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The Rate Guy

JP Conklin
Federal Reserve
Inflation
Interest Rates
Commercial Real Estate
Jobs Report
Labor Market
Job Market
FOMC Meeting
GDP
Tariffs
10-Year Treasury
Core PCE
Unemployment Rate
Olympics
Kevin Warsh
Iran
Trump
CPI
Job Data
Donald Trump

The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.

PublishesWeeklyEpisodes100Founded6 years ago
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Business NewsNewsBusiness

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Artwork for The Rate Guy

Latest Episodes

On this episode of The Rate Guy, we talk about last week's jobs number, Warsh's first ever Fed meeting, what position are traders pouring into at a historic level and how a resolution in Iran affect the 10T.

On this episode of The Rate Guy we take a trip down memory lane. Revisiting similar economic times in history to build a framework for what the Fed might do this year. We take a look at GDP, Money Supply, Inflation, Oil...all of the key touchpoints a... more

On this episode of The Rate Guy we discuss what the Market is laser focused on right now and what needs to happen to bring relief to the 10T.

We're back baby and we're excited about it....well JP's not, but he's got no choice.

Today we talk about inflation, Jobs, the new Fed chair, 10T, Caps, Raising interest rates....all of the things!

Thanks for your patience with us during our haitu... more

Key Facts

Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jon Morris
Partner at Beacon and former customer of Pensford
Beacon
Episode: Trump Blink Counter : 2 and Special Guest Interview with J Mo

Hosts

JP Conklin
Host of The Rate Guy Podcast; Pensford. Regular speaker on macro markets, rate dynamics, and CRE financing.
Sarah Conklin
Co-host and executive at Pensford. Described as the real boss;长期 partner in discussing rates, markets, and CRE implications.

Reviews

4.7 out of 5 stars from 83 ratings
  • #1

    This is definitely the #1 podcast dedicated to bringing people (and marriages) closer together through interest-rate discussions. It may be the only one — but it’s absolutely the best!

    Apple Podcasts
    5
    PJM🥃
    United States7 months ago
  • Political commentary inaccurate

    Political commentary very inaccurate

    Apple Podcasts
    2
    jj45335633
    United States2 years ago
  • Great content!!

    I always listen when they release a new episode. They always bring the latest updates with interest rates and I learn something new each time. Highly recommend!!

    Apple Podcasts
    5
    CJ156925
    United States3 years ago
  • Really enjoyed the Becker & Peebles interview

    Those are smart guys.

    Apple Podcasts
    5
    sweetgum 3309
    United States3 years ago
  • Entertaining, accurate and informative

    I absolutely love these guys! The fact that it’s a husband and wife duo, covering a topic like interest rates, is really impressive!

    Their podcast chemistry is fluid and they bring a sense of humor, trash talk and golden nuggets of the impact of interest rates and the economy on a weekly basis.

    It’s how I start off my Monday mornings!

    Thank you, please keep publishing. I’ll see you on the upcoming webinar.

    Apple Podcasts
    5
    trinichin69
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Consistent sponsor segments help with real-world tools for debt management.
Humor and banter are a draw, but can be polarizing for listeners seeking a strictly data-driven take.
Well-regarded for practical rate discussions tailored to CRE.

Talking Points

Recent interactions between the hosts and their guests.

The Fed Might Not Cut At All in 2026
Q: What does this mean for managing interest rate risk?
If the Fed does not cut at all in 2026, fixed rates are unlikely to push materially lower, and rates may rise again.
WTF is a Basis Trade Unwind?
Q: Should we be concerned that that's going to seize up?
Yes, if the repo market seizes up, it puts the entire financial system at risk, necessitating Fed intervention.
WTF is a Basis Trade Unwind?
Q: What caused all that craziness?
The volatility was largely due to hedge funds unwinding basis trades, creating a vicious cycle of forced selling in treasuries, contributing to sharp rate movements.
The Fed is Cutting and the T10 is Surging?
Q: So as all this data that has come out affected the way the Fed's going to act at the next meeting?
The Fed is likely to cut rates at least by 1% by year-end, regardless of the current economic reports.
What The Fed Will Do This Week (and The Next 12 Months)
Q: What's happening this week?
The main event is that the dot plot is expected to show that the Fed expects to cut once this year, not twice as previously thought.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Rate Guy

What is The Rate Guy about and what kind of topics does it cover?

A market-forward show that blends macroeconomics with real estate finance, delivered through a husband-and-wife duo. Hosts discuss Federal Reserve policy, oil shocks, inflation dynamics, and rate trajectories, with practical implications for commercial real estate and multifamily financing. Banter and humor are common, and sponsorships target debt management tools for CRE pros. Noteworthy are history-informed perspectives, ongoing commentary on the macro backdrop, and accessible explanations that translate complex policy moves into real-world implications for investors and lenders.

Across episodes, the pair balance sharp market analysis with personal updates and occasional guest-free discussions anchored by sponsor messages, making it usef... more

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Which podcasts are similar to The Rate Guy?

These podcasts share a similar audience with The Rate Guy:

1. The Rent Roll with Jay Parsons
2. The Walker Webcast
3. The TreppWire Podcast: A Commercial Real Estate Show
4. The Promote Podcast
5. The Weekly Take from CBRE

How many episodes of The Rate Guy are there?

The Rate Guy launched 6 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Rate Guy?

Recent guests on The Rate Guy include:

1. Jon Morris

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