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Artwork for How to Money

How to Money

iHeartPodcasts
Personal Finance
Financial Independence
Investing
Budgeting
Debt Management
Frugality
Financial Literacy
Student Loans
Financial Planning
Inflation
Credit Cards
Home Ownership
Roth IRA
Retirement Planning
Consumerism
Real Estate
Tariffs
Real Estate Investing
Personal Finance Education
Housing Market

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your m... more

PublishesDailyEpisodes1181Founded8 years ago
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EducationBusinessInvesting

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Artwork for How to Money

Latest Episodes

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the week... more

The housing market is currently at a massive crossroads, and frankly, the old rules don't seem to apply anymore. We’re seeing a landscape of shifting interest rates, a potential reset in supply, and a level of volatility we haven't seen in decades. T... more

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random ... more

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Recent Guests

Mike Piper
CPA, author, OG blogger from The Oblivious Investor
The Oblivious Investor
Episode: Can Millennials Count on Social Security? w/ Mike Piper #1127
Tiffany Aliche
The Budgetnista, author and financial educator
The Budgetnista
Episode: The Blueprint to Financial Wholeness w/ Tiffany Aliche #1124
John Hope Bryant
Founder, Chairman and CEO of Operation HOPE
Operation HOPE
Episode: Capitalism for ALL: Making the System Work for Everyone w/ John Hope Bryant #1121
John Campbell
Professor of economics at Harvard, author of Fixed
Harvard University
Episode: Why Money Decisions Feel Rigged w/ John Campbell #1118
Jared Walker
Founder of DollarFor
DollarFor
Episode: Knowing Your Rights & Crushing Medical Bills w/ Jared Walker #1115
Shaun Morgan
Full-time teacher passionate about teaching personal finance to fellow educators
Episode: Are Teachers Doomed to a Broke Retirement? w/ Shaun Morgan #1112
Phil Sanders
Serial entrepreneur, founder of Multiply (MLTPLYCO) and advisor to entrepreneurs on finance and leadership
Multiply (MLTPLYCO)
Episode: Bouncing Back from Bankruptcy & Business Failure w/ Phil Sanders #1109
Bill Tall
New listener who retired from one job and started a new, higher-earning job; questions about paying off a boat debt
Chesapeake, Virginia, USA
Episode: Ask HTM - Housing Rule of Thumb, Axing a Boat Payments, & Making Bank on the World Cup #1108
Bill Perkins
A provocative author and speaker about money and time
Author of Die with Zero
Episode: Die with Zero w/ Bill Perkins #1106

Hosts

Joel
Co-host focusing on personal finance strategies and relatable discussions.
Matt
Co-host focusing on engaging discussions about finance and sharing advice based on personal experiences.

Reviews

4.6 out of 5 stars from 4.3k ratings
  • Mostly strong content

    But they sometimes have strange insight.

    Apple Podcasts
    5
    Interested bystander
    United Statesa month ago
  • Cheap, not frugal

    Advocated letting medical bills go to collections instead of paying. As a doctor who is legally required to provide emergency care to patients, I find this reprehensible. You’d never eat a meal then say “I’m not going to pay, what can you do?” This lacks integrity.

    Apple Podcasts
    1
    Vent Alarm
    United States2 months ago
  • Friendly and fresh

    Listening to Joel and Matt feels like asking friends for financial advice. I appreciate their fresh takes on many common issues and they’re willingness to also address sensitive topics, get political and give their honest opinion.

    Apple Podcasts
    5
    Feliza2026
    United States2 months ago
  • Great podcast!

    I’ve listened since 2020 and haven’t missed an episode. Even went back and listened to all of their old ones. Great advice and perspective on finances from a variety of guests. Matt and Joel both stay up to date with latest laws and news which helps me consolidate my facts from fiction at one convenient location.

    Apple Podcasts
    5
    Akelly1212
    United States2 months ago
  • Madeline Mann

    Great podcast!

