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Your Money Your Retirement Podcast

Linda Gardner
Retirement Planning
Social Security
Estate Planning
Financial Planning
Inflation
Tax Planning
Taxes
Retirement Income
Investment Strategies
Medicare
Roth IRA
Long-Term Care
Blue Heron Capital
Market Volatility
Health Care Costs
Roth Conversions
Financial Literacy
Wills
Retirement Savings
Healthcare Costs

Hear Linda Gardner discuss important retirement topics.

PublishesWeeklyEpisodes296Founded7 years ago
Number of ListenersCategories
BusinessInvesting

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Artwork for Your Money Your Retirement Podcast

Latest Episodes

Market swings are inevitable, but panic doesn't have to be. The key to weathering volatility isn't avoiding market corrections; it's preparing for them. With a smart strategy and the right mindset, you can stay focused, protect your retirement goals,... more

It's a common belief that taxes decline in retirement. However, for many individuals, the opposite holds true, taxes can remain a significant, and sometimes one of the largest, expenses throughout retirement.

Retirement isn't looking as bright as it used to. Confidence is slipping, only about 3 in 10 people believe they'll live as well (or better) in retirement than they do today. What changed… and what can be done to turn that outlook around?

The retirement landscape has fundamentally changed and the old rules no longer apply. Gone are the days of working until 65, relying on a pension, and enjoying a predictable 20-year retirement. Today's reality is more complex, more uncertain, and req... more

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Recent Guests

Linda Gardner
CPA, guest on the episode discussing retirement planning
Blue Heron Capital / Linda Gardner CPA
Episode: Break These Financial Habits
Steven Chau
CPA and owner, founder of Citadel CPA Group
Citadel CPA Group
Episode: The Big Beautiful Bill: Special Guest Steven Chau, CPA
David Walker
Former US Comptroller General and Auditor General, expert on fiscal sustainability and government accountability
Federal Fiscal Sustainability Foundation Board
Episode: Special Guest - David Walker
Becky Swansburg
CEO of Stonewood Financial and expert on legislative risk in retirement.
Stonewood Financial
Episode: Becky Swansburg
Joel Cavaliere
Financial advisor at Blue Heron Capital
Blue Heron Capital
Episode: Things to Consider About Early Retirement
Zach Roberts
Blue Heron Capital
Episode: Planning for Higher Taxes
Juliana Young
Resource Specialist for Answers for Senior Care
Answers for Senior Care
Episode: Answers for Senior Care with Juliana Young
Becky Ruby Swansburg
Experienced professional in retirement planning with a background in Washington, DC policy.
Stonewood Financial
Episode: Becky Ruby Swansburg

Hosts

Linda Gardner
CPA and CEO/Co-Founder of Blue Heron Capital; frequent retirement planning expert.
Alex Dingman
Co-host/Host of retirement-focused podcast; financial planning professional.

Reviews

3.8 out of 5 stars from 26 ratings
  • Timely advice from top industry experts

    During this time of uncertainty, it is important to have access to advice from the top industry experts and experienced business people so we can make the best decisions possible for our future. I'm really enjoying it so far! Great show.

    Apple Podcasts
    5
    Olga052020
    Philippines6 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Timely actionable retirement guidance from trusted industry experts; listeners appreciate practical advice and credible guests.
Audience benefits from clear, real-world planning steps and a focus on long-term financial security.
Positive feedback on the hosts' expertise and ability to translate complex topics into actionable strategies.

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Talking Points

Recent interactions between the hosts and their guests.

Hidden Cost in Retirement No One Talks About
Q: Linda, speak to that.
Linda explains that a retirement income plan helps prevent unexpected taxes by outlining fixed living expenses and discretionary spending, and by evaluating strategies like Roth conversions and charitable distributions to manage future tax liabilities.
Don't Outlive Your Money
Q: What is the most important factor when designing a retirement income plan?
The most important factor is aligning income needs with a tax-efficient withdrawal strategy while accounting for inflation and longevity risk, so you can maintain lifestyle without outliving your resources.
Reality of Retirement Spending
Q: What strategies exist to manage health care costs and Medicare options in retirement?
Start early by reviewing Medicare options before turning 65, considering Advantage versus Supplement plans, and leveraging licensed brokers; planning ahead helps you choose a plan that fits your health needs and budget.
Building a Stronger Foundation
Q: How do we recreate a paycheck in retirement?
By creating a written retirement income plan that identifies income sources like Social Security and manages savings strategically to ensure consistent cash flow.
Building a Stronger Foundation
Q: What are some strategies for tax efficiency when it comes to retirement planning?
Strategies can include converting savings into Roth accounts, maximizing deductions, and reevaluating income sources to manage tax liabilities effectively.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Age Range
Household Income
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Frequently Asked Questions About Your Money Your Retirement Podcast

What is Your Money Your Retirement Podcast about and what kind of topics does it cover?

A practical, advisor-led show focused on retirement planning, tax efficiency, and dependable income in later years. Episodes consistently cover building a solid income plan, understanding longevity risk, Social Security strategies, and the tax implications of withdrawing from retirement accounts. The hosts emphasize clear, written financial plans, proactive risk management, and actionable steps to optimize retirement spending, healthcare costs, and estate considerations. A notable strength is the blend of CPA expertise with financial planning and real-world client anecdotes, which helps translate abstract concepts into concrete steps for real-world retirements. The format often pairs tax-smart strategies with income-focused planning, making... more

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Which podcasts are similar to Your Money Your Retirement Podcast?

These podcasts share a similar audience with Your Money Your Retirement Podcast:

1. RETIREMENT MADE EASY
2. Retire With Purpose - The Retirement Podcast
3. Retire Today
4. Retirement Answers
5. The Retirement Ready Show

How many episodes of Your Money Your Retirement Podcast are there?

Your Money Your Retirement Podcast launched 7 years ago and published 296 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Your Money Your Retirement Podcast?

Recent guests on Your Money Your Retirement Podcast include:

1. Linda Gardner
2. Steven Chau
3. David Walker
4. Becky Swansburg
5. Joel Cavaliere
6. Zach Roberts
7. Juliana Young
8. Becky Ruby Swansburg

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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