Rephonic
Artwork for Housing Insiders
Artificial Intelligence
Offsite Construction
Real Estate
Housing
Shared Equity
Housing Policy
Mortgage Industry
Housing Affordability
Detroit, United States
Housing Finance
Gses
Nestment
Artificial Intelligence In Real Estate
21st Century Road To Housing Act
Zoning Reform
HOMA
NAHREP
Accessory Dwelling Units
Cloud Apartments
Citrini Research

The housing market is wonky. From policy changes to financial innovations to pilot projects that make housing more plentiful and affordable, there's a ton of "inside baseball" to discuss and take action on. Each episode, hear the latest developments and trends in home building and home financing - from "sticks-and-bricks" to AI - and learn what you can do to improve the housing industry. Hosted by... more

PublishesTwice monthlyEpisodes58Founded2 years ago
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Artwork for Housing Insiders

Latest Episodes

Big news calls for a special episode. In this episode of Housing Insiders, Jonathan interviews Jeremy about the launch of Kelley Blue Book Homes, and his role in the new platform. Hear how Jeremy entered his Appraisal Era, why Kelley Blue Book is add... more

YouTube

Tidalwave Co-Founder & CEO Diane Yu joins Jonathan & Jeremy on this episode of Housing Insiders to chat using AI to remove the bottlenecks in the mortgage process. Tidalwave is your 24/7 AI-native loan assistant, handling data entry, document reviewi... more

YouTube

Vellum Mortgage Principal Patrick Gardner joins Jonathan & Jeremy as a returning guest (without bourbon this time) on this episode of Housing Insiders for Part 2 of Mortgage Month to discuss how AI can improve the mortgage process. Patrick founded Ve... more

YouTube

Prosperity Home Mortgage President & CEO Justin Messer joins Jonathan & Jeremy on this episode of Housing Insiders for Part 1 of Mortgage Month to chat achieving customer satisfaction as a mortgage lender. Prosperity Home Mortgage is a full-service m... more

YouTube

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Recent Guests

Jeremy Potter
Attorney; former General Counsel and Chief Compliance Officer at Norcom Mortgage; currently Chief Strategist for IncentiFind; joining Kelley Blue Book Homes
Kelley Blue Book Homes / True Footage
Episode: Introducing Kelley Blue Book Homes: Jeremy Potter on the Future of Home Valuation
Diane Yu
Co-founder and CEO of Tidalwave, technology entrepreneur with a background in ad tech and mortgage tech
Tidalwave
Episode: AI Mortgages: Tidalwave's Diane Yu on Removing the Bottlenecks in the Mortgage Process
Justin Messer
President and CEO of Prosperity Home Mortgage
Prosperity Home Mortgage
Episode: Mortgage Month - Part 1: Prosperity Home Mortgage's Justin Messer on Achieving Customer Satisfaction as a Mortgage Lender
Byron Boston
Co-CEO and Chairman of Dynex Capital; long-time fixed income and MBS expert
Dynex Capital
Episode: The Intersection of Capital Markets & Housing: Dynex Capital's Byron Boston & Smriti Popenoe on the Role of REITs (Real Estate Investment Trusts)
Smriti Popenoe
Co-CEO and CIO of Dynex Capital; veteran MBS portfolio manager
Dynex Capital
Episode: The Intersection of Capital Markets & Housing: Dynex Capital's Byron Boston & Smriti Popenoe on the Role of REITs (Real Estate Investment Trusts)
Leo Pareja
CEO of eXp Realty
eXp Realty
Episode: Real Estate Agents Aren't Going Away: eXp Realty's Leo Pareja on the Real Estate Brokerage World
Apoorva Pasricha
Chief Operating Officer at Cloud Apartments
Cloud Apartments
Episode: Making Modular Housing Actually Work: Cloud Apartments' Apoorva Pasricha on Beating the Odds with Modular Multifamily Development
Tim Carney
Senior Fellow at AEI; Washington Examiner columnist; author of Family Unfriendly
American Enterprise Institute; Washington Examiner
Episode: Baby Bust, Housing Bust: Author & Washington Examiner's Tim Carney on How America Became Family Unfriendly
Laura Grannemann
Executive Director, Gilbert Family Foundation; runs Rocket Community Fund
Gilbert Family Foundation; Rocket Community Fund
Episode: As Goes Detroit, So Goes the Nation: Gilbert Family Foundation & Rocket Community Fund's Laura Grannemann on Housing Lessons from the Motor City

Hosts

Jonathan Lawless
Head of Homeownership at Bilt Rewards; housing market thought leader with prior roles at Fannie Mae and Pathway Homes; frequent co-host focusing on housing innovation and policy
Jeremy Potter
Attorney; former Capital Markets Strategy and Innovation lead at Quicken Loans; former CCO at Norcom Mortgage; currently Chief Strategist at IncentiFind; co-host contributing legal and regulatory expertise

Reviews

5.0 out of 5 stars from 29 ratings
  • Insightful and engaging

    These conversations bring a lot of clarity and insight into a very complicated - and often dysfunctional - housing system. They're also fascinating!

