of life stages and financial situations.

Where can I find podcast stats for How to Money?

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How many listeners does How to Money get?

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What are the audience demographics for How to Money?

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How many subscribers and views does How to Money have?

To see how many followers or subscribers How to Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. The Stacking Benjamins Show
2. BiggerPockets Money Podcast
3. Afford Anything | Make Smart Money Choices
4. Money Guy Show
5. The Personal Finance Podcast

How many episodes of How to Money are there?

How to Money launched 8 years ago and published 1199 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for How to Money?

Rephonic pulls ratings and reviews for How to Money from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on How to Money?

Recent guests on How to Money include:

1. Nia Baiyeroju
2. Bill Yount
3. Kyle Potter
4. Dave Meyer
5. Mike Piper
6. Tiffany Aliche
7. John Hope Bryant
8. John Campbell

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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