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Artwork for How to Money

How to Money

iHeartPodcasts
Personal Finance
Investing
Financial Independence
Debt Management
Cruises
Budget Travel
Budgeting
Savings
Travel Tips
Cruise Lines
Consumer Debt
Student Loans
Cabin Selection
Excursions
Covid-19 Impact On Industry
Money Management
Travel Insurance
Side Hustles
Home Buying
Early Retirement

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1172Founded8 years ago
Number of ListenersCategories
InvestingEducationBusiness

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Artwork for How to Money

Latest Episodes

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

You might expect someone who experienced homelessness as a kid to grow up angry at the financial system. Instead, John Hope Bryant set out to understand it and help more people succeed within it. Our guest today believes financial literacy isn’t just... more

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

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Recent Guests

John Campbell
Professor of economics at Harvard, author of Fixed
Harvard University
Episode: Why Money Decisions Feel Rigged w/ John Campbell #1118
Jared Walker
Founder of DollarFor
DollarFor
Episode: Knowing Your Rights & Crushing Medical Bills w/ Jared Walker #1115
Shaun Morgan
Full-time teacher passionate about teaching personal finance to fellow educators
Episode: Are Teachers Doomed to a Broke Retirement? w/ Shaun Morgan #1112
Phil Sanders
Serial entrepreneur, founder of Multiply (MLTPLYCO) and advisor to entrepreneurs on finance and leadership
Multiply (MLTPLYCO)
Episode: Bouncing Back from Bankruptcy & Business Failure w/ Phil Sanders #1109
Bill Tall
New listener who retired from one job and started a new, higher-earning job; questions about paying off a boat debt
Chesapeake, Virginia, USA
Episode: Ask HTM - Housing Rule of Thumb, Axing a Boat Payments, & Making Bank on the World Cup #1108
Bill Perkins
A provocative author and speaker about money and time
Author of Die with Zero
Episode: Die with Zero w/ Bill Perkins #1106
Shannah Game
Certified Financial Planner and Money Therapist
Episode: Why Being “Good With Money” Still Feels So Hard w/ Shannah Game #1103
Dr. Sonya Lutter
Marriage therapist and financial planner
Texas Tech University
Episode: Talk About Money Without Fighting w/ Dr. Sonya Lutter #1100
Annie Raser-Rowland
Author and advocate for Frugal Hedonism
frugalhedonism.com
Episode: The Case for Frugal Hedonism w/ Annie Raser-Rowland #1097

Hosts

Joel
Co-host focusing on personal finance strategies and relatable discussions.
Matt
Co-host focusing on engaging discussions about finance and sharing advice based on personal experiences.

Reviews

4.6 out of 5 stars from 4.3k ratings
  • Friendly and fresh

    Listening to Joel and Matt feels like asking friends for financial advice. I appreciate their fresh takes on many common issues and they’re willingness to also address sensitive topics, get political and give their honest opinion.

    Apple Podcasts
    5
    Feliza2026
    United Statesa month ago
  • Great podcast!

    I’ve listened since 2020 and haven’t missed an episode. Even went back and listened to all of their old ones. Great advice and perspective on finances from a variety of guests. Matt and Joel both stay up to date with latest laws and news which helps me consolidate my facts from fiction at one convenient location.

    Apple Podcasts
    5
    Akelly1212
    United States2 months ago
  • Madeline Mann

    Great podcast!

    Apple Podcasts
    5
    bcchuck
    United States2 months ago
  • Beer

    The beer thing is a bit weird

    Apple Podcasts
    3
    Jamesbflo
    United States3 months ago
  • When they prepare

    Great podcast.

    Apple Podcasts
    5
    Interested bystander
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The engaging banter between the hosts contributes to the overall enjoyment of the show, making serious topics more accessible.
Listeners appreciate the straightforward approach to personal finance, finding it relatable and applicable to their own situations.
Many listeners commend the episodes for providing valuable insights while also being entertaining.
Some listeners express concerns over political commentary affecting the show's financial advice, indicating a desire for neutrality in financial discussions.
The balance of practical tips and relatable stories is noted as a significant strength of the show.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Why Money Decisions Feel Rigged w/ John Campbell #1118
Q: What are two or three low-hanging fruits to rebuild the system efficiently?
Propose a universal retirement account and simplified mortgage/credit-product design, plus capping harmful fees to reduce consumer harm without cutting off access to credit.
Why Money Decisions Feel Rigged w/ John Campbell #1118
Q: Are there financial products that should not exist in their current form, or should be banned?
He cites mortgage points as a prime example of misaligned incentives that transfer costs to less sophisticated borrowers and suggests simpler, more transparent alternatives.
Why Money Decisions Feel Rigged w/ John Campbell #1118
Q: What do you like to see improved first in the personal-finance system and why?
Campbell argues for simplifying the overall system starting with major levers like retirement accounts and mortgage costs, so people aren't overwhelmed by multiple complex accounts and opaque pricing.
Ask HTM - Mag-7-Nondiversification-Risk, Cutting Up 13 Credit Cards, & Best Tax Refund Opportunities #1117
Q: Do I need to have more international exposure when investing, given the concentration in a few big tech stocks like Nvidia?
Yes, there are thoughtful ways to gain broader international exposure without abandoning the core US market, such as using VXUS for international exposure or VT for blended exposure, and gradually adjusting future contributions rather than making a big immediate switch.
Are Teachers Doomed to a Broke Retirement? w/ Shaun Morgan #1112
Q: What makes teaching different when it comes to retirement planning?
Teaching often involves a pension as a baseline and limited ability to negotiate raises; the key is to balance pension certainty with aggressive defined contribution saving, and to leverage affordable education options and side income opportunities to increase long-term retirement readiness.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

This podcast focuses on simplifying personal finance and empowering listeners to take control of their financial lives. Key topics include practical money management strategies, investing for beginners, and critical advice on dealing with debt. The hosts emphasize the importance of emotional relationships with money, aiming to provide relatable and actionable insights. Unique elements feature their humorous and engaging style which helps demystify complex financial concepts, making these discussions accessible to everyday listeners who seek sound and unbiased advice for financial betterment.

Where can I find podcast stats for How to Money?

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How many listeners does How to Money get?

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What are the audience demographics for How to Money?

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How many subscribers and views does How to Money have?

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Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. The Stacking Benjamins Show
2. Afford Anything | Make Smart Money Choices
3. Money Guy Show
4. The Clark Howard Podcast
5. ChooseFI

How many episodes of How to Money are there?

How to Money launched 8 years ago and published 1172 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for How to Money?

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What guests have appeared on How to Money?

Recent guests on How to Money include:

1. John Campbell
2. Jared Walker
3. Shaun Morgan
4. Phil Sanders
5. Bill Tall
6. Bill Perkins
7. Shannah Game
8. Dr. Sonya Lutter

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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