    Apple Podcasts
    5
    KBurnett176
    United Statesa year ago
  • Insightful and Accessible Real Estate Expertise

    Housing Insiders is a must-listen! Each episode offers amazing insights into the housing and real estate world, but what truly stands out is how helpful and clear their explanations are. The recent breakdown of the NAR settlement was the best I’ve heard—so informative and easy to understand. Jonathan Lawless and Jeremy Potter dive into complex topics but make them accessible while also offering forward-thinking perspectives on the challenges and innovations in the industry. Highly recommend for ... more

    Apple Podcasts
    5
    imsoootyler
    United States2 years ago
  • Smart commentary

    I appreciate that these two are convening the best and the brightest in housing to jumpstart the conversation. They are unafraid to speak their mind about what's working and what's not.

    Apple Podcasts
    5
    fort tiktok
    United States2 years ago
  • Just what’s needed

    This is refreshing. Just what we need these days. I feel so many people are confused on where to go when it comes to housing.

    I’m excited to hear the episodes and get the inside scoop that not only could benefit me, but those I serve as well. I can’t wait to hear some of the disagreements from these two as well lol🤓🤓😎😎.

    Apple Podcasts
    5
    JuniorSeller
    United States2 years ago
  • A great team

    These guys really are insiders who want want to make improvements in housing. They think about how the actions of lenders and regulators impact regular people when they try to buy their homes.

    Apple Podcasts
    5
    Nate Den Herder
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Thoughtful discussions that break down complex housing topics clearly
High-quality guests who bring practical industry insight
Comprehensive coverage of AI and policy impacts on lending and housing

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#149
Israel/News/Business News

Talking Points

Recent interactions between the hosts and their guests.

AI Mortgages: Tidalwave's Diane Yu on Removing the Bottlenecks in the Mortgage Process
Q: If you weren't working on this problem with Tidalwave, what other problem should someone tackle using AI in a highly regulated industry?
Yu believes there is a broad opportunity to apply AI to other heavily regulated domains where guardrails, auditability, and context-aware reasoning can dramatically improve efficiency and outcomes. The core idea is solving problems where AI can supercharge human professionals without compromising compliance or safety.
AI Mortgages: Tidalwave's Diane Yu on Removing the Bottlenecks in the Mortgage Process
Q: What trends are you seeing in partnerships and referrals, and could consumer agents or real-time updates become standard in mortgage shopping?
Partnerships and co-branded workflows with builders and referral networks are expanding, including pre-approval streaming and link-based referrals. While consumer-like agents are not yet common in mortgage due to regulation, Yu anticipates future consumer agents assisting with pre-information gathering and shopping as security and trust in AI grow. The ecosystem will likely become more interconnected with real-time data sharing in a compliant way.
AI Mortgages: Tidalwave's Diane Yu on Removing the Bottlenecks in the Mortgage Process
Q: What is agentic AI in this context, and how do you decide between building in-house, partnering with an existing LLM, or using cloud providers like Claude or OpenAI?
In a heavily regulated industry, you need guardrails and structured, purpose-driven AI. Tidalwave uses Mortgage Contextualizer, a patent-pending approach that keeps sensitive data on the platform and feeds only necessary, sanitized context to external models. They avoid sending PII to public LLMs and emphasize consistent, auditable outputs. Choices are driven by compliance, data governance, and the need for repeatable results, rather than chasing flashy demos.
AI Mortgages: Tidalwave's Diane Yu on Removing the Bottlenecks in the Mortgage Process
Q: Let's get into your product a little bit. How does Tidalwave start and finish in a lender's ecosystem, and what end-to-end services do you offer?
Tidalwave began as a point-of-sale platform with a mission to shift left by integrating all necessary vendors upfront so borrowers get real-time, transparent feedback. The system now provides deep integrations (credit reports, VOI, DOC engines, pricing engines) and a bi-directional data sync with major LOS like Encompass, enabling lenders to use multiple systems without sacrificing workflow. The goal is to streamline origination, provide complete, audit-ready documentation, and empower loan officers with context and speed.
Real Estate Agents Aren't Going Away: eXp Realty's Leo Pareja on the Real Estate Brokerage World
Q: Where does pocket listings fit in the future of the market given current technology and policy trends?
Pareja argues that pocket listings undermine price discovery and the MLS-cooperative model; he believes transparency and broad exposure are essential for fair market economics, and he emphasizes that technology should augment, not replace, the human role in guiding buyers and sellers.

Audience Metrics

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Frequently Asked Questions About Housing Insiders

What is Housing Insiders about and what kind of topics does it cover?

A data-driven look at housing finance, policy, and innovation, spanning AI-enabled mortgage origination, capital markets dynamics, policy changes, and new ownership models. Episodes spotlight practical AI deployments for lenders, governance and regulatory guardrails, modular and tech-enabled housing, and how institutions—from banks to nonprofits—are shaping faster, more affordable homeownership. A recurring thread is the tension between innovation and consumer outcomes, with hosts unpacking complex regulations, market structure, and the human side of housing with industry leaders and disruptors. The show often features hands-on examples, concrete metrics, and candid debates about the future of lending, real estate tech, and policy—offering ... more

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Which podcasts are similar to Housing Insiders?

These podcasts share a similar audience with Housing Insiders:

1. Up First from NPR
2. Planet Money
3. Odd Lots
4. The Daily
5. Pod Save America

How many episodes of Housing Insiders are there?

Housing Insiders launched 2 years ago and published 58 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Housing Insiders?

Recent guests on Housing Insiders include:

1. Jeremy Potter
2. Diane Yu
3. Justin Messer
4. Byron Boston
5. Smriti Popenoe
6. Leo Pareja
7. Apoorva Pasricha
8. Tim Carney

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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