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Ramsey Everyday Millionaires

Ramsey Network
Investing
Financial Planning
Personal Finance
Real Estate
Debt Management
Taxes
IRS
Savings
529 Plans
Financial Responsibility
Home Buying
Tax Professionals
Retirement Savings
Mortgage
Interest Rates
Investment Services
Real Estate Investing
Investment Strategies
Mutual Funds
S&P 500

Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.

PublishesDailyEpisodes750Founded10 years ago
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Artwork for Ramsey Everyday Millionaires

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Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and re... more

💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and re... more

YouTube

💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and re... more

YouTube

💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and re... more

YouTube

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Recent Guests

Samuel Barron
A 26-year-old millionaire who has built a $5 million net worth and seeks guidance on living purposefully
Episode: How Do I Live Purposefully Now That I Have Money?
Jade Warshaw
Co-host and financial expert
Ramsey Solutions
Episode: How Quickly Should I Pay Down My House?
Christine Nell
Caller from Dallas, Texas with a net worth of nearly $5 million
Episode: Do Millionaires Still Need To Budget?

Hosts

Dave Ramsey
Host of Ramsey Everyday Millionaires, financial expert and author known for practical financial advice and wealth-building strategies.
Ken Coleman
Co-host and career expert, helping listeners find their purpose and achieve professional goals.

Reviews

4.6 out of 5 stars from 4.1k ratings
  • Will Dave correct himself

    Keeps falsely claiming Biden passed the 10 year inherited IRA rule. That was passed in 2019 under Trump.

    Apple Podcasts
    1
    Fpro2024
    United States4 months ago
  • I expected more

    It would be nice if the calls were grouped together, less work for the listener. Dave gives the vibe of spoiled kid on the basketball court “I’ll take my ball and go home” when he cuts off callers he doesn’t agree with.

    Apple Podcasts
    1
    tres__11
    United States7 months ago
  • Quick and simple

    Quick clips from the daily shows, they are enjoyable, informative, and entertaining.

    Apple Podcasts
    5
    Bird Dog Trainer
    United States8 months ago
  • Short, Informative, and Mostly Solid Advice

    I really appreciate how short and to-the-point the episodes are on Ramsey Everyday Millionaires—they’re easy to fit into a busy day. My only real complaint is the nearly 30-second ad right at the beginning of each episode, which I wish they would cut down or remove. The content is especially useful if you follow Dave Ramsey’s financial philosophy, though I don’t always agree with everything they say. Still, the show is informative overall, and while I wouldn’t recommend all of their advice blind... more

    Apple Podcasts
    4
    H_o_f_f_m_a_n
    United States9 months ago
  • Review

    Sometimes Dave isn’t entirely accurate with some of his statements

    Apple Podcasts
    3
    KC Base
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the focus on practical financial advice and real-life success stories.
There is a mix of opinions regarding the host's delivery style, with some enjoying the straightforward approach while others find it overly critical at times.
Many find the content informative, particularly regarding actionable steps to improve their financial situations.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#28
United States/Business/Investing
Apple Podcasts
#111
United States/Business
Apple Podcasts
#83
Canada/Business/Investing
Apple Podcasts
#199
United Kingdom/Business/Investing
Apple Podcasts
#207
Canada/Business
Apple Podcasts
#130
Australia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Can We Keep My Son’s Leftover 529 Money for His Kids?
Q: What should we do with the remaining 529 funds when our son is done with college?
Keep it as a generational asset, consider rolling over portions under Secure 2.0 rules, and keep control over the funds to decide later beneficiaries, which can turn into a long-term endowment for the family.
Everyone’s Predicting a Market Correction—Should I Move to Cash?
Q: Should I take part of my 401k and move it into my cash mutual fund for now?
The guidance given was to avoid moving to cash; your cash reserves should be used sparingly and you should stay invested, because long-term markets have a history of recovering and time in the market outweighs timing the market. You already have a substantial cash cushion, and you should plan to weather downturns without tapping into retirement funds.
What’s the Point of Investing If I Don’t Plan to Use It?
Q: Why should I invest in stocks and bonds if I'm never going to be able to use this money, and how can I bring it out without being heavily taxed?
Investing in growth-oriented assets and using accounts like Roth IRAs allows the money to compound over time; Roth IRAs offer tax-free growth and tax-free withdrawals in retirement, so the long-term compounding can be tax-efficient even if you don't need the money today. Tax considerations depend on account type and withdrawal strategy, but overall investing can still be worthwhile for future wealth and potential heirs.
Should I Front-Load My 401(k) or Contribute Throughout the Year?
Q: Should I front-load my 401(k) or spread contributions throughout the year?
Lump-summing can yield higher year-long growth because you participate fully in market gains, but you should front-load only if you can emotionally tolerate potential short-term market drops; otherwise, spreading contributions may help manage anxiety.
Can We Save For A House And Invest At The Same Time?
Q: How should I invest savings that are earmarked for a house if the horizon is three years or more vs under three years?
If the horizon is three years or more, shift funds toward an index fund or S&P 500–oriented mutual fund for growth; if under three years, keep more in high-yield savings to avoid market risk, recognizing that returns won't drastically change the house timeline compared to savings rate and job/career growth.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Ramsey Everyday Millionaires

What is Ramsey Everyday Millionaires about and what kind of topics does it cover?

This series focuses on the journeys of everyday individuals who have achieved significant financial success, emphasizing practical steps for accumulating wealth. Listeners explore a variety of topics including debt management, investment strategies, and the importance of financial discipline and responsibility. Unique elements include personal stories of millionaires and insights on living below one's means, providing relatable examples for those interested in improving their financial literacy and wealth-building skills. The podcast aims to inspire audiences by showcasing how ordinary people can lead disciplined financial lives to achieve extraordinary outcomes.

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How many listeners does Ramsey Everyday Millionaires get?

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Which podcasts are similar to Ramsey Everyday Millionaires?

These podcasts share a similar audience with Ramsey Everyday Millionaires:

1. The Ramsey Show Highlights
2. Real Estate the Ramsey Way
3. George Kamel
4. The Ramsey Show
5. Smart Money Happy Hour with Rachel Cruze and George Kamel

How many episodes of Ramsey Everyday Millionaires are there?

Ramsey Everyday Millionaires launched 10 years ago and published 750 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Ramsey Everyday Millionaires?

Recent guests on Ramsey Everyday Millionaires include:

1. Samuel Barron
2. Jade Warshaw
3. Christine Nell

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