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Ramsey Everyday Millionaires

Ramsey Network
Retirement Planning
Investing
Roth IRA
Financial Planning
Stock Market
Mutual Funds
401(k)
Personal Finance
Investment Strategies
Retirement
Debt Management
Real Estate
S&P 500
Investment
Mortgage
Retirement Savings
Net Worth
Taxes
Real Estate Investment
Annuities

Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.

PublishesDailyEpisodes829Founded10 years ago
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Artwork for Ramsey Everyday Millionaires

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Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and ... more

⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and ... more

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⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and ... more

YouTube

⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and ... more

YouTube

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Recent Guests

Donald in Boston
Caller seeking retirement advice
Episode: Should You Ever Buy an Annuity?
Samuel Barron
A 26-year-old millionaire who has built a $5 million net worth and seeks guidance on living purposefully
Episode: How Do I Live Purposefully Now That I Have Money?
Jade Warshaw
Co-host and financial expert
Ramsey Solutions
Episode: How Quickly Should I Pay Down My House?
Christine Nell
Caller from Dallas, Texas with a net worth of nearly $5 million
Episode: Do Millionaires Still Need To Budget?

Host

Dave Ramsey
Host of The Ramsey Network show, guiding calls and topics with financial coaching.

Reviews

4.6 out of 5 stars from 4.1k ratings
  • Living arrangements

    Why is Jade obsessed with people’s living arrangements. That is not your concern. If someone in there 20s or 30s wants to live at home for cultural purposes or any other it’s not a big deal. Chill with that stance. Plus they can save money. Not everyone wants to be married.

    Apple Podcasts
    2
    FlashFlo1
    United States7 months ago
  • Will Dave correct himself

    Keeps falsely claiming Biden passed the 10 year inherited IRA rule. That was passed in 2019 under Trump.

    Apple Podcasts
    1
    Fpro2024
    United States10 months ago
  • I expected more

    It would be nice if the calls were grouped together, less work for the listener. Dave gives the vibe of spoiled kid on the basketball court “I’ll take my ball and go home” when he cuts off callers he doesn’t agree with.

    Apple Podcasts
    1
    tres__11
    United Statesa year ago
  • Quick and simple

    Quick clips from the daily shows, they are enjoyable, informative, and entertaining.

    Apple Podcasts
    5
    Bird Dog Trainer
    United Statesa year ago
  • Short, Informative, and Mostly Solid Advice

    I really appreciate how short and to-the-point the episodes are on Ramsey Everyday Millionaires—they’re easy to fit into a busy day. My only real complaint is the nearly 30-second ad right at the beginning of each episode, which I wish they would cut down or remove. The content is especially useful if you follow Dave Ramsey’s financial philosophy, though I don’t always agree with everything they say. Still, the show is informative overall, and while I wouldn’t recommend all of their advice blind... more

    Apple Podcasts
    4
    H_o_f_f_m_a_n
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Short, practical clips are valued for quick learning.
Ad load and pacing can be distracting for some listeners.
Overall positive sentiment around clear, tax- and plan-focused financial advice.
Some critique tone and handling of callers, wishing for warmer delivery.
Listeners praise actionable investing and budgeting guidance.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#42
United States/Business/Investing
Apple Podcasts
#167
United States/Business
Apple Podcasts
#70
Canada/Business/Investing
Apple Podcasts
#211
Canada/Business
Apple Podcasts
#224
United Kingdom/Business/Investing
Apple Podcasts
#141
Australia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Is Indexed Universal Life Insurance a Good Investment?
Q: Is there any way to roll that over into an IUL?
No; the guidance is to avoid IULs due to costs and tax issues, and to consider alternatives such as tax-advantaged investments and borrowing strategies.
Is Indexed Universal Life Insurance a Good Investment?
Q: Well, I'm wondering, I have a small account in STRS and I've heard you could use an IUL which is tax-free. Is there any way to roll that over into an IUL?
The hosts explain that an IUL has high fees and non-tax-free cash value access; they advise against rolling over and suggest alternatives like tax-efficient investments and simple tax planning strategies.
Should We Get Out of Individual Stocks?
Q: What should we do? Should we sell these stocks and move into mutual funds or an index fund?
The hosts recommend selling the individual stocks to avoid concentrated risk and then moving into diversified funds (mutual funds or index funds) to spread risk across many holdings, which also aligns with a long-term retirement strategy.
Are Separately Managed Accounts Better Than Mutual Funds?
Q: What are your thoughts on SMAs versus traditional mutual funds given the caller's reservations about tax harvesting and frequent trading?
Hosts explain that SMAs are like individualized mutual funds with less diversification and that broad mutual funds or index funds often outperform SMAs over time; they emphasize letting a professional manage taxes and sticking with proven, low-cost funds rather than frequent trading.
Should We Put Conditions in Our Will for Our Estranged Daughter?
Q: do we put conditions that she would need to meet to access her portion of the inheritance?
The hosts advise against tying an inheritance to punitive conditions and recommend focusing on trust and character, leaving the decision open to adjust later if the daughter's situation improves.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About Ramsey Everyday Millionaires

What is Ramsey Everyday Millionaires about and what kind of topics does it cover?

Ramsey Everyday Millionaires combines practical personal-finance guidance with disciplined money-making and investing principles. Episodes emphasize simple, time-tested strategies—paying off debt, building emergency funds, investing in broad-market funds, and using tax-advantaged accounts—while critiquing complex, high-fee strategies. The show often features call-in coaching, real-world money-management examples, and sponsor-supported connections to investing pros, all delivered in a straightforward, no-nonsense style. A notable strength is its clear, actionable framework (the Baby Steps) that appeals to listeners seeking steady, long-term wealth building rather than quick wins; a potential drawback cited by some listeners is the host tone ... more

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Which podcasts are similar to Ramsey Everyday Millionaires?

These podcasts share a similar audience with Ramsey Everyday Millionaires:

1. The Ramsey Show Highlights
2. Real Estate the Ramsey Way
3. The Ramsey Show
4. George Kamel
5. Smart Money Happy Hour with Rachel Cruze and George Kamel

How many episodes of Ramsey Everyday Millionaires are there?

Ramsey Everyday Millionaires launched 10 years ago and published 829 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Ramsey Everyday Millionaires?

Recent guests on Ramsey Everyday Millionaires include:

1. Donald in Boston
2. Samuel Barron
3. Jade Warshaw
4. Christine Nell

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