
Billie Miles is the Founder and Chief Executive Officer of Miles Financial Group, a Southern California-based financial planning firm specializing in retirement income strategies, tax-efficient planning, and wealth preservation. For more than two decades, Billie has served as a trusted guide for individuals and families who want to grow, protect, and preserve what they have spent a lifetime buildi... more
| Publishes | Daily | Episodes | 102 | Founded | 10 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | ManagementBusinessInvesting | |||

Billie and Mark Elliott build this conversation around a piece of wordplay: the difference between income, money you can count on arriving every month, and what Billie calls if-come, money that's only there if the market cooperates. They talk through... more
Billie Miles joins Mark Elliott for a conversation about what happens when a plan built over decades meets something it never accounted for. Billie tells the story of the dominoes he spent hours lining up as a child, and the family dog who ran throug... more
Billie and Mark Elliott use a simple image to describe market behavior: you climb the stairs on the way up, but take the elevator on the way down, gains build slowly, losses come fast. From there they dig into why a 401(k) isn't the same thing as a p... more
Billie and Mark Elliott explain "market-protected accounts", strategies meant to capture market gains while shielding savings from losses, and offer a simple rule of thumb for how much risk makes sense: the Rule of 100. Subtract your age from 100, an... more
Billie and Mark Elliott tackle one of the largest and least-planned-for costs in retirement: health care and long-term care. They walk through why these expenses catch people off guard, why relying on Medicare alone leaves gaps, and how newer approac... more
Billie and Mark Elliott introduce a simple way to sort retirement savings: "red money," which is exposed to the market's ups and downs in exchange for higher potential returns, and "green money," which trades some upside for protection from loss. The... more
Billie and Mark Elliott take on a part of retirement most people underestimate: taxes. The common assumption is that you'll be in a lower bracket once you retire, but between tax-deferred accounts, future rate changes, and required withdrawals, Billi... more
Billie and Mark Elliott build this conversation around author Nassim Taleb's idea of the "Black Swan", the rare, unpredictable event no one sees coming. They trace the term's origin (for centuries "all swans are white" was accepted fact, until black ... more
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The show centers on retirement income planning with a strong emphasis on guaranteed, no-market-risk strategies. Hosts contrast traditional market-based approaches with contractually guaranteed income solutions, often highlighting tax efficiency, asset protection, and lifetime income for retirees. Episodes frequently feature direct promotions for Miles Financial Group services and educational resources while sharing client anecdotes and practical steps listeners can take toward personalized retirement analyses. A notable throughline is reframing retirement from wealth accumulation to stable, in-flow income that lasts a lifetime, with recurring calls to action and tangible examples of how protected income can outperform markets in retirement.... more
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Recent guests on The MILES Financial Show include:
1. Billie Miles
2. Patrick Miles
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