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Artwork for Real Estate the Ramsey Way

Real Estate the Ramsey Way

Ramsey Network
Real Estate
Home Ownership
Housing Market
Real Estate Investment
Debt Management
Mortgage
Mortgage Rates
Real Estate Market
Financial Planning
Ramsey Solutions
Home Buying
Homeownership
Real Estate Agents
Interest Rates
Renting
Closing Costs
Wealth Building
Mortgage Refinancing
HELOC
Real Estate Market Trends

Dave Ramsey believes your home should be a blessing, not a burden. That’s why he and his team of experts help callers to The Ramsey Show navigate buying and selling with confidence. Their practical advice helps you avoid overpaying or underselling, so your home builds wealth instead of stress. Learn more here: ter.li/2323d5

PublishesWeeklyEpisodes110Founded3 years ago
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Artwork for Real Estate the Ramsey Way

Latest Episodes

Feeling like homeownership is out of reach can be incredibly discouraging, especially when you've worked hard and done all the right things. We talk through the challenges of today's housing market and what it might take to make buying a home a reali... more

Dave Ramsey and real estate expert Brian Buffini break down the ROAD to Housing Act, the most significant housing legislation in decades, and explain what it could mean for homebuyers, homeowners, and the future of the housing market.

Next steps:

·... more

A couple is worried they may have stretched too far to buy their home. We walk through their numbers and help them determine whether their housing costs are putting too much strain on their finances.

Next steps:

·   🏠 Not sure what to do next when... more

Being gifted a home by your parents can create unexpected tax questions and consequences. We walk through what a quitclaim transfer means and how to think about the potential tax impact before making any decisions.

Next steps:

·   🏠Not sure what ... more

Key Facts

Accepts Sponsors
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Number of Listeners
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Recent Guests

Matt Clarke
President and Chief Operating Officer at Churchill Mortgage
Churchill Mortgage
Episode: You Need to Know This to Buy a Home Today (From a Real Estate Expert)

Host

Dave Ramsey
Host of Real Estate the Ramsey Way; associated with Ramsey Solutions and broader Ramsey brand.

Reviews

4.7 out of 5 stars from 292 ratings
  • Disappointed

    These people are in hardships and all the hosts do is laugh at and interrupt them.

    Apple Podcasts
    1
    Vast95
    United States10 months ago
  • Painful to listen to these knuckleheads. Not even close to clever as much as they try to be.

    Audible
    1
    Anonymous
    United Statesa year ago
  • Painful

    Painful to listen to these knuckleheads. Not even close to clever as much as they try to be.

    Audible
    1
    Anonymous User
    United Statesa year ago
  • Good advice

    Informative. Like that there are no commercials.

    Apple Podcasts
    5
    MommaMandaPanda
    United States3 years ago
  • More Dave

    Thanks so much, Dave. Anything with you is so much better. Please mentor the “personalities” more. They need it, and we need more “DAVE” mentoring also. So many of us have been listening to you so long that we can easily tell when the “personalities” are guessing at “What Would Dave Do” and that hurts your brand.

    Apple Podcasts
    5
    2LL’s
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many praise the emphasis on trusted agent networks and avoiding risky financing.
Listeners appreciate the practical, math-driven guidance on real estate and mortgages.
Some listeners want more mentoring from Dave and sharper critiques of guest hosts.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

You Need to Know This to Buy a Home Today (From a Real Estate Expert)
Q: What does it look like to get a mortgage without a credit score?
A mortgage without a credit score still considers financial discipline: you build an alternate credit profile through trade lines, bill payments, and housing history, with underwriting and month-by-month documentation to support the loan.
You Need to Know This to Buy a Home Today (From a Real Estate Expert)
Q: What do you say to first-time buyers about how much rates moving around affects their mortgage payment?
Encourage buyers to focus on whether their budget can support homeownership now and to use pre-approval to lock in a plan, rather than obsessing over short-term rate fluctuations.
You Need to Know This to Buy a Home Today (From a Real Estate Expert)
Q: When are the rates gonna magically come down, Matt? Where's your crystal ball?
Rates are unstable due to geopolitical and market factors, and predicting exact movements is not reliable; buyers should focus on budget readiness and long-term planning rather than chasing rate forecasts.
Am I Making a Huge Mistake Not Hiring My Own Real Estate Agent?
Q: What are the advantages and disadvantages of a dual agent scenario, and would a dual agent scenario benefit me in any particular way?
The main advantage some buyers expect is potentially easier communication if a single agent handles both sides, but there are downsides like reduced advocacy for the buyer and possible conflicts of interest. Generally, a buyer's agent working separately is still standard and provides clear representation for the buyer, which is why many experts, including the hosts, recommend using RamseyTrusted buyer's agents to keep the process straightforward and aligned with your financial goals.
My Wife’s Rental Is Losing Money—Should We Sell?
Q: What are the current rent and monthly costs for the condo, and how does that affect your finances?
The condo rents for about 1,291 per month, but the mortgage plus HOA and other costs total more than that, resulting in a monthly shortfall that is financially unsustainable for the couple.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Real Estate the Ramsey Way

What is Real Estate the Ramsey Way about and what kind of topics does it cover?

This show combines practical real estate guidance with long-term financial planning, focusing on buying, selling, and financing homes through a Ramsey-aligned lens. Common themes include choosing trusted real estate agents, avoiding risky financing (like short-term ARMs), evaluating down payments and mortgage structures, and balancing homeownership goals with long-term wealth and debt-free principles. Episodes frequently promote Ramsey Trusted Real Estate Agents and emphasize disciplined budgeting, emergency funds, and avoiding speculative moves. This mix of blunt financial coaching, real-world scenarios, and networked agent resources is particularly helpful for listeners navigating first-time purchases, family mergers, and real estate inve... more

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Which podcasts are similar to Real Estate the Ramsey Way?

These podcasts share a similar audience with Real Estate the Ramsey Way:

1. Ramsey Everyday Millionaires
2. The Ramsey Show Highlights
3. EntreLeadership
4. George Kamel
5. The Ramsey Show

How many episodes of Real Estate the Ramsey Way are there?

Real Estate the Ramsey Way launched 3 years ago and published 110 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Real Estate the Ramsey Way?

Recent guests on Real Estate the Ramsey Way include:

1. Matt Clarke

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