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Ramsey Everyday Millionaires

Ramsey Network
Retirement Planning
Investing
Financial Planning
Roth IRA
Mutual Funds
Stock Market
Investment Strategies
Personal Finance
401(k)
Investment
Debt Management
Real Estate
Investments
Mortgage
Retirement
401k
S&P 500
Retirement Savings
Real Estate Investment
Net Worth

Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.

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⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and r... more

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⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and r... more

YouTube

⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and r... more

YouTube

⁠⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and... more

YouTube

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Recent Guests

Samuel Barron
A 26-year-old millionaire who has built a $5 million net worth and seeks guidance on living purposefully
Episode: How Do I Live Purposefully Now That I Have Money?
Jade Warshaw
Co-host and financial expert
Ramsey Solutions
Episode: How Quickly Should I Pay Down My House?
Christine Nell
Caller from Dallas, Texas with a net worth of nearly $5 million
Episode: Do Millionaires Still Need To Budget?

Hosts

Dave Ramsey
Host of Ramsey Everyday Millionaires, financial expert and author known for practical financial advice and wealth-building strategies.
Ken Coleman
Co-host and career expert, helping listeners find their purpose and achieve professional goals.

Reviews

4.6 out of 5 stars from 4.1k ratings
  • Living arrangements

    Why is Jade obsessed with people’s living arrangements. That is not your concern. If someone in there 20s or 30s wants to live at home for cultural purposes or any other it’s not a big deal. Chill with that stance. Plus they can save money. Not everyone wants to be married.

    Apple Podcasts
    2
    FlashFlo1
    United States2 months ago
  • Will Dave correct himself

    Keeps falsely claiming Biden passed the 10 year inherited IRA rule. That was passed in 2019 under Trump.

    Apple Podcasts
    1
    Fpro2024
    United States6 months ago
  • I expected more

    It would be nice if the calls were grouped together, less work for the listener. Dave gives the vibe of spoiled kid on the basketball court “I’ll take my ball and go home” when he cuts off callers he doesn’t agree with.

    Apple Podcasts
    1
    tres__11
    United States9 months ago
  • Quick and simple

    Quick clips from the daily shows, they are enjoyable, informative, and entertaining.

    Apple Podcasts
    5
    Bird Dog Trainer
    United States9 months ago
  • Short, Informative, and Mostly Solid Advice

    I really appreciate how short and to-the-point the episodes are on Ramsey Everyday Millionaires—they’re easy to fit into a busy day. My only real complaint is the nearly 30-second ad right at the beginning of each episode, which I wish they would cut down or remove. The content is especially useful if you follow Dave Ramsey’s financial philosophy, though I don’t always agree with everything they say. Still, the show is informative overall, and while I wouldn’t recommend all of their advice blind... more

    Apple Podcasts
    4
    H_o_f_f_m_a_n
    United States10 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the focus on practical financial advice and real-life success stories.
There is a mix of opinions regarding the host's delivery style, with some enjoying the straightforward approach while others find it overly critical at times.
Many find the content informative, particularly regarding actionable steps to improve their financial situations.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

We Grew Up Poor—Now We’re Getting $2.6 Million. What Do We Do?
Q: What would be the wisest thing for us to do, and how should we handle this?
Build a trusted advisory team (financial, tax, real estate, insurance), live on current income, get debt under control, and avoid making rushed decisions; gradually walk through the baby steps while learning to manage the money wisely.
Should We Stay Invested in the Stock Market During Retirement?
Q: My question is, when we're ready to retire, is it a good move for my husband and I to move money out of the stock market into more conservative funds within our IRA for withdrawing that money?
The hosts suggest that staying invested in the stock market can offer more growth over a long retirement horizon, as conservative options may not keep up with inflation or provide meaningful growth. They acknowledge standard withdrawal guidelines but note that some advisors are more conservative, and stress that if retirement may last 20+ years, keeping funds invested could yield higher total returns unless risk tolerance is very low.
Why Can’t I Get My Investments To Give Me A 10% Return?
Q: How do you feel about chasing double-digit returns given the historical performance of the stock market?
The guest explains that while individual years can produce high returns, diversifying with broad market exposure like an S&P 500 fund and maintaining a long-term plan is a more reliable path than trying to hit precise high targets. The host reinforces the importance of realistic expectations and diversification.
How Much Should I Invest If I’m Self-Employed?
Q: What should Terry do first given the mortgage, pension, and new self-employed income?
Start by paying down the mortgage, then max out retirement options once the house is paid off, using catch-up contributions, and layer in a solo 401k to maximize retirement savings.
When Do We Stop Investing for Retirement?
Q: Is eight million dollars enough for retirement from age 59 1/2 to 85 or 90, given their income and lifestyle?
They encourage doing a rigorous scenario analysis, check assumptions about returns and longevity, and advise not assuming eight million covers everything; instead, build contingencies and consider how much you may rely on spending in later years, potential investments for children, and the desire to work part-time for purpose.

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Frequently Asked Questions About Ramsey Everyday Millionaires

What is Ramsey Everyday Millionaires about and what kind of topics does it cover?

This series focuses on the journeys of everyday individuals who have achieved significant financial success, emphasizing practical steps for accumulating wealth. Listeners explore a variety of topics including debt management, investment strategies, and the importance of financial discipline and responsibility. Unique elements include personal stories of millionaires and insights on living below one's means, providing relatable examples for those interested in improving their financial literacy and wealth-building skills. The podcast aims to inspire audiences by showcasing how ordinary people can lead disciplined financial lives to achieve extraordinary outcomes.

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Which podcasts are similar to Ramsey Everyday Millionaires?

These podcasts share a similar audience with Ramsey Everyday Millionaires:

1. The Ramsey Show Highlights
2. Real Estate the Ramsey Way
3. George Kamel
4. The Ramsey Show
5. Smart Money Happy Hour with Rachel Cruze and George Kamel

How many episodes of Ramsey Everyday Millionaires are there?

Ramsey Everyday Millionaires launched 10 years ago and published 767 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Ramsey Everyday Millionaires?

Recent guests on Ramsey Everyday Millionaires include:

1. Samuel Barron
2. Jade Warshaw
3. Christine Nell

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