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The Rate Guy

JP Conklin
Federal Reserve
Inflation
Interest Rates
Commercial Real Estate
Jobs Report
Olympics
GDP
Job Market
10-Year Treasury
U.S. Labor Market
Unemployment Rate
Core PCE
Labor Market
CPI
Fed Funds Rate
Interest Rate Caps
Unemployment
Job Data
Cap Pricing
CPI Report

The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.

PublishesWeeklyEpisodes100Founded6 years ago
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Business NewsBusinessNews

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Artwork for The Rate Guy

Latest Episodes

On this episode of The Rate Guy, JP draws a parallel between the Penn State and Fed search for their next leader. Then we jump into what to expect at this week's meeting and a quick look ahead to next year's rate expectations.

We'll be back Wednesd... more

On this episdoe of The Rate Guy, in the spirit of Thanksgiving, JP runs through a variety of things he's thankful for with his mix of sincerity and sarcasm that we all know and love.

Check out the fancy Private Social Club that we talk about and v... more

On this episode of The Rate Guy, we talk about JP's love of all things Texas (well, maybe not the lobster mac & cheese), dig into the latest private-sector jobs data, and break down where we see interest rates heading in 2026 — plus why the impact on... more

On this special edition episode of The Rate Guy we recap today's Fed meeting and analyze Powell's surprising remarks and what to be on the look out for in the week ahead.

See you on 11/10!

Here is the link to JP's recap in the Pensford Newslett... more

Key Facts

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Number of Listeners
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Recent Guests

Jon Morris
Partner at Beacon and former customer of Pensford
Beacon
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Host

JP Conklin
Host and economic commentator discussing interest rates and market implications.

Reviews

4.7 out of 5 stars from 81 ratings
  • #1

    This is definitely the #1 podcast dedicated to bringing people (and marriages) closer together through interest-rate discussions. It may be the only one — but it’s absolutely the best!

    Apple Podcasts
    5
    PJM🥃
    United States15 days ago
  • Political commentary inaccurate

    Political commentary very inaccurate

    Apple Podcasts
    2
    jj45335633
    United Statesa year ago
  • Great content!!

    I always listen when they release a new episode. They always bring the latest updates with interest rates and I learn something new each time. Highly recommend!!

    Apple Podcasts
    5
    CJ156925
    United States2 years ago
  • Really enjoyed the Becker & Peebles interview

    Those are smart guys.

    Apple Podcasts
    5
    sweetgum 3309
    United States3 years ago
  • Entertaining, accurate and informative

    I absolutely love these guys! The fact that it’s a husband and wife duo, covering a topic like interest rates, is really impressive!

    Their podcast chemistry is fluid and they bring a sense of humor, trash talk and golden nuggets of the impact of interest rates and the economy on a weekly basis.

    It’s how I start off my Monday mornings!

    Thank you, please keep publishing. I’ll see you on the upcoming webinar.

    Apple Podcasts
    5
    trinichin69
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Several reviewers find the content educational and applicable to their professional lives.
The chemistry between the hosts, especially as a husband and wife duo, is well-received and adds to the enjoyment of the show.
Listeners appreciate the blend of humor and sophisticated analysis on economic topics.
They enjoy the personal anecdotes shared by the hosts that make complex discussions relatable.
Some feedback suggests a desire for more focused discussions on interest rates, rather than lengthy banter at the start.

Talking Points

Recent interactions between the hosts and their guests.

The Fed Might Not Cut At All in 2026
Q: What does this mean for managing interest rate risk?
If the Fed does not cut at all in 2026, fixed rates are unlikely to push materially lower, and rates may rise again.
WTF is a Basis Trade Unwind?
Q: Should we be concerned that that's going to seize up?
Yes, if the repo market seizes up, it puts the entire financial system at risk, necessitating Fed intervention.
WTF is a Basis Trade Unwind?
Q: What caused all that craziness?
The volatility was largely due to hedge funds unwinding basis trades, creating a vicious cycle of forced selling in treasuries, contributing to sharp rate movements.
The Fed is Cutting and the T10 is Surging?
Q: So as all this data that has come out affected the way the Fed's going to act at the next meeting?
The Fed is likely to cut rates at least by 1% by year-end, regardless of the current economic reports.
What The Fed Will Do This Week (and The Next 12 Months)
Q: What's happening this week?
The main event is that the dot plot is expected to show that the Fed expects to cut once this year, not twice as previously thought.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Rate Guy

What is The Rate Guy about and what kind of topics does it cover?

A mix of humor and serious economic analysis characterizes the discussions surrounding interest rates and their implications for various markets. The hosts frequently engage in lighthearted banter while addressing pressing topics such as the Federal Reserve's monetary policies, job market trends, inflation, and commercial real estate dynamics. Personal anecdotes woven throughout enhance the relatability of their insights, making complex economic concepts accessible to a wider audience. Unique aspects include discussions that connect sports and the economy, providing listeners with a fresh perspective on typically dry subjects. This approach potentially appeals to those seeking both education and entertainment in business-related content.

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Which podcasts are similar to The Rate Guy?

These podcasts share a similar audience with The Rate Guy:

1. The Rent Roll with Jay Parsons
2. The TreppWire Podcast: A Commercial Real Estate Show
3. The Walker Webcast
4. The Promote Podcast
5. The Weekly Take from CBRE

How many episodes of The Rate Guy are there?

The Rate Guy launched 6 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Rate Guy?

Recent guests on The Rate Guy include:

1. Jon Morris

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