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The Rate Guy

JP Conklin
Federal Reserve
Inflation
Interest Rates
Commercial Real Estate
Jobs Report
Olympics
GDP
Job Market
10-Year Treasury
U.S. Labor Market
Unemployment Rate
Core PCE
Labor Market
CPI
Interest Rate Caps
Fed Funds Rate
Unemployment
Job Data
Former President Trump
CPI Report

The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.

PublishesWeeklyEpisodes100Founded6 years ago
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Artwork for The Rate Guy

Latest Episodes

On this episode of The Rate Guy we discuss the extreme volatility of last week, what it means for rate caps, the 10T and what to be on the look out from the Fed in the upcoming weeks.

On this episode of The Rate Guy, we break down the economic impact of the war in Iran, a weak jobs report, and what it means for oil, inflation, and the timing of the next rate cut. The cushion the economy has relied on for the past few years may be ... more

On this episode of The Rate Guy, JP draws some parallels between the winter olympics and happenings in the US Market. Gold, Silver, Bronze and Stoat are awarded.

Big congrats to USA Men's and Women's Hockey Teams who took home Gold this Winter Oly... more

Key Facts

Accepts Sponsors
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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jon Morris
Partner at Beacon and former customer of Pensford
Beacon
Episode: Trump Blink Counter : 2 and Special Guest Interview with J Mo

Hosts

JP Conklin
Host of The Rate Guy Podcast; Pensford-affiliated financial commentator focused on interest rates and market dynamics.
Sarah Conklin
Co-host and wife of JP Conklin; contributes market commentary and banter.

Reviews

4.7 out of 5 stars from 82 ratings
  • #1

    This is definitely the #1 podcast dedicated to bringing people (and marriages) closer together through interest-rate discussions. It may be the only one — but it’s absolutely the best!

    Apple Podcasts
    5
    PJM🥃
    United States4 months ago
  • Political commentary inaccurate

    Political commentary very inaccurate

    Apple Podcasts
    2
    jj45335633
    United Statesa year ago
  • Great content!!

    I always listen when they release a new episode. They always bring the latest updates with interest rates and I learn something new each time. Highly recommend!!

    Apple Podcasts
    5
    CJ156925
    United States3 years ago
  • Really enjoyed the Becker & Peebles interview

    Those are smart guys.

    Apple Podcasts
    5
    sweetgum 3309
    United States3 years ago
  • Entertaining, accurate and informative

    I absolutely love these guys! The fact that it’s a husband and wife duo, covering a topic like interest rates, is really impressive!

    Their podcast chemistry is fluid and they bring a sense of humor, trash talk and golden nuggets of the impact of interest rates and the economy on a weekly basis.

    It’s how I start off my Monday mornings!

    Thank you, please keep publishing. I’ll see you on the upcoming webinar.

    Apple Podcasts
    5
    trinichin69
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The banter and chemistry between JP and Sarah are a draw, but some listeners want less prepended humor.
Listeners appreciate the clear market focus and practical takeaways for CRE financing.
Guests and interviews are valued when they add unique expertise without derailing rate-focused content.
Some critiques note pacing issues when episodes start with unrelated banter.
Strong praise for insights on rates, Fed policy, and how macro trends affect property markets.

Top Business Podcasts

Talking Points

Recent interactions between the hosts and their guests.

The Fed Might Not Cut At All in 2026
Q: What does this mean for managing interest rate risk?
If the Fed does not cut at all in 2026, fixed rates are unlikely to push materially lower, and rates may rise again.
WTF is a Basis Trade Unwind?
Q: Should we be concerned that that's going to seize up?
Yes, if the repo market seizes up, it puts the entire financial system at risk, necessitating Fed intervention.
WTF is a Basis Trade Unwind?
Q: What caused all that craziness?
The volatility was largely due to hedge funds unwinding basis trades, creating a vicious cycle of forced selling in treasuries, contributing to sharp rate movements.
The Fed is Cutting and the T10 is Surging?
Q: So as all this data that has come out affected the way the Fed's going to act at the next meeting?
The Fed is likely to cut rates at least by 1% by year-end, regardless of the current economic reports.
What The Fed Will Do This Week (and The Next 12 Months)
Q: What's happening this week?
The main event is that the dot plot is expected to show that the Fed expects to cut once this year, not twice as previously thought.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About The Rate Guy

What is The Rate Guy about and what kind of topics does it cover?

A financially minded, humor-forward show that centers on interest rates, the Fed, and macro trends, with frequent dives into how these forces affect Commercial Real Estate and Multifamily markets. Episodes mix sharp market insight with light banter and pop-culture references, making complex policy and economics approachable for CRE professionals, investors, and finance-minded listeners. Notable traits include a husband-and-wife dynamic, irreverent tone, and regular focus on rate policy, inflation, and market signals, which can be both entertaining and informative for decision-makers evaluating debt, cap rates, and lending environments.

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Which podcasts are similar to The Rate Guy?

These podcasts share a similar audience with The Rate Guy:

1. Capital Allocators – Inside the Institutional Investment Industry
2. The Memo by Howard Marks
3. All-In with Chamath, Jason, Sacks & Friedberg
4. Masters in Business
5. Odd Lots

How many episodes of The Rate Guy are there?

The Rate Guy launched 6 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Rate Guy?

Recent guests on The Rate Guy include:

1. Jon Morris

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