    Apple Podcasts
    5
    bcchuck
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The engaging banter between the hosts contributes to the overall enjoyment of the show, making serious topics more accessible.
Listeners appreciate the straightforward approach to personal finance, finding it relatable and applicable to their own situations.
Many listeners commend the episodes for providing valuable insights while also being entertaining.
Some listeners express concerns over political commentary affecting the show's financial advice, indicating a desire for neutrality in financial discussions.
The balance of practical tips and relatable stories is noted as a significant strength of the show.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Ask HTM - Free Fidelity Funds, Credit Card Maxxing, & Debating a PTO Cash-Out #1126
Q: Hi Joel and Matt, what is up with the Robinhood Gold card and should I consider joining the Gold program to access the 3% cash back?
Amy asks about the Robinhood Gold card and whether joining the paid Gold membership will help unlock the 3% cash back, with discussion about the line-wait dynamics and the trade-offs of the card's rewards structure.
Can Millennials Count on Social Security? w/ Mike Piper #1127
Q: How does one account for the other components of Social Security like disability or survivor benefits when planning?
You should model the overall system as a bundle: retirement, disability, and survivor benefits, since the payroll taxes fund all of these, and omitting them can understate the value of the program; this leads to a more complete view of whether delaying or claiming earlier is optimal.
Can Millennials Count on Social Security? w/ Mike Piper #1127
Q: When should someone consider delaying Social Security if they have a long life expectancy and health is good?
Delaying generally increases the lifetime benefits, especially for longer life expectancies, and is often advantageous for the higher-earning spouse in a two-person household; however, decisions must account for health, retirement plans, and survivor considerations.
Ask HTM - 4 Hours to Dispute $3.16, All-In on the S&P 500, and Hitting Coast FIRE #1123
Q: Is the S&P 500 all-in a good retirement strategy and how should you rebalance if you're in your 30s or 40s?
For someone with 30+ years before retirement, a straight S&P 500 approach can be brilliant, but the hosts emphasize using new dollars to gradually shift exposure rather than drastic wholesale switches, and to tailor the strategy based on when you plan to retire and your overall risk tolerance.
Ask HTM - Marriage Goals Over Investing, SS Survivor Benefits at Age 30, & Best Cars for New Mamas #1120
Q: Should I buy term life insurance or rely on Social Security survivor benefits when planning for a family?
They advocate for keeping a term life policy as a low-cost, high-impact safeguard, because survivor benefits alone are typically insufficient to replace income and cover unforeseen costs.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About How to Money

What is How to Money about and what kind of topics does it cover?

This podcast focuses on simplifying personal finance and empowering listeners to take control of their financial lives. Key topics include practical money management strategies, investing for beginners, and critical advice on dealing with debt. The hosts emphasize the importance of emotional relationships with money, aiming to provide relatable and actionable insights. Unique elements feature their humorous and engaging style which helps demystify complex financial concepts, making these discussions accessible to everyday listeners who seek sound and unbiased advice for financial betterment.

Where can I find podcast stats for How to Money?

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How many listeners does How to Money get?

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What are the audience demographics for How to Money?

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How many subscribers and views does How to Money have?

To see how many followers or subscribers How to Money has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to How to Money?

These podcasts share a similar audience with How to Money:

1. The Stacking Benjamins Show
2. Afford Anything | Make Smart Money Choices
3. Money Guy Show
4. BiggerPockets Money Podcast
5. The Clark Howard Podcast

How many episodes of How to Money are there?

How to Money launched 8 years ago and published 1181 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact How to Money?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for How to Money?

Rephonic pulls ratings and reviews for How to Money from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on How to Money?

Recent guests on How to Money include:

1. Mike Piper
2. Tiffany Aliche
3. John Hope Bryant
4. John Campbell
5. Jared Walker
6. Shaun Morgan
7. Phil Sanders
8. Bill Tall

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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